bankruptcy has people talking

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TheBlueMonk_ 12/14/20 5:23:19 PM #1:	about how it gave them a fresh start, how they were able to turn their lives around, etc. /r/personalfinance responds to every question about it by saying "no" "i'm 50,000 dollars in debt and i dont make enough" "you dont have a debt problem. you have an income problem. get another job." "i work 2 jobs already." "sell blood. get a third job." "i dont see any option left' "yeah but your credit report!!!" "I cant feed my family?" "What about your creditors families?!?!?!" --- Park Minyoung NOONA <3 https://imgur.com/F5yuHSF <cite>TheBlueMonk_ posted [p:948333769] in researchin... [t:79175497]...</cite> <quote>about how it gave them a fresh start, how they were able to turn their lives around, etc. /r/personalfinance responds to every question about it by saying "no" "i'm 50,000 dollars in debt and i dont make enough" "you dont have a debt problem. you have an income problem. get another job." "i work 2 jobs already." "sell blood. get a third job." "i dont see any option left' "yeah but your credit report!!!" "I cant feed my family?" "What about your creditors families?!?!?!" </quote> ... Copied to Clipboard!
TheBlueMonk_ 12/15/20 11:25:09 AM #2:	hey --- Park Minyoung NOONA <3 https://imgur.com/F5yuHSF <cite>TheBlueMonk_ posted [p:948361738] in researchin... [t:79175497]...</cite> <quote>hey </quote> ... Copied to Clipboard!
skermac 12/15/20 11:29:03 AM #3:	Ive done chapter 7 a couple times it ruins nothing and strangely credit card companies start making offers again a couple years after bankruptcy --- To the edge of the universe and back, endure and survive <cite>skermac posted [p:948361877] in researchin... [t:79175497]...</cite> <quote>Ive done chapter 7 a couple times it ruins nothing and strangely credit card companies start making offers again a couple years after bankruptcy </quote> ... Copied to Clipboard!
TheBlueMonk_ 12/15/20 11:30:05 AM #4:	skermac posted... Ive done chapter 7 a couple times it ruins nothing and strangely credit card companies start making offers again a couple years after bankruptcy couple times? i thought you could only do it after 10 years howd the other times past the first go? --- Park Minyoung NOONA <3 https://imgur.com/F5yuHSF <cite>TheBlueMonk_ posted [p:948361915] in researchin... [t:79175497]...</cite> <quote>skermac posted... </cite> <quote>Ive done chapter 7 a couple times it ruins nothing and strangely credit card companies start making offers again a couple years after bankruptcy</quote>couple times? i thought you could only do it after 10 years howd the other times past the first go? </quote> ... Copied to Clipboard!
pinky0926 12/15/20 11:31:03 AM #5:	I get that /r/personalfinance tries to give practical advice to people but sometimes they seem so far out of touch with reality Like if i'm asking if I should buy that lawnmower I don't need some 24 year old investor telling me I need to start pulling 90 hour weeks in order to get a 10k emergency fund in place, lol --- CE's Resident Scotsman. https://imgur.com/ILz2ZbV <cite>pinky0926 posted [p:948361950] in researchin... [t:79175497]...</cite> <quote>I get that /r/personalfinance tries to give practical advice to people but sometimes they seem so far out of touch with reality Like if i'm asking if I should buy that lawnmower I don't need some 24 year old investor telling me I need to start pulling 90 hour weeks in order to get a 10k emergency fund in place, lol </quote> ... Copied to Clipboard!
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TheBlueMonk_ 12/15/20 11:32:33 AM #7:	pinky0926 posted... Like if i'm asking if I should buy that lawnmower I don't need some 24 year old investor telling me I need to start pulling 90 hour weeks in order to get a 10k emergency fund in place, lol my favorite are the windfall posts "I just got 500,000 dollars from an uncle i never knew i had, what do i do with it?" like, fuck off. --- Park Minyoung NOONA <3 https://imgur.com/F5yuHSF <cite>TheBlueMonk_ posted [p:948361999] in researchin... [t:79175497]...</cite> <quote>pinky0926 posted... </cite> <quote>Like if i'm asking if I should buy that lawnmower I don't need some 24 year old investor telling me I need to start pulling 90 hour weeks in order to get a 10k emergency fund in place, lol</quote>my favorite are the windfall posts "I just got 500,000 dollars from an uncle i never knew i had, what do i do with it?" like, fuck off. </quote> ... Copied to Clipboard!
Romulox28 12/15/20 11:39:52 AM #8:	what is important to consider is that reddit has exactly two types of people: children/teens these kinds of people: https://typicalstudent.org/uploads/images/2018/12/cover-guys-live-in-apartments-like-this-1.jpg so whether you are getting advice about finance, video games, books, politics, whatever, it is all coming from either a literal child or a manchild, rarely are you getting replies from guys who have dynamic lives in the real world. so its easy for some guy in a studio apartment to bang out on his glowing keyboard about how you need to put 60% of your income into a roth ira or you will die penniless --- https://imgur.com/LhwwG <cite>Romulox28 posted [p:948362241] in researchin... [t:79175497]...</cite> <quote>what is important to consider is that reddit has exactly two types of people: children/teensthese kinds of people: https://typicalstudent.org/uploads/images/2018/12/cover-guys-live-in-apartments-like-this-1.jpg so whether you are getting advice about finance, video games, books, politics, whatever, it is all coming from either a literal child or a manchild, rarely are you getting replies from guys who have dynamic lives in the real world. so its easy for some guy in a studio apartment to bang out on his glowing keyboard about how you need to put 60% of your income into a roth ira or you will die penniless </quote> ... Copied to Clipboard!
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Jabodie 12/15/20 11:44:42 AM #10:	If you want to see some real financial degenerates, head over to r/crypto for constant comedy gold. --- <insert sig here> <cite>Jabodie posted [p:948362381] in researchin... [t:79175497]...</cite> <quote>If you want to see some real financial degenerates, head over to r/crypto for constant comedy gold. </quote> ... Copied to Clipboard!
pinky0926 12/15/20 11:50:35 AM #11:	Romulox28 posted... what is important to consider is that reddit has exactly two types of people: 1. children/teens 2. these kinds of people: https://typicalstudent.org/uploads/images/2018/12/cover-guys-live-in-apartments-like-this-1.jpg so whether you are getting advice about finance, video games, books, politics, whatever, it is all coming from either a literal child or a manchild, rarely are you getting replies from guys who have dynamic lives in the real world. so its easy for some guy in a studio apartment to bang out on his glowing keyboard about how you need to put 60% of your income into a roth ira or you will die penniless Absolutely spot on. This behaviour permeates every subreddit. /r/relationships is 24 year olds who think being mad at your SO is grounds for a divorce "These sorts of communications problems are a huge red flag IMO. You should really consider whether you can trust him after this" Jesus fuck Megan try being with someone for more than 6 months before you open your trap on the subject of marital bliss --- CE's Resident Scotsman. https://imgur.com/ILz2ZbV <cite>pinky0926 posted [p:948362603] in researchin... [t:79175497]...</cite> <quote>Romulox28 posted... </cite> <quote>what is important to consider is that reddit has exactly two types of people: 1. children/teens 2. these kinds of people: https://typicalstudent.org/uploads/images/2018/12/cover-guys-live-in-apartments-like-this-1.jpg so whether you are getting advice about finance, video games, books, politics, whatever, it is all coming from either a literal child or a manchild, rarely are you getting replies from guys who have dynamic lives in the real world. so its easy for some guy in a studio apartment to bang out on his glowing keyboard about how you need to put 60% of your income into a roth ira or you will die penniless</quote> Absolutely spot on. This behaviour permeates every subreddit. /r/relationships is 24 year olds who think being mad at your SO is grounds for a divorce "These sorts of communications problems are a huge red flag IMO. You should really consider whether you can trust him after this" Jesus fuck Megan try being with someone for more than 6 months before you open your trap on the subject of marital bliss </quote> ... Copied to Clipboard!
TheBlueMonk_ 12/15/20 11:51:54 AM #12:	pinky0926 posted... /r/relationships is 24 year olds who think being mad at your SO is grounds for a divorce "My husband is being unreasonable" "leave him' "dump him." "my wife is being unreasonable" 'Maybe think about it from her perspective?" "Sexist pig." "Try talking it out" --- Park Minyoung NOONA <3 https://imgur.com/F5yuHSF <cite>TheBlueMonk_ posted [p:948362640] in researchin... [t:79175497]...</cite> <quote>pinky0926 posted... </cite> <quote>/r/relationships is 24 year olds who think being mad at your SO is grounds for a divorce</quote>"My husband is being unreasonable" "leave him' "dump him." "my wife is being unreasonable" 'Maybe think about it from her perspective?" "Sexist pig." "Try talking it out" </quote> ... Copied to Clipboard!
littlebro07 12/15/20 11:55:11 AM #13:	Personalfinance is one of the worst subs on Reddit IMO "I just graduated with a full ride scholarship and inherited $4 million and a mansion from my grandpa, what am I doing wrong?" Bastards --- https://i.imgtc.com/MGGa6Os.gif <cite>littlebro07 posted [p:948362749] in researchin... [t:79175497]...</cite> <quote>Personalfinance is one of the worst subs on Reddit IMO "I just graduated with a full ride scholarship and inherited $4 million and a mansion from my grandpa, what am I doing wrong?" Bastards </quote> ... Copied to Clipboard!
BignutzisBack 12/15/20 11:56:29 AM #14:	r/pfjerk just a nice change of pace when you're getting hit with too much bullshit from personal finance --- https://imgur.com/plA0Vg9 https://media.giphy.com/media/dgK22exekwOLm/giphy.gif <cite>BignutzisBack posted [p:948362783] in researchin... [t:79175497]...</cite> <quote>r/pfjerk just a nice change of pace when you're getting hit with too much bullshit from personal finance </quote> ... Copied to Clipboard!
littlebro07 12/15/20 12:26:27 PM #15:	BignutzisBack posted... r/pfjerk just a nice change of pace when you're getting hit with too much bullshit from personal finance Lmfao, thank you for this recommendation https://www.reddit.com/r/PFJerk/comments/k9f3g8/just_got_huge_cash_bonus_overwhelming/?utm_medium=android_app&utm_source=share --- https://i.imgtc.com/MGGa6Os.gif <cite>littlebro07 posted [p:948363976] in researchin... [t:79175497]...</cite> <quote>BignutzisBack posted... </cite> <quote>r/pfjerk just a nice change of pace when you're getting hit with too much bullshit from personal finance</quote> Lmfao, thank you for this recommendation https://www.reddit.com/r/PFJerk/comments/k9f3g8/just_got_huge_cash_bonus_overwhelming/?utm_medium=android_app&utm_source=share </quote> ... Copied to Clipboard!
Prismsblade 12/15/20 12:47:15 PM #16:	So where should someone go then if they want real financial advice? --- 3DS FC:3368-5403-9633 Name: Kaizer PSN: Blackkaizer <cite>Prismsblade posted [p:948364783] in researchin... [t:79175497]...</cite> <quote>So where should someone go then if they want real financial advice? </quote> ... Copied to Clipboard!
littlebro07 12/15/20 12:50:03 PM #17:	Prismsblade posted... So where should someone go then if they want real financial advice? I used to read r/povertyfinance - there was some genuinely good advice there. r/middleclassfinance too --- https://i.imgtc.com/MGGa6Os.gif <cite>littlebro07 posted [p:948364871] in researchin... [t:79175497]...</cite> <quote>Prismsblade posted... </cite> <quote>So where should someone go then if they want real financial advice?</quote> I used to read r/povertyfinance - there was some genuinely good advice there. r/middleclassfinance too </quote> ... Copied to Clipboard!
emblem boy 12/15/20 12:59:30 PM #18:	Financial independence subreddit. Got people making $200k+ talking about " if I can save 50% of my income in order to FIRE, so can you". --- Pitter-patter, let's get at 'er <cite>emblem boy posted [p:948365254] in researchin... [t:79175497]...</cite> <quote>Financial independence subreddit. Got people making $200k+ talking about " if I can save 50% of my income in order to FIRE, so can you".</quote> ... Copied to Clipboard!
Balnazarr 12/15/20 1:10:52 PM #19:	both relationships and personal finance are terrible. Nobody on either have experience with what they're saying. 9/10 you get trolls posting stupid advice. Stuff like that should be handled by a professional not some average joe redditor. <cite>Balnazarr posted [p:948365709] in researchin... [t:79175497]...</cite> <quote>both relationships and personal finance are terrible. Nobody on either have experience with what they're saying. 9/10 you get trolls posting stupid advice. Stuff like that should be handled by a professional not some average joe redditor. </quote> ... Copied to Clipboard!
littlebro07 12/15/20 1:13:02 PM #20:	emblem boy posted... Financial independence subreddit. Got people making $200k+ talking about " if I can save 50% of my income in order to FIRE, so can you". Reminds me of those click bait articles "This couple paid off $50,000 in debt in one year! Find out how!" article explains how the couple ended their lease, moved in with family rent-free, and got new six figure jobs --- https://i.imgtc.com/MGGa6Os.gif <cite>littlebro07 posted [p:948365799] in researchin... [t:79175497]...</cite> <quote>emblem boy posted... </cite> <quote>Financial independence subreddit. Got people making $200k+ talking about " if I can save 50% of my income in order to FIRE, so can you".</quote> Reminds me of those click bait articles "This couple paid off $50,000 in debt in one year! Find out how!" article explains how the couple ended their lease, moved in with family rent-free, and got new six figure jobs </quote> ... Copied to Clipboard!
Veggeta X 12/15/20 1:36:24 PM #21:	tag --- Don't like it? Don't watch it. It's that simple Dictator of Nice Guys <cite>Veggeta X posted [p:948366658] in researchin... [t:79175497]...</cite> <quote>tag </quote> ... Copied to Clipboard!
s0nicfan 12/15/20 1:38:36 PM #22:	Romulox28 posted... these kinds of people: https://typicalstudent.org/uploads/images/2018/12/cover-guys-live-in-apartments-like-this-1.jpg I thought I recognized that picture. Its from this meme: --- "History Is Much Like An Endless Waltz. The Three Beats Of War, Peace And Revolution Continue On Forever." - Gundam Wing: Endless Waltz <cite>s0nicfan posted [p:948366742] in researchin... [t:79175497]...</cite> <quote>Romulox28 posted... </cite> <quote>these kinds of people: https://typicalstudent.org/uploads/images/2018/12/cover-guys-live-in-apartments-like-this-1.jpg</quote> I thought I recognized that picture. Its from this meme: </quote> ... Copied to Clipboard!
Mark_DeRosa 12/15/20 1:41:49 PM #23:	pinky0926 posted... I get that /r/personalfinance tries to give practical advice to people but sometimes they seem so far out of touch with reality Like if i'm asking if I should buy that lawnmower I don't need some 24 year old investor telling me I need to start pulling 90 hour weeks in order to get a 10k emergency fund in place, lol yep, this. I hate that sub now. hey guys Im thinking about buying the new ps5. WHAT? You better have 10k in emergency funds, make 100k a year, 850 credit score, and maxed out 401k. Instead of buying a ps5, dumpster dive behind GameStop and get a free broken ps3. Fix it and youre fine. Ive lived off no car a ps3 for 10 years --- Steve Nash \| 13\| Phoenix Suns \| PPG: 16.9 \| RPG: 3.60 \| APG 11.3 \| EFF: +22.96 http://www.gifsoup.com/view3/2283379/dance-o.gif <cite>Mark_DeRosa posted [p:948366856] in researchin... [t:79175497]...</cite> <quote>pinky0926 posted... </cite> <quote>I get that /r/personalfinance tries to give practical advice to people but sometimes they seem so far out of touch with reality Like if i'm asking if I should buy that lawnmower I don't need some 24 year old investor telling me I need to start pulling 90 hour weeks in order to get a 10k emergency fund in place, lol</quote> yep, this. I hate that sub now. hey guys Im thinking about buying the new ps5. WHAT? You better have 10k in emergency funds, make 100k a year, 850 credit score, and maxed out 401k. Instead of buying a ps5, dumpster dive behind GameStop and get a free broken ps3. Fix it and youre fine. Ive lived off no car a ps3 for 10 years </quote> ... Copied to Clipboard!
whitelytning 12/15/20 1:43:27 PM #24:	Prismsblade posted... So where should someone go then if they want real financial advice? Honestly it depends on the kind of advice you need. r/personal finance has good general ideas and resources but the people there try to apply them in unrealistic ways to sound cool. Financial advice for someone making $50k trying to buy a house or start saving for retirement is different and simpler than someone that is married, has an income of $300k, $800k in stocks, and just inherited $2mm. If you have a more complex situation it may make sense to get professional advise. If it's more simple you can get by with general debt/income principles. --- ************************************************ https://imgur.com/iZdWIKJ <cite>whitelytning posted [p:948366935] in researchin... [t:79175497]...</cite> <quote>Prismsblade posted... </cite> <quote>So where should someone go then if they want real financial advice?</quote> Honestly it depends on the kind of advice you need. r/personal finance has good general ideas and resources but the people there try to apply them in unrealistic ways to sound cool. Financial advice for someone making $50k trying to buy a house or start saving for retirement is different and simpler than someone that is married, has an income of $300k, $800k in stocks, and just inherited $2mm. If you have a more complex situation it may make sense to get professional advise. If it's more simple you can get by with general debt/income principles. </quote> ... Copied to Clipboard!
TheCodeisBosco 12/15/20 1:47:21 PM #25:	Romulox28 posted... what is important to consider is that reddit has exactly two types of people: 1. children/teens 2. these kinds of people: https://typicalstudent.org/uploads/images/2018/12/cover-guys-live-in-apartments-like-this-1.jpg so whether you are getting advice about finance, video games, books, politics, whatever, it is all coming from either a literal child or a manchild, rarely are you getting replies from guys who have dynamic lives in the real world. so its easy for some guy in a studio apartment to bang out on his glowing keyboard about how you need to put 60% of your income into a roth ira or you will die penniless https://media.tenor.com/images/6c24f8fa4fde3cd8b14c67bb90590523/tenor.gif Reddit has never, and will never, be a credible resource for adult matters. Subs like personalfinance, relationships, etc. are all about making up their own reality as they go. --- The music was thud-like. The music was... thud-like. <cite>TheCodeisBosco posted [p:948367095] in researchin... [t:79175497]...</cite> <quote>Romulox28 posted... </cite> <quote>what is important to consider is that reddit has exactly two types of people: 1. children/teens 2. these kinds of people: https://typicalstudent.org/uploads/images/2018/12/cover-guys-live-in-apartments-like-this-1.jpg so whether you are getting advice about finance, video games, books, politics, whatever, it is all coming from either a literal child or a manchild, rarely are you getting replies from guys who have dynamic lives in the real world. so its easy for some guy in a studio apartment to bang out on his glowing keyboard about how you need to put 60% of your income into a roth ira or you will die penniless</quote> https://media.tenor.com/images/6c24f8fa4fde3cd8b14c67bb90590523/tenor.gif Reddit has never, and will never, be a credible resource for adult matters. Subs like personalfinance, relationships, etc. are all about making up their own reality as they go. </quote> ... Copied to Clipboard!
emblem boy 12/15/20 2:41:44 PM #26:	s0nicfan posted... Romulox28 posted... these kinds of people: https://typicalstudent.org/uploads/images/2018/12/cover-guys-live-in-apartments-like-this-1.jpg I thought I recognized that picture. Its from this meme: Haha, man that was me when I first moved out and started working after college. A year later, my parents came to visit and saw I had no couch. Pretty much made me go to ikea and got a couch that same day, lol --- Pitter-patter, let's get at 'er <cite>emblem boy posted [p:948369178] in researchin... [t:79175497]...</cite> <quote>s0nicfan posted...</cite> <quote>Romulox28 posted... </cite> <quote> these kinds of people: https://typicalstudent.org/uploads/images/2018/12/cover-guys-live-in-apartments-like-this-1.jpg</quote> I thought I recognized that picture. Its from this meme: </quote> Haha, man that was me when I first moved out and started working after college. A year later, my parents came to visit and saw I had no couch. Pretty much made me go to ikea and got a couch that same day, lol</quote> ... Copied to Clipboard!
realnifty1 12/15/20 3:37:40 PM #27:	Water is wet. The people who post most in any space are going to be the biggest proponents of whatever the ideology of that space is. personalfinance is going to be full of people with enough money to waste time thinking about what to do with it and trying to amaas as much as possible bankruptcy is going to have people that feel it is a good answer to any problem CE is going to be full of shit posts and trolls It's the internet version of read the room. <cite>realnifty1 posted [p:948371349] in researchin... [t:79175497]...</cite> <quote>Water is wet. The people who post most in any space are going to be the biggest proponents of whatever the ideology of that space is. personalfinance is going to be full of people with enough money to waste time thinking about what to do with it and trying to amaas as much as possible bankruptcy is going to have people that feel it is a good answer to any problem CE is going to be full of shit posts and trolls It's the internet version of read the room. </quote> ... Copied to Clipboard!
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Current Events > researching bankruptcy on reddit is so strange. r/bankruptcy has people talking (+) Yeah! (+)

Current Events > researching bankruptcy on reddit is so strange. r/bankruptcy has people talking