Poll of the Day > End of debt is in sight for me

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Jen0125
09/24/20 4:51:29 PM
#1:


I'll have my personal loan paid off early next year. My car the year after. I have $1,500 on a credit card which will be paid off shortly.

Then all I have is my student loan.

It feels awesome. Wew.

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IronBornCorps
09/24/20 4:53:09 PM
#2:


That's awesome!! Congrats!

(I have about 3 years until I'm debt free with my student loan and my car. They will be paid off the same year tho)

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Lokarin
09/24/20 4:56:38 PM
#3:


Gratz

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Jen0125
09/24/20 4:57:01 PM
#4:


IronBornCorps posted...
That's awesome!! Congrats!

(I have about 3 years until I'm debt free with my student loan and my car. They will be paid off the same year tho)

My student loan is pretty large still but it's finally under $60k. I should be able to pay more towards it when I go overseas and have my housing paid for.

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IronBornCorps
09/24/20 4:59:09 PM
#5:


Jen0125 posted...
My student loan is pretty large still but it's finally under $60k. I should be able to pay more towards it when I go overseas and have my housing paid for.

Is your move to Korea going to be permanent?

I went to a technical boot camp, so my loan was only like $20k for a 14 week course.

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Jen0125
09/24/20 5:14:51 PM
#6:


IronBornCorps posted...
Is your move to Korea going to be permanent?

I went to a technical boot camp, so my loan was only like $20k for a 14 week course.

I'm hoping I like it enough for it to be long term. I see a lot of people doing it for around 5 years but with a Masters I can get a more stable job at an international school or university.

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IronBornCorps
09/24/20 5:16:43 PM
#7:


That's a good goal.

Korean food is pretty tasty too, I imagine it will be better once you are there, and all the boys are so clean and we'll groomed.

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Jen0125
09/24/20 5:17:30 PM
#8:


I just don't know how conservative the day to day culture really is over there but honestly if it doesn't work out there I can try a different country

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IronBornCorps
09/24/20 5:20:01 PM
#9:


I would imagine pretty conservative on the surface, but there should definitely be pockets where things are less so, or after dark maybe?

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Jen0125
09/24/20 5:22:08 PM
#10:


IronBornCorps posted...
I would imagine pretty conservative on the surface, but there should definitely be pockets where things are less so, or after dark maybe?

Well they have a pretty big night life and drinking culture over there. But I guess it's pretty biased against women and there's a highish rate of sexual harassment or assault. So we'll see how it goes.

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DarkDoc
09/24/20 5:31:34 PM
#11:


Well done
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Jen0125
09/24/20 5:32:38 PM
#12:


DarkDoc posted...
Well done

Ty ty

It's been a long process lol

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SilentSeph
09/24/20 5:37:17 PM
#13:


It feels like finally having shackles removed. Congrats!

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Jen0125
09/24/20 5:37:57 PM
#14:


SilentSeph posted...
It feels like finally having shackles removed. Congrats!

It really does. I'll have like $700 more a month when that's all paid off.

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Ogurisama
09/24/20 5:38:13 PM
#15:


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Jen0125
09/24/20 5:45:36 PM
#16:


Ogurisama posted...
Didnt you just get a mortgage?

Not in my name.

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IronBornCorps
09/24/20 5:49:10 PM
#17:


Jen0125 posted...
Well they have a pretty big night life and drinking culture over there. But I guess it's pretty biased against women and there's a highish rate of sexual harassment or assault. So we'll see how it goes.

Yeah, sexual harassment is no bueno. I wonder what the over under is that it would be better/worse because your white.

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Jen0125
09/24/20 5:50:13 PM
#18:


IronBornCorps posted...
Yeah, sexual harassment is no bueno. I wonder what the over under is that it would be better/worse because your white.

I have read that they treat foreigners different because they know we aren't of that culture. But they still expect us to be respectful of their culture, obviously. Every country has flaws but most people I've read blogs or posts from say they loved their experience.

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IronBornCorps
09/24/20 6:00:58 PM
#19:


I'm sure it will be a positive experience for you. You are going in knowing the language, so that's already a leg up in adjusting the culture. I also don't see you being a total Karen over there and demanding special treatment because you are American.

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Cobalt_Wasps
09/24/20 6:39:04 PM
#20:


was it worth it?

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Sarcasthma
09/24/20 6:44:34 PM
#21:


If youre worried about getting sexually harassed, then youll probably want to avoid living in Japan. :p

Its concerning how many of my female coworkers have had to deal with creepy old guys soliciting them.

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Jen0125
09/24/20 6:46:41 PM
#22:


Cobalt_Wasps posted...
was it worth it?

The debt? Probably not. I mean I have a great job now but it's not using my degree. I wish my parents had taught me more about financial responsibility growing up

Sarcasthma posted...
If youre worried about getting sexually harassed, then youll probably want to avoid living in Japan. :p

Its concerning how many of my female coworkers have had to deal with creepy old guys soliciting them.

I mean, I can handle that. It's annoying but it's whatever. I'm worried about actually being assaulted.

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Sarcasthma
09/24/20 6:48:40 PM
#23:


I fortunately dont know of any coworkers or friends being assaulted. Most places here feel pretty safe (even at night).

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IronBornCorps
09/24/20 6:50:10 PM
#24:


Sarcasthma posted...
If youre worried about getting sexually harassed, then youll probably want to avoid living in Japan. :p

Its concerning how many of my female coworkers have had to deal with creepy old guys soliciting them.

I don't want to undermine the issues in Japan at all, but really you will find sexual harassment targeted at women in every country. USA is far from perfect on this, and I'm sure EU has things to work on as well.

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Jen0125
09/24/20 6:50:33 PM
#25:


IronBornCorps posted...
I don't want to undermine the issues in Japan at all, but really you will find sexual harassment targeted at women in every country. USA is far from perfect on this, and I'm sure EU has things to work on as well.

Yeah, it's pretty universal.

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IronBornCorps
09/24/20 6:51:24 PM
#26:


Part of being a woman in a patriarchal society

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Sarcasthma
09/24/20 6:54:26 PM
#27:


IronBornCorps posted...
I don't want to undermine the issues in Japan at all, but really you will find sexual harassment targeted at women in every country. USA is far from perfect on this, and I'm sure EU has things to work on as well.
Definitely, it just seems more ingrained in Japanese society than it is in the US.

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IronBornCorps
09/24/20 6:57:03 PM
#28:


Sarcasthma posted...
Definitely, it just seems more ingrained in Japanese society than it is in the US.

Japan definitely has some uniqueness to it for sure. Given the country did the whole sharking and bus groping thing.

I've been to India, and I would say the situation is pretty wild there too.

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Jen0125
09/24/20 7:00:11 PM
#29:


I would never go to India. Or Brazil.

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IronBornCorps
09/24/20 7:00:33 PM
#30:


I wouldn't say its more or less ingrained than anywhere else though. I just think every culture has their own flavor of it, and some countries are a little spicer than others. I hate to use flavor and spicy to describe it, but I'm hungry again.

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IronBornCorps
09/24/20 7:03:22 PM
#31:


I have family in India, I wouldn't go anywhere without my male cousin or brothers (not that I couldn't). It's a lot more modernized and felt way more Westernized than expected in the city.

Lots of people starring and coming up to try and dance with me though.

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Clench281
09/24/20 7:04:56 PM
#32:


Nice. I think I'm a year away from finishing my student loans if I pay them down aggressively.

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Jen0125
09/24/20 7:07:55 PM
#33:


Clench281 posted...
Nice. I think I'm a year away from finishing my student loans if I pay them down aggressively.

Hell yeah

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blu
09/24/20 7:08:40 PM
#34:


Great job!

Time for the emergency fund. And then life starts opening up.

Then comes financial independence, and life really opens wide.

Keep it up!
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Jen0125
09/24/20 7:09:35 PM
#35:


I have thousands in savings rn.

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DirtBasedSoap
09/24/20 7:10:39 PM
#36:


can i borrow a dollar

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Jen0125
09/24/20 7:14:31 PM
#37:


Sure

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Blightzkrieg
09/24/20 7:17:09 PM
#38:


It's crazy to me how common credit card debt is. I feel like "never get into credit card debt" is the second lesson kids should be taught in school, right after "never get a payday loan". They're both absolute pits and people get buried in them.

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Jen0125
09/24/20 7:18:07 PM
#39:


Blightzkrieg posted...
It's crazy to me how common credit card debt is. I feel like "never get into credit card debt" is the second lesson kids should be taught in school, right after "never get a payday loan". They're both absolute pits and people get buried in them.

I had a lot of credit card debt from college. Outside of that I don't use credit cards often. My debt now is just me paying for the vacation I took which is manageable. I could pay it all off now but I'm in an interest free period.

That's actually what my personal loan is. I got a personal loan to pay off $10k in credit card debt and I'm paying it down way faster because the interest rate is less than half and I pay twice as much for the payment.

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blu
09/24/20 7:19:29 PM
#40:


Jen0125 posted...
Sure

That's very Jenerous.
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Sarcasthma
09/24/20 9:01:13 PM
#41:


blu posted...
That's very Jenerous.
OhhhhhHHHHHHH

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Wanded
09/24/20 9:02:05 PM
#42:


congratulations :)

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zebatov
09/24/20 9:18:14 PM
#43:


You bought your house with cash but held on to all those smaller, individual debts?

Jen0125 posted...
I just don't know how conservative the day to day culture really is over there but honestly if it doesn't work out there I can try a different country

East Asia is the most conservative (traditional) area on the planet.

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Jen0125
09/24/20 9:21:56 PM
#44:


zebatov posted...
You bought your house with cash but held on to all those smaller, individual debts?

Not sure how you arrived at that conclusion

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zebatov
09/24/20 9:23:56 PM
#45:


Jen0125 posted...
Not sure how you arrived at that conclusion

Because you said you bought a house with your ex and did not include it in your list of debts.

Sarcasthma posted...
If youre worried about getting sexually harassed, then youll probably want to avoid living in Japan. :p

My favourite experience in Japan.

Its concerning how many of my female coworkers have had to deal with creepy old guys soliciting them.

Is that the norm there?

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Jen0125
09/24/20 9:29:32 PM
#46:


zebatov posted...
Because you said you bought a house with your ex and did not include it in your list of debts.

Because the mortgage is not in my name

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Sarcasthma
09/24/20 9:50:09 PM
#47:


zebatov posted...
Is that the norm there?
It certainly seems so.

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Blightzkrieg
09/24/20 11:23:55 PM
#48:


Jen0125 posted...
Because the mortgage is not in my name
This is whats called a pro gamer move

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