Current Events > bank tried to shut down my credit card because of an $800 order for womens shoes

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No_U_L7
07/23/20 2:57:13 PM
#1:


....which i placed lmao

but it was for a men's leather jacket, the bank just had it mis categorized. that was an awkward conversation, i don't think the bank lady believed me lmao
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PatrickMahomes
07/23/20 2:58:31 PM
#2:


Lmfao


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DespondentDeity
07/23/20 2:59:50 PM
#3:


Gotta get my Louboutins!

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R1masher
07/23/20 3:01:44 PM
#4:


Red bottoms, please say red bottoms

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No_U_L7
07/23/20 3:32:38 PM
#5:


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Unsugarized_Foo
07/23/20 3:32:53 PM
#6:


Lmao

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#7
Post #7 was unavailable or deleted.
BlingBling22947
07/25/20 6:51:27 AM
#8:


I'd be offended but I guess better safe then sorry.

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cjsdowg
07/25/20 6:57:01 AM
#9:


Pics of the jacket

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Rika_Furude
07/25/20 6:58:09 AM
#10:


imagine having a shitty enough bank they shut you down over $800

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ExtremeLuchador
07/25/20 6:58:41 AM
#11:


BankofAmerica declined a $7 order on Origin once.

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No_U_L7
07/25/20 2:28:09 PM
#12:


cjsdowg posted...
Pics of the jacket


After it arrives

Rika_Furude posted...
imagine having a shitty enough bank they shut you down over $800


It was an overseas order for "women's shoes", seemed suspicious to them
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Arcanine2009
07/25/20 2:48:18 PM
#13:


I heard some banks are actually lowering credit limits right now. Becareful and make sure your bank isn't

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Rika_Furude
07/25/20 11:27:56 PM
#14:


No_U_L7 posted...


It was an overseas order for "women's shoes", seemed suspicious to them
no it didnt

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No_U_L7
07/25/20 11:50:24 PM
#15:


Rika_Furude posted...

no it didnt


Then why did they freeze my account...?
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#16
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Rika_Furude
07/25/20 11:54:20 PM
#17:


No_U_L7 posted...
Then why did they freeze my account...?
they didnt

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No_U_L7
07/26/20 12:06:20 AM
#18:


Spooking posted...
Womens shoes!? Are you Al Bundy?


no...im not a serial killer

Rika_Furude posted...

they didnt


then why did my credit card not work and then when i called it that's the reasoning they explained....
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Rika_Furude
07/26/20 12:20:54 AM
#19:


No_U_L7 posted...
no...im not a serial killer

then why did my credit card not work and then when i called it that's the reasoning they explained....
Your credit card did work

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No_U_L7
07/26/20 12:21:48 AM
#20:


Rika_Furude posted...

Your credit card did work


wtf lol
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Rika_Furude
07/26/20 12:42:54 AM
#21:


No_U_L7 posted...
wtf lol
Im calling you a liar and im calling this topic a fake

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FL81
07/26/20 12:44:20 AM
#22:


Banks are a pain in the ass sometimes, but they did save me when someone tried using my card (dunno how they got it) at a gas station in Tucson for $80 >_>

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No_U_L7
07/26/20 12:46:50 AM
#23:


Rika_Furude posted...

Im calling you a liar and im calling this topic a fake


you'd be 100% wrong
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Rika_Furude
07/26/20 12:59:13 AM
#24:


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fhqwhgads
07/26/20 1:02:07 AM
#25:


Lmao this guy so far removed from females the bank thinks its fraud when he purchases something for a female

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bknight
07/26/20 1:04:54 AM
#26:


Meh, try having your bank flag a suspicious charge as you win a raffle for some Travis Scott Jordans or some reflective Yeezy 350s, they send you an email or text confirming to confirm it's you and ask you to redo the transaction when you even getting the transaction in the first place is a small miracle.
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No_U_L7
07/26/20 1:08:30 AM
#27:


Rika_Furude posted...

No i wouldnt

fhqwhgads posted...
Lmao this guy so far removed from females the bank thinks its fraud when he purchases something for a female


Or they saw a charge to the UK (when I am in the US) for female shoes when I've never bought anything similar before. Different part of the world and sex
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Rika_Furude
07/26/20 1:21:15 AM
#28:


No_U_L7 posted...
Or they saw a charge to the UK (when I am in the US) for female shoes when I've never bought anything similar before. Different part of the world and sex
They dont care, so no this didnt happen

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No_U_L7
07/26/20 1:37:40 AM
#29:


Rika_Furude posted...

They dont care, so no this didnt happen

Lmao someone is so salty

Please, explain to me why they wouldn't care
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Rika_Furude
07/26/20 1:40:18 AM
#30:


No_U_L7 posted...
Lmao someone is so salty

Please, explain to me why they wouldn't care
People buy shit online every day of every year?
Its 2005, not 1895
Oh wait... let me check that year again...
Calling out your lies and you getting hyper defensive just makes you look salty

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#31
Post #31 was unavailable or deleted.
No_U_L7
07/26/20 1:42:40 AM
#32:


Rika_Furude posted...

People buy shit online every day of every year?
Its 2005, not 1895
Oh wait... let me check that year again...


Again, there were flags that when used in conjunction caused the freeze:
-relatively high dollar amount
-overseas purchase
-opposite gender purchase

If you want to just continue to spout "LOLOLTHEYDONTCARE", then you're obviously just flat out wrong
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No_U_L7
07/26/20 1:43:20 AM
#33:


Conflict posted...
Why would that even show up in the billing history

Pretty sure it only tracks the vendor itself


Thats what the vendor was categorized as, "womens shoe dealer"
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Rika_Furude
07/26/20 1:48:48 AM
#34:


No_U_L7 posted...
Again, there were flags that when used in conjunction caused the freeze:
-relatively high dollar amount
-overseas purchase
-opposite gender purchase

If you want to just continue to spout "LOLOLTHEYDONTCARE", then you're obviously just flat out wrong
No im not because they didnt block your card. The bank doesnt give a shit about a small purchase online

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No_U_L7
07/26/20 1:50:12 AM
#35:


Rika_Furude posted...

No im not because they didnt block your card. The bank doesnt give a shit about a small purchase online


k
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#36
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No_U_L7
07/26/20 1:51:55 AM
#37:


Conflict posted...
So it's titled as "womens shoe dealer" in your billing history? It doesn't have an actual name or anything

Either you're lying or you're buying shit from a really sketchy website.


on my billing statement it states the store name. when i called and asked, they said they couldn't see the store name and just the general store category which caused the flag

i would think they could see the store name, but not like the store was named "men's wearhouse" so it wouldn't really make a difference so i didn't inquire further
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Rika_Furude
07/26/20 1:54:01 AM
#38:


Conflict posted...
So it's titled as "womens shoe dealer" in your billing history? It doesn't have an actual name or anything

Either you're lying or you're buying shit from a really sketchy website.
Hes lying

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No_U_L7
07/26/20 1:54:10 AM
#39:


you guys realize the entire point of this topic is how stupid the bank was and everyone came in to post "banks aren't that stupid!" when that's the entire point of the topic...
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Rika_Furude
07/26/20 1:55:08 AM
#40:


Nobody cares about the point of your post when youre just making things up that didnt happen

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No_U_L7
07/26/20 1:59:15 AM
#41:


Rika_Furude posted...
Nobody cares about the point of your post when youre just making things up that didnt happen


You've lied more in this topic than I have (which is 0). You called an $800 purchase "small". It may not be a big deal to me and maybe not to you...but no bank and 85% of people considers that a "small" purchase lmao
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I4NRulez
07/26/20 2:02:40 AM
#42:


This topic feels like you wanted to brag about buying a leather jacket.

Then you wanted to be like "Hey guys i spent 800 dollars on a leather jacket and guess what the bank did? Did i mention i spent 800 dollars on a leather jacket!"

Also if you bought an 800 dollar jacket it would be tagged as the store you bought it from ala Gucci, LV, etc not "womens shoes" Amazon is tagged as books and hobbies in my statement but my bank doesnt shut my card if i buy something thats not books and shoes. Your bank would cancel the card if you bought multiple big things in a short amount of time. Not buying one thing from over seas. If that was the case my card would be shut down all the time.

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Rika_Furude
07/26/20 2:03:03 AM
#43:


people spend way more than that buying pc parts, phones, other tech, etc. No, the bank does not care about 800 dollars. End of story.

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No_U_L7
07/26/20 2:05:29 AM
#44:


I4NRulez posted...
This topic feels like you wanted to brag about buying a leather jacket.

Then you wanted to be like "Hey guys i spent 800 dollars on a leather jacket and guess what the bank did? Did i mention i spent 800 dollars on a leather jacket!"

Also if you bought an 800 dollar jacket it would be tagged as the store you bought it from ala Gucci, LV, etc not "womens shoes" Amazon is tagged as books and hobbies in my statement but my bank doesnt shut my card if i buy something thats not books and shoes. Your bank would cancel the card if you bought multiple big things in a short amount of time. Not buying one thing from over seas. If that was the case my card would be shut down all the time.


The store was falsely mis categorized....thats the ENTIRE POINT OF THIS TOPIC

Rika_Furude posted...
people spend way more than that buying pc parts, phones, other tech, etc. No, the bank does not care about 800 dollars. End of story.


Jfc, it was the price in conjunction with an over seas purchase in conjunction with the purchase being for a different gender

Stop selecting random facts individually, it was the whole that caused the dumb fuck issue
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Rika_Furude
07/26/20 2:09:04 AM
#45:


No_U_L7 posted...
Jfc, it was the price in conjunction with an over seas purchase in conjunction with the purchase being for a different gender
No it wasnt because the bank doesnt care about any of that shit. People buy from overseas all the time. $800 is literally pennies. Nobody gives a shit if you bought a gift for someone. Youre a liar and this topic is a hoax.

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No_U_L7
07/26/20 2:09:28 AM
#46:


Rika_Furude posted...

No it wasnt because the bank doesnt care about any of that shit. People buy from overseas all the time. $800 is literally pennies. Nobody gives a shit if you bought a gift for someone. Youre a liar and this topic is a hoax.



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Rika_Furude
07/26/20 2:09:53 AM
#47:


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I4NRulez
07/26/20 2:10:02 AM
#48:


No_U_L7 posted...
The store was falsely mis categorized....thats the ENTIRE POINT OF THIS TOPIC

Yeah which is wrong. I could go to ladies footlocker today and buy 800 dollars worth of shoes and my bank wouldnt shut down my card.

If you bought a bed frame and a mattress from amazon and it didnt shut my card down because Amazon is listed as books and hobbies.

Even if your bank did mislabel the store it would take a lot more to shut down the card. I went on vacation and spent way more than 2000 and my card wasnt shut down. I even forgot to call and say i was going on vacation.

Either you have the most overprotective bank in the world or this is all BS

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Rika_Furude
07/26/20 2:11:29 AM
#49:


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No_U_L7
07/26/20 2:12:00 AM
#50:


I4NRulez posted...


Yeah which is wrong. I could go to ladies footlocker today and buy 800 dollars worth of shoes and my bank wouldnt shut down my card.

If you bought a bed frame and a mattress from amazon and it didnt shut my card down because Amazon is listed as books and hobbies.

Even if your bank did mislabel the store it would take a lot more to shut down the card. I went on vacation and spent way more than 2000 and my card wasnt shut down. I even forgot to call and say i was going on vacation.

Either you have the most overprotective bank in the world or this is all BS


Bro, read the topic...it was the combination of the 3 things that caused an issue: large price, overseas purchase, womens shoes

Any individual one or 2/3 wouldnt had been an issue. But because all 3 flags were flagged, they froze my card
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