Current Events > Out-of-network strep throat swab test - $28,000

(+) Yeah! (+)

https://www.cbsnews.com/news/cost-of-health-care-routine-doctor-visit-for-a-sore-throat-results-in-a-28000-medical-bill/

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America....FUCK YEAH!

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Bump

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A good system that we can't get rid of.
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There should not even be such a thing as an out of network doctor. If you work at or with a facility in any capacity you must accept all the same insurance as every other doctor there.


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Doctors get a kickback by upselling you. Think of it like when you buy a TV from Best Buy.

-not me
-bootstraps
-not me
-too bad so sad
-not me
-i'm not paying for someone else's healthcare
-not me
-lower taxes is worth it
-not me

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pikachupwnage posted...

There should not even be such a thing as an out of network doctor. If you work at a faciltiy you must accept all the same insurance as every other doctor there.

This.

I'm sure there's stupid little nuances between companies that doctors would point out to justify this shit, but at the end of the day insurance is fucking insurance, it shouldn't matter.

Like, could you imagine if you got rear-ended by someone and then when you go to file an insurance claim they're like "Sorry that person doesn't accept our insurance. You have to spend $8000 on repairs."

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Godnorgosh posted...

What I like about Mayor Pete Buttigiegiegieg is that he wants us to have the freedom of selecting this option

You can already do that. Problem is most people don't know that it can get sent out-of-network.

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Guys guys guys, you just don't get it, you don't understand capitalism! Businesses need to make money so they can reinvest in their company to research new life saving drugs/treatments. So when you think about it they're actually doing a really good thing and you should never ever question them. Ever.

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Her insurance paid for it minus her copay. So she still owes like $2k which is also ridiculous but not as bad as people who didn't read the very short article are making it seem.

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Fucking scam got exposed. Blue Cross should have caught it but at least everything is on hold for now.

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Jiek_Fafn posted...

Her insurance paid for it minus her copay. So she still owes like $2k which is also ridiculous but not as bad as people who didn't read the very short article are making it seem.

It's a more attention grabbing title.
This provider paid it. Others may not have. The fact that it could even potentially cost 28k shows how fucked up the entire system.

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Fair. More ppl wont get tested, they will spread it around more, higher chance more ppl will pay for it, more money for health care.

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Reading the article left me with the conclusion that this is not the direct fault of the insurance company that the greedy, unethical doctor should have his license revoked permanently for ordering unnecessary services to pad his bottom line.

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pikachupwnage posted...

There should not even be such a thing as an out of network doctor. If you work at or with a facility in any capacity you must accept all the same insurance as every other doctor there.

Shit son, you don't even know the half of it. When I got my colonoscopy done I got 4 bills. The doctor, the hospital, the anesthesiologist, and then the lab they sent the biopsies to. The lab was out of network and I got 5000 dollar bill on it. Even though I had zero control over where they sent the biopsies.

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Paragon21XX posted...

Reading the article left me with the conclusion that this is not the direct fault of the insurance company that the greedy, unethical doctor should have his license revoked permanently for ordering unnecessary services to pad his bottom line.

Kasdan said her doctor's office, which shares a phone number and address with the lab, wanted her to turn over that entire insurance payment immediately.

It makes you wonder Wtf they're thinking. Have they possibly done this before with a lesser amount or did they just get stupid all of a sudden?

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Burn our system to the ground

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Paragon21XX posted...

Reading the article left me with the conclusion that this is not the direct fault of the insurance company that the greedy, unethical doctor should have his license revoked permanently for ordering unnecessary services to pad his bottom line.

It's the fault of the system that lets these things happen.

ScazarMeltex posted...

Shit son, you don't even know the half of it. When I got my colonoscopy done I got 4 bills. The doctor, the hospital, the anesthesiologist, and then the lab they sent the biopsies to. The lab was out of network and I got 5000 dollar bill on it. Even though I had zero control over where they sent the biopsies.

You do. You have to ask for it to be sent in-network, which is absurd.

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welcome to the wild world of insuring routine care

LordRazziel posted...

It's the fault of the system that lets these things happen.

Ah yes, The System and not just random bad actors ruining things for others in the name of avarice. It all makes sense now.

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Time for socialism
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We must address third party transactions by introducing Medicare for all! (which also uses third party transactions)

What supposedly makes it cost that much? <_<

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Paragon21XX posted...

Ah yes, The System and not just random bad actors ruining things for others in the name of avarice. It all makes sense now.

What if you could go to a restaurant that had no prices on the menu, you get a cheeseburger, then a bill for $28,000? There should be systems in place to prevent these things, but there aren't in healthcare. In fact, prices are deliberately inflated. It's fucked.

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uwnim posted...

What supposedly makes it cost that much? <_<

It doesn't, doctors can just charge whatever the fuck they want and run as many unnecessary test as they want because you're not paying for it. Ever notice doctors don't even advertise their prices?

Broseph_Stalin posted...

We must address third party transactions by introducing Medicare for all! (which also uses third party transactions)

Who says there is only 1 step to fixing our healthcare system?

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Broseph_Stalin posted...

It doesn't, doctors can just charge whatever the fuck they want and run as many unnecessary test as they want because you're not paying for it. Ever notice doctors don't even advertise their prices?

Doctors often dont have any idea how much things cost. Their's is small portion of the cost.

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Paragon21XX posted...

Ah yes, The System and not just random bad actors ruining things for others in the name of avarice. It all makes sense now.

So random that everything is overpriced in the name of greed.

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shockthemonkey posted...

Weird thing to lie about

You have the weirdest obsession over accusing me of lying

And you'd think you'd be right at least once based on the insane number of times you've done it, but nope.

lol you deleted the post because you lied about me lying, again. And here comes your meltdown projection, right on time.

Maybe instead of automatically posting YOU LIE every time I post and then googling the subject to see If I'm lying, you should do the latter first. Would save you a lot of time spent on meltdowns.

Like how the fuck does M4A not involve a third party transaction? Why even respond to me if you don't know what that is?

LordRazziel posted...

Paragon21XX posted...

Ah yes, The System and not just random bad actors ruining things for others in the name of avarice . It all makes sense now.

What if you could go to a restaurant that had no prices on the menu, you get a cheeseburger, then a bill for $28,000? There should be systems in place to prevent these things, but there aren't in healthcare. In fact, prices are deliberately inflated. It's fucked.

If they tried giving me the ladies' menu and refused to give me the men's, I'd walk out. If they tried pulling a bait-and-switch like your impossible scenario, I'd call the police.

In healthcare, a doctor that tries to pull nonsense like in the article should be promptly reported to the state medical board for ethics violations and make sure he knows it.

Any other stupid as fuck questions?
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spudger posted...

Time for socialism

Nope. Never going to happen.

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shockthemonkey posted...

Under Medicare For All, third party transactions dont come from out of pocket

...no insurance comes from out of pocket. It's insurance. All insurance, private or public, is a third party transaction because it involves a third party.

Please don't have a meltdown over not knowing the definition of a word for the second time in two days. You need to calm down and think before needlessly attacking me, it never ends well for you.

Paragon21XX posted...

If they tried giving me the ladies' menu and refused to give me the men's, I'd walk out. If they tried pulling a bait-and-switch like your impossible scenario, I'd call the police.

In healthcare, a doctor that tries to pull nonsense like in the article should be promptly reported to the state medical board for ethics violations and make sure he knows it.

Any other stupid as fuck questions?

It's 100% legal and common practice to inflate costs in healthcare. You shouldn't have to ask to be sent in-network. You shouldn't have to ask for a price, you should get a quote right away, but you don't because that wouldn't be good for the little thing hospitals and insurance companies have going. The only thing that was the doctor had a hand in it, other wise it would be 100% acceptable. It cost around dollars a day for tylenol in a hospital visit. It's a straight up scam.

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Paragon21XX posted...

If they tried giving me the ladies' menu and refused to give me the men's, I'd walk out. If they tried pulling a bait-and-switch like your impossible scenario, I'd call the police.

In healthcare, a doctor that tries to pull nonsense like in the article should be promptly reported to the state medical board for ethics violations and make sure he knows it.

Any other stupid as fuck questions?

Hold up let me report a crooked cop to the crooked chief.

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shockthemonkey posted...

Its like you already forgot what this topic is about

It's not about attacking me for no reason, then googling what I said, realizing I am right and having a meltdown over it.

ALL insurance involves a third party transaction, which is why this doctor was able to get away with charging that much. I'm not lying just because you didn't know what third party means.

LordRazziel posted...

It's 100% legal and common practice to inflate costs in healthcare. You shouldn't have to ask to be sent in-network. You shouldn't have to ask for a price, you should get a quote right away, but you don't because that wouldn't be good for the little thing hospitals and insurance companies have going. The only thing that was the doctor had a hand in it, other wise it would be 100% acceptable. It cost around dollars a day for tylenol in a hospital visit. It's a straight up scam.

Oh, I see now. You didn't even bother reading the article and posted it here based on the headline alone while creating your own conclusion.

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This is why we should deal with the massively inflated prices before any kind of Medicare for all

shockthemonkey posted...

So youre saying that under Medicare For All, the woman in the OP wouldnt have incurred these costs. Got it.

Er, the woman in the OP didn't incur the cost. Her insurance covered it, you need to actually read the article.

The doctor was able to charge such an outrageous cost because the woman wasn't actually paying it. That's what a third party transaction is, doesn't matter if it's private or public.

shockthemonkey posted...

She incurred a cost of over $2000,

That's called a co-pay, do you know how insurance works? It's no different from a public system taxing you. You're incurring a small cost to be covered for larger cost because... that's how insurance works.