Current Events > Used a credit card for the first time today

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_Matchabuu_
12/15/19 7:51:30 PM
#1:


Im officially an adult

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uwu
SW-0239-3946-8686
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AceAttorneyist
12/15/19 7:55:44 PM
#2:


_Matchabuu_ posted...
Im officially an adult
I think I'm on the cusp of finally manning up and applying for one. I would just treat it as my debit card (not changing my spending habits) and as just another bill that you pay off ASAP. I've been told that's what you're supposed to do, anyway

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(... D-Do I really inspire this sort of frothing desire from the female masses?)
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__aCEr__
12/15/19 7:57:14 PM
#3:


No you're not an adult until you're in debt from that credit card.

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See you next Wednesday.
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Beveren_Rabbit
12/15/19 7:57:27 PM
#4:


Building credit is pretty important if you want a good deal on car insurance, buying a house, installing internet/cable/phone service. Good to get a credit card as soon as possible, use it buy small things and get a 800 credit score by the time you're 21-27.

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*flops*
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Shablagoo
12/15/19 7:59:28 PM
#5:


I remember when I was like 11 my parents entered into some sort of payment plan because my mom was like hundreds of thousands in debt from credit cards lol

Its funny because my dad was the one with real vices like severe drinking, but somehow he always managed to be responsible with his budget.

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"It was some post on the NFL board that got him."
-AwesomeToTheMAX
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TheDreadedWave
12/15/19 8:00:07 PM
#6:


You can't even rent a car yet, kid

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"I am Ferdinand Von Aegir" - Ferdinand Von Aegir
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PatrickMahomes
12/15/19 8:00:15 PM
#7:


What card? Are there good rewards points? Literally free money as long as you don't carry a balance or miss payments

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My hand hurts
Shoutout to LordFarquad1312 for informing me that the weird furry anime where the fox thing hates her job or something is called Aggretsuko.
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BruceWayneJr
12/15/19 8:03:06 PM
#8:


https://www.youtube.com/watch?v=5xThU4tfmMg

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Those who can make you believe absurdities can make you commit atrocities.
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DanHaren2019
12/15/19 8:03:48 PM
#9:


Official adulting happens when you pay your own bills with your own income.
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SocksForWok999
12/15/19 8:04:16 PM
#10:


Did you blow most of the available credit on something big?

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Super Saiyan 3 Goku
12/15/19 8:11:53 PM
#11:


AceAttorneyist posted...
I think I'm on the cusp of finally manning up and applying for one. I would just treat it as my debit card (not changing my spending habits) and as just another bill that you pay off ASAP. I've been told that's what you're supposed to do, anyway
That's it! That's all there is to a credit card.

Do not treat it as another source of income and you won't get yourself in trouble.

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When it is obvious that the goals cannot be reached, don't adjust the goals, adjust the action steps. - Confucius
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_Matchabuu_
12/15/19 9:37:31 PM
#12:


^^^

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uwu
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gloBal enemy
12/15/19 9:44:29 PM
#13:


Super Saiyan 3 Goku posted...
That's it! That's all there is to a credit card.

Do not treat it as another source of income and you won't get yourself in trouble.

Yep. This.

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If you can understand this, I'm 2/cosC for you.
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inloveanddeath0
12/15/19 9:48:17 PM
#14:


_Matchabuu_ posted...
Im officially an adult


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_Matchabuu_
12/15/19 9:50:26 PM
#15:


You wouldnt know what thats like, its OK ^

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uwu
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Beveren_Rabbit
12/16/19 9:22:20 AM
#16:


CE has a hate boner for credit cards for some reason. With a secured credit card you can't even spend much. Building credit is crucial if you plan on making any major purchases or subscribing to certain services.

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