Current Events > Rent or save for a mortgage? I live with my parents and I'm in my late 20's

(+) Yeah! (+)

After taxes and bills, I make like 5,000 expendable dollars every month.

I live in California so to save for a house, it will take years and I'm fucking lazy and don't want hire a realtor and all that dogshit.

What do I do? I'm a complete manchild and I need advice.

I have some savings, but no credit because I wanted to go my entire life without using a credit card.

Step 1: Save $40k
Step 2: leave cali and move literally anywhere else
Step 3: enjoy cheap housing costs due to leaving california
Step 4: ???
Step 5: profit

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You're not going to be able to buy a house without credit unless you can come up with a few million in cash.

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I have to stay here for a while because I got hired half a year ago.

I'm in software engineering and everyone told me I have to work at least two years for every job otherwise I look bad.

DespondentDeity posted...

You're not going to be able to buy a house without credit unless you can come up with a few million in cash.

I don't live in San Francisco, you're exaggerating a little bit.

I could buy a house around where I work for half a million, but to get half a million, I'll have to find a second source of income besides my main job.