Current Events > Is it smart or wise to tell debt collectors to go fuck themselves?

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Lord_Shadow 12/12/18 2:15:14 PM #1:	some debt collector tried calling me over some medical thing and I told them that between them and whoever my insurance provider is and this happens like every month and I'm getting kinda tired of doing so so I'm thinking next time I'm just going to tell him to go fuck themselves and go about my day. --- GT My Lord Shadow :3DS FC 0791 2649 3488 Member of the PC Master race <cite>Lord_Shadow posted [p:914007893] in Is it smar... [t:77295691]...</cite> <quote>some debt collector tried calling me over some medical thing and I told them that between them and whoever my insurance provider is and this happens like every month and I'm getting kinda tired of doing so so I'm thinking next time I'm just going to tell him to go fuck themselves and go about my day.</quote> ... Copied to Clipboard!
Lost_All_Senses 12/12/18 2:16:11 PM #2:	It's always good to acquire personal vendettas --- Name checks out <cite>Lost_All_Senses posted [p:914007937] in Is it smar... [t:77295691]...</cite> <quote>It's always good to acquire personal vendettas</quote> ... Copied to Clipboard!
Muffinz0rz 12/12/18 2:16:49 PM #3:	Can you just not answer the phone? --- Not removing this until Pat Benatar is in Super Smash Bros. (Started 8/31/2010) 2018 NFLB Autumnsim (7-7): https://imgur.com/PMk9yx5 <cite>Muffinz0rz posted [p:914007971] in Is it smar... [t:77295691]...</cite> <quote>Can you just not answer the phone?</quote> ... Copied to Clipboard!
Lord_Shadow 12/12/18 2:17:17 PM #4:	Lost_All_Senses posted... It's always good to acquire personal vendettas Personal vendettas are the spice of life as they say. --- GT My Lord Shadow :3DS FC 0791 2649 3488 Member of the PC Master race <cite>Lord_Shadow posted [p:914007991] in Is it smar... [t:77295691]...</cite> <quote><cite>Lost_All_Senses posted...</cite> <quote>It's always good to acquire personal vendettas</quote> Personal vendettas are the spice of life as they say.</quote> ... Copied to Clipboard!
Zanzenburger 12/12/18 2:30:20 PM #5:	The debt collector is just some guy doing his job. He got nothing against you bro. --- Congratulations! Your post was deemed response-worthy. <cite>Zanzenburger posted [p:914008738] in Is it smar... [t:77295691]...</cite> <quote>The debt collector is just some guy doing his job. He got nothing against you bro.</quote> ... Copied to Clipboard!
TES_Nut 12/12/18 2:32:11 PM #6:	Worst case scenario your credit is trashed and they garnish your tax return. Not like your gonna go to jail. --- The ending of the word is ALMSIVI <cite>TES_Nut posted [p:914008852] in Is it smar... [t:77295691]...</cite> <quote>Worst case scenario your credit is trashed and they garnish your tax return. Not like your gonna go to jail.</quote> ... Copied to Clipboard!
Lord_Shadow 12/12/18 2:33:06 PM #7:	Muffinz0rz posted... Can you just not answer the phone? Unfortunately no there's a chance I could be legitimate telemarketer if that's the case I need to troll the fuck out of that person for as long as it can possibly entertain me. I tried blocking the debt collectors but they always come up with a new number every month.Zanzenburger posted... The debt collector is just some guy doing his job. He got nothing against you bro. That may be the case but I've made it clear I'm not interested in what they have to say. --- GT My Lord Shadow :3DS FC 0791 2649 3488 Member of the PC Master race <cite>Lord_Shadow posted [p:914008903] in Is it smar... [t:77295691]...</cite> <quote><cite>Muffinz0rz posted...</cite> <quote>Can you just not answer the phone?</quote> Unfortunately no there's a chance I could be legitimate telemarketer if that's the case I need to troll the fuck out of that person for as long as it can possibly entertain me. I tried blocking the debt collectors but they always come up with a new number every month.<cite>Zanzenburger posted...</cite> <quote>The debt collector is just some guy doing his job. He got nothing against you bro.</quote> That may be the case but I've made it clear I'm not interested in what they have to say.</quote> ... Copied to Clipboard!
XxKrazyChaosxX 12/12/18 2:34:32 PM #8:	Muffinz0rz posted... Can you just not answer the phone? They can be pretty relentless about getting a hold of you. They'll call family, friends, or your work to get in contact with you if they have to. --- "I woke up at four am by accident in time for the paper to be delivered. Guess what? It's not a kid on a bike, it's a man in a car." - Kevin Malone <cite>XxKrazyChaosxX posted [p:914008993] in Is it smar... [t:77295691]...</cite> <quote><cite>Muffinz0rz posted...</cite> <quote>Can you just not answer the phone?</quote> They can be pretty relentless about getting a hold of you. They'll call family, friends, or your work to get in contact with you if they have to.</quote> ... Copied to Clipboard!
eston 12/12/18 2:34:54 PM #9:	If it makes you feel better I guess, but the person on the phone isn't the reason you owe money --- http://i73.photobucket.com/albums/i215/estonc/grizzly_bear_chairs_2.jpg https://imgur.com/8kjZU <cite>eston posted [p:914009017] in Is it smar... [t:77295691]...</cite> <quote>If it makes you feel better I guess, but the person on the phone isn't the reason you owe money</quote> ... Copied to Clipboard!
ArchiePeck 12/12/18 2:34:56 PM #10:	Lord_Shadow posted... That may be the case but I've made it clear I'm not interested in what they have to say. You don't really have that privilege of choice when you owe their client a substantial sun of money. <cite>ArchiePeck posted [p:914009018] in Is it smar... [t:77295691]...</cite> <quote><cite>Lord_Shadow posted...</cite> <quote>That may be the case but I've made it clear I'm not interested in what they have to say.</quote> You don't really have that privilege of choice when you owe their client a substantial sun of money.</quote> ... Copied to Clipboard!
Lord_Shadow 12/12/18 2:37:51 PM #11:	ArchiePeck posted... Lord_Shadow posted... That may be the case but I've made it clear I'm not interested in what they have to say. You don't really have that privilege of choice when you owe their client a substantial sun of money. It's like $100ish dollars for medical purposes fuck that they're not getting shit health care should be free anyways I'm already spending that's 100 dollars that can go towards a new TV or PC part --- GT My Lord Shadow :3DS FC 0791 2649 3488 Member of the PC Master race <cite>Lord_Shadow posted [p:914009165] in Is it smar... [t:77295691]...</cite> <quote><cite>ArchiePeck posted...</cite> <quote><cite>Lord_Shadow posted...</cite> <quote>That may be the case but I've made it clear I'm not interested in what they have to say.</quote> You don't really have that privilege of choice when you owe their client a substantial sun of money.</quote> It's like $100ish dollars for medical purposes fuck that they're not getting shit health care should be free anyways I'm already spending that's 100 dollars that can go towards a new TV or PC part</quote> ... Copied to Clipboard!
ghostmess 12/12/18 2:40:53 PM #12:	Zanzenburger posted... The debt collector is just some guy doing his job. He got nothing against you bro. Just doing his job. Debt collectors are awful human beings. <cite>ghostmess posted [p:914009315] in Is it smar... [t:77295691]...</cite> <quote><cite>Zanzenburger posted...</cite> <quote>The debt collector is just some guy doing his job. He got nothing against you bro.</quote> Just doing his job. Debt collectors are awful human beings.</quote> ... Copied to Clipboard!
Marauder64 12/12/18 2:47:04 PM #13:	Zanzenburger posted... The debt collector is just some guy doing his job. He got nothing against you bro. (just business, nothing personal)..basically saying a debtor is just a statistic....... Would YOU want to be the guy going door to door trying collect someones debt? Kinda like the guy who comes to your house and cuts off your water for not paying your water bill(only doing my job sir). b-b-b-but you can quit! I'm cutting off YOUR water so I can pay MY OWN water bill! sorry gai! --- The code of the elitist: If people like it, it sucks. : Sinix. PSN: Gridmac <cite>Marauder64 posted [p:914009656] in Is it smar... [t:77295691]...</cite> <quote><cite>Zanzenburger posted...</cite> <quote>The debt collector is just some guy doing his job. He got nothing against you bro.</quote> (just business, nothing personal)..basically saying a debtor is just a statistic....... Would YOU want to be the guy going door to door trying collect someones debt? Kinda like the guy who comes to your house and cuts off your water for not paying your water bill(only doing my job sir). b-b-b-but you can quit! I'm cutting off YOUR water so I can pay MY OWN water bill! sorry gai!</quote> ... Copied to Clipboard!
MarqueeSeries 12/12/18 2:47:07 PM #14:	Probably better to reason with them. I have thousands owed in medical bills that I can't pay at the moment, but I just have to tell them I can't pay atm but will when I'm able --- Posted with GameRaven 3.5.1 <cite>MarqueeSeries posted [p:914009660] in Is it smar... [t:77295691]...</cite> <quote>Probably better to reason with them. I have thousands owed in medical bills that I can't pay at the moment, but I just have to tell them I can't pay atm but will when I'm able</quote> ... Copied to Clipboard!
AlephZero 12/12/18 2:51:01 PM #15:	Maybe yes, maybe no. Maybe go fuck yourself. --- "life is overrated" - Seiichi Omori 01001100 01010101 01000101 00100000 00110100 00110000 00110010 <cite>AlephZero posted [p:914009857] in Is it smar... [t:77295691]...</cite> <quote>Maybe yes, maybe no. Maybe go fuck yourself.</quote> ... Copied to Clipboard!
Muffinz0rz 12/12/18 2:52:27 PM #16:	Marauder64 posted... Zanzenburger posted... The debt collector is just some guy doing his job. He got nothing against you bro. (just business, nothing personal)..basically saying a debtor is just a statistic....... Would YOU want to be the guy going door to door trying collect someones debt? Kinda like the guy who comes to your house and cuts off your water for not paying your water bill(only doing my job sir). b-b-b-but you can quit! I'm cutting off YOUR water so I can pay MY OWN water bill! sorry gai! So I should go without water? --- Not removing this until Pat Benatar is in Super Smash Bros. (Started 8/31/2010) 2018 NFLB Autumnsim (7-7): https://imgur.com/PMk9yx5 <cite>Muffinz0rz posted [p:914009942] in Is it smar... [t:77295691]...</cite> <quote><cite>Marauder64 posted...</cite> <quote><cite>Zanzenburger posted...</cite> <quote>The debt collector is just some guy doing his job. He got nothing against you bro.</quote> (just business, nothing personal)..basically saying a debtor is just a statistic....... Would YOU want to be the guy going door to door trying collect someones debt? Kinda like the guy who comes to your house and cuts off your water for not paying your water bill(only doing my job sir). b-b-b-but you can quit! I'm cutting off YOUR water so I can pay MY OWN water bill! sorry gai!</quote> So I should go without water?</quote> ... Copied to Clipboard!
Marauder64 12/12/18 2:58:25 PM #17:	Muffinz0rz posted... Marauder64 posted... Zanzenburger posted... The debt collector is just some guy doing his job. He got nothing against you bro. (just business, nothing personal)..basically saying a debtor is just a statistic....... Would YOU want to be the guy going door to door trying collect someones debt? Kinda like the guy who comes to your house and cuts off your water for not paying your water bill(only doing my job sir). b-b-b-but you can quit! I'm cutting off YOUR water so I can pay MY OWN water bill! sorry gai! So I should go without water? Survival of the fittest? --- The code of the elitist: If people like it, it sucks. : Sinix. PSN: Gridmac <cite>Marauder64 posted [p:914010274] in Is it smar... [t:77295691]...</cite> <quote><cite>Muffinz0rz posted...</cite> <quote><cite>Marauder64 posted...</cite> <quote><cite>Zanzenburger posted...</cite> <quote>The debt collector is just some guy doing his job. He got nothing against you bro.</quote> (just business, nothing personal)..basically saying a debtor is just a statistic....... Would YOU want to be the guy going door to door trying collect someones debt? Kinda like the guy who comes to your house and cuts off your water for not paying your water bill(only doing my job sir). b-b-b-but you can quit! I'm cutting off YOUR water so I can pay MY OWN water bill! sorry gai!</quote> So I should go without water?</quote> Survival of the fittest?</quote> ... Copied to Clipboard!
smoke_break 12/12/18 2:59:01 PM #18:	They're bugging you over $100? That's kind of petty, lol. I would just pay it honestly. That's too little of an amount to mess your credit up tbh. And once your credit is fucked up it's hard to get it back right. --- https://imgur.com/WTmIPt8 <cite>smoke_break posted [p:914010315] in Is it smar... [t:77295691]...</cite> <quote>They're bugging you over $100? That's kind of petty, lol. I would just pay it honestly. That's too little of an amount to mess your credit up tbh. And once your credit is fucked up it's hard to get it back right.</quote> ... Copied to Clipboard!
Muffinz0rz 12/12/18 3:01:22 PM #19:	Marauder64 posted... Muffinz0rz posted... Marauder64 posted... Zanzenburger posted... The debt collector is just some guy doing his job. He got nothing against you bro. (just business, nothing personal)..basically saying a debtor is just a statistic....... Would YOU want to be the guy going door to door trying collect someones debt? Kinda like the guy who comes to your house and cuts off your water for not paying your water bill(only doing my job sir). b-b-b-but you can quit! I'm cutting off YOUR water so I can pay MY OWN water bill! sorry gai! So I should go without water? Survival of the fittest? Yes and I am surviving by making a living by turning off someone else's water. Why should I stop if stopping would mean my death? --- Not removing this until Pat Benatar is in Super Smash Bros. (Started 8/31/2010) 2018 NFLB Autumnsim (7-7): https://imgur.com/PMk9yx5 <cite>Muffinz0rz posted [p:914010459] in Is it smar... [t:77295691]...</cite> <quote><cite>Marauder64 posted...</cite> <quote><cite>Muffinz0rz posted...</cite> <quote><cite>Marauder64 posted...</cite> <quote><cite>Zanzenburger posted...</cite> <quote>The debt collector is just some guy doing his job. He got nothing against you bro.</quote> (just business, nothing personal)..basically saying a debtor is just a statistic....... Would YOU want to be the guy going door to door trying collect someones debt? Kinda like the guy who comes to your house and cuts off your water for not paying your water bill(only doing my job sir). b-b-b-but you can quit! I'm cutting off YOUR water so I can pay MY OWN water bill! sorry gai!</quote> So I should go without water?</quote> Survival of the fittest?</quote> Yes and I am surviving by making a living by turning off someone else's water. Why should I stop if stopping would mean my death?</quote> ... Copied to Clipboard!
Axiom 12/12/18 3:03:17 PM #20:	Not smart if you're only getting a call every once in awhile. They could easily be far more annoying <cite>Axiom posted [p:914010560] in Is it smar... [t:77295691]...</cite> <quote>Not smart if you're only getting a call every once in awhile. They could easily be far more annoying</quote> ... Copied to Clipboard!
kinetika_ 12/12/18 3:05:33 PM #21:	smoke_break posted... They're bugging you over $100? That's kind of petty, lol. I would just pay it honestly. That's too little of an amount to mess your credit up tbh. And once your credit is fucked up it's hard to get it back right. Medical debt/credit is largely overlooked. --- PSN: PurifyNothing <cite>kinetika_ posted [p:914010685] in Is it smar... [t:77295691]...</cite> <quote><cite>smoke_break posted...</cite> <quote>They're bugging you over $100? That's kind of petty, lol. I would just pay it honestly. That's too little of an amount to mess your credit up tbh. And once your credit is fucked up it's hard to get it back right.</quote> Medical debt/credit is largely overlooked.</quote> ... Copied to Clipboard!
ModLogic 12/12/18 3:07:14 PM #22:	Is it smart or wise in debt --- https://i.imgtc.com/PruZV73.png https://imgur.com/lbSi0U3 https://imgur.com/xaRYKZM https://imgur.com/ZngbqJn <cite>ModLogic posted [p:914010777] in Is it smar... [t:77295691]...</cite> <quote><quote>Is it smart or wise</quote> in debt</quote> ... Copied to Clipboard!
Marauder64 12/12/18 3:23:38 PM #23:	Muffinz0rz posted... Marauder64 posted... Muffinz0rz posted... Marauder64 posted... Zanzenburger posted... The debt collector is just some guy doing his job. He got nothing against you bro. (just business, nothing personal)..basically saying a debtor is just a statistic....... Would YOU want to be the guy going door to door trying collect someones debt? Kinda like the guy who comes to your house and cuts off your water for not paying your water bill(only doing my job sir). b-b-b-but you can quit! I'm cutting off YOUR water so I can pay MY OWN water bill! sorry gai! So I should go without water? Survival of the fittest? Yes and I am surviving by making a living by turning off someone else's water. Why should I stop if stopping would mean my death? Lol, well everyone has their own beliefs. Another topic for another time I guess. --- The code of the elitist: If people like it, it sucks. : Sinix. PSN: Gridmac <cite>Marauder64 posted [p:914011687] in Is it smar... [t:77295691]...</cite> <quote><cite>Muffinz0rz posted...</cite> <quote><cite>Marauder64 posted...</cite> <quote><cite>Muffinz0rz posted...</cite> <quote><cite>Marauder64 posted...</cite> <quote><cite>Zanzenburger posted...</cite> <quote>The debt collector is just some guy doing his job. He got nothing against you bro.</quote> (just business, nothing personal)..basically saying a debtor is just a statistic....... Would YOU want to be the guy going door to door trying collect someones debt? Kinda like the guy who comes to your house and cuts off your water for not paying your water bill(only doing my job sir). b-b-b-but you can quit! I'm cutting off YOUR water so I can pay MY OWN water bill! sorry gai!</quote> So I should go without water?</quote> Survival of the fittest?</quote> Yes and I am surviving by making a living by turning off someone else's water. Why should I stop if stopping would mean my death?</quote> Lol, well everyone has their own beliefs. Another topic for another time I guess.</quote> ... Copied to Clipboard!
Muffinz0rz 12/12/18 3:46:38 PM #24:	Marauder64 posted... Muffinz0rz posted... Marauder64 posted... Muffinz0rz posted... Marauder64 posted... Zanzenburger posted... The debt collector is just some guy doing his job. He got nothing against you bro. (just business, nothing personal)..basically saying a debtor is just a statistic....... Would YOU want to be the guy going door to door trying collect someones debt? Kinda like the guy who comes to your house and cuts off your water for not paying your water bill(only doing my job sir). b-b-b-but you can quit! I'm cutting off YOUR water so I can pay MY OWN water bill! sorry gai! So I should go without water? Survival of the fittest? Yes and I am surviving by making a living by turning off someone else's water. Why should I stop if stopping would mean my death? Lol, well everyone has their own beliefs. Another topic for another time I guess. Seems relevant to this topic though --- Not removing this until Pat Benatar is in Super Smash Bros. (Started 8/31/2010) 2018 NFLB Autumnsim (7-7): https://imgur.com/PMk9yx5 <cite>Muffinz0rz posted [p:914012953] in Is it smar... [t:77295691]...</cite> <quote><cite>Marauder64 posted...</cite> <quote><cite>Muffinz0rz posted...</cite> <quote><cite>Marauder64 posted...</cite> <quote><cite>Muffinz0rz posted...</cite> <quote><cite>Marauder64 posted...</cite> <quote><cite>Zanzenburger posted...</cite> <quote>The debt collector is just some guy doing his job. He got nothing against you bro.</quote> (just business, nothing personal)..basically saying a debtor is just a statistic....... Would YOU want to be the guy going door to door trying collect someones debt? Kinda like the guy who comes to your house and cuts off your water for not paying your water bill(only doing my job sir). b-b-b-but you can quit! I'm cutting off YOUR water so I can pay MY OWN water bill! sorry gai!</quote> So I should go without water?</quote> Survival of the fittest?</quote> Yes and I am surviving by making a living by turning off someone else's water. Why should I stop if stopping would mean my death?</quote> Lol, well everyone has their own beliefs. Another topic for another time I guess.</quote> Seems relevant to this topic though</quote> ... Copied to Clipboard!
TrevorBlack79 12/12/18 3:54:15 PM #25:	Next time they call, tell them to stop. Request all communication in writing. Then if they call you again you report them to your state's credit agency and they're fucked. Debt collectors are pretty strictly regulated on how often and how they communicate with debtors. I'd suggest doing a touch of research to learn the fine details, it's been a while since I had to look this stuff up. Or just pay the hundred bucks, because it's probably substantially less hassle. --- "a minority is someone who you can tell off the bat they are black/hispanic/colored. LGBT isn't a minority" - Blakkheim1 <cite>TrevorBlack79 posted [p:914013378] in Is it smar... [t:77295691]...</cite> <quote>Next time they call, tell them to stop. Request all communication in writing. Then if they call you again you report them to your state's credit agency and they're fucked. Debt collectors are pretty strictly regulated on how often and how they communicate with debtors. I'd suggest doing a touch of research to learn the fine details, it's been a while since I had to look this stuff up. Or just pay the hundred bucks, because it's probably substantially less hassle.</quote> ... Copied to Clipboard!
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Current Events > Is it smart or wise to tell debt collectors to go fuck themselves? (+) Yeah! (+)

Current Events > Is it smart or wise to tell debt collectors to go fuck themselves?