Current Events > all the youtube credit card bloggers are getting their ROSE GOLD Amex cards!

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_BlueMonk
10/09/18 2:32:25 PM
#1:


and im.. getting 2 letters from american express telling me why they can't give me a credit limit increase.

sigh.

how long must i wait?
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electricbugs2
10/09/18 2:33:10 PM
#2:


Shut the fuck up
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Tappor
10/09/18 2:35:14 PM
#3:


Shut the hell your mouth
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VipaGTS
10/09/18 2:36:19 PM
#4:


there are youtube credit card bloggers?
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Damn_Underscore
10/09/18 2:37:04 PM
#5:


You know, now that they have this card I'm starting to see the value in getting the Platinum to go along with it.

Amex has way better transfer partners than Chase
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_BlueMonk
10/09/18 2:37:13 PM
#6:


VipaGTS posted...
there are youtube credit card bloggers?

yeah of course. you think i just make all this stuff up?

https://www.youtube.com/watch?v=Lr4VW13RqT8" data-time="

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Romulox28
10/09/18 2:38:12 PM
#7:


_BlueMonk posted...
VipaGTS posted...
there are youtube credit card bloggers?

yeah of course. you think i just make all this stuff up?

https://www.youtube.com/watch?v=Lr4VW13RqT8" data-time="

lol
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Tappor
10/09/18 2:38:49 PM
#8:


_BlueMonk posted...
VipaGTS posted...
there are youtube credit card bloggers?

yeah of course. you think i just make all this stuff up?

https://www.youtube.com/watch?v=Lr4VW13RqT8" data-time="

why the fuck
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Pogo_Marimo
10/09/18 2:39:11 PM
#9:


VipaGTS posted...
there are youtube credit card bloggers?

People pick the strangest things to obsess about
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VipaGTS
10/09/18 2:40:27 PM
#11:


_BlueMonk posted...
VipaGTS posted...
there are youtube credit card bloggers?

yeah of course. you think i just make all this stuff up?

https://www.youtube.com/watch?v=Lr4VW13RqT8" data-time="

they're reviewing credit cards now....jfc...
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SkittyOnWailord
10/09/18 2:40:36 PM
#12:


My mom got a letter that she was per-approved for the Visa Black card, twice. But turned it down because of all the costs. Is the Rose Gold Amex better or worse than that?
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_BlueMonk
10/09/18 2:41:28 PM
#13:


Tappor posted...
why the fuck

because lots of people see the value in getting credit cards for rewards???

i literally booked 2 round trip tickets to japan that would have cost me 3000 dollars for only 500 dollars and 80,000 points, which i got in like, 2 months.
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_BlueMonk
10/09/18 2:44:43 PM
#14:


SkittyOnWailord posted...
My mom got a letter that she was per-approved for the Visa Black card, twice. But turned it down because of all the costs. Is the Rose Gold Amex better or worse than that?

visa black card? theres the amex black card.. but if she turned it down cuz of costs i dont think they offered her one since to get invited you need to spend 100,000s of dollars monthly.

its pretty good right now. for 250 a year you get
100 dollar airline credit
10 dollar per month in food credit
4x points on groceries and restaurants
3x points for travel
1x point for everything else.

if you use all the credits right you actually net 30 bucks in your pocket.

im lucky cuz i got the card in june when it had the first year free. so im getting all the new credits for free!

plus all the other benefits like extended warranties on things you buy, return protection (so if the store says no refunds you can send it to amex and they'll give you the money back),
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MacadamianNut3
10/09/18 2:45:15 PM
#15:


I also got an invite even though I already fucking have a gold card

GDhROK5
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_BlueMonk
10/09/18 2:46:35 PM
#16:


MacadamianNut3 posted...
I also got an invite even though I already fucking have a gold card

GDhROK5

its the same card. theyre just telling you to request the metal version of the card. you dont have to, they wont just send it to you unless your card is expiring.
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Damn_Underscore
10/09/18 2:46:56 PM
#17:


You can get a metal card now, in rose gold or regular gold
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VGCThirteen
10/09/18 2:48:13 PM
#18:


Rose Gold is such a pretty color.
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SkittyOnWailord
10/09/18 2:50:08 PM
#19:


_BlueMonk posted...
SkittyOnWailord posted...
My mom got a letter that she was per-approved for the Visa Black card, twice. But turned it down because of all the costs. Is the Rose Gold Amex better or worse than that?

visa black card? theres the amex black card.. but if she turned it down cuz of costs i dont think they offered her one since to get invited you need to spend 100,000s of dollars monthly.

its pretty good right now. for 250 a year you get
100 dollar airline credit
10 dollar per month in food credit
4x points on groceries and restaurants
3x points for travel
1x point for everything else.

if you use all the credits right you actually net 30 bucks in your pocket.

im lucky cuz i got the card in june when it had the first year free. so im getting all the new credits for free!

plus all the other benefits like extended warranties on things you buy, return protection (so if the store says no refunds you can send it to amex and they'll give you the money back),


Yeah, it was definitely the Visa Black card. I even took a picture of the letter and showed a few friends. Though it was about 10 years ago. Maybe it had something to do with her 800+ credit score?
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MacadamianNut3
10/09/18 2:51:15 PM
#20:


_BlueMonk posted...
its the same card. theyre just telling you to request the metal version of the card. you dont have to, they wont just send it to you unless your card is expiring.

The email also says that it'll be an extra $90 for my annual fee. I've turned down other upgrades because of that even though a metal card would be cool I guess
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_BlueMonk
10/09/18 3:13:24 PM
#21:


SkittyOnWailord posted...
Yeah, it was definitely the Visa Black card. I even took a picture of the letter and showed a few friends. Though it was about 10 years ago. Maybe it had something to do with her 800+ credit score?

okay i looked it up. its now t he mastercard black card. its a dumb card trying to trick people.
for 500 dollars a year you get
1.5x points per dollar, which there are tons of cards thatlll give you this for free
3x points on airlines, the plat card will give you 5x points.
100 airline credit, half of what the amex plat gives you
100 global entry, which everyone gives these days.

no airline lounge access
no hotel status

definitely not worth it. get the amex plat or chase sapphire reserve.
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_BlueMonk
10/09/18 3:15:11 PM
#22:


@MacadamianNut3 posted...
The email also says that it'll be an extra $90 for my annual fee. I've turned down other upgrades because of that even though a metal card would be cool I guess

you can't turn down the upgrades. you can cancel it though.

you wont get charged the new annual fee until after april of next year.

its definitely worth it though. you get 120 a year in food credit now.
how much do you spend on groceries per month? you get 4x back now.
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SkittyOnWailord
10/09/18 3:18:01 PM
#23:


_BlueMonk posted...
SkittyOnWailord posted...
Yeah, it was definitely the Visa Black card. I even took a picture of the letter and showed a few friends. Though it was about 10 years ago. Maybe it had something to do with her 800+ credit score?

okay i looked it up. its now t he mastercard black card. its a dumb card trying to trick people.
for 500 dollars a year you get
1.5x points per dollar, which there are tons of cards thatlll give you this for free
3x points on airlines, the plat card will give you 5x points.
100 airline credit, half of what the amex plat gives you
100 global entry, which everyone gives these days.

no airline lounge access
no hotel status

definitely not worth it. get the amex plat or chase sapphire reserve.


So like I said, not worth the costs. XD There are too many Black Cards now, it's too hard to tell which are the "good" ones, unless they're made of metal. :p
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_BlueMonk
10/09/18 3:22:59 PM
#24:


SkittyOnWailord posted...
So like I said, not worth the costs. XD There are too many Black Cards now, it's too hard to tell which are the "good" ones, unless they're made of metal. :p

even the "real" black card, the Amex Centurion isn't really worth it.

after spending 500,000+ dollars monthly you get invited.
for an invitation fee of 7,500 and an annual fee of 2500 you get...
1x per point on everything
1.5x per point on transactions of 5000 or more
spg gold, hilton diamond, and ihg plat, which i mean, you probably own hotels so whatever
delta plat, which again you probably own your own jet lmao
200 airline credit, lol who cares
other dumb stuff like hotel packages and wine tasting, cruise shit...

https://thepointsguy.com/guide/amex-centurion-black-card/
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Damn_Underscore
10/09/18 3:31:30 PM
#25:


A lot of people are ignorant as to how valuable credit cards are. Aside from giving you rewards for things you would have bought anyway, they often pay for themselves despite any annual fees.
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fhqwhgads
10/10/18 8:33:22 PM
#26:


Tappor posted...
Shut the hell your mouth

Lol
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Tryhaptaward
10/11/18 9:42:45 PM
#27:


LIES
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