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REMercsChamp 09/29/18 1:25:23 PM #1: |
It makes sense in areas where you can get a place for $700, sure
Where I live a decent 1 bedroom is around $2500 You don't need $5000 left over after rent to consider the rent affordable. Plain and simple. --- Come check out my community board for NEET discussions: https://gamefaqs.gamespot.com/boards/1467-neet-discussions ... Copied to Clipboard!
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Siva 09/29/18 1:36:47 PM #2: |
I think the rule is more in reference to being able to continue to support yourself in the event your job is terminated. Your savings would diminish quickly at $2.500 a month.
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HashtagTartarus 09/29/18 1:39:38 PM #3: |
Siva posted...
I think the rule is more in reference to being able to continue to support yourself in the event your job is terminated. Your savings would diminish quickly at $2.500 a month. This. Burning away your savings on rent is no way to live. --- ... Copied to Clipboard!
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Space_Man 09/29/18 1:42:08 PM #4: |
It doesn't necessarily mean they won't rent the apartment to you. I've gotten places making about 2.2x with decent credit.
--- There sure are a lot of different mes just like you have a lot of different yous! I'm going outside to play now I hope all the different yous have fun too. Bye! ... Copied to Clipboard!
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REMercsChamp 09/29/18 1:42:42 PM #5: |
HashtagTartarus posted...
Siva posted...I think the rule is more in reference to being able to continue to support yourself in the event your job is terminated. Your savings would diminish quickly at $2.500 a month. So the logic is that you need to have that extra $5000 a month so you can save most of it and continue paying rent after you lose your job? --- Come check out my community board for NEET discussions: https://gamefaqs.gamespot.com/boards/1467-neet-discussions ... Copied to Clipboard!
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southcoast09 09/29/18 1:43:23 PM #6: |
They dont want people to have savings. They want us to basically tell our employers to make our checks out to the HOA, IRS, and medical insurance.
People arent supposed to have savings now because the far-leftists think people who save money are bad. What has this world come to? --- #MakeFinalFantasyGreatAgain ... Copied to Clipboard!
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Siva 09/29/18 1:44:25 PM #7: |
REMercsChamp posted...
So the logic is that you need to have that extra $5000 a month so you can save most of it and continue paying rent after you lose your job? The lessor wants to know "you're good for it" regardless of your circumstances. ... Copied to Clipboard!
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REMercsChamp 09/29/18 1:45:15 PM #8: |
Siva posted...
REMercsChamp posted...So the logic is that you need to have that extra $5000 a month so you can save most of it and continue paying rent after you lose your job? The majority of people won't be good for it though if they lose their job. A lot of people are living paycheck to paycheck. --- Come check out my community board for NEET discussions: https://gamefaqs.gamespot.com/boards/1467-neet-discussions ... Copied to Clipboard!
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#9 | Post #9 was unavailable or deleted. |
RebelElite791 09/29/18 1:45:46 PM #10: |
southcoast09 posted...
They dont want people to have savings. They want us to basically tell our employers to make our checks out to the HOA, IRS, and medical insurance. Are you drunk --- https://imgur.com/MS5SvzN Take better care of your teeth and f***, a lot more. ... Copied to Clipboard!
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Squall28 09/29/18 1:45:54 PM #11: |
Before or after taxes?
--- If you're going through hell, keep going. -Winston Churchill ... Copied to Clipboard!
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REMercsChamp 09/29/18 1:47:32 PM #12: |
Squall28 posted...
Before or after taxes? After, probably This is why I'm saying. You need to make $100k before tax to rent a 1 bedroom? Doesn't make sense. --- Come check out my community board for NEET discussions: https://gamefaqs.gamespot.com/boards/1467-neet-discussions ... Copied to Clipboard!
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Siva 09/29/18 1:49:20 PM #13: |
REMercsChamp posted...
The majority of people won't be good for it though if they lose their job. A lot of people are living paycheck to paycheck. Saying "majority" is speculation - there will always be extenuating circumstances for a portion of the population, yes. In those cases, the lessor may choose to decline your offer in favor of another, more financially stable person. ... Copied to Clipboard!
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Solar_Crimson 09/29/18 1:51:52 PM #14: |
RebelElite791 posted...
southcoast09 posted...They dont want people to have savings. They want us to basically tell our employers to make our checks out to the HOA, IRS, and medical insurance. I had to look at who posted it, before it all made sense. --- Be wary of boarding the hype train, lest you end up on the ruse cruise... - nanobuilder (r/nintendo) http://backloggery.com/SolarCrimson ... Copied to Clipboard!
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_BlueMonk 09/29/18 1:52:42 PM #15: |
HashtagTartarus posted...
This. Burning away your savings on rent is no way to live. yeah. i'd much rather be homeless and on the streets than touch my precious savings. --- Irene = BAE <3 https://i.imgtc.com/cCrrXV4.gif ... Copied to Clipboard!
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_BlueMonk 09/29/18 1:53:52 PM #16: |
my current apartment had a similiar qualifier for applying. except it was 2.5x. we barely made it.
but my job has changed and i took a pay cut so we would no longer qualify. but hey, look we're doing fine. turns out budgeting and strategy >>>>> just throwing money at it. --- Irene = BAE <3 https://i.imgtc.com/cCrrXV4.gif ... Copied to Clipboard!
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sktgamer_13dude 09/29/18 1:54:20 PM #17: |
RebelElite791 posted...
southcoast09 posted...They dont want people to have savings. They want us to basically tell our employers to make our checks out to the HOA, IRS, and medical insurance. Its just southcoast. --- https://imgur.com/jWVrg9U https://imgur.com/g2efUtT https://imgur.com/5dOwhaP https://imgur.com/LVdqu8J Go Cougs and M's #DI4B ... Copied to Clipboard!
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darkjedilink 09/29/18 1:57:47 PM #18: |
REMercsChamp posted...
It makes sense in areas where you can get a place for $700, sure No, you don't. However, if your rent for a 1 bedroom is $2500, you likely need an extra $5000 a month to afford your food, clothing, utilities, transportation, etc. It's extremely rare that housing is crazy expensive, and everything else is cheap. --- 'It's okay that those gangbangers stole all my personal belongings and cash at gunpoint, cuz they're building a rec center!' - OneTimeBen ... Copied to Clipboard!
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REMercsChamp 09/29/18 1:59:28 PM #19: |
Guys I think southcost09 is right on the money
It's a conspiracy --- Come check out my community board for NEET discussions: https://gamefaqs.gamespot.com/boards/1467-neet-discussions ... Copied to Clipboard!
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REMercsChamp 09/29/18 2:00:06 PM #20: |
darkjedilink posted...
REMercsChamp posted...It makes sense in areas where you can get a place for $700, sure Nah man In all honesty $5000 is overkill. --- Come check out my community board for NEET discussions: https://gamefaqs.gamespot.com/boards/1467-neet-discussions ... Copied to Clipboard!
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ScazarMeltex 09/29/18 2:11:07 PM #21: |
southcoast09 posted...
They dont want people to have savings. They want us to basically tell our employers to make our checks out to the HOA, IRS, and medical insurance. Imagine believing this trash. --- "If you wish to converse with me define your terms" Voltaire ... Copied to Clipboard!
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REMercsChamp 09/29/18 2:14:21 PM #22: |
ScazarMeltex posted...
southcoast09 posted...They dont want people to have savings. They want us to basically tell our employers to make our checks out to the HOA, IRS, and medical insurance. It's part of the landlord conspiracy --- Come check out my community board for NEET discussions: https://gamefaqs.gamespot.com/boards/1467-neet-discussions ... Copied to Clipboard!
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IMNOTRAGED 09/29/18 2:14:54 PM #23: |
darkjedilink posted...
you likely need an extra $5000 a month to afford your food, clothing, utilities, transportation, etc. Lmao what --- ... Copied to Clipboard!
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REMercsChamp 09/29/18 2:16:55 PM #24: |
IMNOTRAGED posted...
darkjedilink posted...you likely need an extra $5000 a month to afford your food, clothing, utilities, transportation, etc. Bread: $50 per loaf Shirt: $200 for plain no-brand shirt --- Come check out my community board for NEET discussions: https://gamefaqs.gamespot.com/boards/1467-neet-discussions ... Copied to Clipboard!
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Returning_CEmen 09/29/18 2:17:01 PM #25: |
I'm in property management and always thought that criteria was silly too, especially when we have placed for rent that at 4-6k a month
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Fony 09/29/18 2:32:12 PM #26: |
It's just a guideline they can use at their discretion to deny undesirables(like me for example). When I was looking for apartments I was denied by 90% of the places I wanted to rent despite having a perfect payment history for every bill, high credit score and a high income($80K). My girlfriend would go and apply and she would be tentatively approved everywhere even though she made 20K less than me and had a lower credit score.
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Fossil 09/29/18 2:34:18 PM #27: |
REMercsChamp posted...
Where I live a decent 1 bedroom is around $2500 No, you're just gullible enough to pay that much. --- ... Copied to Clipboard!
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REMercsChamp 09/29/18 2:35:04 PM #28: |
Fony posted...
It's just a guideline they can use at their discretion to deny undesirables(like me for example). When I was looking for apartments I was denied by 90% of the places I wanted to rent despite having a perfect payment history for every bill, high credit score and a high income($80K). My girlfriend would go and apply and she would be tentatively approved everywhere even though she made 20K less than me and had a lower credit score. Why are you an undesirable if you have good credit and a high income? --- Come check out my community board for NEET discussions: https://gamefaqs.gamespot.com/boards/1467-neet-discussions ... Copied to Clipboard!
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#29 | Post #29 was unavailable or deleted. |
Fony 09/29/18 2:37:54 PM #30: |
REMercsChamp posted...
Fony posted...It's just a guideline they can use at their discretion to deny undesirables(like me for example). When I was looking for apartments I was denied by 90% of the places I wanted to rent despite having a perfect payment history for every bill, high credit score and a high income($80K). My girlfriend would go and apply and she would be tentatively approved everywhere even though she made 20K less than me and had a lower credit score. Guess, should be very easy since we're talking housing discrimination. --- It's not the end of the world, but we can see it from here. ... Copied to Clipboard!
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NeonOctopus 09/29/18 2:40:35 PM #31: |
The rule I was taught was out of your total income: 50% should got to rent and bills, 30% into savings, and 20% should be disposible. And thay you should have at minimum 9 months saved up to pay for bills in case you lose your job
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KStateKing17 09/29/18 2:42:01 PM #32: |
I know the midwest is cheaper than the coasts and many of the bigger cities, but it always gets me when I see an apartment for over 2k. It just seems unreal.
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REMercsChamp 09/29/18 2:47:50 PM #33: |
KStateKing17 posted...
I know the midwest is cheaper than the coasts and many of the bigger cities, but it always gets me when I see an apartment for over 2k. It just seems unreal. --- Come check out my community board for NEET discussions: https://gamefaqs.gamespot.com/boards/1467-neet-discussions ... Copied to Clipboard!
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KStateKing17 09/29/18 2:51:12 PM #34: |
Okay that's funny.
--- The 17th King of the State of K ... Copied to Clipboard!
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pipebomb_phil 09/29/18 3:39:56 PM #36: |
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