mo minimum!

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IdiotMachine 09/22/18 9:37:50 AM #1:	Monthly Bills: Mortgage (principle+interest+insurance+tax): $650 Utilities (water+sewage+gas+electric+internet+phone): $360 Car (loan+insurance): $400 Student loans (overpaying to pay off quicker): $1200 Groceries (food and necessary personal items): $300 Roth 401k: $1000 Roth IRA: $460 Personal after tax investments: $1500 Monthly outcomes: $5870 Living is freaking expensive. wtf... I'm living in a cheap house (~$100k) and driving a budget friendly car (Hyundai). --- https://imgur.com/XNEdLrJ <cite>IdiotMachine posted [p:909233682] in Living sur... [t:77028901]...</cite> <quote>Monthly Bills: Mortgage (principle+interest+insurance+tax): $650 Utilities (water+sewage+gas+electric+internet+phone): $360 Car (loan+insurance): $400 Student loans (overpaying to pay off quicker): $1200 Groceries (food and necessary personal items): $300 Roth 401k: $1000 Roth IRA: $460 Personal after tax investments: $1500 Monthly outcomes: $5870 Living is freaking expensive. wtf... I'm living in a cheap house (~$100k) and driving a budget friendly car (Hyundai).</quote> ... Copied to Clipboard!
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cleat76 09/22/18 9:45:29 AM #3:	A 50% savings rate while still paying off student loans isn't exactly typical or necessary. --- http://cdn.makeagif.com/media/4-28-2014/zO9vqR.gif <cite>cleat76 posted [p:909233932] in Living sur... [t:77028901]...</cite> <quote>A 50% savings rate while still paying off student loans isn't exactly typical or necessary.</quote> ... Copied to Clipboard!
IdiotMachine 09/22/18 10:54:34 AM #4:	cleat76 posted... A 50% savings rate while still paying off student loans isn't exactly typical or necessary. Well I still have some discretionary income I didn't list. It just doesn't make sense to me to see my peers go on lavish vacations on almost a monthly basis and have these big beautiful houses...... And here I am struggling. Bleh... --- https://imgur.com/XNEdLrJ <cite>IdiotMachine posted [p:909236340] in Living sur... [t:77028901]...</cite> <quote><cite>cleat76 posted...</cite> <quote>A 50% savings rate while still paying off student loans isn't exactly typical or necessary.</quote> Well I still have some discretionary income I didn't list. It just doesn't make sense to me to see my peers go on lavish vacations on almost a monthly basis and have these big beautiful houses...... And here I am struggling. Bleh...</quote> ... Copied to Clipboard!
Devimon 09/22/18 10:56:05 AM #5:	Alright, just cut out the fat. You don't need internet in 2018, for one. --- Opinions posted on this account do not reflect the opinions of the user behind it <cite>Devimon posted [p:909236397] in Living sur... [t:77028901]...</cite> <quote>Alright, just cut out the fat. You don't need internet in 2018, for one.</quote> ... Copied to Clipboard!
Muffinz0rz 09/22/18 10:56:15 AM #6:	@REMercsChamp --- Not removing this until Pat Benatar is in Super Smash Bros. (Started 8/31/2010) 2018 NFLB Autumnsim (0-2): https://imgur.com/c164HwF <cite>Muffinz0rz posted [p:909236401] in Living sur... [t:77028901]...</cite> <quote>@REMercsChamp</quote> ... Copied to Clipboard!
uwnim 09/22/18 10:57:11 AM #7:	IdiotMachine posted... It just doesn't make sense to me to see my peers go on lavish vacations on almost a monthly basis and have these big beautiful houses...... And here I am struggling. Bleh... They don't do this. IdiotMachine posted... Roth 401k: $1000 Roth IRA: $460 Personal after tax investments: $1500 Instead of saving/investing they spend the money. --- I want a pet Lavos Spawn. [Order of the Cetaceans: Phocoena dioptrica] <cite>uwnim posted [p:909236446] in Living sur... [t:77028901]...</cite> <quote><cite>IdiotMachine posted...</cite> <quote> It just doesn't make sense to me to see my peers go on lavish vacations on almost a monthly basis and have these big beautiful houses...... And here I am struggling. Bleh...</quote> They don't do this. <cite>IdiotMachine posted...</cite> <quote>Roth 401k: $1000 Roth IRA: $460 Personal after tax investments: $1500</quote> Instead of saving/investing they spend the money.</quote> ... Copied to Clipboard!
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whitelytning 09/22/18 10:57:47 AM #9:	Username holds up. --- ************************************************ https://imgur.com/iZdWIKJ <cite>whitelytning posted [p:909236470] in Living sur... [t:77028901]...</cite> <quote>Username holds up.</quote> ... Copied to Clipboard!
Howl 09/22/18 11:00:27 AM #10:	-Saves 50% of monthly income -Claims he is "struggling" when his bills including paying a huge amount on student loans are not even half his monthly income. Lol --- Posted with GameRaven 3.5.1 <cite>Howl posted [p:909236576] in Living sur... [t:77028901]...</cite> <quote>-Saves 50% of monthly income -Claims he is "struggling" when his bills including paying a huge amount on student loans are not even half his monthly income. Lol</quote> ... Copied to Clipboard!
lww99 09/22/18 11:02:56 AM #11:	IdiotMachine posted... cleat76 posted... A 50% savings rate while still paying off student loans isn't exactly typical or necessary. Well I still have some discretionary income I didn't list. It just doesn't make sense to me to see my peers go on lavish vacations on almost a monthly basis and have these big beautiful houses...... And here I am struggling. Bleh... Except you aren't fucking struggling, dude. Saving/Investing 3k a month is the definition of not struggling, that's more than a lot of people MAKE in a month. --- http://i65.photobucket.com/albums/h239/nhottbarbwire/owningroad_zps2333f502.gif <cite>lww99 posted [p:909236680] in Living sur... [t:77028901]...</cite> <quote><cite>IdiotMachine posted...</cite> <quote><cite>cleat76 posted...</cite> <quote>A 50% savings rate while still paying off student loans isn't exactly typical or necessary.</quote> Well I still have some discretionary income I didn't list. It just doesn't make sense to me to see my peers go on lavish vacations on almost a monthly basis and have these big beautiful houses...... And here I am struggling. Bleh...</quote> Except you aren't fucking struggling, dude. Saving/Investing 3k a month is the definition of not struggling, that's more than a lot of people MAKE in a month.</quote> ... Copied to Clipboard!
gmo7897 09/22/18 11:06:24 AM #12:	The fact that you can afford to have $6,000 in monthly expenditures (half of which are savings and another undisclosed percentage is paying an excess amount on a loan) without being up to your eyeballs in debt is about the most first-world a first-world problem has ever been. If youre concerned you dont have enough money, stop saving so much right cut - maybe cut the personal investments down to $1,000 until the student loans are paid off. Thats an extra $500 a month for your current living while still saving plenty for the future. With what youre saving, youre going to be able to retire comfortably and do all the traveling and whatever you want while your friends are working until theyre 85. --- All Things Final Fantasy: http://gmo7897.com/s/atff There are some walks you have to take alone. <cite>gmo7897 posted [p:909236815] in Living sur... [t:77028901]...</cite> <quote>The fact that you can afford to have $6,000 in monthly expenditures (half of which are savings and another undisclosed percentage is paying an excess amount on a loan) without being up to your eyeballs in debt is about the most first-world a first-world problem has ever been. If youre concerned you dont have enough money, stop saving so much right cut - maybe cut the personal investments down to $1,000 until the student loans are paid off. Thats an extra $500 a month for your current living while still saving plenty for the future. With what youre saving, youre going to be able to retire comfortably and do all the traveling and whatever you want while your friends are working until theyre 85.</quote> ... Copied to Clipboard!
averagejoel 09/22/18 11:12:45 AM #13:	if you're saving/investing $3000 every month, you don't get to complain about how expensive this shit is --- peanut butter and dick <cite>averagejoel posted [p:909237055] in Living sur... [t:77028901]...</cite> <quote>if you're saving/investing $3000 every month, you don't get to complain about how expensive this shit is</quote> ... Copied to Clipboard!
Hexenherz 09/22/18 11:18:35 AM #14:	Mortgage (principle+interest+insurance+tax): $650 what --- FFXIV: Herzog Erislieb (Cactaur) \| ESO: @Ultima_Vyse RS3: UltimaSuende . 99 WC/99 FISH/99 Cook <cite>Hexenherz posted [p:909237316] in Living sur... [t:77028901]...</cite> <quote>Mortgage (principle+interest+insurance+tax): $650 what</quote> ... Copied to Clipboard!
lww99 09/22/18 11:27:29 AM #15:	Hexenherz posted... Mortgage (principle+interest+insurance+tax): $650 what If you do escrow, everything gets compounded into your mortgage payment. --- http://i65.photobucket.com/albums/h239/nhottbarbwire/owningroad_zps2333f502.gif <cite>lww99 posted [p:909237726] in Living sur... [t:77028901]...</cite> <quote><cite>Hexenherz posted...</cite> <quote>Mortgage (principle+interest+insurance+tax): $650 what</quote> If you do escrow, everything gets compounded into your mortgage payment.</quote> ... Copied to Clipboard!
Hexenherz 09/22/18 11:28:05 AM #16:	lww99 posted... Hexenherz posted... Mortgage (principle+interest+insurance+tax): $650 what If you do escrow, everything gets compounded into your mortgage payment. I do use an escrow account, and I wish my monthly payment was 650 --- FFXIV: Herzog Erislieb (Cactaur) \| ESO: @Ultima_Vyse RS3: UltimaSuende . 99 WC/99 FISH/99 Cook <cite>Hexenherz posted [p:909237746] in Living sur... [t:77028901]...</cite> <quote><cite>lww99 posted...</cite> <quote><cite>Hexenherz posted...</cite> <quote>Mortgage (principle+interest+insurance+tax): $650 what</quote> If you do escrow, everything gets compounded into your mortgage payment.</quote> I do use an escrow account, and I wish my monthly payment was 650</quote> ... Copied to Clipboard!
IdiotMachine 09/22/18 12:50:05 PM #17:	uwnim posted... Instead of saving/investing they spend the money. I'm trying to save for a downpayment for a bigger house. I'm not sure how my peers are buying $300k houses so quickly... Howl posted... -Saves 50% of monthly income 50% of my monthly outcomes are savings. Not my income. lww99 posted... Except you aren't fucking struggling, dude. I feel like I'm struggling compared to my peers. Like I said, I'm watching my peers buy expensive houses, cars, and going on vacations literally every month or so (a coworker is making it her goal to travel at least twice a month, and she's been successful!!! Like wtf!). Hexenherz posted... I do use an escrow account, and I wish my monthly payment was 650 I'm living in a dinky $100k house. It's a small 1060 sqft house, on less than a quarter acre property. --- https://imgur.com/XNEdLrJ <cite>IdiotMachine posted [p:909241342] in Living sur... [t:77028901]...</cite> <quote><cite>uwnim posted...</cite> <quote>Instead of saving/investing they spend the money. </quote> I'm trying to save for a downpayment for a bigger house. I'm not sure how my peers are buying $300k houses so quickly... <cite>Howl posted...</cite> <quote>-Saves 50% of monthly income </quote> 50% of my monthly outcomes are savings. Not my income. <cite>lww99 posted...</cite> <quote>Except you aren't fucking struggling, dude. </quote> I feel like I'm struggling compared to my peers. Like I said, I'm watching my peers buy expensive houses, cars, and going on vacations literally every month or so (a coworker is making it her goal to travel at least twice a month, and she's been successful!!! Like wtf!). <cite>Hexenherz posted...</cite> <quote>I do use an escrow account, and I wish my monthly payment was 650 </quote> I'm living in a dinky $100k house. It's a small 1060 sqft house, on less than a quarter acre property.</quote> ... Copied to Clipboard!
Hexenherz 09/22/18 12:53:13 PM #18:	Unless you're like 40 years old, even if you're not "keeping up with your peers", you're still doing significantly better than the majority of the population. --- FFXIV: Herzog Erislieb (Cactaur) \| ESO: @Ultima_Vyse RS3: UltimaSuende . 99 WC/99 FISH/99 Cook <cite>Hexenherz posted [p:909241479] in Living sur... [t:77028901]...</cite> <quote>Unless you're like 40 years old, even if you're not "keeping up with your peers", you're still doing significantly better than the majority of the population.</quote> ... Copied to Clipboard!
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Solid Snake07 09/22/18 12:54:11 PM #20:	Half of that is investing. Which I really wouldn't consider a living expense. Then nearly half of what's left is your student loans --- "People incapable of guilt usually do have a good time" -Detective Rust Cohle <cite>Solid Snake07 posted [p:909241519] in Living sur... [t:77028901]...</cite> <quote>Half of that is investing. Which I really wouldn't consider a living expense. Then nearly half of what's left is your student loans</quote> ... Copied to Clipboard!
IdiotMachine 09/22/18 12:55:41 PM #21:	gmo7897 posted... With what youre saving, youre going to be able to retire comfortably and do all the traveling and whatever you want while your friends are working until theyre 85. I hope so... I'm honestly so scared about not saving enough for retirement. I'm literally thinking about staying in this small house "for the rest of my life" vs. using the savings to buy a bigger house in a better neighborhood. Solid Snake07 posted... Half of that is investing. Which I really wouldn't consider a living expense. Then nearly half of what's left is your student loans So my student loan minimum payment is ~$600. Been doubling it. --- https://imgur.com/XNEdLrJ <cite>IdiotMachine posted [p:909241590] in Living sur... [t:77028901]...</cite> <quote><cite>gmo7897 posted...</cite> <quote>With what youre saving, youre going to be able to retire comfortably and do all the traveling and whatever you want while your friends are working until theyre 85.</quote> I hope so... I'm honestly so scared about not saving enough for retirement. I'm literally thinking about staying in this small house "for the rest of my life" vs. using the savings to buy a bigger house in a better neighborhood. <cite>Solid Snake07 posted...</cite> <quote>Half of that is investing. Which I really wouldn't consider a living expense. Then nearly half of what's left is your student loans</quote> So my student loan minimum payment is ~$600. Been doubling it.</quote> ... Copied to Clipboard!
FLUFFYGERM 09/22/18 12:55:41 PM #22:	TC you want to invest heavily while also being able to spend heavily. Only way to do that is to earn more. You're fine. --- Do good. Eat communists. <cite>FLUFFYGERM posted [p:909241591] in Living sur... [t:77028901]...</cite> <quote>TC you want to invest heavily while also being able to spend heavily. Only way to do that is to earn more. You're fine.</quote> ... Copied to Clipboard!
Solid Snake07 09/22/18 12:57:09 PM #23:	IdiotMachine posted... I feel like I'm struggling compared to my peers. Like I said, I'm watching my peers buy expensive houses, cars, and going on vacations literally every month or so (a coworker is making it her goal to travel at least twice a month, and she's been successful!!! Like wtf!). But they're all f**** broke. You on the other hand will be a multi millionaire in a couple of decades and not have to work till the day you die --- "People incapable of guilt usually do have a good time" -Detective Rust Cohle <cite>Solid Snake07 posted [p:909241668] in Living sur... [t:77028901]...</cite> <quote><cite>IdiotMachine posted...</cite> <quote>I feel like I'm struggling compared to my peers. Like I said, I'm watching my peers buy expensive houses, cars, and going on vacations literally every month or so (a coworker is making it her goal to travel at least twice a month, and she's been successful!!! Like wtf!).</quote> But they're all f**** broke. You on the other hand will be a multi millionaire in a couple of decades and not have to work till the day you die</quote> ... Copied to Clipboard!
FLUFFYGERM 09/22/18 12:57:14 PM #24:	IdiotMachine posted... I hope so... I'm honestly so scared about not saving enough for retirement. I'm literally thinking about staying in this small house "for the rest of my life" vs. using the savings to buy a bigger house in a better neighborhood. Save up little by little. Once your loans are paid off you can free up a ton of cash flow. Maybe even stop investing temporarily to pay off the student loans asap. --- Do good. Eat communists. <cite>FLUFFYGERM posted [p:909241672] in Living sur... [t:77028901]...</cite> <quote><cite>IdiotMachine posted...</cite> <quote>I hope so... I'm honestly so scared about not saving enough for retirement. I'm literally thinking about staying in this small house "for the rest of my life" vs. using the savings to buy a bigger house in a better neighborhood. </quote> Save up little by little. Once your loans are paid off you can free up a ton of cash flow. Maybe even stop investing temporarily to pay off the student loans asap.</quote> ... Copied to Clipboard!
MrPeppers 09/22/18 12:58:09 PM #25:	How long until the loans are paid off on this current trajectory? --- https://imgur.com/SGkkbF0 <cite>MrPeppers posted [p:909241722] in Living sur... [t:77028901]...</cite> <quote>How long until the loans are paid off on this current trajectory?</quote> ... Copied to Clipboard!
scar the 1 09/22/18 1:00:01 PM #26:	Adding all my monthly bills together (including student loan) lands me below $600. Would definitely be a bit more expensive in a bigger city. Actually I'm looking for my own place to live which would add some $300-400 to that. But all in all the US is nuts. Just move --- Everything has an end, except for the sausage. It has two. <cite>scar the 1 posted [p:909241790] in Living sur... [t:77028901]...</cite> <quote>Adding all my monthly bills together (including student loan) lands me below $600. Would definitely be a bit more expensive in a bigger city. Actually I'm looking for my own place to live which would add some $300-400 to that. But all in all the US is nuts. Just move</quote> ... Copied to Clipboard!
HiddenLurker 09/22/18 1:00:12 PM #27:	Less saving more paying off student loan. Overall you save a bit more paying off debt faster. --- [Insert tired meme here] <cite>HiddenLurker posted [p:909241802] in Living sur... [t:77028901]...</cite> <quote>Less saving more paying off student loan. Overall you save a bit more paying off debt faster.</quote> ... Copied to Clipboard!
lifeamovie 09/22/18 1:02:28 PM #28:	Literally less than 1k a month for you house I wish that was possible in Cali --- What makes a man turn neutral? <cite>lifeamovie posted [p:909241894] in Living sur... [t:77028901]...</cite> <quote>Literally less than 1k a month for you house I wish that was possible in Cali</quote> ... Copied to Clipboard!
Hexenherz 09/22/18 1:14:23 PM #29:	lifeamovie posted... Literally less than 1k a month for you house I wish that was possible in Cali Yeah it's ridic, here in Maryland if you want that you have to buy out in the countryside like 2+ hours away from work, or live in a dilapidated house outside of DC or a burned out rowhouse in Baltimore. --- FFXIV: Herzog Erislieb (Cactaur) \| ESO: @Ultima_Vyse RS3: UltimaSuende . 99 WC/99 FISH/99 Cook <cite>Hexenherz posted [p:909242428] in Living sur... [t:77028901]...</cite> <quote><cite>lifeamovie posted...</cite> <quote>Literally less than 1k a month for you house I wish that was possible in Cali</quote> Yeah it's ridic, here in Maryland if you want that you have to buy out in the countryside like 2+ hours away from work, or live in a dilapidated house outside of DC or a burned out rowhouse in Baltimore.</quote> ... Copied to Clipboard!
Howl 09/22/18 1:15:14 PM #30:	IdiotMachine posted... uwnim posted... Instead of saving/investing they spend the money. I'm trying to save for a downpayment for a bigger house. I'm not sure how my peers are buying $300k houses so quickly... Howl posted... -Saves 50% of monthly income 50% of my monthly outcomes* are savings. Not my income.* lww99 posted... Except you aren't fucking struggling, dude. I feel like I'm struggling compared to my peers. Like I said, I'm watching my peers buy expensive houses, cars, and going on vacations literally every month or so (a coworker is making it her goal to travel at least twice a month, and she's been successful!!! Like wtf!). Hexenherz posted... I do use an escrow account, and I wish my monthly payment was 650 I'm living in a dinky $100k house. It's a small 1060 sqft house, on less than a quarter acre property. I didn't even realize that, and that's actually worse. That means you're actually saving more than 50% of your income. GTFO with this entitled bullshit. --- Posted with GameRaven 3.5.1 <cite>Howl posted [p:909242471] in Living sur... [t:77028901]...</cite> <quote><cite>IdiotMachine posted...</cite> <quote><cite>uwnim posted...</cite> <quote> Instead of saving/investing they spend the money. </quote> I'm trying to save for a downpayment for a bigger house. I'm not sure how my peers are buying $300k houses so quickly... <cite>Howl posted...</cite> <quote> -Saves 50% of monthly income </quote> 50% of my monthly outcomes are savings. Not my income. <cite>lww99 posted...</cite> <quote> Except you aren't fucking struggling, dude. </quote> I feel like I'm struggling compared to my peers. Like I said, I'm watching my peers buy expensive houses, cars, and going on vacations literally every month or so (a coworker is making it her goal to travel at least twice a month, and she's been successful!!! Like wtf!). <cite>Hexenherz posted...</cite> <quote> I do use an escrow account, and I wish my monthly payment was 650 </quote> I'm living in a dinky $100k house. It's a small 1060 sqft house, on less than a quarter acre property.</quote> I didn't even realize that, and that's actually worse. That means you're actually saving more than 50% of your income. GTFO with this entitled bullshit.</quote> ... Copied to Clipboard!
NightMarishPie 09/22/18 1:15:45 PM #31:	I can't believe anyone responded to this thread seriously --- "Who dares, wins" 3DS FC: 1521 3697 7272 <cite>NightMarishPie posted [p:909242487] in Living sur... [t:77028901]...</cite> <quote>I can't believe anyone responded to this thread seriously</quote> ... Copied to Clipboard!
emblem boy 09/22/18 1:19:08 PM #32:	TC is trolling right? --- Posted with GameRaven 3.5.1 <cite>emblem boy posted [p:909242631] in Living sur... [t:77028901]...</cite> <quote>TC is trolling right?</quote> ... Copied to Clipboard!
Solid Snake07 09/22/18 1:20:01 PM #33:	I mean, you're saving and investing more than some people make. Which isn't bad, good on you. But you're not exactly grinding paycheck to paycheck man. Sounds like your just a little jealous of your friends or co workers who apparently spend most of not all of what they make. Which is silly. Especially the ones who bought a house they can't really afford. Those people have made themselves significantly poorer for the rest of their life just to have a nice house now. --- "People incapable of guilt usually do have a good time" -Detective Rust Cohle <cite>Solid Snake07 posted [p:909242661] in Living sur... [t:77028901]...</cite> <quote>I mean, you're saving and investing more than some people make. Which isn't bad, good on you. But you're not exactly grinding paycheck to paycheck man. Sounds like your just a little jealous of your friends or co workers who apparently spend most of not all of what they make. Which is silly. Especially the ones who bought a house they can't really afford. Those people have made themselves significantly poorer for the rest of their life just to have a nice house now.</quote> ... Copied to Clipboard!
TheGoldenEel 09/22/18 1:29:45 PM #34:	NightMarishPie posted... I can't believe anyone responded to this thread seriously This emblem boy posted... TC is trolling right? Obviously --- The words of The Golden Eel have been revealed... Games: http://backloggery.com/wrldindstries302 \\ Music: http://www.last.fm/user/DrMorberg/ <cite>TheGoldenEel posted [p:909243133] in Living sur... [t:77028901]...</cite> <quote><cite>NightMarishPie posted...</cite> <quote>I can't believe anyone responded to this thread seriously</quote> This <cite>emblem boy posted...</cite> <quote>TC is trolling right?</quote> Obviously</quote> ... Copied to Clipboard!
IdiotMachine 09/22/18 1:43:41 PM #35:	MrPeppers posted... How long until the loans are paid off on this current trajectory? It's a 15 year loan that I refinanced last year. At this rate, it'll be paid off in about 6-7 years. Solid Snake07 posted... Sounds like your just a little jealous of your friends or co workers who apparently spend most of not all of what they make. That is an accurate assessment. --- https://imgur.com/XNEdLrJ <cite>IdiotMachine posted [p:909243806] in Living sur... [t:77028901]...</cite> <quote><cite>MrPeppers posted...</cite> <quote>How long until the loans are paid off on this current trajectory?</quote> It's a 15 year loan that I refinanced last year. At this rate, it'll be paid off in about 6-7 years. <cite>Solid Snake07 posted...</cite> <quote>Sounds like your just a little jealous of your friends or co workers who apparently spend most of not all of what they make. </quote> That is an accurate assessment.</quote> ... Copied to Clipboard!
kingdrake2 09/22/18 2:55:18 PM #36:	lifeamovie posted... Literally less than 1k a month for you house I wish that was possible in Cali just hope that wherever the california people go it won't be your state they'll turn it into another california with sky high housing prices. oregon and washington are screwed. --- I'm pretty much Stu from Rugrats making pudding at 4 in morning because I've lost control of my life - Polycosm <cite>kingdrake2 posted [p:909247193] in Living sur... [t:77028901]...</cite> <quote><cite>lifeamovie posted...</cite> <quote>Literally less than 1k a month for you house I wish that was possible in Cali</quote> just hope that wherever the california people go it won't be your state they'll turn it into another california with sky high housing prices. oregon and washington are screwed.</quote> ... Copied to Clipboard!
Master_Bass 09/22/18 2:58:29 PM #37:	IdiotMachine posted... Roth 401k: $1000 Roth IRA: $460 Personal after tax investments: $1500 Why are you not maxing the 401K before doing after tax investments? --- Many Bothans died to bring you this post. <cite>Master_Bass posted [p:909247344] in Living sur... [t:77028901]...</cite> <quote><cite>IdiotMachine posted...</cite> <quote>Roth 401k: $1000 Roth IRA: $460 Personal after tax investments: $1500</quote> Why are you not maxing the 401K before doing after tax investments?</quote> ... Copied to Clipboard!
REMercsChamp 09/22/18 3:05:00 PM #38:	Unbelievable. You can only put $3000 a month into retirement and other investments? This is why we NEED communism --- Come check out my community board for NEET discussions: https://gamefaqs.gamespot.com/boards/1467-neet-discussions <cite>REMercsChamp posted [p:909247716] in Living sur... [t:77028901]...</cite> <quote>Unbelievable. You can only put $3000 a month into retirement and other investments? This is why we NEED communism</quote> ... Copied to Clipboard!
Damn_Underscore 09/22/18 3:08:18 PM #39:	Student loans (overpaying to pay off quicker): $1200 Roth 401k: $1000 Roth IRA: $460 Personal after tax investments: $1500 This is fine, but you will have to live a frugal life. You won't be going on lavish vacations or living in a mansion anytime soon. The question is, do you want to live a frugal life now to be able to retire early and or retire at ~65 and live a wealthy life? That's your choice. --- Shenmue II = best game of all time Shenmue = 2nd best game of all time <cite>Damn_Underscore posted [p:909247870] in Living sur... [t:77028901]...</cite> <quote>Student loans (overpaying to pay off quicker): $1200 Roth 401k: $1000 Roth IRA: $460 Personal after tax investments: $1500 This is fine, but you will have to live a frugal life. You won't be going on lavish vacations or living in a mansion anytime soon. The question is, do you want to live a frugal life now to be able to retire early and or retire at ~65 and live a wealthy life? That's your choice.</quote> ... Copied to Clipboard!
IdiotMachine 09/22/18 4:09:54 PM #40:	Master_Bass posted... Why are you not maxing the 401K before doing after tax investments? Because I want to actually use this money for something else than retirement; i.e. saving up to buy a bigger/nicer house. --- https://imgur.com/XNEdLrJ <cite>IdiotMachine posted [p:909250869] in Living sur... [t:77028901]...</cite> <quote><cite>Master_Bass posted...</cite> <quote>Why are you not maxing the 401K before doing after tax investments? </quote> Because I want to actually use this money for something else than retirement; i.e. saving up to buy a bigger/nicer house.</quote> ... Copied to Clipboard!
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Current Events > Living sure is expensive... ~$6000/mo minimum! (+) Yeah! (+)

Current Events > Living sure is expensive... ~$6000/mo minimum!