Current Events > What's your credit score?

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Agnostic420 09/14/18 9:44:47 AM #1:	What's your credit score? - Results (19 votes) Under 500 0% (0 votes) 0 Under 600 0% (0 votes) 0 600-640 0% (0 votes) 0 641-680 15.79% (3 votes) 3 681-720 5.26% (1 vote) 1 721-760 31.58% (6 votes) 6 761-800 26.32% (5 votes) 5 Over 800 21.05% (4 votes) 4 It was 762 it dropped to 755. <cite>Agnostic420 posted [p:908734585] in What's... [t:77001678]...</cite> <quote> What's your credit score? - Results (19 votes) Under 500 0% (0 votes) 0 Under 600 0% (0 votes) 0 600-640 0% (0 votes) 0 641-680 15.79% (3 votes) 3 681-720 5.26% (1 vote) 1 721-760 31.58% (6 votes) 6 761-800 26.32% (5 votes) 5 Over 800 21.05% (4 votes) 4 It was 762 it dropped to 755.</quote> ... Copied to Clipboard!
E32005 09/14/18 9:46:53 AM #2:	2 --- https://i.imgtc.com/IR4XrBA.gif https://i.imgtc.com/7X1rBRv.gif <cite>E32005 posted [p:908734673] in What's... [t:77001678]...</cite> <quote>2</quote> ... Copied to Clipboard!
DirkDiggles 09/14/18 9:49:19 AM #3:	Over 9000. --- https://imgtc.com/i/5CTKeaL.jpg https://imgtc.com/i/G9w39yE.gif <cite>DirkDiggles posted [p:908734777] in What's... [t:77001678]...</cite> <quote>Over 9000.</quote> ... Copied to Clipboard!
Thunder_Armor 09/14/18 9:50:09 AM #4:	Somewhere in the 600s last I checked? I dont know its probably changed since. --- I should go. <cite>Thunder_Armor posted [p:908734810] in What's... [t:77001678]...</cite> <quote>Somewhere in the 600s last I checked? I dont know its probably changed since.</quote> ... Copied to Clipboard!
Agnostic420 09/14/18 10:07:10 AM #6:	Im happy to see everyones is at least 640 <cite>Agnostic420 posted [p:908735539] in What's... [t:77001678]...</cite> <quote>Im happy to see everyones is at least 640</quote> ... Copied to Clipboard!
CaptainOfCrush 09/14/18 10:09:31 AM #7:	820 Got my credit card set on auto payment and owned a condo the last three years. I won't deny being more privileged than the average person, but it honestly hasn't been too hard reaching that score. --- Yoblazer https://imgur.com/gByqgPg <cite>CaptainOfCrush posted [p:908735675] in What's... [t:77001678]...</cite> <quote>820 Got my credit card set on auto payment and owned a condo the last three years. I won't deny being more privileged than the average person, but it honestly hasn't been too hard reaching that score.</quote> ... Copied to Clipboard!
Mr_Biscuit 09/14/18 10:11:36 AM #8:	Mid-high 600s Really wanna get that up to the 700s --- https://www.bigplay.com/wp-content/uploads/2017/04/img_6703.jpg <cite>Mr_Biscuit posted [p:908735772] in What's... [t:77001678]...</cite> <quote>Mid-high 600s Really wanna get that up to the 700s</quote> ... Copied to Clipboard!
vocedelmorte 09/14/18 10:12:16 AM #9:	-1000 <cite>vocedelmorte posted [p:908735803] in What's... [t:77001678]...</cite> <quote>-1000</quote> ... Copied to Clipboard!
Anarchy_Juiblex 09/14/18 10:12:32 AM #10:	Hovers around 765. --- "Tolerance of intolerance is cowardice." ~ Ayaan Hirsi Ali <cite>Anarchy_Juiblex posted [p:908735818] in What's... [t:77001678]...</cite> <quote>Hovers around 765.</quote> ... Copied to Clipboard!
Muffinz0rz 09/14/18 10:12:57 AM #11:	761-800 --- Not removing this until Pat Benatar is in Super Smash Bros. (Started 8/31/2010) 2018 NFLB Autumnsim (0-1): https://imgur.com/c164HwF <cite>Muffinz0rz posted [p:908735847] in What's... [t:77001678]...</cite> <quote>761-800</quote> ... Copied to Clipboard!
Mike Xtreme 09/14/18 10:13:46 AM #12:	Just over 800 Dipped down into the mid 700s after I got married but finally done paying off the wedding and back up over 800 --- I don't like stuff that sucks <cite>Mike Xtreme posted [p:908735895] in What's... [t:77001678]...</cite> <quote>Just over 800 Dipped down into the mid 700s after I got married but finally done paying off the wedding and back up over 800</quote> ... Copied to Clipboard!
Questionmarktarius 09/14/18 10:13:50 AM #13:	Slowly decaying from lack of utilization. <cite>Questionmarktarius posted [p:908735902] in What's... [t:77001678]...</cite> <quote>Slowly decaying from lack of utilization.</quote> ... Copied to Clipboard!
Kombucha 09/14/18 10:17:39 AM #14:	don't know, don't really care. i have a 10k credit line in case of emergencies but i've never had to use it. the most i've done is use it for gas and pay it off every month to build credit, but now that i'm working from home i barely even do that. i have no plans to finance a house or vehicle anytime soon. my landlord could care less what it is, as long as i can show him i'm making money and pay my bills on time. --- http://www.last.fm/user/walkingishonest <cite>Kombucha posted [p:908736107] in What's... [t:77001678]...</cite> <quote>don't know, don't really care. i have a 10k credit line in case of emergencies but i've never had to use it. the most i've done is use it for gas and pay it off every month to build credit, but now that i'm working from home i barely even do that. i have no plans to finance a house or vehicle anytime soon. my landlord could care less what it is, as long as i can show him i'm making money and pay my bills on time.</quote> ... Copied to Clipboard!
Questionmarktarius 09/14/18 10:18:39 AM #15:	Kombucha posted... i have no plans to finance a house or vehicle anytime soon. my landlord could care less what it is, as long as i can show him i'm making money and pay my bills on time. The "goal" is to have a credit score of 0. <cite>Questionmarktarius posted [p:908736154] in What's... [t:77001678]...</cite> <quote><cite>Kombucha posted...</cite> <quote>i have no plans to finance a house or vehicle anytime soon. my landlord could care less what it is, as long as i can show him i'm making money and pay my bills on time.</quote> The "goal" is to have a credit score of 0.</quote> ... Copied to Clipboard!
Twin3Turbo 09/14/18 10:24:02 AM #16:	Last time I checked it was 801, down two points from 803 the year before. Not sure why but whatever. That was like 1 year and half ago, although nothing has changed so I doubt it's any different. I have checked with the major credit bureaus recently however, just to be sure there wasn't anything on there that looked fishy --- https://imgur.com/PHWbltB <cite>Twin3Turbo posted [p:908736429] in What's... [t:77001678]...</cite> <quote>Last time I checked it was 801, down two points from 803 the year before. Not sure why but whatever. That was like 1 year and half ago, although nothing has changed so I doubt it's any different. I have checked with the major credit bureaus recently however, just to be sure there wasn't anything on there that looked fishy</quote> ... Copied to Clipboard!
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Questionmarktarius 09/14/18 10:34:42 AM #18:	GregShmedley posted... Twin3Turbo posted... Last time I checked it was 801, down two points from 803 the year before. Not sure why but whatever. It actually fluctuates depending on your credit usage and debt owed. And age of accounts. It even changes on a monthly basis. That's the 'decay' from non-utilization. If you're just paying down existing debt, your credit score kinda "leaks" out. <cite>Questionmarktarius posted [p:908736985] in What's... [t:77001678]...</cite> <quote><cite>GregShmedley posted...</cite> <quote><cite>Twin3Turbo posted...</cite> <quote>Last time I checked it was 801, down two points from 803 the year before. Not sure why but whatever.</quote> It actually fluctuates depending on your credit usage and debt owed. And age of accounts. It even changes on a monthly basis.</quote> That's the 'decay' from non-utilization. If you're just paying down existing debt, your credit score kinda "leaks" out.</quote> ... Copied to Clipboard!
Returning_CEmen 09/14/18 10:36:07 AM #19:	Tag for @_BlueMonk @_BlueMonk --- https://imgur.com/mRP9Jej <cite>Returning_CEmen posted [p:908737059] in What's... [t:77001678]...</cite> <quote>Tag for @_BlueMonk @_BlueMonk</quote> ... Copied to Clipboard!
_BlueMonk 09/14/18 10:45:33 AM #20:	693 FICO 8 right now I got a new card with a low limit and hit 50% utilization to get the bonus, which paid for the entirety of my Japan hotel stay. This caused my score to tank. But usually it's in the 720s, 730s I have 15 credit cards. --- It's Seulgi time! <3 https://i.imgtc.com/Y9zHH1n.gif <cite>_BlueMonk posted [p:908737519] in What's... [t:77001678]...</cite> <quote>693 FICO 8 right now I got a new card with a low limit and hit 50% utilization to get the bonus, which paid for the entirety of my Japan hotel stay. This caused my score to tank. But usually it's in the 720s, 730s I have 15 credit cards.</quote> ... Copied to Clipboard!
XxKrebsxX 09/14/18 10:53:31 AM #21:	_BlueMonk posted... 693 FICO 8 right now I got a new card with a low limit and hit 50% utilization to get the bonus, which paid for the entirety of my Japan hotel stay. This caused my score to tank. But usually it's in the 720s, 730s I have 15 credit cards. Fucking 15?! How? I have three. The Capital One Platinum everyone starts out with. Citi Double Cash for 2% cash back Chase Freedom for rolling 5% cash back categories. My score is 694. Im so close to 700. <cite>XxKrebsxX posted [p:908737919] in What's... [t:77001678]...</cite> <quote><cite>_BlueMonk posted...</cite> <quote>693 FICO 8 right now I got a new card with a low limit and hit 50% utilization to get the bonus, which paid for the entirety of my Japan hotel stay. This caused my score to tank. But usually it's in the 720s, 730s I have 15 credit cards.</quote> Fucking 15?! How? I have three. The Capital One Platinum everyone starts out with. Citi Double Cash for 2% cash back Chase Freedom for rolling 5% cash back categories. My score is 694. Im so close to 700.</quote> ... Copied to Clipboard!
1337toothbrush 09/14/18 11:02:05 AM #22:	Upper 700s. The "problem" is that I have no student loans, car loans, or mortgage. I paid off my student loans shortly after college, and bought my house and car straight out with cash. Otherwise I'd most likely be in the 800s. --- https://imgur.com/a/FU9H8 https://imgur.com/ZkQRDsR - https://imgur.com/2x2gtgP <cite>1337toothbrush posted [p:908738392] in What's... [t:77001678]...</cite> <quote>Upper 700s. The "problem" is that I have no student loans, car loans, or mortgage. I paid off my student loans shortly after college, and bought my house and car straight out with cash. Otherwise I'd most likely be in the 800s.</quote> ... Copied to Clipboard!
pres_madagascar 09/14/18 11:03:05 AM #23:	4 years ago? 771 Now? 568 --- https://imgur.com/23CCcZB https://imgur.com/32mwCo1 https://imgur.com/oqklqKC <cite>pres_madagascar posted [p:908738442] in What's... [t:77001678]...</cite> <quote>4 years ago? 771 Now? 568</quote> ... Copied to Clipboard!
Hayame Zero 09/14/18 11:04:47 AM #24:	540 or so. --- ...I think I'm done here... <cite>Hayame Zero posted [p:908738534] in What's... [t:77001678]...</cite> <quote>540 or so.</quote> ... Copied to Clipboard!
Blue_Target 09/14/18 11:07:37 AM #25:	I remember applying for my first credit card 5 years ago and my score was under 400. Last i checked its about 830. --- https://imgtc.com/i/RdM9Q5I.gif https://imgtc.com/i/Ju4lDBV.gif <cite>Blue_Target posted [p:908738693] in What's... [t:77001678]...</cite> <quote>I remember applying for my first credit card 5 years ago and my score was under 400. Last i checked its about 830.</quote> ... Copied to Clipboard!
1337toothbrush 09/14/18 12:01:47 PM #26:	pres_madagascar posted... 4 years ago? 771 Now? 568 What did you do?! --- https://imgur.com/a/FU9H8 https://imgur.com/ZkQRDsR - https://imgur.com/2x2gtgP <cite>1337toothbrush posted [p:908742073] in What's... [t:77001678]...</cite> <quote><cite>pres_madagascar posted...</cite> <quote>4 years ago? 771 Now? 568</quote> What did you do?!</quote> ... Copied to Clipboard!
SuperMedz3 09/14/18 12:04:02 PM #27:	I don't give a fuck what my credit score is. If I do not have the money to pay for something I do not buy it. --- Fallout 4 <cite>SuperMedz3 posted [p:908742226] in What's... [t:77001678]...</cite> <quote>I don't give a fuck what my credit score is. If I do not have the money to pay for something I do not buy it.</quote> ... Copied to Clipboard!
Mike Xtreme 09/14/18 2:09:26 PM #28:	SuperMedz3 posted... I don't give a fuck what my credit score is. If I do not have the money to pay for something I do not buy it. You are either very young or very naive --- I don't like stuff that sucks <cite>Mike Xtreme posted [p:908749664] in What's... [t:77001678]...</cite> <quote><cite>SuperMedz3 posted...</cite> <quote>I don't give a fuck what my credit score is. If I do not have the money to pay for something I do not buy it.</quote> You are either very young or very naive</quote> ... Copied to Clipboard!
Butterfiles 09/14/18 2:10:02 PM #29:	750 last I checked --- http://www.last.fm/user/PigBun 56k warning <cite>Butterfiles posted [p:908749705] in What's... [t:77001678]...</cite> <quote>750 last I checked</quote> ... Copied to Clipboard!
E32005 09/14/18 2:10:56 PM #30:	what is the point of these topics? its like the bank account topics. --- https://i.imgtc.com/IR4XrBA.gif https://i.imgtc.com/7X1rBRv.gif <cite>E32005 posted [p:908749760] in What's... [t:77001678]...</cite> <quote>what is the point of these topics? its like the bank account topics.</quote> ... Copied to Clipboard!
Agnostic420 09/14/18 3:16:15 PM #31:	Whats the point of most of the junk on here? <cite>Agnostic420 posted [p:908753737] in What's... [t:77001678]...</cite> <quote>Whats the point of most of the junk on here?</quote> ... Copied to Clipboard!
theAteam 09/14/18 3:20:02 PM #32:	Credit scores are so dumb. I'm in the high 700s but if I pay off my student loan it brings my score down because the age of open accounts drops and I have no recurring payments other than my CCs. So am I expected to pay interest on a loan just to keep an imaginary number higher? Shouldn't it give me a better score to have less debt and a history of paid-off loans rather than an open account I need to keep paying? --- Buffalo Bills 2018-19 Season Prediction: 5-11 Season Record: 0-1 <cite>theAteam posted [p:908753983] in What's... [t:77001678]...</cite> <quote>Credit scores are so dumb. I'm in the high 700s but if I pay off my student loan it brings my score down because the age of open accounts drops and I have no recurring payments other than my CCs. So am I expected to pay interest on a loan just to keep an imaginary number higher? Shouldn't it give me a better score to have less debt and a history of paid-off loans rather than an open account I need to keep paying?</quote> ... Copied to Clipboard!
Villain 09/14/18 3:21:37 PM #33:	796. Just had it checked a week ago for a rental --- https://imgur.com/ZWNgMXL Formerly known as Will VIIII <cite>Villain posted [p:908754089] in What's... [t:77001678]...</cite> <quote>796. Just had it checked a week ago for a rental</quote> ... Copied to Clipboard!
#34	Post #34 was unavailable or deleted.
SK8T3R215 09/14/18 3:34:42 PM #35:	People who obsess about their credit score are low IQ. --- New York Knicks, New York Jets, New York Yankees. <cite>SK8T3R215 posted [p:908754893] in What's... [t:77001678]...</cite> <quote>People who obsess about their credit score are low IQ.</quote> ... Copied to Clipboard!
Agnostic420 09/14/18 5:09:03 PM #36:	SK8T3R215 posted... People who obsess about their credit score are low IQ. Womppp wompppp womppppp <cite>Agnostic420 posted [p:908760885] in What's... [t:77001678]...</cite> <quote><cite>SK8T3R215 posted...</cite> <quote>People who obsess about their credit score are low IQ.</quote> Womppp wompppp womppppp</quote> ... Copied to Clipboard!
E32005 09/14/18 5:09:19 PM #37:	Agnostic420 posted... Whats the point of most of the junk on here? current events --- https://i.imgtc.com/IR4XrBA.gif https://i.imgtc.com/7X1rBRv.gif <cite>E32005 posted [p:908760905] in What's... [t:77001678]...</cite> <quote><cite>Agnostic420 posted...</cite> <quote>Whats the point of most of the junk on here?</quote> current events</quote> ... Copied to Clipboard!
pres_madagascar 09/14/18 6:21:48 PM #38:	1337toothbrush posted... pres_madagascar posted... 4 years ago? 771 Now? 568 What did you do?! I had 7 maxed credit cards from my younger years I stopped paying. I've been focusing on one at a time now, it's why my credit is going back up. Figured it'd be a better option than bankruptcy. --- https://imgur.com/23CCcZB https://imgur.com/32mwCo1 https://imgur.com/oqklqKC <cite>pres_madagascar posted [p:908764965] in What's... [t:77001678]...</cite> <quote><cite>1337toothbrush posted...</cite> <quote><cite>pres_madagascar posted...</cite> <quote>4 years ago? 771 Now? 568</quote> What did you do?!</quote> I had 7 maxed credit cards from my younger years I stopped paying. I've been focusing on one at a time now, it's why my credit is going back up. Figured it'd be a better option than bankruptcy.</quote> ... Copied to Clipboard!
pauIie 09/14/18 6:24:26 PM #39:	764 last i checked --- https://imgur.com/O5APL http://www.last.fm/user/jaeganja <cite>pauIie posted [p:908765091] in What's... [t:77001678]...</cite> <quote>764 last i checked</quote> ... Copied to Clipboard!
PMarth2002 09/14/18 6:25:09 PM #40:	588 for equifax, 643 for transunion. Defaulted on my student loans, been on a deferrment plan though, so its slowly going back up. --- No matter where you go, there you are. <cite>PMarth2002 posted [p:908765131] in What's... [t:77001678]...</cite> <quote>588 for equifax, 643 for transunion. Defaulted on my student loans, been on a deferrment plan though, so its slowly going back up.</quote> ... Copied to Clipboard!
KStateKing17 09/14/18 6:26:54 PM #41:	700+ --- The 17th King of the State of K <cite>KStateKing17 posted [p:908765238] in What's... [t:77001678]...</cite> <quote>700+</quote> ... Copied to Clipboard!
lifeamovie 09/14/18 6:28:14 PM #42:	640 after a family member defaulted on a car on my good credit --- What makes a man turn neutral? <cite>lifeamovie posted [p:908765311] in What's... [t:77001678]...</cite> <quote>640 after a family member defaulted on a car on my good credit</quote> ... Copied to Clipboard!
Twin3Turbo 09/15/18 6:36:24 AM #43:	lifeamovie posted... 640 after a family member defaulted on a car on my good credit And this is why I dont co-sign anything for anyone --- https://imgur.com/PHWbltB <cite>Twin3Turbo posted [p:908793118] in What's... [t:77001678]...</cite> <quote><cite>lifeamovie posted...</cite> <quote>640 after a family member defaulted on a car on my good credit</quote> And this is why I dont co-sign anything for anyone</quote> ... Copied to Clipboard!
thelovefist 09/15/18 6:40:21 AM #44:	TC, you last held a job at a subway in 2010 right and have been on government assistance ever since? How has that effected your credit score? Also, have your numerous criminal convictions had an impact on your credit score and if so how? --- "honestly the worst thing about Shaun King is how pro-cop he is" - averagejoel <cite>thelovefist posted [p:908793193] in What's... [t:77001678]...</cite> <quote>TC, you last held a job at a subway in 2010 right and have been on government assistance ever since? How has that effected your credit score? Also, have your numerous criminal convictions had an impact on your credit score and if so how?</quote> ... Copied to Clipboard!
TerrifyingRei 09/15/18 6:43:09 AM #45:	no idea last time i actually saw it it was 470 i think. but that was a couple years ago. --- Heee~eeey <cite>TerrifyingRei posted [p:908793243] in What's... [t:77001678]...</cite> <quote>no idea last time i actually saw it it was 470 i think. but that was a couple years ago.</quote> ... Copied to Clipboard!
Lordgold666 09/15/18 7:00:24 AM #46:	DirkDiggles posted... Over 9000. --- 3DS: 1848-2391-0198 "May the Father of Understanding guide us" <cite>Lordgold666 posted [p:908793535] in What's... [t:77001678]...</cite> <quote><cite>DirkDiggles posted...</cite> <quote>Over 9000.</quote></quote> ... Copied to Clipboard!
Agnostic420 09/15/18 7:50:50 AM #47:	Twin3Turbo posted... lifeamovie posted... 640 after a family member defaulted on a car on my good credit And this is why I dont co-sign anything for anyone Never ever ever ever co sign of anyone, ever. <cite>Agnostic420 posted [p:908794572] in What's... [t:77001678]...</cite> <quote><cite>Twin3Turbo posted...</cite> <quote><cite>lifeamovie posted...</cite> <quote>640 after a family member defaulted on a car on my good credit</quote> And this is why I dont co-sign anything for anyone</quote> Never ever ever ever co sign of anyone, ever.</quote> ... Copied to Clipboard!
thelovefist 09/15/18 9:29:15 AM #48:	thelovefist posted... TC, you last held a job at a subway in 2010 right and have been on government assistance ever since? How has that effected your credit score? Also, have your numerous criminal convictions had an impact on your credit score and if so how? --- "honestly the worst thing about Shaun King is how pro-cop he is" - averagejoel <cite>thelovefist posted [p:908797092] in What's... [t:77001678]...</cite> <quote><cite>thelovefist posted...</cite> <quote>TC, you last held a job at a subway in 2010 right and have been on government assistance ever since? How has that effected your credit score? Also, have your numerous criminal convictions had an impact on your credit score and if so how?</quote></quote> ... Copied to Clipboard!
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Current Events > What's your credit score? (+) Yeah! (+)

Current Events > What's your credit score?