Current Events > Are millenials who use debit over credit cards low information consumers?

Topic List	Page List: 1, 2, 3, 4
SK8T3R215 04/26/18 4:26:46 PM #151:	Yikes at people arguing for debit cards over credit cards. --- New York Knicks, New York Jets, New York Yankees. <cite>SK8T3R215 posted [p:900351345] in Are millen... [t:76554147]...</cite> <quote>Yikes at people arguing for debit cards over credit cards.</quote> ... Copied to Clipboard!
CableZL 04/26/18 4:27:55 PM #152:	kg88222 posted... They are a good way to keep track of how much you are spending every month. A calculator would be better though. --- http://i.imgur.com/ByKGlJb.gif http://i.imgur.com/nZdaA8D.gif http://i.imgur.com/VBLBILg.jpg <cite>CableZL posted [p:900351423] in Are millen... [t:76554147]...</cite> <quote><cite>kg88222 posted...</cite> <quote>They are a good way to keep track of how much you are spending every month. A calculator would be better though.</quote> </quote> ... Copied to Clipboard!
kg88222 04/26/18 4:37:03 PM #153:	Seriously the best investment you can make is to say no to credit. You don't need a credit card to buy a house either. All a credit card says is that you have been in debt a lot. Having no debt whatsoever is a much better way to live. <cite>kg88222 posted [p:900351856] in Are millen... [t:76554147]...</cite> <quote>Seriously the best investment you can make is to say no to credit. You don't need a credit card to buy a house either. All a credit card says is that you have been in debt a lot. Having no debt whatsoever is a much better way to live.</quote> ... Copied to Clipboard!
prince_leo 04/26/18 4:37:32 PM #154:	kg88222 posted... All a credit card says is that you have been in debt a lot. lol --- https://imgur.com/uHUvpSH http://error1355.com/ce/prince_leo.html <cite>prince_leo posted [p:900351889] in Are millen... [t:76554147]...</cite> <quote><cite>kg88222 posted...</cite> <quote>All a credit card says is that you have been in debt a lot. </quote> lol</quote> ... Copied to Clipboard!
chill02 04/26/18 4:39:52 PM #155:	kg88222 posted... Seriously the best investment you can make is to say no to credit. You don't need a credit card to buy a house either. All a credit card says is that you have been in debt a lot. Having no debt whatsoever is a much better way to live. --- Ave, true to Caesar. <cite>chill02 posted [p:900352026] in Are millen... [t:76554147]...</cite> <quote><cite>kg88222 posted...</cite> <quote>Seriously the best investment you can make is to say no to credit. You don't need a credit card to buy a house either. All a credit card says is that you have been in debt a lot. Having no debt whatsoever is a much better way to live.</quote> </quote> ... Copied to Clipboard!
kg88222 04/26/18 5:04:02 PM #156:	Being able to pick and choose who you owe money to is better as well. The banks are not at the top of my list. There are better ways to sell people on things imo. If you've actually seen the stuff some people do there are other people who need my money more. <cite>kg88222 posted [p:900353258] in Are millen... [t:76554147]...</cite> <quote>Being able to pick and choose who you owe money to is better as well. The banks are not at the top of my list. There are better ways to sell people on things imo. If you've actually seen the stuff some people do there are other people who need my money more.</quote> ... Copied to Clipboard!
chill02 04/26/18 5:05:21 PM #157:	how many drugs are you on right now --- Ave, true to Caesar. <cite>chill02 posted [p:900353342] in Are millen... [t:76554147]...</cite> <quote>how many drugs are you on right now</quote> ... Copied to Clipboard!
kg88222 04/26/18 5:06:29 PM #158:	Again none. <cite>kg88222 posted [p:900353394] in Are millen... [t:76554147]...</cite> <quote>Again none.</quote> ... Copied to Clipboard!
CableZL 04/26/18 5:07:20 PM #159:	kg88222 posted... Again none. You're going off on these random unrelated tangents that don't make any sense in regard to what the topic is about. --- http://i.imgur.com/ByKGlJb.gif http://i.imgur.com/nZdaA8D.gif http://i.imgur.com/VBLBILg.jpg <cite>CableZL posted [p:900353444] in Are millen... [t:76554147]...</cite> <quote><cite>kg88222 posted...</cite> <quote>Again none.</quote> You're going off on these random unrelated tangents that don't make any sense in regard to what the topic is about.</quote> ... Copied to Clipboard!
chill02 04/26/18 5:07:29 PM #160:	you might want to get some then --- Ave, true to Caesar. <cite>chill02 posted [p:900353453] in Are millen... [t:76554147]...</cite> <quote>you might want to get some then</quote> ... Copied to Clipboard!
kg88222 04/26/18 5:12:05 PM #161:	No I'm really fine. It's not unrelated. Why would I want to pay the banks for basically nothing. I don't owe the banks anything. <cite>kg88222 posted [p:900353645] in Are millen... [t:76554147]...</cite> <quote>No I'm really fine. It's not unrelated. Why would I want to pay the banks for basically nothing. I don't owe the banks anything.</quote> ... Copied to Clipboard!
Damn_Underscore 04/26/18 7:39:04 PM #162:	TC is correct. - Credit cards basically offer you multiple one month interest-free loans. If you pay those loans on time then a credit card is totally free to use. - You get rewards for using credit cards that add up over time. - Credit card companies charge stores a fee to use the credit cards, and the stores include that fee in their prices. So you are paying to use credit cards either way. There is a lot of bad information about credit cards, like this: https://www.youtube.com/watch?v=v6zgmhsCLnc" data-time=" --- Shenmue II = best game of all time Shenmue = 2nd best game of all time <cite>Damn_Underscore posted [p:900361053] in Are millen... [t:76554147]...</cite> <quote>TC is correct. - Credit cards basically offer you multiple one month interest-free loans. If you pay those loans on time then a credit card is totally free to use. - You get rewards for using credit cards that add up over time. - Credit card companies charge stores a fee to use the credit cards, and the stores include that fee in their prices. So you are paying to use credit cards either way. There is a lot of bad information about credit cards, like this: https://www.youtube.com/watch?v=v6zgmhsCLnc" data-time="</quote> ... Copied to Clipboard!
LinksLiege 04/26/18 7:46:58 PM #163:	prince_leo posted... the bloomburg article is saying that people who fall under group A are afraid of becoming group C Or maybe they just don't care. Guess Bloomburg just wants to stir shit up. --- This is LinksLiege's signature. It is fantastic. <cite>LinksLiege posted [p:900361480] in Are millen... [t:76554147]...</cite> <quote><cite>prince_leo posted...</cite> <quote> the bloomburg article is saying that people who fall under group A are afraid of becoming group C</quote> Or maybe they just don't care. Guess Bloomburg just wants to stir shit up.</quote> ... Copied to Clipboard!
ASithLord7 04/26/18 7:47:19 PM #164:	DarkChozoGhost posted... No cosigner BLAKUboy posted... Younger consumers prefer to pay with debit cards or cash after cultivating an aversion to credit while coming of age during the financial crisis. They also dont typically qualify for top credit cards until becoming older. From your own link. I never needed a cosigner and had good rewards cards a year after my first CU card On topic, yes. Inarguably --- http://i.imgur.com/VZeCB.gif RebelElite791 <cite>ASithLord7 posted [p:900361503] in Are millen... [t:76554147]...</cite> <quote><cite>DarkChozoGhost posted...</cite> <quote>No cosigner</quote> <cite>BLAKUboy posted...</cite> <quote><quote>Younger consumers prefer to pay with debit cards or cash after cultivating an aversion to credit while coming of age during the financial crisis. They also dont typically qualify for top credit cards until becoming older.</quote> From your own link.</quote> I never needed a cosigner and had good rewards cards a year after my first CU card On topic, yes. Inarguably</quote> ... Copied to Clipboard!
prince_leo 04/26/18 8:00:42 PM #165:	LinksLiege posted... Or maybe they just don't care. Guess Bloomburg just wants to stir shit up. possibly, but I don't see why anyone who understands credit cards would not use them unless they lack willpower thus they would fall under "low information consumer" --- https://imgur.com/uHUvpSH http://error1355.com/ce/prince_leo.html <cite>prince_leo posted [p:900362224] in Are millen... [t:76554147]...</cite> <quote><cite>LinksLiege posted...</cite> <quote>Or maybe they just don't care. Guess Bloomburg just wants to stir shit up.</quote> possibly, but I don't see why anyone who understands credit cards would not use them unless they lack willpower thus they would fall under "low information consumer"</quote> ... Copied to Clipboard!
dave_is_slick 04/26/18 8:15:32 PM #166:	kg88222 posted... Tell me how many people who have a credit card really pay it off every month too. You have to do that. You don't with a debit card. It gives you a grace period sure. That's nice. I do and it's not difficult. --- The most relaxing version of Aquatic Ambiance I've ever heard: http://www.youtube.com/watch?v=bl61y1XM7sM <cite>dave_is_slick posted [p:900363001] in Are millen... [t:76554147]...</cite> <quote><cite>kg88222 posted...</cite> <quote>Tell me how many people who have a credit card really pay it off every month too. You have to do that. You don't with a debit card. It gives you a grace period sure. That's nice.</quote> I do and it's not difficult.</quote> ... Copied to Clipboard!
Damn_Underscore 04/26/18 8:20:19 PM #167:	If you buy something with a debit card, money is automatically deducted from your bank account. It's not the best value, but you could always go home and do the same thing to pay for whatever you just bought with your credit card, every time you buy something. --- Shenmue II = best game of all time Shenmue = 2nd best game of all time <cite>Damn_Underscore posted [p:900363270] in Are millen... [t:76554147]...</cite> <quote>If you buy something with a debit card, money is automatically deducted from your bank account. It's not the best value, but you could always go home and do the same thing to pay for whatever you just bought with your credit card, every time you buy something.</quote> ... Copied to Clipboard!
LinksLiege 04/26/18 8:52:10 PM #168:	prince_leo posted... possibly, but I don't see why anyone who understands credit cards would not use them unless they lack willpower thus they would fall under "low information consumer" Alright, fair point. I've sorta looked into getting one but it never went anywhere. >_>; --- This is LinksLiege's signature. It is fantastic. <cite>LinksLiege posted [p:900365183] in Are millen... [t:76554147]...</cite> <quote><cite>prince_leo posted...</cite> <quote>possibly, but I don't see why anyone who understands credit cards would not use them unless they lack willpower thus they would fall under "low information consumer"</quote> Alright, fair point. I've sorta looked into getting one but it never went anywhere. >_>;</quote> ... Copied to Clipboard!
fan357 04/26/18 9:12:57 PM #169:	Credit cards are fantastic if you aren't an idiot. --- Never forget where you came from. <cite>fan357 posted [p:900366494] in Are millen... [t:76554147]...</cite> <quote>Credit cards are fantastic if you aren't an idiot.</quote> ... Copied to Clipboard!
CharlesBronson 04/26/18 9:26:04 PM #170:	@Cleo_II posted... People who are afraid of credit cards recognize they lack self control or are just uneducated about their benefits (or both). What an ignorant statement. Anyone who owns a credit card is risking financial ruin. Just google "credit card fraud claim denied." Here's one example. She had a credit limit of $500 but a fraudster somehow racked up $138,922.00 in fraudulent charges and then TD Bank denied her fraud claim. http://www.cbc.ca/news/canada/british-columbia/td-customer-fraud-unhappy-1.4341899 <cite>CharlesBronson posted [p:900367282] in Are millen... [t:76554147]...</cite> <quote><cite>@Cleo_II posted...</cite> <quote>People who are afraid of credit cards recognize they lack self control or are just uneducated about their benefits (or both). </quote> What an ignorant statement. Anyone who owns a credit card is risking financial ruin. Just google "credit card fraud claim denied." Here's one example. She had a credit limit of $500 but a fraudster somehow racked up $138,922.00 in fraudulent charges and then TD Bank denied her fraud claim. http://www.cbc.ca/news/canada/british-columbia/td-customer-fraud-unhappy-1.4341899</quote> ... Copied to Clipboard!
Soviet_Poland 04/26/18 9:28:41 PM #171:	ITT: kg88222 can't read the fine print and doesn't understand how credit cards fundamentally work. --- https://imgs.xkcd.com/comics/duty_calls.png <cite>Soviet_Poland posted [p:900367430] in Are millen... [t:76554147]...</cite> <quote>ITT: kg88222 can't read the fine print and doesn't understand how credit cards fundamentally work.</quote> ... Copied to Clipboard!
Twin3Turbo 04/26/18 9:36:33 PM #172:	CharlesBronson posted... @Cleo_II posted... People who are afraid of credit cards recognize they lack self control or are just uneducated about their benefits (or both). What an ignorant statement. Anyone who owns a credit card is risking financial ruin. Just google "credit card fraud claim denied." Here's one example. She had a credit limit of $500 but a fraudster somehow racked up $138,922.00 in fraudulent charges and then TD Bank denied her fraud claim. http://www.cbc.ca/news/canada/british-columbia/td-customer-fraud-unhappy-1.4341899 That bank in particular sounds crappy. You think they would hold these people responsible for these CC charges but NOT hold them responsible if it were their debit cards instead? And I would really like to know how someone that stole a card with a 500 dollar limit was able to spend 130 thousand. That just doesnt add up, --- https://i.imgur.com/PHWbltB.gifv <cite>Twin3Turbo posted [p:900367825] in Are millen... [t:76554147]...</cite> <quote><cite>CharlesBronson posted...</cite> <quote><cite>@Cleo_II posted...</cite> <quote>People who are afraid of credit cards recognize they lack self control or are just uneducated about their benefits (or both). </quote> What an ignorant statement. Anyone who owns a credit card is risking financial ruin. Just google "credit card fraud claim denied." Here's one example. She had a credit limit of $500 but a fraudster somehow racked up $138,922.00 in fraudulent charges and then TD Bank denied her fraud claim. http://www.cbc.ca/news/canada/british-columbia/td-customer-fraud-unhappy-1.4341899</quote> That bank in particular sounds crappy. You think they would hold these people responsible for these CC charges but NOT hold them responsible if it were their debit cards instead? And I would really like to know how someone that stole a card with a 500 dollar limit was able to spend 130 thousand. That just doesnt add up,</quote> ... Copied to Clipboard!
Dragonblade01 04/26/18 9:52:47 PM #173:	Mostly ignorance and misinformation I would think. I avoided credit cards for a while because my father raised me to think they were pointless and only served to put people in debt. Took a while to break that way of thinking. <cite>Dragonblade01 posted [p:900368778] in Are millen... [t:76554147]...</cite> <quote>Mostly ignorance and misinformation I would think. I avoided credit cards for a while because my father raised me to think they were pointless and only served to put people in debt. Took a while to break that way of thinking.</quote> ... Copied to Clipboard!
Kineth 04/26/18 9:54:17 PM #174:	What credit card company does TC work for. --- If you're not looking for any honest discussion, agreement, meeting halfway or middle ground, don't bother arguing with me. Selfish narcissists need not apply. <cite>Kineth posted [p:900368849] in Are millen... [t:76554147]...</cite> <quote>What credit card company does TC work for.</quote> ... Copied to Clipboard!
Annihilated 04/26/18 9:55:50 PM #175:	the_cajun88 posted... CruelBuffalo posted... Bloodychess posted... Anyone can use your credit card Your debit card has a pin number So you would dispute it and charges go away.... You can do that with both types of card. I don't recommend it. I had my bank lock down my debit card once when it detected suspicious charges and I had to call them to resolve it. <cite>Annihilated posted [p:900368917] in Are millen... [t:76554147]...</cite> <quote><cite>the_cajun88 posted...</cite> <quote><cite>CruelBuffalo posted...</cite> <quote><cite>Bloodychess posted...</cite> <quote>Anyone can use your credit card Your debit card has a pin number</quote> So you would dispute it and charges go away....</quote> You can do that with both types of card.</quote> I don't recommend it. I had my bank lock down my debit card once when it detected suspicious charges and I had to call them to resolve it.</quote> ... Copied to Clipboard!
RoboLaserGandhi 04/26/18 9:57:47 PM #176:	I don't even qualify for a credit card yet. <cite>RoboLaserGandhi posted [p:900369031] in Are millen... [t:76554147]...</cite> <quote>I don't even qualify for a credit card yet.</quote> ... Copied to Clipboard!
R_Jackal 04/26/18 10:29:00 PM #177:	As someone who doesn't actually use a credit card, they're better than debit security wise. Ever had to dispute a charge on debit? That's a right fucking nightmare. Square Enix triple charged me Drakengard 3 CE. Disputed it, the only option I had was reverse all three charges, asked them to do two, said they would, and did all three anyway--after my product had shipped. Fixing that took about a week because they froze my fucking card too. Maybe I just had a particularly bad case of incompetence but damn. <cite>R_Jackal posted [p:900370804] in Are millen... [t:76554147]...</cite> <quote>As someone who doesn't actually use a credit card, they're better than debit security wise. Ever had to dispute a charge on debit? That's a right fucking nightmare. Square Enix triple charged me Drakengard 3 CE. Disputed it, the only option I had was reverse all three charges, asked them to do two, said they would, and did all three anyway--after my product had shipped. Fixing that took about a week because they froze my fucking card too. Maybe I just had a particularly bad case of incompetence but damn.</quote> ... Copied to Clipboard!
Cleo_II 04/26/18 10:45:27 PM #178:	CharlesBronson posted... @Cleo_II posted... People who are afraid of credit cards recognize they lack self control or are just uneducated about their benefits (or both). What an ignorant statement. Anyone who owns a credit card is risking financial ruin. Just google "credit card fraud claim denied." Here's one example. She had a credit limit of $500 but a fraudster somehow racked up $138,922.00 in fraudulent charges and then TD Bank denied her fraud claim. http://www.cbc.ca/news/canada/british-columbia/td-customer-fraud-unhappy-1.4341899 You realize the same kind of shit can happen with a debit card right? Also read the whole article, the bank ended up dropping it. <cite>Cleo_II posted [p:900371707] in Are millen... [t:76554147]...</cite> <quote><cite>CharlesBronson posted...</cite> <quote><cite>@Cleo_II posted...</cite> <quote>People who are afraid of credit cards recognize they lack self control or are just uneducated about their benefits (or both). </quote> What an ignorant statement. Anyone who owns a credit card is risking financial ruin. Just google "credit card fraud claim denied." Here's one example. She had a credit limit of $500 but a fraudster somehow racked up $138,922.00 in fraudulent charges and then TD Bank denied her fraud claim. http://www.cbc.ca/news/canada/british-columbia/td-customer-fraud-unhappy-1.4341899</quote> You realize the same kind of shit can happen with a debit card right? Also read the whole article, the bank ended up dropping it.</quote> ... Copied to Clipboard!
CharlesBronson 04/26/18 11:09:07 PM #179:	Cleo_II posted... CharlesBronson posted... @Cleo_II posted... People who are afraid of credit cards recognize they lack self control or are just uneducated about their benefits (or both). What an ignorant statement. Anyone who owns a credit card is risking financial ruin. Just google "credit card fraud claim denied." Here's one example. She had a credit limit of $500 but a fraudster somehow racked up $138,922.00 in fraudulent charges and then TD Bank denied her fraud claim. http://www.cbc.ca/news/canada/british-columbia/td-customer-fraud-unhappy-1.4341899 You realize the same kind of shit can happen with a debit card right? Also read the whole article, the bank ended up dropping it. only because the news station they contacted responded back to them and helped them follow up with the credit card company. If it happened to you and you tried contacting the news for help you would be IGNORED and forced to pay or go bankrupt <cite>CharlesBronson posted [p:900373157] in Are millen... [t:76554147]...</cite> <quote><cite>Cleo_II posted...</cite> <quote><cite>CharlesBronson posted...</cite> <quote><cite>@Cleo_II posted...</cite> <quote>People who are afraid of credit cards recognize they lack self control or are just uneducated about their benefits (or both). </quote> What an ignorant statement. Anyone who owns a credit card is risking financial ruin. Just google "credit card fraud claim denied." Here's one example. She had a credit limit of $500 but a fraudster somehow racked up $138,922.00 in fraudulent charges and then TD Bank denied her fraud claim. http://www.cbc.ca/news/canada/british-columbia/td-customer-fraud-unhappy-1.4341899</quote> You realize the same kind of shit can happen with a debit card right? Also read the whole article, the bank ended up dropping it.</quote> only because the news station they contacted responded back to them and helped them follow up with the credit card company. If it happened to you and you tried contacting the news for help you would be IGNORED and forced to pay or go bankrupt</quote> ... Copied to Clipboard!
chill02 04/26/18 11:22:45 PM #180:	CharlesBronson posted... Cleo_II posted... CharlesBronson posted... @Cleo_II posted... People who are afraid of credit cards recognize they lack self control or are just uneducated about their benefits (or both). What an ignorant statement. Anyone who owns a credit card is risking financial ruin. Just google "credit card fraud claim denied." Here's one example. She had a credit limit of $500 but a fraudster somehow racked up $138,922.00 in fraudulent charges and then TD Bank denied her fraud claim. http://www.cbc.ca/news/canada/british-columbia/td-customer-fraud-unhappy-1.4341899 You realize the same kind of shit can happen with a debit card right? Also read the whole article, the bank ended up dropping it. only because the news station they contacted responded back to them and helped them follow up with the credit card company. If it happened to you and you tried contacting the news for help you would be IGNORED and forced to pay or go bankrupt or, you know, file a claim --- Ave, true to Caesar. <cite>chill02 posted [p:900374025] in Are millen... [t:76554147]...</cite> <quote><cite>CharlesBronson posted...</cite> <quote><cite>Cleo_II posted...</cite> <quote><cite>CharlesBronson posted...</cite> <quote><cite>@Cleo_II posted...</cite> <quote>People who are afraid of credit cards recognize they lack self control or are just uneducated about their benefits (or both). </quote> What an ignorant statement. Anyone who owns a credit card is risking financial ruin. Just google "credit card fraud claim denied." Here's one example. She had a credit limit of $500 but a fraudster somehow racked up $138,922.00 in fraudulent charges and then TD Bank denied her fraud claim. http://www.cbc.ca/news/canada/british-columbia/td-customer-fraud-unhappy-1.4341899</quote> You realize the same kind of shit can happen with a debit card right? Also read the whole article, the bank ended up dropping it.</quote> only because the news station they contacted responded back to them and helped them follow up with the credit card company. If it happened to you and you tried contacting the news for help you would be IGNORED and forced to pay or go bankrupt</quote> or, you know, file a claim</quote> ... Copied to Clipboard!
CharlesBronson 04/26/18 11:40:11 PM #181:	chill02 posted... CharlesBronson posted... Cleo_II posted... CharlesBronson posted... @Cleo_II posted... People who are afraid of credit cards recognize they lack self control or are just uneducated about their benefits (or both). What an ignorant statement. Anyone who owns a credit card is risking financial ruin. Just google "credit card fraud claim denied." Here's one example. She had a credit limit of $500 but a fraudster somehow racked up $138,922.00 in fraudulent charges and then TD Bank denied her fraud claim. http://www.cbc.ca/news/canada/british-columbia/td-customer-fraud-unhappy-1.4341899 You realize the same kind of shit can happen with a debit card right? Also read the whole article, the bank ended up dropping it. only because the news station they contacted responded back to them and helped them follow up with the credit card company. If it happened to you and you tried contacting the news for help you would be IGNORED and forced to pay or go bankrupt or, you know, file a claim did you not read the post? TD Bank denied their fraud claim. <cite>CharlesBronson posted [p:900375235] in Are millen... [t:76554147]...</cite> <quote><cite>chill02 posted...</cite> <quote><cite>CharlesBronson posted...</cite> <quote><cite>Cleo_II posted...</cite> <quote><cite>CharlesBronson posted...</cite> <quote><cite>@Cleo_II posted...</cite> <quote>People who are afraid of credit cards recognize they lack self control or are just uneducated about their benefits (or both). </quote> What an ignorant statement. Anyone who owns a credit card is risking financial ruin. Just google "credit card fraud claim denied." Here's one example. She had a credit limit of $500 but a fraudster somehow racked up $138,922.00 in fraudulent charges and then TD Bank denied her fraud claim. http://www.cbc.ca/news/canada/british-columbia/td-customer-fraud-unhappy-1.4341899</quote> You realize the same kind of shit can happen with a debit card right? Also read the whole article, the bank ended up dropping it.</quote> only because the news station they contacted responded back to them and helped them follow up with the credit card company. If it happened to you and you tried contacting the news for help you would be IGNORED and forced to pay or go bankrupt</quote> or, you know, file a claim</quote> did you not read the post? TD Bank denied their fraud claim.</quote> ... Copied to Clipboard!
chill02 04/26/18 11:42:14 PM #182:	CharlesBronson posted... chill02 posted... CharlesBronson posted... Cleo_II posted... CharlesBronson posted... @Cleo_II posted... People who are afraid of credit cards recognize they lack self control or are just uneducated about their benefits (or both). What an ignorant statement. Anyone who owns a credit card is risking financial ruin. Just google "credit card fraud claim denied." Here's one example. She had a credit limit of $500 but a fraudster somehow racked up $138,922.00 in fraudulent charges and then TD Bank denied her fraud claim. http://www.cbc.ca/news/canada/british-columbia/td-customer-fraud-unhappy-1.4341899 You realize the same kind of shit can happen with a debit card right? Also read the whole article, the bank ended up dropping it. only because the news station they contacted responded back to them and helped them follow up with the credit card company. If it happened to you and you tried contacting the news for help you would be IGNORED and forced to pay or go bankrupt or, you know, file a claim did you not read the post? TD Bank denied their fraud claim. to an agency that handles stuff like this --- Ave, true to Caesar. <cite>chill02 posted [p:900375360] in Are millen... [t:76554147]...</cite> <quote><cite>CharlesBronson posted...</cite> <quote><cite>chill02 posted...</cite> <quote><cite>CharlesBronson posted...</cite> <quote><cite>Cleo_II posted...</cite> <quote><cite>CharlesBronson posted...</cite> <quote><cite>@Cleo_II posted...</cite> <quote>People who are afraid of credit cards recognize they lack self control or are just uneducated about their benefits (or both). </quote> What an ignorant statement. Anyone who owns a credit card is risking financial ruin. Just google "credit card fraud claim denied." Here's one example. She had a credit limit of $500 but a fraudster somehow racked up $138,922.00 in fraudulent charges and then TD Bank denied her fraud claim. http://www.cbc.ca/news/canada/british-columbia/td-customer-fraud-unhappy-1.4341899</quote> You realize the same kind of shit can happen with a debit card right? Also read the whole article, the bank ended up dropping it.</quote> only because the news station they contacted responded back to them and helped them follow up with the credit card company. If it happened to you and you tried contacting the news for help you would be IGNORED and forced to pay or go bankrupt</quote> or, you know, file a claim</quote> did you not read the post? TD Bank denied their fraud claim.</quote> to an agency that handles stuff like this</quote> ... Copied to Clipboard!
Cleo_II 04/27/18 12:07:18 AM #183:	CharlesBronson posted... chill02 posted... CharlesBronson posted... Cleo_II posted... CharlesBronson posted... @Cleo_II posted... People who are afraid of credit cards recognize they lack self control or are just uneducated about their benefits (or both). What an ignorant statement. Anyone who owns a credit card is risking financial ruin. Just google "credit card fraud claim denied." Here's one example. She had a credit limit of $500 but a fraudster somehow racked up $138,922.00 in fraudulent charges and then TD Bank denied her fraud claim. http://www.cbc.ca/news/canada/british-columbia/td-customer-fraud-unhappy-1.4341899 You realize the same kind of shit can happen with a debit card right? Also read the whole article, the bank ended up dropping it. only because the news station they contacted responded back to them and helped them follow up with the credit card company. If it happened to you and you tried contacting the news for help you would be IGNORED and forced to pay or go bankrupt or, you know, file a claim did you not read the post? TD Bank denied their fraud claim. Which you can appeal. Which sounds like is what happened since the case was still open. And again, a similar situation is still possible to occur if your debit card is stolen. <cite>Cleo_II posted [p:900376799] in Are millen... [t:76554147]...</cite> <quote><cite>CharlesBronson posted...</cite> <quote><cite>chill02 posted...</cite> <quote><cite>CharlesBronson posted...</cite> <quote><cite>Cleo_II posted...</cite> <quote><cite>CharlesBronson posted...</cite> <quote><cite>@Cleo_II posted...</cite> <quote>People who are afraid of credit cards recognize they lack self control or are just uneducated about their benefits (or both). </quote> What an ignorant statement. Anyone who owns a credit card is risking financial ruin. Just google "credit card fraud claim denied." Here's one example. She had a credit limit of $500 but a fraudster somehow racked up $138,922.00 in fraudulent charges and then TD Bank denied her fraud claim. http://www.cbc.ca/news/canada/british-columbia/td-customer-fraud-unhappy-1.4341899</quote> You realize the same kind of shit can happen with a debit card right? Also read the whole article, the bank ended up dropping it.</quote> only because the news station they contacted responded back to them and helped them follow up with the credit card company. If it happened to you and you tried contacting the news for help you would be IGNORED and forced to pay or go bankrupt</quote> or, you know, file a claim</quote> did you not read the post? TD Bank denied their fraud claim.</quote> Which you can appeal. Which sounds like is what happened since the case was still open. And again, a similar situation is still possible to occur if your debit card is stolen.</quote> ... Copied to Clipboard!
the_cajun88 04/27/18 12:12:28 AM #184:	Is credit vs. debit cards the new tipping on CE? --- http://i.imgur.com/OkvDFD3.jpg http://i.imgur.com/owvpCYR.jpg <cite>the_cajun88 posted [p:900377081] in Are millen... [t:76554147]...</cite> <quote>Is credit vs. debit cards the new tipping on CE?</quote> ... Copied to Clipboard!
Soviet_Poland 04/27/18 12:20:39 AM #185:	the_cajun88 posted... Is credit vs. debit cards the new tipping on CE? As per usual, the whole controversy stems from lack of informed knowledge on the subject. --- https://imgs.xkcd.com/comics/duty_calls.png <cite>Soviet_Poland posted [p:900377518] in Are millen... [t:76554147]...</cite> <quote><cite>the_cajun88 posted...</cite> <quote>Is credit vs. debit cards the new tipping on CE?</quote> As per usual, the whole controversy stems from lack of informed knowledge on the subject.</quote> ... Copied to Clipboard!
SK8T3R215 04/27/18 12:23:43 AM #186:	You realize the guy also had his debit card being used in that article, right? It says they were taking his money out at the time which is through his debit card. Also the difference between having your actual money spent vs having charges on your credit card seems like a pretty easy choice if you're the victim of fraud. --- New York Knicks, New York Jets, New York Yankees. <cite>SK8T3R215 posted [p:900377674] in Are millen... [t:76554147]...</cite> <quote>You realize the guy also had his debit card being used in that article, right? It says they were taking his money out at the time which is through his debit card. Also the difference between having your actual money spent vs having charges on your credit card seems like a pretty easy choice if you're the victim of fraud.</quote> ... Copied to Clipboard!
Sativa_Rose 04/27/18 12:25:12 AM #187:	Credit cards are good for avoiding fraud, just don't be a fool with it. --- I may not go down in history, but I will go down on your sister. <cite>Sativa_Rose posted [p:900377746] in Are millen... [t:76554147]...</cite> <quote>Credit cards are good for avoiding fraud, just don't be a fool with it.</quote> ... Copied to Clipboard!
Winnsock 04/27/18 12:33:36 AM #188:	This topic is some of the funniest shit I've read all day --- GT: Winnsock <cite>Winnsock posted [p:900378105] in Are millen... [t:76554147]...</cite> <quote>This topic is some of the funniest shit I've read all day</quote> ... Copied to Clipboard!
I_Stay_Noided 04/27/18 12:36:39 AM #189:	idk i never use my credit card because i generally just use cash on hand/debit since i know i have the funds available my credit score is 735 should i be using credit and just paying it off instead? my expenses are low enough that i could pay it off every month with no worries --- https://i.imgur.com/GAMW8yg.png https://i.imgur.com/btGOdK9.jpg https://i.imgur.com/A8lSuSR.jpg https://i.imgur.com/uketqtZ.jpg <cite>I_Stay_Noided posted [p:900378242] in Are millen... [t:76554147]...</cite> <quote>idk i never use my credit card because i generally just use cash on hand/debit since i know i have the funds available my credit score is 735 should i be using credit and just paying it off instead? my expenses are low enough that i could pay it off every month with no worries</quote> ... Copied to Clipboard!
prince_leo 04/27/18 12:45:17 AM #190:	I_Stay_Noided posted... should i be using credit and just paying it off instead? my expenses are low enough that i could pay it off every month with no worries basically yeah --- https://imgur.com/uHUvpSH http://error1355.com/ce/prince_leo.html <cite>prince_leo posted [p:900378619] in Are millen... [t:76554147]...</cite> <quote><cite>I_Stay_Noided posted...</cite> <quote>should i be using credit and just paying it off instead? my expenses are low enough that i could pay it off every month with no worries </quote> basically yeah</quote> ... Copied to Clipboard!
CharlesBronson 04/27/18 12:51:20 AM #191:	SK8T3R215 posted... Also the difference between having your actual money spent vs having charges on your credit card seems like a pretty easy choice if you're the victim of fraud. not really, the credit card company can still force you to pay/file bankruptcy/garnish your wages if you don't pay your credit card bill <cite>CharlesBronson posted [p:900378882] in Are millen... [t:76554147]...</cite> <quote><cite>SK8T3R215 posted...</cite> <quote>Also the difference between having your actual money spent vs having charges on your credit card seems like a pretty easy choice if you're the victim of fraud.</quote> not really, the credit card company can still force you to pay/file bankruptcy/garnish your wages if you don't pay your credit card bill</quote> ... Copied to Clipboard!
inloveanddeath0 04/27/18 12:52:46 AM #192:	Unless you have no yearly payment then yes I agree --- http://www.last.fm/user/PolarPolaroids <cite>inloveanddeath0 posted [p:900378940] in Are millen... [t:76554147]...</cite> <quote>Unless you have no yearly payment then yes I agree</quote> ... Copied to Clipboard!
SK8T3R215 04/27/18 1:23:49 AM #193:	CharlesBronson posted... SK8T3R215 posted... Also the difference between having your actual money spent vs having charges on your credit card seems like a pretty easy choice if you're the victim of fraud. not really, the credit card company can still force you to pay/file bankruptcy/garnish your wages if you don't pay your credit card bill So when you're disputing $5K in charges would you rather have $5K missing from your bank account or $5K in charges on your statement while the dispute is ongoing? The point is the credit card gives you extra protection while a debit card you are out money from your actual bank account during this process. And no shit if you don't pay your debts then they will put you through collections I don't see how your post is a logical reply. --- New York Knicks, New York Jets, New York Yankees. <cite>SK8T3R215 posted [p:900380135] in Are millen... [t:76554147]...</cite> <quote><cite>CharlesBronson posted...</cite> <quote><cite>SK8T3R215 posted...</cite> <quote>Also the difference between having your actual money spent vs having charges on your credit card seems like a pretty easy choice if you're the victim of fraud.</quote> not really, the credit card company can still force you to pay/file bankruptcy/garnish your wages if you don't pay your credit card bill</quote> So when you're disputing $5K in charges would you rather have $5K missing from your bank account or $5K in charges on your statement while the dispute is ongoing? The point is the credit card gives you extra protection while a debit card you are out money from your actual bank account during this process. And no shit if you don't pay your debts then they will put you through collections I don't see how your post is a logical reply.</quote> ... Copied to Clipboard!
chill02 04/27/18 1:25:43 AM #194:	credit cards are scary it's so dark outside my basement --- Ave, true to Caesar. <cite>chill02 posted [p:900380196] in Are millen... [t:76554147]...</cite> <quote>credit cards are scary it's so dark outside my basement</quote> ... Copied to Clipboard!
CharlesBronson 04/27/18 1:54:18 AM #195:	SK8T3R215 posted... CharlesBronson posted... SK8T3R215 posted... Also the difference between having your actual money spent vs having charges on your credit card seems like a pretty easy choice if you're the victim of fraud. not really, the credit card company can still force you to pay/file bankruptcy/garnish your wages if you don't pay your credit card bill So when you're disputing $5K in charges would you rather have $5K missing from your bank account or $5K in charges on your statement while the dispute is ongoing? The point is the credit card gives you extra protection while a debit card you are out money from your actual bank account during this process. And no shit if you don't pay your debts then they will put you through collections I don't see how your post is a logical reply. lol did you even read my post if the news station hadn't responded to her complaint, the credit card comapny would have garnished her wages and forced her to pay her $138,000 of fraudulent charges. <cite>CharlesBronson posted [p:900381244] in Are millen... [t:76554147]...</cite> <quote><cite>SK8T3R215 posted...</cite> <quote><cite>CharlesBronson posted...</cite> <quote><cite>SK8T3R215 posted...</cite> <quote>Also the difference between having your actual money spent vs having charges on your credit card seems like a pretty easy choice if you're the victim of fraud.</quote> not really, the credit card company can still force you to pay/file bankruptcy/garnish your wages if you don't pay your credit card bill</quote> So when you're disputing $5K in charges would you rather have $5K missing from your bank account or $5K in charges on your statement while the dispute is ongoing? The point is the credit card gives you extra protection while a debit card you are out money from your actual bank account during this process. And no shit if you don't pay your debts then they will put you through collections I don't see how your post is a logical reply.</quote> lol did you even read my post if the news station hadn't responded to her complaint, the credit card comapny would have garnished her wages and forced her to pay her $138,000 of fraudulent charges.</quote> ... Copied to Clipboard!
CapnMuffin 04/27/18 8:36:23 AM #196:	I question a lot of that but even if true thats one very specific and out of the ordinary case. Citing such does not change the fact its by and far much less inconvenient to deal with credit fraud than deposit account fraud. --- "its okay a lizard ate me and elucidated my fate" - MJ_Max on Dark Souls 3DSFC : 0860-3930-2170 \| NNID : CapnMuffin \| XBGT : Capn Muffin <cite>CapnMuffin posted [p:900390832] in Are millen... [t:76554147]...</cite> <quote>I question a lot of that but even if true thats one very specific and out of the ordinary case. Citing such does not change the fact its by and far much less inconvenient to deal with credit fraud than deposit account fraud.</quote> ... Copied to Clipboard!
FL81 04/27/18 8:49:45 AM #197:	LOL people actually falling for the credit card meme --- https://imgtc.com/i/C6jP02v.jpg https://imgtc.com/i/UAGNJFv.gif https://imgtc.com/i/cBTnWgf.png https://imgtc.com/i/wdjM3F8.png <cite>FL81 posted [p:900391214] in Are millen... [t:76554147]...</cite> <quote>LOL people actually falling for the credit card meme</quote> ... Copied to Clipboard!
Topic List	Page List: 1, 2, 3, 4

Current Events > Are millenials who use debit over credit cards low information consumers? (+) Yeah! (+)

Current Events > Are millenials who use debit over credit cards low information consumers?