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_BlueMonk 03/03/18 5:18:19 PM #52: |
twitterfriends posted...
I save up AmEx points because they wont expire, I think I have a ton of Expedia Points too im trying to figure out which card i should be using for everyday spend while im on this lull of credit cards. before it was obvious, whichever card i was working on the minimum spend for. but now that i have no goals and not applying for new cards, i dunno what to do with chase, i have the most UR earning cards, but im limited to their selection. i have the Sapphire Reserve so i can get 1.5x earning, but sometimes thats not the best. Amex is good, but same problem. also my favorite asian grocery doesnt take amex. annoying. SPG is the most flexible, but the least earning.. strong. --- One in a Million, TWICE! Dahyun is BEST. ... Copied to Clipboard!
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_BlueMonk 03/03/18 5:19:24 PM #53: |
ASithLord7 posted...
well no, i get to experience luxury. theres value in that, i believe. im just saying i dunno if id do it again lol. --- One in a Million, TWICE! Dahyun is BEST. ... Copied to Clipboard!
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twitterfriends 03/03/18 5:23:28 PM #54: |
How many cards you have? Have you cancelled any?
--- #NotMyPresident #JusticeDemocrats #Neblio #WolfPAC #Bitcoin #WeAre12 #12thMan #Seahawks #Belieber #DENT #UBI #PokemonGo #twitterfriends #MMA #PopularHashtags ... Copied to Clipboard!
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Ricky-Williams 03/03/18 5:24:17 PM #55: |
Fishy posted...
Ricky-Williams posted...Yes but he didn't pay that (nor did I). He paid $22 and used some points he got as a part of his everyday spend. That's hardly equivalent to spending $8000 per ticket for two seats on an airplane. If he spent the $16000 in cash I would be on board with you but he just used that as a reference to the value the points gave him. The points used in other ways also would not have had the same monetary value. --- Nothing can happen 'till you swing the bat. The Internet Makes You Stupid ... Copied to Clipboard!
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Ricky-Williams 03/03/18 5:26:29 PM #56: |
Also I will note that I can't sleep on a flight ever regardless of the conveniences so having some extra room and free booze comes in more handy to me than it might to somebody who can sleep easily and throughout a long flight.
--- Nothing can happen 'till you swing the bat. The Internet Makes You Stupid ... Copied to Clipboard!
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_BlueMonk 03/03/18 5:41:26 PM #57: |
twitterfriends posted...
How many cards you have? Have you cancelled any? uh 12? 13? around that. not yet, but i might keep some. like the SPG card. Sapphire Reserve im keeping for sure. my sapphire preferred's annual fee just hit, so im going to change it to a Freedom card soon. i believe i have 60 days to get my fee back. --- One in a Million, TWICE! Dahyun is BEST. ... Copied to Clipboard!
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#58 | Post #58 was unavailable or deleted. |
wackyteen 03/03/18 9:46:14 PM #59: |
Future_Trunks posted...
The fuck? You must have some trrrible fucking finances and credit wouldn't one need great credit in order to get that many cards? i don't even want to know this dude's credit limit --- The name is wackyteen* for a reason. Never doubt. *No longer teen ... Copied to Clipboard!
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smoliske 03/03/18 9:54:06 PM #60: |
twitterfriends posted...
I save up AmEx points because they wont expire, I think I have a ton of Expedia Points too points don't expire as long as you are either using or earning them ... Copied to Clipboard!
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littlebro07 03/03/18 9:58:13 PM #61: |
wackyteen posted...
Future_Trunks posted...The fuck? You must have some trrrible fucking finances and credit Yeah. You'll get declined for most rewards cards if your credit sucks. I have 11 cards with a total limit of $50,000. My guess is BM is at about $100k. Anyway, what rewards cards do you have, BlueMonk? All I really have is the Amazon Prime card, American Express Blue Cash Everyday, and CapitalOne Quicksilver. Maybe one or two others but most of my stuff is sock drawered for my own protection. They're all pretty much just straight cash back which is nice but I wanna fly places damn it. --- ... Copied to Clipboard!
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LethalAffinity 03/03/18 10:00:49 PM #62: |
That's more than what I make in a year. Jesus.
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_BlueMonk 03/03/18 10:08:24 PM #63: |
@Future_Trunks posted...
The fuck? You must have some trrrible fucking finances and credit my credit score is 720, my dude. more cards = good more debt = bad you can have 1 card and have debt and have bad credit. more cards doesn't necessarily mean the same. @littlebro07 posted... Anyway, what rewards cards do you have, BlueMonk? All I really have is the Amazon Prime card, American Express Blue Cash Everyday, and CapitalOne Quicksilver. Maybe one or two others but most of my stuff is sock drawered for my own protection. They're all pretty much just straight cash back which is nice but I wanna fly places damn it. i have the chase freedom unlimited, sapphire reserve, and sapphire preferred, which will soon become a freedom. i also have the business ink preferred card. oh and the amazon card, that was my first. in amex, i have the premiere rewards gold, the amex everyday, the spg card, and the amex blue cash everyday. i also have a discover it card, a card from my credit union (navy federal), the citi doublecash, and the BoA cash rewards card. i think thats it lol. i also have like 5 bank accounts. you should get one of these: https://www.amazon.com/BTSKY-Credit-Holder-Business-Organizer/dp/B01E709QC6/ref=sr_1_4?ie=UTF8&qid=1520132657 i use this for all my cards. really nice to keep them organized. if you wanna fly places, i suggest getting a point earning card. points tend to be redeemable at higher rates that cash. sometimes. like my flight from Korea to the USA is only 40,000 points (400 dollars equiv.). if i did cash back, i would have had to earn 1200 in cash back to get that same ticket. way easier. my flight there is even crazier, costing 80,000 points (800 dollars equiv). for a 8000 dollar ticket, 10 times the redemption! --- One in a Million, TWICE! Dahyun is BEST. ... Copied to Clipboard!
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littlebro07 03/03/18 10:10:56 PM #64: |
How many of those have annual fees? I'd prefer to avoid those. I know Amex Gold does... I keep getting invitations in the mail for the Amex Platinum but the annual fee on that one is like $500. Fuck that.
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_BlueMonk 03/03/18 11:32:52 PM #65: |
@littlebro07 posted...
How many of those have annual fees? I'd prefer to avoid those. I know Amex Gold does... I keep getting invitations in the mail for the Amex Platinum but the annual fee on that one is like $500. Fuck that. well its important to remember that if the value you can get from the card >>>>> the annual fee, then its definitely worth it like my Chase Sapphire Reserve. its 450 dollars a year. but i get 300 dollars in travel credit, and earn 3x on travel and restaurants. so that brings it down to 150 a year. and i get the airline lounge entrance for free. those are normally like $30-50+ dollars per person for entrance (if they let you at all pay for entrance). for me and my spend, its definitely worth it. my point earning is so much that i can easily make that back in using the card and its benefits. my best example is my chase ink preferred card. it gives you cell phone insurance, on all phones on the bill you pay with it. its $95 a year, whereas tmobile wants $144 dollars a year PER phone. i have 2 phones on my plan so i save 193 dollars! plus i get 3x back on my rent payments, which earn me easily 10k points each time, which i can transfer to my Sapphire Reserve and get 1.5x value from. in one month, ive already earned back the annual fee in value. with the amex plat, i think you get 200 in airline credit (you can buy gift cards, but you're not supposed to lol), 100 in uber credit, elite status at hotels, tsa precheck/global entry credit ($100), and the earnings of Membership reward which is 5x? plus, theres the sign up bonus, which is what, 50k normally, and up to 75k, 100k if you look around on the internet on how to get them? thats 500-1000 bucks, easy. 100k MR points would pay for our korean air tickets lol. you just gotta do the math and see if its worth it. if its not, then dont. but in general, the amex plat is mostly for the travel perks like access to the centurion lounge, and the elite status at hotels. the cards i have with AFs are the sapphire reserve (450), the sapphire preferred (95), the ink preferred (95), the amex gold (195) and our 2 spg cards (95) each. the only af i've paid was the CSR and the Ink Preferred so far, but i made back their cost in value using the card. fyi, if you want a card with no annual fee thats flexible, earns points that you can transfer to partners, then get the American Express Everyday Card (not the blue cash, the silver one lol). if you have a pulse, amex will give you a card lol, especially since you already have the blue cash version. gotta pay to play lol --- One in a Million, TWICE! Dahyun is BEST. ... Copied to Clipboard!
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MuffinzwOrned 03/03/18 11:35:14 PM #66: |
look at all these people sleeping on the perks of churning
smh i shoulda used your referral code when i got my chase freedom unlimited, the $150 signup bonus paid for almost my whole flight to Vegas, and I've already got another 10k points just in the few months alone that i've had it --- Your signature is automatically appended to the bottom of every post you make. ... Copied to Clipboard!
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_BlueMonk 03/03/18 11:40:17 PM #67: |
MuffinzwOrned posted...
look at all these people sleeping on the perks of churning its a solid card. i love mine. i use it the most lol, so its starting to look gnarly. i should get it replaced lol. --- One in a Million, TWICE! Dahyun is BEST. ... Copied to Clipboard!
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MuffinzwOrned 03/03/18 11:41:02 PM #68: |
_BlueMonk posted...
MuffinzwOrned posted...look at all these people sleeping on the perks of churning i love the blue, it matches my car i'd get a freedom reserve but i don't spend enough to get that initial signup bonus so there isn't really a point atm --- Your signature is automatically appended to the bottom of every post you make. ... Copied to Clipboard!
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Cookie Bag 03/03/18 11:41:28 PM #69: |
wackyteen posted...
yeah but how much money did you have to spend to get all those points son Pretty much this, you probably spent way more than this trip over the time it took you to get those points, not saying its a bad thing, but if you consider both prices up front, you're technically paying more. --- ... Copied to Clipboard!
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smoliske 03/03/18 11:42:20 PM #70: |
Cookie Bag posted...
wackyteen posted...yeah but how much money did you have to spend to get all those points son not if he's buying things he would have purchased anyway regardless of whether it was on credit or not ... Copied to Clipboard!
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Turtlebread 03/03/18 11:42:42 PM #71: |
Im leaving Korea now and I spent 4000 for 8 days
We just went clubbing every night --- ... Copied to Clipboard!
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foreveraIone 03/03/18 11:43:23 PM #73: |
Turtlebread posted...
Im leaving Korea now and I spent 4000 for 8 days by clubbing I bet you meant you went to a room salon :/ --- http://i.imgtc.com/qieELu9.jpg Always. Edgy. ... Copied to Clipboard!
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_BlueMonk 03/03/18 11:43:23 PM #74: |
MuffinzwOrned posted...
i'd get a freedom reserve but i don't spend enough to get that initial signup bonus so there isn't really a point atm i recently fucked up a sign up bonus lol. it was my gf's spg card. she applied for the card and her application just went dead. nothing for like a month. then like 6 weeks later, after i signed up for my amex everyday card and given up on her SPG card, it just arrived in the mail. i cared more about the amex spend so i kinda forgot about the spg card and i missed the deadline. oh well. there's always the business versions, and then what next year they're moving to chase? i forget what the rumors were.. --- One in a Million, TWICE! Dahyun is BEST. ... Copied to Clipboard!
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emblem boy 03/03/18 11:45:09 PM #75: |
_BlueMonk posted...
I don't get what you're saying. For those points cards, like you said 80k points ends up being $800 when you redeem it. So how are you buying an $8k ticket? --- Posted with GameRaven 3.4 ... Copied to Clipboard!
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Turtlebread 03/03/18 11:45:27 PM #76: |
foreveraIone posted...
Turtlebread posted...Im leaving Korea now and I spent 4000 for 8 days Not sure what that is or if they have those here. We went to Hong Dae, Itaewon, and Gangnam. --- ... Copied to Clipboard!
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Ser_Jaker 03/03/18 11:45:31 PM #77: |
lmao who would spend money on business class? Economy is fine. It's a day of shittiness and you save a fortune and can stay on a holiday for longer.
And hostels/airbnb are the way to do it. It's amazing only having to spend like $15 a night and you might heaps of cool people and have fun parties and good times. If had the choice of a hostel or a super crazy 5 star hotel for free.... I would still go for the hostels. --- "When it's cold, and when it's dark.... The cold can obsess you....." -Per "Dead" Ohlin ... Copied to Clipboard!
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foreveraIone 03/03/18 11:46:11 PM #78: |
Turtlebread posted...
foreveraIone posted...Turtlebread posted...Im leaving Korea now and I spent 4000 for 8 days ok good you didn't take part in that scene --- http://i.imgtc.com/qieELu9.jpg Always. Edgy. ... Copied to Clipboard!
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daftpunk_mk5 03/03/18 11:47:26 PM #79: |
_BlueMonk posted...
Lonestar2000 posted...Why the fuck are business-class tickets almost $8,000? Literally no one is paying that much. Its like when you see a groupon that says 95% off. --- Some say that his voice can only be heard by cats, and that he has two sets of knees... all we know is, he's called the Stig. ... Copied to Clipboard!
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_BlueMonk 03/03/18 11:48:24 PM #80: |
smoliske posted...
Cookie Bag posted...wackyteen posted...yeah but how much money did you have to spend to get all those points son yeah i didn't buy anything i didn't need. a big, BIG help is plastiq.com. it lets you pay for things that are check only with a card. my rental agency only takes check. so, i use plastiq to charge my card. they take 2.5%, and send my agency a check. i only do this if the sign up bonus is more than what im getting. and it always is. 50 bucks for 1000 dollars in value? easy trade best thing, is that plastiq codes as a business service on my business card.. so it earns 3% back. so i make 0.5%! then if i transfer that to my chase sapphire reserve, i get 1.5x that! --- One in a Million, TWICE! Dahyun is BEST. ... Copied to Clipboard!
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MuffinzwOrned 03/03/18 11:50:09 PM #81: |
smoliske posted...
Cookie Bag posted...wackyteen posted...yeah but how much money did you have to spend to get all those points son this people who go out of their way to spend money in order to earn points are doing it wrong --- Your signature is automatically appended to the bottom of every post you make. ... Copied to Clipboard!
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_BlueMonk 03/03/18 11:51:22 PM #82: |
Turtlebread posted...
Im leaving Korea now and I spent 4000 for 8 days i did that my first semester in my time in korea. i dont remember my second semester. i remember being very sad. Ser_Jaker posted... lmao who would spend money on business class? Economy is fine. It's a day of shittiness and you save a fortune and can stay on a holiday for longer. i dunno dude, i stayed in some pretty shady hostels in hong kong, vietnam, malaysia, etc. i remember in indonesia our place had holes in the wall where mosquitos just poured in... no hot water.. just really.. really.. bad.. cheap yes, but uh.. eh... im good --- One in a Million, TWICE! Dahyun is BEST. ... Copied to Clipboard!
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SK8T3R215 03/03/18 11:54:12 PM #83: |
>spending $22K of points on a trip
>$17K of that on business class --- New York Knicks, New York Jets, New York Yankees. ... Copied to Clipboard!
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_BlueMonk 03/04/18 1:06:31 AM #84: |
SK8T3R215 posted...
>spending $22K of points on a trip i can't enjoy luxury? also this trip is to celebrate my 30th birthday. --- One in a Million, TWICE! Dahyun is BEST. ... Copied to Clipboard!
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MuffinzwOrned 03/04/18 1:08:35 AM #85: |
_BlueMonk posted...
SK8T3R215 posted...>spending $22K of points on a trip yeah im with you bro idk how long it takes to fly to korea but my longest flight (13hrs) was in economy and man it sucks ass being cooped up that long did you take any pics of business class --- Your signature is automatically appended to the bottom of every post you make. ... Copied to Clipboard!
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XplodnPnguins92 03/04/18 1:12:34 AM #86: |
my round trip ticket to korea via air china cost me little over $400.
--- ... Copied to Clipboard!
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berlyman101 03/04/18 1:21:51 AM #87: |
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_BlueMonk 03/04/18 2:01:21 AM #88: |
MuffinzwOrned posted...
yeah im with you bro yeah its 13 and a half hours. luckily, our economy flight back is only 10 hours. XplodnPnguins92 posted... my round trip ticket to korea via air china cost me little over $400. ive never even heard of air china lol. ive flown china eastern from seoul to hong kong though. didn't like it.. --- One in a Million, TWICE! Dahyun is BEST. ... Copied to Clipboard!
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#89 | Post #89 was unavailable or deleted. |
Kolibri X 03/04/18 2:07:06 AM #90: |
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Offworlder1 03/04/18 2:12:04 AM #91: |
The tickets should not cost that much money, sounds like you did not shop for the best business class deal.
--- "Always two there are, a master and an apprentice" 3DS FC: 1564 - 7512 - 1815 ... Copied to Clipboard!
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DoctorVader 03/04/18 2:12:04 AM #92: |
Nice.
I personally used to sell the points, but that was back when shit like that was still possible without getting banned. Brokers would pay 50%-75% of whatever multiplier they'd get. Probably walked away with $100k before cutting down. However, you spent more like ~$3k. Since at base 1:1, that's still $3k or worth of statement credit points, give or take valuation differences. But an average 7x multiplier is pretty damn good regardless. --- It all just disappears, doesn't it? Everything you are, gone in a moment, like breath on a mirror. - The Doctor ... Copied to Clipboard!
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emblem boy 03/04/18 9:18:59 AM #93: |
emblem boy posted...
_BlueMonk posted... --- Posted with GameRaven 3.4 ... Copied to Clipboard!
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Rob Cesternino 03/04/18 9:40:29 AM #94: |
Turtlebread posted...
Im leaving Korea now and I spent 4000 for 8 days Now how much of that $4,000 came from crypto? XD --- Stop asking me if I'm Jessica Simpson. Jewish girls Survivor is the greatest show EVER. are hawt ... Copied to Clipboard!
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gatorsPENSbucs 03/04/18 9:48:31 AM #95: |
Sounds good and all till you get to the South Korea part. But I guess whatever floats your boat.
--- ... Copied to Clipboard!
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Turtlebread 03/04/18 10:33:57 AM #96: |
Rob Cesternino posted...
Turtlebread posted...Im leaving Korea now and I spent 4000 for 8 days Crypto funded 100% of my trips to Bali and Seoul Feels good mang --- ... Copied to Clipboard!
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_BlueMonk 03/04/18 12:17:00 PM #97: |
Offworlder1 posted...
The tickets should not cost that much money, sounds like you did not shop for the best business class deal. i didn't have to? all business class tickets cost 80,000 points. i liked the itinerary so i booked it. it was only later when i saw that it would have cost me 17000 dollars. but who cares @emblem boy posted... @emblem boy posted..._BlueMonk posted... if you redeem points for cash, like a credit statement or cash back, its 1 cent per point. meaning 80,000 points becomes 800 dollars. however, ALL business class tickets on United are redeemable for 80,000 points. all of them. since the ticket would have cost me 8000 dollars, i got 10 cents per point, 10 times the redemption. --- One in a Million, TWICE! Dahyun is BEST. ... Copied to Clipboard!
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_BlueMonk 03/04/18 7:56:39 PM #98: |
on the business flight there, they're offering a korean meal or a western meal. i'd like to get the korean meal but i have a feeling it will be bimbimbap and ugh, i can make that at home. but then the western food might not be good.
what should i do. --- One in a Million, TWICE! Dahyun is BEST. ... Copied to Clipboard!
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Muflaggin 03/04/18 8:31:04 PM #99: |
Ricky-Williams posted...
wackyteen posted...also what difference does it make to take business class and economy class to Seoul ? I have. It's fine. Spending that much on a flight is fucking stupidity. --- LightSnake: "Sigh....I might've been wrong about a lot this time." Terra-enforcer: "You were right. I was wrong. I'm a filthy welcher." ... Copied to Clipboard!
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MuffinzwOrned 03/05/18 11:46:49 AM #100: |
_BlueMonk posted...
on the business flight there, they're offering a korean meal or a western meal. i'd like to get the korean meal but i have a feeling it will be bimbimbap and ugh, i can make that at home. but then the western food might not be good. It's airline food, I can't imagine it being a huge difference one way or the other --- Your signature is automatically appended to the bottom of every post you make. ... Copied to Clipboard!
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_BlueMonk 03/05/18 12:13:08 PM #101: |
@MuffinzwOrned posted...
_BlueMonk posted...on the business flight there, they're offering a korean meal or a western meal. i'd like to get the korean meal but i have a feeling it will be bimbimbap and ugh, i can make that at home. but then the western food might not be good. https://youtu.be/_3lsR1vKRrU?t=554 --- One in a Million, TWICE! Dahyun is BEST. ... Copied to Clipboard!
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MuffinzwOrned 03/05/18 12:15:35 PM #102: |
_BlueMonk posted...
MuffinzwOrned posted..._BlueMonk posted...on the business flight there, they're offering a korean meal or a western meal. i'd like to get the korean meal but i have a feeling it will be bimbimbap and ugh, i can make that at home. but then the western food might not be good. that doesn't make me feel much better --- Your signature is automatically appended to the bottom of every post you make. ... Copied to Clipboard!
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