Current Events > Will my full coverage auto insurance let me choose after market parts?

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DemonBuffet
11/27/17 9:24:26 AM
#1:


My front bumper was taken out, and I wanted an after market bumper instead
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C7D
11/27/17 10:04:42 AM
#2:


Typically, your auto insurance will pay for the cost of a stock replacement part. You send the estimates from the shops, and they either write you or the shop a check. You can then typically tell the shop you want to replace it with a different part and pay the difference. YMMV depending upon the laws in your state. I have only had to go to a body shop one time. It was a high end shop. They asked for a check in the amount of my deductible and handled everything else for me.
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DemonBuffet
11/27/17 10:14:49 AM
#3:


C7D posted...
Typically, your auto insurance will pay for the cost of a stock replacement part. You send the estimates from the shops, and they either write you or the shop a check. You can then typically tell the shop you want to replace it with a different part and pay the difference. YMMV depending upon the laws in your state. I have only had to go to a body shop one time. It was a high end shop. They asked for a check in the amount of my deductible and handled everything else for me.


That's exactly what I wanted to know :D
Thank you for this post!
I'm pretty sure my local body shop will let me do an after market replacement given I pay the difference of my auto insurance coverage.
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