Current Events > this new Visa Debit/US Debit options on card machines is so fucking stupid

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wackyteen
11/11/17 7:31:51 AM
#1:


<_< It's just uncommon enough for me to forget that Visa Debit actually means that if you select it, you want to run the transaction as a credit, not a debit even though you're using your fucking DEBIT card. >_> Why the fuck would they change the option from Credit/Debit to Visa Debit/US Debit?
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The name is wackyteen* for a reason. Never doubt. *No longer teen
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Ultima Dragon
11/11/17 7:39:14 AM
#2:


I don't understand any of that shit. In Canada, all we have are bank specific debit cards (directly debit out of your bank account). Anything that has Visa, Mastercard, Amex, etc.. is specifically a credit card.
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"It's Canada, their idea of rioting is a half-muttered swear word." - deathbeforelife
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stone
11/11/17 7:42:26 AM
#3:


Ultima Dragon posted...
I don't understand any of that shit. In Canada, all we have are bank specific debit cards (directly debit out of your bank account). Anything that has Visa, Mastercard, Amex, etc.. is specifically a credit card.

This. We have separate cards for debit and credit. Not one card with the option for both.
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PONG WAS REAL? I thought that was just a story parents told kids to scare them
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treewojima
11/11/17 7:46:19 AM
#4:


All debit cards in the US have the option of being run as credit, primarily so that they can be accepted by vendors who can only process credit transactions. Problem is, the cards lack any of the protections a credit card would offer. If I swipe my Visa, the charge is pending for a few days and I have all sorts of fraud protections. If I run my bank debit card as credit, the money is pulled immediately from my account - if my card got hijacked I wouldn't have a clue that anything was wrong until I checked my account.
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wackyteen
11/11/17 7:49:33 AM
#5:


treewojima posted...
All debit cards in the US have the option of being run as credit, primarily so that they can be accepted by vendors who can only process credit transactions. Problem is, the cards lack any of the protections a credit card would offer. If I swipe my Visa, the charge is pending for a few days and I have all sorts of fraud protections. If I run my bank debit card as credit, the money is pulled immediately from my account - if my card got hijacked I wouldn't have a clue that anything was wrong until I checked my account.

my card just gets denied if i pick Visa Debit.
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The name is wackyteen* for a reason. Never doubt. *No longer teen
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