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Poll of the Day > Does APR for a credit card matter if you never make late payments?

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Muffinz0rz
10/11/17 11:04:40 AM
#1:


I've been 100% on-time with my credit card payments since getting my first one a while ago. Now I'm thinking of getting a second one with actual rewards, since my first one was just to build my score and give me some history.

I've never missed a payment, so does APR matter?
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mastermix3000
10/11/17 11:07:37 AM
#2:


It's interest on unpaid balances/expenses you incur before due date; missed payments just add onto the balance that will be affected by the interest rate
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Muffinz0rz
10/11/17 11:09:11 AM
#3:


mastermix3000 posted...
It's interest on unpaid balances/expenses you incur before due date; missed payments just add onto the balance that will be affected by the interest rate

So as long as my balance is at $0 by the monthly due date, APR won't affect anything?
---
Not removing this until Pat Benatar is in Super Smash Bros. (Started 8/31/2010)
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mastermix3000
10/11/17 11:11:02 AM
#4:


Muffinz0rz posted...
mastermix3000 posted...
It's interest on unpaid balances/expenses you incur before due date; missed payments just add onto the balance that will be affected by the interest rate

So as long as my balance is at $0 by the monthly due date, APR won't affect anything?


3otPoumTG9VHMQlIPu
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Muffinz0rz
10/11/17 11:14:42 AM
#5:


mastermix3000 posted...
Muffinz0rz posted...
mastermix3000 posted...
It's interest on unpaid balances/expenses you incur before due date; missed payments just add onto the balance that will be affected by the interest rate

So as long as my balance is at $0 by the monthly due date, APR won't affect anything?


3otPoumTG9VHMQlIPu

LMUq1l9
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Not removing this until Pat Benatar is in Super Smash Bros. (Started 8/31/2010)
FantaCE Football Squad (3-2): https://i.imgur.com/FgBERjy.png (Updated Weekly)
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ZiggiStardust
10/11/17 11:21:36 AM
#6:


i came in to answer questions that seem to have already been answered, ok?
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fettster777
10/11/17 11:27:09 AM
#7:


I just pay my cards off in full at each paycheck.
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