Current Events > wtf. i got my first credit card denial.

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_BlueMonk
09/07/17 5:17:37 PM
#1:


tried to get the barclaycard aviator red with a 60k sign up bonus, enough for one 6000 dollar business class ticket from japan to the US.

but no, they denied me.

so i got mad, applied for an SPG card over at Amex. got instantly approved.

FUCK YOU BARCLAY.
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Dahyun is BEST.
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RebelElite791
09/07/17 5:18:05 PM
#2:


Maybe stop applying for cards on a monthly basis.
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Awesome
09/07/17 5:18:12 PM
#3:


barclays doesnt like too many recent account openings
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_BlueMonk
09/07/17 5:18:14 PM
#4:


RebelElite791 posted...
Maybe stop applying for cards on a monthly basis.

lol why would i do that
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Dahyun is BEST.
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DragonGirlYuki
09/07/17 5:18:37 PM
#5:


When are you declaring bankruptcy?
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~Yuki~
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_BlueMonk
09/07/17 5:18:47 PM
#6:


Awesome posted...
barclays doesnt like too many recent account openings

i have 2 in the last six months.

unless they look at last year, then its 5. maybe thats why.

whatever. THEY'RE DUMB.
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One in a Million, TWICE!
Dahyun is BEST.
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RebelElite791
09/07/17 5:19:05 PM
#7:


_BlueMonk posted...
RebelElite791 posted...
Maybe stop applying for cards on a monthly basis.

lol why would i do that

Awesome posted...
barclays doesnt like too many recent account openings

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_BlueMonk
09/07/17 5:19:26 PM
#8:


DragonGirlYuki posted...
When are you declaring bankruptcy?

when i dont have enough money to pay back my debts. which is not right now.

just cuz i have access to 65,000 dollars in credit (my total credit limit), doesn't mean i've spent that much.
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One in a Million, TWICE!
Dahyun is BEST.
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KainWind
09/07/17 5:20:16 PM
#9:


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Mernardi
09/07/17 5:20:20 PM
#10:


I'd like to call my good friend to the stage

@TheDarkCircle

*audience murmurs excidly in anticipation*
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Chaos is a ladder
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_BlueMonk
09/07/17 5:22:02 PM
#11:


KainWind posted...
You mean aside from the one you were denied a few months ago?

i got denied cuz they only allow a certain number of applications per month from them. i applied for another card that same day. thats the reason i got denied. i got the same card 2 months later, no problem.

Mernardi posted...
I'd like to call my good friend to the stage

@TheDarkCircle

*audience murmurs excidly in anticipation*

AH SHIT
---
One in a Million, TWICE!
Dahyun is BEST.
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MagusKingOfZeal
09/07/17 5:23:14 PM
#12:


Most have horrible credit
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DragonGirlYuki
09/07/17 5:23:29 PM
#13:


Why do you need so many credit cards?
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~Yuki~
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Mark_DeRosa
09/07/17 5:25:23 PM
#14:


MagusKingOfZeal posted...
Most have horrible credit

DragonGirlYuki posted...
Why do you need so many credit cards?

Actually it's smart

Basically every credit card offers cash back and money for signing up

As long you pay it, it's a no brainer
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Super Saiyan 3 Goku
09/07/17 5:28:10 PM
#15:


Eh, I'm not of the churner persuasion when it comes to credit cards. I just have one GOOD one, which is all I need.
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When it is obvious that the goals cannot be reached, don't adjust the goals, adjust the action steps. - Confucius
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Patty_Fleur
09/07/17 5:29:41 PM
#16:


Mark_DeRosa posted...
MagusKingOfZeal posted...
Most have horrible credit

DragonGirlYuki posted...
Why do you need so many credit cards?

Actually it's smart

Basically every credit card offers cash back and money for signing up

As long you pay it, it's a no brainer


They do that because most people don't pay credit off as fast as they should. It's a bad idea to borrow money a lot of the time.
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krazychao5
09/07/17 5:33:57 PM
#17:


Patty_Fleur posted...
Mark_DeRosa posted...
MagusKingOfZeal posted...
Most have horrible credit

DragonGirlYuki posted...
Why do you need so many credit cards?

Actually it's smart

Basically every credit card offers cash back and money for signing up

As long you pay it, it's a no brainer


They do that because most people don't pay credit off as fast as they should. It's a bad idea to borrow money a lot of the time.

Only bad if you don't pay it off before interest accrues!

Otherwise you're just floating money for free.
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_BlueMonk
09/07/17 5:40:19 PM
#18:


DragonGirlYuki posted...
Why do you need so many credit cards?

planning a trip to south korea. the barclay card point bonus would have paid for a 6000 dollar ticket in business class. or 2 economy with some regular point earning on top of it.

already booking 2 business class flights via Asiana Airlines with United points worth $15,000.
an 8 night stay at a 4 star hotel worth $1200

and this would be the last step, 2 business tix back home worth 12000 dollars in value.

BUT NO
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One in a Million, TWICE!
Dahyun is BEST.
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_BlueMonk
09/07/17 5:44:28 PM
#19:


and this is all for free!
---
One in a Million, TWICE!
Dahyun is BEST.
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TheDarkCircle
09/07/17 9:24:28 PM
#20:


_BlueMonk posted...


Mernardi posted...
I'd like to call my good friend to the stage

@TheDarkCircle

*audience murmurs excidly in anticipation*

AH SHIT


*cue theme music

https://www.youtube.com/watch?v=jOymHEdiPts


*TheDarkCircle walks on stage*

@Mernadi: how AMAZING is @Mernardi?! we love at Mernadi don't we CE?!

*audience claps*

@_BlueMonk

this is a lame gimmick bro

*audience cheers*

anyways, it's fun, it's kidding, we're having a good time! @_BlueMonk he's a good guy, GREAT guy!!
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BootyGif
09/07/17 9:25:05 PM
#21:


are you one of those people that finds some sort of status out of your credit cards?
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chill02
09/07/17 9:37:45 PM
#22:


b a l l e r
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LockeMonster
09/07/17 9:45:11 PM
#23:


What's your credit score and how many cards do you have?
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_BlueMonk
09/08/17 1:37:39 PM
#24:


LockeMonster posted...
What's your credit score and how many cards do you have?

right now its like 730, i have 8 credit cards.
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One in a Million, TWICE!
Dahyun is BEST.
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