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WastelandCowboy 07/23/17 11:31:57 PM #1: |
http://www.nbcnews.com/business/real-estate/americans-who-can-t-afford-their-homes-146-percent-n774106
http://www.jchs.harvard.edu/research/state_nations_housing Over 38 million American households can't afford their housing, an increase of 146 percent in the past 16 years, according to a recent Harvard housing report. More blood on Trump's hands. ... Copied to Clipboard!
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Lokarin 07/23/17 11:33:04 PM #2: |
Under federal guidelines, households that spend more than 30 percent of their income on housing costs are considered "cost burdened" and will have difficulty affording basic necessities like food, clothing, transportation and medical care.
They're delusional, who doesn't pay like 80%? --- "Salt cures Everything!" My YouTube: https://www.youtube.com/user/Nirakolov/videos ... Copied to Clipboard!
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darkknight109 07/23/17 11:37:49 PM #3: |
I thought the topic title said "up to 146%" and was waiting for the Onion article link inside.
WastelandCowboy posted... Under federal guidelines, households that spend more than 30 percent of their income on housing costs are considered "cost burdened" and will have difficulty affording basic necessities like food, clothing, transportation and medical care. This metric seems like a poor one to me, because the percentage of your income you can devote towards housing (or anything, really) increases with your income. Earning $20k a year and spending half of it on housing is a lot different than earning $400k a year and spending half of it on housing. --- Kill 1 man: You are a murderer. Kill 10 men: You are a monster. Kill 100 men: You are a hero. Kill 10,000 men, you are a conqueror! ... Copied to Clipboard!
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PaddysPub 07/23/17 11:47:08 PM #4: |
MAGA!!! trump is making us strong!!!
--- Well, they say the world's your oyster, Man, but oysters ain't for me ... Copied to Clipboard!
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Yellow 07/23/17 11:55:53 PM #5: |
WastelandCowboy posted...
More blood on Trump's hands. an increase of 146 percent in the past 16 years If this is Trump's fault then the hole in my shoe is Trump's fault too. --- ... Copied to Clipboard!
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WastelandCowboy 07/24/17 12:01:43 AM #6: |
Yellow posted...
WastelandCowboy posted...More blood on Trump's hands.an increase of 146 percent in the past 16 years >Missing the joke. ... Copied to Clipboard!
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streamofthesky 07/24/17 12:04:27 AM #8: |
House prices and rent are too fucking expensive and have been for a long time now. The recession provided no reprieve at all for rent and a brief one for houses (but the latter also experienced explosive wildly unreasonable price increases the prior decade so it was quite warranted).
Housing is treated as an investment first and a place to live 2nd in the U.S., with flippers snatching up homes to sell later for much more, wannabe landlords buying them up to rent out, and foreign investors (most notably Chinese, especially after their stock market went to shit a few years ago) buy them up as a stable asset and to ease the process of getting their kids into the country. The worst part is people have been brainwashed into thinking higher property and housing valuations are a good thing. No other deteriorating physical asset is expected by society to go UP in value over time. Which is made all the more stupid by the fact that unlike most deteriorating physical assets, property gets taxed every year after the initial purchase on a % based on its valuation. "My house is worth $20,000 more! If I sold it today I'd make a good profit! But I'm 40 and in a stable job so that'd be fucking stupid, I'm gonna be living here for decades still... So I guess all I get out of the change is higher taxes... Yay?" ... Copied to Clipboard!
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RoboXgp89 07/24/17 1:15:23 AM #9: |
my mom bought my house at 100k 40 years ago
now it's 300k has a 8k property tax on it my brother and his wife are school teachers he told me he spends 30k on houses I see people my age with their husbands and kids and I can't stand it, but work sucks too so I try to find a job in the future but it's just hopeless I'll probably be a renter even with my degree because everyone is probably quitting my degree feild which is why there are so many jobs available you know people used to work until they died? they day they retired was the day they died lol --- Bloodborne PDF Guide https://drive.google.com/file/d/0B5f3i8alJvl-eEpsSEx1cENUekU/view ... Copied to Clipboard!
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Lokarin 07/24/17 1:16:30 AM #10: |
Right now my rent is $800 out of my $1588 monthly, that's just the rent and no other expenses
--- "Salt cures Everything!" My YouTube: https://www.youtube.com/user/Nirakolov/videos ... Copied to Clipboard!
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Cacciato 07/24/17 1:19:30 AM #11: |
RoboXgp89 posted...
my mom bought my house at 100k 40 years ago That's probably because it sounds like everyone in your field is mentally handicapped. ... Copied to Clipboard!
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Paper_Okami 07/24/17 1:23:01 AM #12: |
Tag
--- "Conceit, arrogance and egotism are the essentials of patriotism"- Emma Goldman "Wimmy Wham Wham Wozzle!" -Slurms MacKenzie ... Copied to Clipboard!
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RoboXgp89 07/24/17 3:12:28 AM #13: |
Cacciato posted...
RoboXgp89 posted...my mom bought my house at 100k 40 years ago I was a CS major until they tightened the regulations, I'd still be one too if I didn't work full time now i'm going for IT but the positioned is salaried so no, people going to college to make 100k aren't stupid if they can get 3.5's I however haven't' so i'll probably work behind a bookcase somewhere... --- Bloodborne PDF Guide https://drive.google.com/file/d/0B5f3i8alJvl-eEpsSEx1cENUekU/view ... Copied to Clipboard!
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darkknight109 07/24/17 5:25:28 AM #14: |
RoboXgp89 posted...
my mom bought my house at 100k 40 years ago Where the hell do you live that has property taxes that high? Man. I thought mine were bad, but my house is worth double that and even I don't have taxes that high. --- Kill 1 man: You are a murderer. Kill 10 men: You are a monster. Kill 100 men: You are a hero. Kill 10,000 men, you are a conqueror! ... Copied to Clipboard!
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RoboXgp89 07/24/17 5:48:37 AM #15: |
it's 2.5% not a lot of populous cities that dont have that...
but you're right they ask for it in two payments --- Bloodborne PDF Guide https://drive.google.com/file/d/0B5f3i8alJvl-eEpsSEx1cENUekU/view ... Copied to Clipboard!
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RoboXgp89 07/24/17 5:55:23 AM #16: |
nationalism started the world wars
when people feel pride in something they ultimately end up destroying themselves and history before and after for hundreds of years.. --- Bloodborne PDF Guide https://drive.google.com/file/d/0B5f3i8alJvl-eEpsSEx1cENUekU/view ... Copied to Clipboard!
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TheCyborgNinja 07/24/17 6:37:47 AM #17: |
I misread the title as "up to" and had to reread it. This is just going to worse as a larger percentage of the economy is locked away in some McDuck-style money bins.
--- "message parlor" ? do you mean the post office ? - SlayerX888 ... Copied to Clipboard!
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RoboXgp89 07/24/17 7:08:38 PM #18: |
Yeah i read like there is 75 trillion dollars here or tucked away over seas and we only operate on like 15 trillion
--- Bloodborne PDF Guide https://drive.google.com/file/d/0B5f3i8alJvl-eEpsSEx1cENUekU/view ... Copied to Clipboard!
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mastermix3000 07/24/17 7:12:13 PM #19: |
Yea this country is fucked finacially what else is new
--- RIP in peace Junpei 6/1/17 :( ... Copied to Clipboard!
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SushiSquid 07/24/17 7:22:21 PM #21: |
I would love to only be putting 30% of my and my wife's income toward paying for our house.
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