Current Events > The thought of probably spending $18k a year to live on my own seems crazy

(+) Yeah! (+)

Especially after living at home forever with my parents rent free lol.

In regards to a potential dating life (non existent anyway lol) it also feels like I'm spending $18k to NOT get some lol.

just buy a trailer or something, at least then youd own it

Thats pretty expensive. I pay $7200 in rent a year alone. Thats pretty cheap though and I got lucky.

Living alone and having to pay your own bills is not just about getting laid respectfully. It also helps you emotionally mature as a responsible adult.

--Zero- posted...

Thats pretty expensive. I pay $7200 in rent a year alone. Thats pretty cheap though and I got lucky.

thats insanely cheap. Average rent in america is around 1100$

18k is cheap now of days

Your parents should charge you something

My now wife was living with her parents until she moved in with me, but she was paying them $400 a month.

solosnake posted...

thats insanely cheap. Average rent in america is around 1100$

Yeah $600 a month for a 3 bedroom with half finished basement. Got a cool landlord that doesnt give a fuck about robbing his tenants.

Living alone is great.

I would rather pay $18k a year and live alone than pay $9k with a roommate.

oh, the average rent in america is actually 1514$ / month

shit just keeps going up

bsp77 posted...

Your parents should charge you something

My now wife was living with her parents until she moved in with me, but she was paying them $400 a month.

I guess it depends on things like if they're an only child and how much they love them. I'm an only child and my parents never charged me when I lived with them as an adult. My friend is a male middle child between 2 sisters and his parents never made his sisters pay rent, though they did make him pay rent. 400/mo as well oddly enough. They also never helped him with school cause his older sister flunked out and the younger sister is the doted on darling, and he's the only one to finish and get his bachelor's.

Sounds like she wasn't the favorite of her parents.

I couldnt get out of my parents fast enough tbh

i got my first apartment at 19 and never looked back

And when you start fully living independently alone, you quickly start to see how much other random things will crop up into your finances too.

It doesn't take long to live 100% without your parents' help that you start to seriously evaluate stuff like your monthly take-home pay and what exactly you're doing in terms of your physical career.

--Zero- posted...

Yeah $600 a month for a 3 bedroom with half finished basement. Got a cool landlord that doesnt give a fuck about robbing his tenants.

yeah I wouldn't mind renting if this was actually what it cost, but I'm in one of the cheaper apartments in my area and rent alone is $1200 a month

Kradek posted...

I guess it depends on things like if they're an only child and how much they love them. I'm an only child and my parents never charged me when I lived with them as an adult. My friend is a male middle child between 2 sisters and his parents never made his sisters pay rent, though they did make him pay rent. 400/mo as well oddly enough.

Sounds like she wasn't the favorite of her parents.

WTF?

--Zero- posted...

Yeah $600 a month for a 3 bedroom with half finished basement. Got a cool landlord that doesnt give a fuck about robbing his tenants.

The fuck

I wouldnt charge my son rent to live with us as an adult, but I would ask him to pitch in with the utilities. And he would have to pay for his phone.

ClayGuida posted...

The fuck

im assuming thats split rent and just his share

18k isnt a lot of money in the long run. Thats like half your pay from a minimum wage job

Renting is a scam. Do whatever you can to own. Owning property builds wealth while all renting does is take it away.

STEROLIZER posted...

18k isnt a lot of money in the long run. Thats like half your pay from a minimum wage job

lol, theres a lot of places where full time minimum wage is less than 18,000

Kradek posted...

I guess it depends on things like if they're an only child and how much they love them. I'm an only child and my parents never charged me when I lived with them as an adult. My friend is a male middle child between 2 sisters and his parents never made his sisters pay rent, though they did make him pay rent. 400/mo as well oddly enough. They also never helped him with school cause his older sister flunked out and the younger sister is the doted on darling, and he's the only one to finish and get his bachelor's.

Sounds like she wasn't the favorite of her parents.

This is a really dumb post. I think if you love your children, you teach them responsibility. Also, she was making $90k / year.

I had a good relationship with my dad but its weird to me there is so many people here in their 30s and 40s living at home. I couldnt wait to be completely independent. I moved out my senior year of high school into an apartment when I was 17.

Did that for like a year and a half until I left for the Navy. The only time I had roommates was for a brief period in the Navy when I lived off the ship in Virginia Beach for about 1.5 years between two major deployments.

After the military I came home and was back at my dads for a few months. Gave him $300 a month and that was in 1999. About 3 months later I moved to a nice apartment. Lived there 4-5 years until I bought my house in April 2004.

I always wanted to live on my own and again I had a good relationship with my dad. And it was only him and I, and he worked and slept all the time. I was basically alone even when I lived with him. I still wanted to be truly on my own. I actually wanted to move out at 16 when I had my license but I didnt have enough money/earning potential to make two years work so I put it off until 17.

STEROLIZER posted...

18k isnt a lot of money in the long run. Thats like half your pay from a minimum wage job

fuck off

federal minimum wage is like $15k a year

archizzy posted...

I had a good relationship with my dad but its weird to me there is so many people here in their 30s and 40s living at home. I couldnt wait to be completely independent. I moved out my senior year of high school into an apartment when I was 17.

Did that for like a year and a half until I left for the Navy. The only time I had roommates was for a brief period in the Navy when I lived off the ship in Virginia Beach for about 1.5 years between two major deployments.

After the military I came home and was back at my dads for a few months. Gave him $300 a month and that was in 1999. About 3 months later I moved to a nice apartment. Lived there 4-5 years until I bought my house in April 2004.

I always wanted to live on my own and again I had a good relationship with my dad. And it was only him and I, and he worked and slept all the time. I was basically alone even when I lived with him. I still wanted to be truly on my own. I actually wanted to move out at 16 when I had my license but I didnt have enough money/earning potential to make two years work so I put it off until 17.

The economy was a hell of a lot better back in the late 90s early 2000s.

solosnake posted...

The economy was a hell of a lot better back in the late 90s early 2000s.

I get that, but if you are in your mid 30's or in your 40's right now and you have been living at home all this time for free then I have a hard time believing the economy is the only thing that has kept you at home.

--Zero- posted...

Yeah $600 a month for a 3 bedroom with half finished basement. Got a cool landlord that doesnt give a fuck about robbing his tenants.

Do you live in the middle of nowhere?! Holy shit

archizzy posted...

I get that, but if you are in your mid 30's or in your 40's right now and you have been living at home all this time for free then I have a hard time believing the economy is the only thing that has kept you at home.

For me, it's student loans. I've already spent over $300k repaying my student loans, and I still have a principal of almost $70k. I make six figures and still can't afford to live on my own.

I do like living with my parents, though.

solosnake posted...

im assuming thats split rent and just his share

Nope. Total rent. Split is $300 between the wife and I.

CRON posted...

Do you live in the middle of nowhere?! Holy shit

Nope I just got really lucky. Im 20 mins outside Kansas City and no I dont live around drug houses either lol

MartavisBryant posted...

WTF?

Yeah, I don't think it was really sexist by design, the older sister just squandered opportunities like free rent & paid-for education so the next child got the shit stick, and then the youngest daughter is the "baby" of the 3 who no matter how much she messes up, still finds her way into getting what she wants from parents.

bsp77 posted...

This is a really dumb post. I think if you love your children, you teach them responsibility. Also, she was making $90k / year.

What's dumb is assuming everybody has the ability to pay rent and should feel obligated to if the parents have no issue with it.

Also, my friend who paid the same rent as your wife was making like $11/hr, so I'm glad she did contribute, but also 400/mo from 90k a year is a unique situation in and of itself because who realistically lives in their parent's home when making 90k (At least in the U.S.)? So maybe don't act like she's some standard case everybody else should emulate.

[LFAQs-redacted-quote]

?

Kradek posted...

What's dumb is assuming everybody has the ability to pay rent and should feel obligated to if the parents have no issue with it. I made a post to match your energy.

Also, my friend who paid the same rent as your wife was making like $11/hr, so I'm glad she did contribute, but also 400/mo from 90k a year is a unique situation in and of itself because who realistically lives in their parent's home when making 90k, so maybe don't act like she's some standard case everybody else should emulate.

I never said any of that. TC clearly has some money if he could even consider the $18k a year. I was just saying he should at least be covering his expenses. Unless my kids were temporarily destitute, they are not staying with me as adults completely free of charge. Yes, I have kids, but not adults yet.

I was only saying the comments I did because you went down some bullshit path of my wife's parents not loving her much if she had to pay. Like, what is wrong with you?

--Zero- posted...

Nope I just got really lucky. Im 20 mins outside Kansas City and no I dont live around drug houses either lol

What place is charging $600 a month for a three bedroom?? That legit does not make sense.

The worst apartments in my area are still going for 900+ for a one bedroom.

ssb_yunglink2 posted...

What place is charging $600 a month for a three bedroom?? That legit does not make sense.

The worst apartments in my area are still going for 900+ for a one bedroom.

I rent out a house. My landlord has like 5 properties. This house is worth barely $100k so hes not losing much money nor is he greedy. He has people who work for him with his side construction job that handle repairs for us. Hes trying to save money and make everyone happy. Love the dude. He even brings us $100 for Christmas every year or will just ask for $100 off rent.

DarthAragorn posted...

fuck off

federal minimum wage is like $15k a year

You make 22 dollars an hour as a Starbucks barista here in San Francisco

--Zero- posted...

Thats pretty expensive. I pay $7200 in rent a year alone. Thats pretty cheap though and I got lucky.

Living alone and having to pay your own bills is not just about getting laid respectfully. It also helps you emotionally mature as a responsible adult.

The hell is the point of that if you're not getting some

Just rough math, I think my major expenses for living alone come to around $12k a year. That's mortgage, HOA fee, utilities, etc...

If I could cut that in half, let alone negate it entirely, I'd be doing real good lol.

STEROLIZER posted...

You make 22 dollars an hour as a Starbucks barista here in San Francisco

And san francisco is an incredibly expensive place to live. You cannot live off of 22 dollars an hour there, or most places in this country.

STEROLIZER posted...

You make 22 dollars an hour as a Starbucks barista here in San Francisco

San Francisco =/= everywhere. The national average pay for a Starbucks barista is approximately $15 an hour.

ItsNotA2Mer posted...

San Francisco =/= everywhere. The national average pay for a Starbucks barista is approximately $15 an hour.

Thats still like 30 grand or something

coyot posted...

hardest sarcastic vouch of all time

I actually don't know what you mean

STEROLIZER posted...

Thats still like 30 grand or something

30 grand is not enough to live off of

STEROLIZER posted...

Thats still like 30 grand or something

That's not enough to live off of, and a lot of Starbucks employees aren't getting full-time hours.

[LFAQs-redacted-quote]

I make low six figures. Almost all of my take-home pay goes to my loans. If push came to shove, I could afford at least an apartment, but that would mean taking even longer to pay off my loans.

I'll be paying about $29000 next year ;_;