year, pre-tax?

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wackyteen 03/13/24 2:52:21 PM #1:	Do you? - Results (291 votes) Yes, even post-tax 55.33% (161 votes) 161 Yes, but not after taxes 14.43% (42 votes) 42 I used to 4.12% (12 votes) 12 I do not 16.49% (48 votes) 48 I don't even make more than $25,000/year 8.93% (26 votes) 26 Other 0.69% (2 votes) 2 I do not. I have never made over $50,000 annually, pre-tax >_> --- The name is wackyteen for a reason. Never doubt. <cite>wackyteen posted [p:979348636] in Do you mak... [t:80720608]...</cite> <quote> Do you? - Results (291 votes) Yes, even post-tax 55.33% (161 votes) 161 Yes, but not after taxes 14.43% (42 votes) 42 I used to 4.12% (12 votes) 12 I do not 16.49% (48 votes) 48 I don't even make more than $25,000/year 8.93% (26 votes) 26 Other 0.69% (2 votes) 2 Show Voting Form I do not.I have never made over $50,000 annually, pre-tax >_> </quote> ... Copied to Clipboard!
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BewmHedshot 03/13/24 2:56:36 PM #3:	Fortunately enough I do. <cite>BewmHedshot posted [p:979348713] in Do you mak... [t:80720608]...</cite> <quote>Fortunately enough I do.</quote> ... Copied to Clipboard!
wackyteen 03/13/24 2:58:26 PM #4:	[LFAQs-redacted-quote] No. I may not make a lot but my housing, food(if I choose to eat what is provided), health and life insurance are all paid for. Also, I'm not in my current career for the pay or the benefits. --- The name is wackyteen for a reason. Never doubt. <cite>wackyteen posted [p:979348745] in Do you mak... [t:80720608]...</cite> <quote><cite>[LFAQs-redacted-quote]</cite> No.I may not make a lot but my housing, food(if I choose to eat what is provided), health and life insurance are all paid for. Also, I'm not in my current career for the pay or the benefits. </quote> ... Copied to Clipboard!
Bass 03/13/24 3:00:13 PM #5:	Yes, I was fortunate enough to get a good job 8 months after college that I've been at for nearly 10 years. The pay is pretty good and the benefits are great. --- Many Bothans died to bring you this post. <cite>Bass posted [p:979348775] in Do you mak... [t:80720608]...</cite> <quote>Yes, I was fortunate enough to get a good job 8 months after college that I've been at for nearly 10 years. The pay is pretty good and the benefits are great. </quote> ... Copied to Clipboard!
archizzy 03/13/24 3:04:34 PM #6:	But you also have an advantage in that you are given free and excellent insurance and are provided with housing and meals if you desire. I didnt make shit when I was in the military in the 90s but at the same time I didnt have to spend anything if I didnt want to. I could literally spend nothing in a month and have everything provided. I could live on the ship which I did for awhile and eat on the ship which I did frequently. And once you were of sufficient rank were even provided a housing allowance for living off the ship. So its a different when it comes to the military. What you make doesnt tell the entire story. With that being when I left the military I was WAY better off financially for basically doing the same job only I was home every night and if I worked extra I was paid overtime. edit while I was busy typing this out on my tablet you pointed this out yourself. Fuck it Ill just leave my post even though you addressed this. --- PSN ID: sled_dogs76 60" Pioneer Kuro Elite PRO151FD, Yamaha RX-V3900 A/V Receiver, Oppo DV983-H player. Coming soon: 2 Seaton Submersives from Mark Seaton <cite>archizzy posted [p:979348858] in Do you mak... [t:80720608]...</cite> <quote>But you also have an advantage in that you are given free and excellent insurance and are provided with housing and meals if you desire.I didnt make shit when I was in the military in the 90s but at the same time I didnt have to spend anything if I didnt want to. I could literally spend nothing in a month and have everything provided. I could live on the ship which I did for awhile and eat on the ship which I did frequently. And once you were of sufficient rank were even provided a housing allowance for living off the ship. So its a different when it comes to the military. What you make doesnt tell the entire story. With that being when I left the military I was WAY better off financially for basically doing the same job only I was home every night and if I worked extra I was paid overtime. edit while I was busy typing this out on my tablet you pointed this out yourself. Fuck it Ill just leave my post even though you addressed this. </quote> ... Copied to Clipboard!
Ivany2008 03/13/24 6:43:58 PM #7:	Not yet. I make a starter salary right now. I expect my salary to hit 50k/y within the next couple years, and it to reach past low 6 figures in 10 or so years. Sadly, with the way housing prices are going, I don't know if I'll ever be able to qualify for a bank loan. Absolutely ridiculous if what I'm seeing is correct. With my current income, I can afford the monthly bills of a 300k home, but its getting the initial mortgage loan that's the problem. They expect you to make something like 70k to qualify for that, even though I would not only be able to make the payments, but I would have money left over after the fact. <cite>Ivany2008 posted [p:979352506] in Do you mak... [t:80720608]...</cite> <quote>Not yet. I make a starter salary right now. I expect my salary to hit 50k/y within the next couple years, and it to reach past low 6 figures in 10 or so years. Sadly, with the way housing prices are going, I don't know if I'll ever be able to qualify for a bank loan.Absolutely ridiculous if what I'm seeing is correct. With my current income, I can afford the monthly bills of a 300k home, but its getting the initial mortgage loan that's the problem. They expect you to make something like 70k to qualify for that, even though I would not only be able to make the payments, but I would have money left over after the fact.</quote> ... Copied to Clipboard!
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Dungeater 03/14/24 2:49:02 PM #9:	yes and i still can't afford anything here without taking a room in some boomer's house (for exorbitant rent), or leaving the state i make almost 60k now and i cant do shit with it. 10 years ago when i was dating someone who made 60k i thought they were rich. ofc their rent was 500 bucks back then man --- My fate was the grandest, most brilliant of them all. He/Him <cite>Dungeater posted [p:979367048] in Do you mak... [t:80720608]...</cite> <quote>yes and i still can't afford anything here without taking a room in some boomer's house (for exorbitant rent), or leaving the state i make almost 60k now and i cant do shit with it. 10 years ago when i was dating someone who made 60k i thought they were rich. ofc their rent was 500 bucks back then man </quote> ... Copied to Clipboard!
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Dungeater 03/14/24 3:02:37 PM #11:	[LFAQs-redacted-quote] ur good, i dont feel ranted at it's true too. once i started maintaining my car and health to the best of my ability, i started getting close to breaking even instead of saving. and now that my deductible isnt met, i straight up have to let go of medical expenses. at least ill be able to save then i save $500 a month since i quit smoking, and literally all of that went into my car a room, a barely furnished room, costs $1000 on a GOOD DAY here. like fuck me i guess --- My fate was the grandest, most brilliant of them all. He/Him <cite>Dungeater posted [p:979367267] in Do you mak... [t:80720608]...</cite> <quote><cite>[LFAQs-redacted-quote]</cite> ur good, i dont feel ranted at it's true too. once i started maintaining my car and health to the best of my ability, i started getting close to breaking even instead of saving. and now that my deductible isnt met, i straight up have to let go of medical expenses. at least ill be able to save then i save $500 a month since i quit smoking, and literally all of that went into my car a room, a barely furnished room, costs $1000 on a GOOD DAY here. like fuck me i guess </quote> ... Copied to Clipboard!
Euripides 03/14/24 3:04:45 PM #12:	Probably not post-tax (I haven't done the math since I file jointly with my wife) My wife always has and always will make way more than I do --- Your mom <cite>Euripides posted [p:979367307] in Do you mak... [t:80720608]...</cite> <quote>Probably not post-tax (I haven't done the math since I file jointly with my wife)My wife always has and always will make way more than I do </quote> ... Copied to Clipboard!
bsp77 03/14/24 3:06:05 PM #13:	I make way more and still have to watch what I spend. Shit is expensive --- Currently playing: Sea of Stars <cite>bsp77 posted [p:979367331] in Do you mak... [t:80720608]...</cite> <quote>I make way more and still have to watch what I spend. Shit is expensive </quote> ... Copied to Clipboard!
Dungeater 03/14/24 3:41:56 PM #14:	one day ONE DAY ill have my quiet mountain residence far away from all --- My fate was the grandest, most brilliant of them all. He/Him <cite>Dungeater posted [p:979367869] in Do you mak... [t:80720608]...</cite> <quote>one dayONE DAYill have my quiet mountain residencefar away from all </quote> ... Copied to Clipboard!
Ivany2008 03/14/24 5:34:50 PM #15:	[LFAQs-redacted-quote] I was making monthly mortgage payments on a 200k house making 16k a year just 4 years ago. Yes, my family initially paid for the down payment, which we went above so my per month rent wasn't super high, but we also chose to go with a 30 year mortgage which is an option here. So on average before taxes I was paying 600/m, plus my general bills. I had no money for spending, but I made due. That property was a 800 sq. foot 2 bedroom home and I lived alone. I'm making nearly triple that now, and at least from what I've read banks these days won't approve of a loan unless I'm making significantly more than I should be making for a property of that value. I could understand if the home was 400k and above, that makes sense. But to them I can't afford a 900/m mortgage payment when I'm making over 3 grand a month? Even if I chose to not rent out any of the rooms, I could easily make the payments myself. But lets assume for a moment that I rented 2 of those rooms, leaving 2 for my office and a general pantry/supply room, that's less than 300/m per room, and the going rate for room rental in my area is 600. So I'd actually be making money off renting rooms. I should also note that I live in Canada, which these days has had a housing crisis the past 4 years. <cite>Ivany2008 posted [p:979369670] in Do you mak... [t:80720608]...</cite> <quote><cite>[LFAQs-redacted-quote]</cite> I was making monthly mortgage payments on a 200k house making 16k a year just 4 years ago. Yes, my family initially paid for the down payment, which we went above so my per month rent wasn't super high, but we also chose to go with a 30 year mortgage which is an option here. So on average before taxes I was paying 600/m, plus my general bills. I had no money for spending, but I made due. That property was a 800 sq. foot 2 bedroom home and I lived alone.I'm making nearly triple that now, and at least from what I've read banks these days won't approve of a loan unless I'm making significantly more than I should be making for a property of that value. I could understand if the home was 400k and above, that makes sense. But to them I can't afford a 900/m mortgage payment when I'm making over 3 grand a month? Even if I chose to not rent out any of the rooms, I could easily make the payments myself. But lets assume for a moment that I rented 2 of those rooms, leaving 2 for my office and a general pantry/supply room, that's less than 300/m per room, and the going rate for room rental in my area is 600. So I'd actually be making money off renting rooms.I should also note that I live in Canada, which these days has had a housing crisis the past 4 years.</quote> ... Copied to Clipboard!
NatsuSama 03/14/24 5:36:04 PM #16:	IIRC, this board is mostly in tech. So the poll adds up. --- WAAAH, I CAN'T BEAT THIS GUY WITH HIS TACTICS, I'M GONNA CALL IT SPAM AND CONDEMN HIM FOR USING IT <cite>NatsuSama posted [p:979369695] in Do you mak... [t:80720608]...</cite> <quote>IIRC, this board is mostly in tech. So the poll adds up. </quote> ... Copied to Clipboard!
Trumble 03/14/24 5:36:15 PM #17:	Not quite. I would if I went back to a 5 day week though. --- Do, or do not. There is no Trumble. <cite>Trumble posted [p:979369699] in Do you mak... [t:80720608]...</cite> <quote>Not quite. I would if I went back to a 5 day week though. </quote> ... Copied to Clipboard!
rexcrk 03/14/24 5:39:22 PM #18:	Do you make more than $50,000/year, pre-tax? --- Shplendid! <cite>rexcrk posted [p:979369769] in Do you mak... [t:80720608]...</cite> <quote><quote>Do you make more than $50,000/year, pre-tax?</quote> </quote> ... Copied to Clipboard!
TheSuperSilver 03/14/24 7:19:40 PM #19:	I would break $50,000 post-tax in about 5.5 months. --- When it is obvious that the goals cannot be reached, don't adjust the goals, adjust the action steps. - Confucius <cite>TheSuperSilver posted [p:979371375] in Do you mak... [t:80720608]...</cite> <quote>I would break $50,000 post-tax in about 5.5 months. </quote> ... Copied to Clipboard!
thronedfire2 03/14/24 7:20:37 PM #20:	yep post tax I'm probably right around there --- I could see you, but I couldn't hear you You were holding your hat in the breeze Turning away from me In this moment you were stolen... <cite>thronedfire2 posted [p:979371390] in Do you mak... [t:80720608]...</cite> <quote>yeppost tax I'm probably right around there </quote> ... Copied to Clipboard!
Vokrent 03/14/24 7:21:15 PM #21:	i don't even make 10K a year --- Marching on in deathly silence, upon the shores we go. Crashing tides applaud the violence, upon the shores we go. <cite>Vokrent posted [p:979371401] in Do you mak... [t:80720608]...</cite> <quote>i don't even make 10K a year </quote> ... Copied to Clipboard!
ArkhamOrigins 03/14/24 7:21:40 PM #22:	$50k where I live you wouldn't even be able to eat, you have to make at least twice that for the bare minimum --- The <cite>ArkhamOrigins posted [p:979371412] in Do you mak... [t:80720608]...</cite> <quote>$50k where I live you wouldn't even be able to eat, you have to make at least twice that for the bare minimum </quote> ... Copied to Clipboard!
TheSuperSilver 03/14/24 7:28:34 PM #23:	[LFAQs-redacted-quote] Agreed. No way you can comfortably afford a $300k home on just $50k a year. I read somewhere that a decent rule of thumb for comfortable affordability is to look at a home that is about 2.5x-3x the household income. So at the top end, you're looking at a $150k home which really doesn't exist for all practical purposes. --- When it is obvious that the goals cannot be reached, don't adjust the goals, adjust the action steps. - Confucius <cite>TheSuperSilver posted [p:979371539] in Do you mak... [t:80720608]...</cite> <quote><cite>[LFAQs-redacted-quote]</cite> Agreed. No way you can comfortably afford a $300k home on just $50k a year. I read somewhere that a decent rule of thumb for comfortable affordability is to look at a home that is about 2.5x-3x the household income. So at the top end, you're looking at a $150k home which really doesn't exist for all practical purposes. </quote> ... Copied to Clipboard!
C_Pain 03/14/24 7:29:20 PM #24:	I would if I worked all year. --- How quaint. <cite>C_Pain posted [p:979371556] in Do you mak... [t:80720608]...</cite> <quote>I would if I worked all year. </quote> ... Copied to Clipboard!
thronedfire2 03/14/24 7:29:55 PM #25:	TheSuperSilver posted... Agreed. No way you can comfortable afford a $300k home on just $50k a year. I read somewhere that a decent rule of thumb for comfortable affordability is to look at a home that is about 2.5x-3x the household income. So at the top end, you're looking at a $150k home which really doesn't exist for all practical purposes. even if you could barely afford it a bank wouldn't go for it I make 70k and I've been paying $2500/mo in rent by myself, but I obviously don't have 25-50k lying around for a down payment, so I'm stuck renting --- I could see you, but I couldn't hear you You were holding your hat in the breeze Turning away from me In this moment you were stolen... <cite>thronedfire2 posted [p:979371566] in Do you mak... [t:80720608]...</cite> <quote>TheSuperSilver posted... </cite><quote>Agreed. No way you can comfortable afford a $300k home on just $50k a year. I read somewhere that a decent rule of thumb for comfortable affordability is to look at a home that is about 2.5x-3x the household income. So at the top end, you're looking at a $150k home which really doesn't exist for all practical purposes.</quote>even if you could barely afford it a bank wouldn't go for itI make 70k and I've been paying $2500/mo in rent by myself, but I obviously don't have 25-50k lying around for a down payment, so I'm stuck renting </quote> ... Copied to Clipboard!
TheSuperSilver 03/14/24 7:34:34 PM #26:	I make 70k and I've been paying $2500/mo Sounds pretty tight to me. How are you handling that? --- When it is obvious that the goals cannot be reached, don't adjust the goals, adjust the action steps. - Confucius <cite>TheSuperSilver posted [p:979371637] in Do you mak... [t:80720608]...</cite> <quote><quote>I make 70k and I've been paying $2500/mo</quote>Sounds pretty tight to me. How are you handling that? </quote> ... Copied to Clipboard!
electricbugs2 03/14/24 7:38:58 PM #27:	I make a little over 80K/Y after tax. Being stuck in BC half the year isnt helping my bottom line, but Im in pretty good shape all things considered. --- Balenciaga hoodies and Gucci shoes #FreeMelly <cite>electricbugs2 posted [p:979371706] in Do you mak... [t:80720608]...</cite> <quote>I make a little over 80K/Y after tax.Being stuck in BC half the year isnt helping my bottom line, but Im in pretty good shape all things considered. </quote> ... Copied to Clipboard!
thronedfire2 03/14/24 7:42:05 PM #28:	TheSuperSilver posted... Sounds pretty tight to me. How are you handling that? my job is one of the very rare salary jobs that actually pays extra if you work more than 40 hours in a week, so I usually make ~$4800/mo after taxes. other than that, electricity is less than 100/mo and the only other utility I pay for is heating oil which was only about $500 for the whole winter this year(thanks, global warming). other than that I pay less than 1k/mo in bills including student loans, and my car will be fully paid off in a few months. if I ever have to move I'll be screwed because I don't have the cash for that, but I like my apartment and landlords so I won't be moving unless I have to --- I could see you, but I couldn't hear you You were holding your hat in the breeze Turning away from me In this moment you were stolen... <cite>thronedfire2 posted [p:979371749] in Do you mak... [t:80720608]...</cite> <quote>TheSuperSilver posted... </cite><quote>Sounds pretty tight to me. How are you handling that?</quote>my job is one of the very rare salary jobs that actually pays extra if you work more than 40 hours in a week, so I usually make ~$4800/mo after taxes. other than that, electricity is less than 100/mo and the only other utility I pay for is heating oil which was only about $500 for the whole winter this year(thanks, global warming). other than that I pay less than 1k/mo in bills including student loans, and my car will be fully paid off in a few months. if I ever have to move I'll be screwed because I don't have the cash for that, but I like my apartment and landlords so I won't be moving unless I have to </quote> ... Copied to Clipboard!
Ivany2008 03/14/24 9:14:50 PM #29:	TheSuperSilver posted... Agreed. No way you can comfortably afford a $300k home on just $50k a year. I read somewhere that a decent rule of thumb for comfortable affordability is to look at a home that is about 2.5x-3x the household income. So at the top end, you're looking at a $150k home which really doesn't exist for all practical purposes. I'm still a bit skeptical if I'm being completely honest. 300K over 25 years is 1K a month, before we add in anything else. You might be living snugly, but assuming there are no hidden fees, 300K isn't impossible. Especially if your debt free and are receiving wage increases every 4-5 years. Plus there's the option of refinancing your home in 10 years to fit the current market, which can actually help you pay down your cost of your total home. If that's an option in your area. This is before you add in extra tenants to pay the bills. In my area a single room can rent for 700/m, a 2 bedroom apartment can rent for 1200 before H/L/E is calculated. Just my thoughts on the matter. <cite>Ivany2008 posted [p:979373282] in Do you mak... [t:80720608]...</cite> <quote>TheSuperSilver posted... </cite><quote>Agreed. No way you can comfortably afford a $300k home on just $50k a year. I read somewhere that a decent rule of thumb for comfortable affordability is to look at a home that is about 2.5x-3x the household income. So at the top end, you're looking at a $150k home which really doesn't exist for all practical purposes.</quote>I'm still a bit skeptical if I'm being completely honest. 300K over 25 years is 1K a month, before we add in anything else. You might be living snugly, but assuming there are no hidden fees, 300K isn't impossible. Especially if your debt free and are receiving wage increases every 4-5 years. Plus there's the option of refinancing your home in 10 years to fit the current market, which can actually help you pay down your cost of your total home. If that's an option in your area.This is before you add in extra tenants to pay the bills. In my area a single room can rent for 700/m, a 2 bedroom apartment can rent for 1200 before H/L/E is calculated. Just my thoughts on the matter.</quote> ... Copied to Clipboard!
thronedfire2 03/14/24 9:29:20 PM #30:	Ivany2008 posted... I'm still a bit skeptical if I'm being completely honest. 300K over 25 years is 1K a month, before we add in anything else. You might be living snugly, but assuming there are no hidden fees, 300K isn't impossible. Especially if your debt free and are receiving wage increases every 4-5 years. Plus there's the option of refinancing your home in 10 years to fit the current market, which can actually help you pay down your cost of your total home. If that's an option in your area. This is before you add in extra tenants to pay the bills. In my area a single room can rent for 700/m, a 2 bedroom apartment can rent for 1200 before H/L/E is calculated. Just my thoughts on the matter. that math is without interest plus taxes/insurance can add up to almost as much the mortgage depending on the area --- I could see you, but I couldn't hear you You were holding your hat in the breeze Turning away from me In this moment you were stolen... <cite>thronedfire2 posted [p:979373510] in Do you mak... [t:80720608]...</cite> <quote>Ivany2008 posted... </cite><quote>I'm still a bit skeptical if I'm being completely honest. 300K over 25 years is 1K a month, before we add in anything else. You might be living snugly, but assuming there are no hidden fees, 300K isn't impossible. Especially if your debt free and are receiving wage increases every 4-5 years. Plus there's the option of refinancing your home in 10 years to fit the current market, which can actually help you pay down your cost of your total home. If that's an option in your area.This is before you add in extra tenants to pay the bills. In my area a single room can rent for 700/m, a 2 bedroom apartment can rent for 1200 before H/L/E is calculated. Just my thoughts on the matter.</quote>that math is without interestplus taxes/insurance can add up to almost as much the mortgage depending on the area </quote> ... Copied to Clipboard!
TheSuperSilver 03/14/24 9:42:34 PM #31:	I'm still a bit skeptical if I'm being completely honest. 300K over 25 years is 1K a month, before we add in anything else. You might be living snugly, but assuming there are no hidden fees Oh, but there are hidden fees. There's the aforementioned maintenance and upkeep bills that will come up both scheduled and unscheduled, but all you need to do is to take a look at just the mortgage itself. A mortgage is generally 4 things - principal, interest, taxes, and insurance. The only constants in there are the principal and interest - your property taxes and homeowners insurance can and do change (sometimes substantially) on an annual basis depending on where you are. Comfortably owning a home is much more than just the mortgage. I've been living in my house now for almost 2 years and my takeaway so far is "there's always something that needs to be done". Could be furniture, roofing, HVAC, driveway, landscaping, flooring, plumbing, electrical, you name it. You have to be ready for all of it. --- When it is obvious that the goals cannot be reached, don't adjust the goals, adjust the action steps. - Confucius <cite>TheSuperSilver posted [p:979373719] in Do you mak... [t:80720608]...</cite> <quote><quote>I'm still a bit skeptical if I'm being completely honest. 300K over 25 years is 1K a month, before we add in anything else. You might be living snugly, but assuming there are no hidden fees</quote>Oh, but there are hidden fees.There's the aforementioned maintenance and upkeep bills that will come up both scheduled and unscheduled, but all you need to do is to take a look at just the mortgage itself. A mortgage is generally 4 things - principal, interest, taxes, and insurance. The only constants in there are the principal and interest - your property taxes and homeowners insurance can and do change (sometimes substantially) on an annual basis depending on where you are.Comfortably owning a home is much more than just the mortgage. I've been living in my house now for almost 2 years and my takeaway so far is "there's always something that needs to be done". Could be furniture, roofing, HVAC, driveway, landscaping, flooring, plumbing, electrical, you name it. You have to be ready for all of it. </quote> ... Copied to Clipboard!
SauI_Goodman 03/14/24 9:43:52 PM #32:	$40,000 in vegas. Used to be good enough for a comfortable life here as long as you stayed away from the vegas lifestyle. Now I'm barely making it. --- Italian, French, German. <cite>SauI_Goodman posted [p:979373733] in Do you mak... [t:80720608]...</cite> <quote>$40,000 in vegas. Used to be good enough for a comfortable life here as long as you stayed away from the vegas lifestyle. Now I'm barely making it. </quote> ... Copied to Clipboard!
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BlazinBlue88 03/14/24 10:04:40 PM #34:	thronedfire2 posted... I make 70k and I've been paying $2500/mo in rent by myself, but I obviously don't have 25-50k lying around for a down payment, so I'm stuck renting You should look into a housing loan anyway cause it might surprise you. My wife and I did have that money lying around for a down payment either. First time home buyers plus good credit allowed us to get a home for no money down. $1.5k monthly mortgage on a $250k house. --- http://i.imgur.com/R15aJJ3.png http://i.imgur.com/NJqp6LS.png <cite>BlazinBlue88 posted [p:979374050] in Do you mak... [t:80720608]...</cite> <quote>thronedfire2 posted... </cite><quote>I make 70k and I've been paying $2500/mo in rent by myself, but I obviously don't have 25-50k lying around for a down payment, so I'm stuck renting</quote>You should look into a housing loan anyway cause it might surprise you. My wife and I did have that money lying around for a down payment either. First time home buyers plus good credit allowed us to get a home for no money down. $1.5k monthly mortgage on a $250k house. </quote> ... Copied to Clipboard!
thronedfire2 03/14/24 10:09:06 PM #35:	BlazinBlue88 posted... You should look into a housing loan anyway cause it might surprise you. My wife and I did have that money lying around for a down payment either. First time home buyers plus good credit allowed us to get a home for no money down. $1.5k monthly mortgage on a $250k house. it's at least 500k for a decent 2-3 bedroom house around here now. even more in the towns with better education and infrastructure. the duplex that I rent the bottom half of is probably worth around 1.5mil, for example. --- I could see you, but I couldn't hear you You were holding your hat in the breeze Turning away from me In this moment you were stolen... <cite>thronedfire2 posted [p:979374114] in Do you mak... [t:80720608]...</cite> <quote>BlazinBlue88 posted... </cite><quote>You should look into a housing loan anyway cause it might surprise you. My wife and I did have that money lying around for a down payment either. First time home buyers plus good credit allowed us to get a home for no money down. $1.5k monthly mortgage on a $250k house.</quote>it's at least 500k for a decent 2-3 bedroom house around here now. even more in the towns with better education and infrastructure.the duplex that I rent the bottom half of is probably worth around 1.5mil, for example. </quote> ... Copied to Clipboard!
Paragon21XX 03/14/24 10:15:26 PM #36:	I made almost 60k in take-home pay last year. --- Politicians are the weeds of the galaxy. <cite>Paragon21XX posted [p:979374220] in Do you mak... [t:80720608]...</cite> <quote>I made almost 60k in take-home pay last year. </quote> ... Copied to Clipboard!
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thronedfire2 03/14/24 10:43:20 PM #38:	[LFAQs-redacted-quote] I'm 10 mins from Boston and only 5 mins from the ocean, but even another 10-15 miles south the apartments cost just as much. the $2500 is for a 2 bedroom, but even 1 bedrooms are 1800+ and have way less space. my roommate is moving out fully in July so I'll finally be able to have a whole room just for my cat! --- I could see you, but I couldn't hear you You were holding your hat in the breeze Turning away from me In this moment you were stolen... <cite>thronedfire2 posted [p:979374646] in Do you mak... [t:80720608]...</cite> <quote><cite>[LFAQs-redacted-quote]</cite> I'm 10 mins from Boston and only 5 mins from the ocean, but even another 10-15 miles south the apartments cost just as much. the $2500 is for a 2 bedroom, but even 1 bedrooms are 1800+ and have way less space. my roommate is moving out fully in July so I'll finally be able to have a whole room just for my cat! </quote> ... Copied to Clipboard!
TheSuperSilver 03/14/24 10:45:07 PM #39:	thronedfire2 posted... I'm 10 mins from Boston and only 5 mins from the ocean, but even another 10-15 miles south the apartments cost just as much. the $2500 is for a 2 bedroom, but even 1 bedrooms are 1800+ and have way less space. my roommate is moving out fully in July so I'll finally be able to have a whole room just for my cat! I used to live in Revere before I came to Maryland and my 1-BR apartment at that time was $1710 I believe. --- When it is obvious that the goals cannot be reached, don't adjust the goals, adjust the action steps. - Confucius <cite>TheSuperSilver posted [p:979374678] in Do you mak... [t:80720608]...</cite> <quote>thronedfire2 posted... </cite><quote>I'm 10 mins from Boston and only 5 mins from the ocean, but even another 10-15 miles south the apartments cost just as much. the $2500 is for a 2 bedroom, but even 1 bedrooms are 1800+ and have way less space. my roommate is moving out fully in July so I'll finally be able to have a whole room just for my cat!</quote>I used to live in Revere before I came to Maryland and my 1-BR apartment at that time was $1710 I believe. </quote> ... Copied to Clipboard!
Glob 03/14/24 10:45:58 PM #40:	My main salary pays just over double that but I also have other income from things I do on the side. <cite>Glob posted [p:979374686] in Do you mak... [t:80720608]...</cite> <quote>My main salary pays just over double that but I also have other income from things I do on the side. </quote> ... Copied to Clipboard!
Rika_Furude 03/14/24 10:47:19 PM #41:	Yes, even accounting for the USD to AUD conversion <cite>Rika_Furude posted [p:979374704] in Do you mak... [t:80720608]...</cite> <quote>Yes, even accounting for the USD to AUD conversion </quote> ... Copied to Clipboard!
thronedfire2 03/14/24 10:47:39 PM #42:	TheSuperSilver posted... I used to live in Revere before I came to Maryland and my 1-BR apartment at that time was $1710 I believe. yeah the North Shore used to have really good prices a few years ago. a friend of mine had a huge 3 bedroom that was only like 1200. but everyone realized it was so much cheaper up there and the traffic wasn't any worse than trying to go north into the city. --- I could see you, but I couldn't hear you You were holding your hat in the breeze Turning away from me In this moment you were stolen... <cite>thronedfire2 posted [p:979374709] in Do you mak... [t:80720608]...</cite> <quote>TheSuperSilver posted... </cite><quote>I used to live in Revere before I came to Maryland and my 1-BR apartment at that time was $1710 I believe.</quote>yeah the North Shore used to have really good prices a few years ago. a friend of mine had a huge 3 bedroom that was only like 1200. but everyone realized it was so much cheaper up there and the traffic wasn't any worse than trying to go north into the city. </quote> ... Copied to Clipboard!
Ivany2008 03/14/24 10:55:31 PM #43:	[LFAQs-redacted-quote] But again... that's based on your area, not mine. I owned a 200k home for several years making significantly less than I do now. And the most I've ever paid for repairs on my home was 4k for replacing the back patio. We don't use A/C here, as the temperature rarely breaks 75F, and most general home issues are covered by my insurance company. Even if they aren't covered its usually only a couple hundred bucks to fix, and most importantly our insurance companies aren't like the nightmare stories you hear about down in the States. Not everyone lives in a high cost area. Not everyone lives in an area where companies are actively trying to screw you. <cite>Ivany2008 posted [p:979374821] in Do you mak... [t:80720608]...</cite> <quote><cite>[LFAQs-redacted-quote]</cite> But again... that's based on your area, not mine. I owned a 200k home for several years making significantly less than I do now. And the most I've ever paid for repairs on my home was 4k for replacing the back patio. We don't use A/C here, as the temperature rarely breaks 75F, and most general home issues are covered by my insurance company. Even if they aren't covered its usually only a couple hundred bucks to fix, and most importantly our insurance companies aren't like the nightmare stories you hear about down in the States.Not everyone lives in a high cost area. Not everyone lives in an area where companies are actively trying to screw you.</quote> ... Copied to Clipboard!
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bluezero 03/15/24 10:07:05 AM #45:	TheSuperSilver posted... I would break $50,000 post-tax in about 5.5 months. This is the kind of shit CE loves to boast about --- i7-12700F - 3080 - 64GB 3200 - 1440p Ultrawide <cite>bluezero posted [p:979380405] in Do you mak... [t:80720608]...</cite> <quote>TheSuperSilver posted... </cite><quote>I would break $50,000 post-tax in about 5.5 months.</quote>This is the kind of shit CE loves to boast about </quote> ... Copied to Clipboard!
Ivany2008 03/15/24 11:50:52 AM #46:	[LFAQs-redacted-quote] Then I guess me being able to afford a 200k home on a salary of 20k was a fucking dream then. Pretty realistic because it lasted 7 years. <cite>Ivany2008 posted [p:979381980] in Do you mak... [t:80720608]...</cite> <quote><cite>[LFAQs-redacted-quote]</cite> Then I guess me being able to afford a 200k home on a salary of 20k was a fucking dream then. Pretty realistic because it lasted 7 years.</quote> ... Copied to Clipboard!
Giant_Aspirin 03/15/24 11:53:17 AM #47:	yes, and i have since 2009. --- I hope something good happens to you today Playing: God of War: Ragnarok <cite>Giant_Aspirin posted [p:979382030] in Do you mak... [t:80720608]...</cite> <quote>yes, and i have since 2009. </quote> ... Copied to Clipboard!
Cephalopods 03/15/24 11:55:16 AM #48:	With my full time job I make just over $40k, my part time job brings me over $50k, but not significantly over. <cite>Cephalopods posted [p:979382066] in Do you mak... [t:80720608]...</cite> <quote>With my full time job I make just over $40k, my part time job brings me over $50k, but not significantly over. </quote> ... Copied to Clipboard!
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realnifty1 03/15/24 12:04:14 PM #50:	Ivany2008 posted... Then I guess me being able to afford a 200k home on a salary of 20k was a fucking dream then. Pretty realistic because it lasted 7 years. To be fair, when you write out like that it does sound like you dreamed it. Unless there are other contributing factors even a 2% interest rate makes that virtually impossible. <cite>realnifty1 posted [p:979382215] in Do you mak... [t:80720608]...</cite> <quote>Ivany2008 posted... </cite><quote>Then I guess me being able to afford a 200k home on a salary of 20k was a fucking dream then. Pretty realistic because it lasted 7 years.</quote>To be fair, when you write out like that it does sound like you dreamed it. Unless there are other contributing factors even a 2% interest rate makes that virtually impossible.</quote> ... Copied to Clipboard!
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Current Events > Do you make more than $50,000/year, pre-tax?