Current Events > Credit Score check in this topic

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VeggetaX 03/12/24 8:44:04 AM #1:	CreditKarma https://gamefaqs.gamespot.com/a/forum/4/43939f65.png Experian https://gamefaqs.gamespot.com/a/forum/8/897f8100.png Chase https://gamefaqs.gamespot.com/a/forum/7/752281d7.png --- Don't like it? Don't watch it. It's that simple Dictator of Nice Guys <cite>VeggetaX posted [p:979325868] in Credit Sco... [t:80719488]...</cite> <quote>CreditKarmahttps://gamefaqs.gamespot.com/a/forum/4/43939f65.pngExperianhttps://gamefaqs.gamespot.com/a/forum/8/897f8100.pngChasehttps://gamefaqs.gamespot.com/a/forum/7/752281d7.png </quote> ... Copied to Clipboard!
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Jaguar34 03/12/24 11:38:02 AM #4:	Generational wealth itt <cite>Jaguar34 posted [p:979328182] in Credit Sco... [t:80719488]...</cite> <quote>Generational wealth itt</quote> ... Copied to Clipboard!
C-zom 03/12/24 11:38:54 AM #5:	Ass. Complete, total ass. Like 625. I had to drop like 10k on my high interest cards to help out my mother when she got diagnosed with cancer and needed help with rent, utilities, than food, than moving... Sigh. Does anyone have any experience with consolidation loans? Would that be worth looking into for me to start recovering? --- Since only from below can one better see the heights. http://i.imgur.com/OhZgm.jpg <cite>C-zom posted [p:979328193] in Credit Sco... [t:80719488]...</cite> <quote>Ass. Complete, total ass. Like 625.I had to drop like 10k on my high interest cards to help out my mother when she got diagnosed with cancer and needed help with rent, utilities, than food, than moving...Sigh. Does anyone have any experience with consolidation loans? Would that be worth looking into for me to start recovering? </quote> ... Copied to Clipboard!
itcheyness 03/12/24 11:39:28 AM #6:	812 according to Chase. --- Seattle Sounders 14-9-11 53pts 261 Refugee <cite>itcheyness posted [p:979328205] in Credit Sco... [t:80719488]...</cite> <quote>812 according to Chase. </quote> ... Copied to Clipboard!
CommonStar 03/12/24 11:40:10 AM #7:	https://gamefaqs.gamespot.com/a/forum/c/cfb79ae0.png <cite>CommonStar posted [p:979328217] in Credit Sco... [t:80719488]...</cite> <quote>https://gamefaqs.gamespot.com/a/forum/c/cfb79ae0.png</quote> ... Copied to Clipboard!
lilORANG 03/12/24 11:40:21 AM #8:	I have no idea. No reason to check it unless I need to buy a new house or something. It was good 4 years ago when I needed to buy a home. --- Science and Algorithms <cite>lilORANG posted [p:979328219] in Credit Sco... [t:80719488]...</cite> <quote>I have no idea. No reason to check it unless I need to buy a new house or something. It was good 4 years ago when I needed to buy a home. </quote> ... Copied to Clipboard!
Crimsoness 03/12/24 11:41:35 AM #9:	Err 704 --- She/Her <cite>Crimsoness posted [p:979328242] in Credit Sco... [t:80719488]...</cite> <quote>Err 704 </quote> ... Copied to Clipboard!
theAteam 03/12/24 11:43:27 AM #10:	Mine roller coasters between high 700s and low 800s entirely depending on what my credit card statement is month to month, which I pay off in full. I'm also getting dinged for 8 hard inquiries. I was told when homebuying last year that I should search around mortgage lenders and it would only count for one hard inquiry if it's within a certain amount of time but that was apparently a lie. --- Buffalo Bills <cite>theAteam posted [p:979328280] in Credit Sco... [t:80719488]...</cite> <quote>Mine roller coasters between high 700s and low 800s entirely depending on what my credit card statement is month to month, which I pay off in full.I'm also getting dinged for 8 hard inquiries. I was told when homebuying last year that I should search around mortgage lenders and it would only count for one hard inquiry if it's within a certain amount of time but that was apparently a lie. </quote> ... Copied to Clipboard!
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VeggetaX 03/12/24 11:45:40 AM #12:	Jaguar34 posted... Generational wealth itt Not me. My credit was crap when I was still in college --- Don't like it? Don't watch it. It's that simple Dictator of Nice Guys <cite>VeggetaX posted [p:979328323] in Credit Sco... [t:80719488]...</cite> <quote>Jaguar34 posted... </cite><quote>Generational wealth itt</quote>Not me. My credit was crap when I was still in college </quote> ... Copied to Clipboard!
Paragon21XX 03/12/24 11:48:51 AM #13:	Discover https://gamefaqs.gamespot.com/a/forum/7/753936c9.jpg Capital Onehttps://gamefaqs.gamespot.com/a/forum/8/86ec3a01.jpg --- Politicians are the weeds of the galaxy. <cite>Paragon21XX posted [p:979328391] in Credit Sco... [t:80719488]...</cite> <quote>Discoverhttps://gamefaqs.gamespot.com/a/forum/7/753936c9.jpgCapital Onehttps://gamefaqs.gamespot.com/a/forum/8/86ec3a01.jpg </quote> ... Copied to Clipboard!
Jaguar34 03/12/24 12:46:48 PM #14:	Student Loans + a Cycling Habit + recent car repairs https://gamefaqs.gamespot.com/a/forum/9/9681b5c2.png <cite>Jaguar34 posted [p:979329369] in Credit Sco... [t:80719488]...</cite> <quote>Student Loans + a Cycling Habit + recent car repairshttps://gamefaqs.gamespot.com/a/forum/9/9681b5c2.png</quote> ... Copied to Clipboard!
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mario2000 03/12/24 12:48:07 PM #16:	819 as of today --- Arrrr the SS Goku, Mighty fine boat... -fatmatt Hope Frieza doesn't chuck an Iceberg at the Goku, otherwise it's all over. -Nekoslash <cite>mario2000 posted [p:979329401] in Credit Sco... [t:80719488]...</cite> <quote>819 as of today </quote> ... Copied to Clipboard!
BignutzisBack 03/12/24 12:49:57 PM #17:	Jaguar34 posted... Generational wealth itt What --- http://i.imgur.com/plA0Vg9.gif https://media.giphy.com/media/dgK22exekwOLm/giphy.gif <cite>BignutzisBack posted [p:979329439] in Credit Sco... [t:80719488]...</cite> <quote>Jaguar34 posted... </cite><quote>Generational wealth itt</quote>What </quote> ... Copied to Clipboard!
CommonStar 03/12/24 12:57:21 PM #18:	Jaguar34 posted... Generational wealth itt Doesn't really have anything to do with generational wealth. I don't even think those with generational wealth even care about credit score. You can easily build credit with a secured credit card to start off. I didn't even start building credit until late 20s but it took 6 months to go from ~500 to 750 which opened the door to get a car loan. Should've started sooner. <cite>CommonStar posted [p:979329590] in Credit Sco... [t:80719488]...</cite> <quote>Jaguar34 posted... </cite><quote>Generational wealth itt</quote>Doesn't really have anything to do with generational wealth. I don't even think those with generational wealth even care about credit score.You can easily build credit with a secured credit card to start off. I didn't even start building credit until late 20s but it took 6 months to go from ~500 to 750 which opened the door to get a car loan. Should've started sooner.</quote> ... Copied to Clipboard!
NeonOPPAl 03/12/24 12:57:51 PM #19:	827 >_> --- https://imgur.com/aMaI3hj https://imgur.com/7PsdJNc https://imgur.com/eK8vZVn https://imgur.com/u2HR4nG https://imgur.com/nQGM5cZ <cite>NeonOPPAl posted [p:979329599] in Credit Sco... [t:80719488]...</cite> <quote>827 >_> </quote> ... Copied to Clipboard!
hereforemnant 03/12/24 12:57:53 PM #20:	784 or something cause I opened a new account recently <cite>hereforemnant posted [p:979329600] in Credit Sco... [t:80719488]...</cite> <quote>784 or something cause I opened a new account recently </quote> ... Copied to Clipboard!
bsp77 03/12/24 1:01:42 PM #21:	Just dropped below 800 for the first time in many years because I bought a house. So dumb. --- Currently playing: Sea of Stars <cite>bsp77 posted [p:979329643] in Credit Sco... [t:80719488]...</cite> <quote>Just dropped below 800 for the first time in many years because I bought a house. So dumb. </quote> ... Copied to Clipboard!
CE_gonna_CE 03/12/24 1:04:28 PM #22:	Utilization % Its all mostly 0% bal xfers that I always pay off before they expire, but it does impact the score quite a bit. And I do not care whatsoever. Ive had zero problems getting additional credit and getting good rates. https://gamefaqs.gamespot.com/a/forum/6/698fe0c6.jpg --- "Creed made better Pearl Jam music than Pearl Jam did" - shockthemonkey <cite>CE_gonna_CE posted [p:979329679] in Credit Sco... [t:80719488]...</cite> <quote>Utilization % Its all mostly 0% bal xfers that I always pay off before they expire, but it does impact the score quite a bit. And I do not care whatsoever. Ive had zero problems getting additional credit and getting good rates. https://gamefaqs.gamespot.com/a/forum/6/698fe0c6.jpg </quote> ... Copied to Clipboard!
SauI_Goodman 03/12/24 1:07:28 PM #23:	815 --- Italian, French, German. <cite>SauI_Goodman posted [p:979329725] in Credit Sco... [t:80719488]...</cite> <quote>815 </quote> ... Copied to Clipboard!
hyperskate65 03/12/24 1:08:49 PM #24:	C-zom posted... Ass. Complete, total ass. Like 625. I had to drop like 10k on my high interest cards to help out my mother when she got diagnosed with cancer and needed help with rent, utilities, than food, than moving... Sigh. Does anyone have any experience with consolidation loans? Would that be worth looking into for me to start recovering? That's quite literally my job. --- his comparison suggests we're closet african americans. I do be streaming: http://www.twitch.tv/blah_blahx <cite>hyperskate65 posted [p:979329740] in Credit Sco... [t:80719488]...</cite> <quote>C-zom posted... </cite><quote>Ass. Complete, total ass. Like 625.I had to drop like 10k on my high interest cards to help out my mother when she got diagnosed with cancer and needed help with rent, utilities, than food, than moving...Sigh. Does anyone have any experience with consolidation loans? Would that be worth looking into for me to start recovering?</quote>That's quite literally my job. </quote> ... Copied to Clipboard!
animebop 03/12/24 1:11:56 PM #25:	https://gamefaqs.gamespot.com/a/forum/6/6e468a7d.png --- Internet + video game message board = upper-middle class + never-employed = libertarian <cite>animebop posted [p:979329792] in Credit Sco... [t:80719488]...</cite> <quote>https://gamefaqs.gamespot.com/a/forum/6/6e468a7d.png </quote> ... Copied to Clipboard!
Heineken14 03/12/24 1:12:56 PM #26:	I just bought a new truck so mine dropped down to the 770s. :( Fucking scrub. --- Rage is a hell of an anesthetic. <cite>Heineken14 posted [p:979329807] in Credit Sco... [t:80719488]...</cite> <quote>I just bought a new truck so mine dropped down to the 770s. :(Fucking scrub. </quote> ... Copied to Clipboard!
theAteam 03/12/24 1:14:46 PM #27:	CommonStar posted... Doesn't really have anything to do with generational wealth. I don't even think those with generational wealth even care about credit score. I wouldn't be surprised if people with generational wealth have no credit at all because they just buy everything outright. --- Buffalo Bills <cite>theAteam posted [p:979329841] in Credit Sco... [t:80719488]...</cite> <quote>CommonStar posted... </cite><quote>Doesn't really have anything to do with generational wealth. I don't even think those with generational wealth even care about credit score.</quote>I wouldn't be surprised if people with generational wealth have no credit at all because they just buy everything outright. </quote> ... Copied to Clipboard!
boxoto 03/12/24 1:19:58 PM #28:	https://gamefaqs.gamespot.com/a/forum/a/ad7f2484.jpg https://gamefaqs.gamespot.com/a/forum/1/127fd4f7.jpg --- Don't you agree, Zach? https://streamable.com/enq4r7 <cite>boxoto posted [p:979329936] in Credit Sco... [t:80719488]...</cite> <quote>https://gamefaqs.gamespot.com/a/forum/a/ad7f2484.jpghttps://gamefaqs.gamespot.com/a/forum/1/127fd4f7.jpg </quote> ... Copied to Clipboard!
Crimson_Corsair 03/12/24 1:37:29 PM #29:	I've worked hard and made smart financial choices. https://gamefaqs.gamespot.com/a/forum/a/a4de13b4.jpg --- My head's not torn off, my sunglasses aren't broken. Amen, hallelujah, peanut butter. <cite>Crimson_Corsair posted [p:979330255] in Credit Sco... [t:80719488]...</cite> <quote>I've worked hard and made smart financial choices.https://gamefaqs.gamespot.com/a/forum/a/a4de13b4.jpg </quote> ... Copied to Clipboard!
C-zom 03/12/24 3:15:52 PM #30:	hyperskate65 posted... That's quite literally my job. Would it be a good idea in my situation you think? The interest rates are murder. I pay like $200/m but I only make like $40 progress on it due to interest. --- Since only from below can one better see the heights. http://i.imgur.com/OhZgm.jpg <cite>C-zom posted [p:979331830] in Credit Sco... [t:80719488]...</cite> <quote>hyperskate65 posted... </cite><quote>That's quite literally my job.</quote>Would it be a good idea in my situation you think? The interest rates are murder. I pay like $200/m but I only make like $40 progress on it due to interest. </quote> ... Copied to Clipboard!
CableZL 03/12/24 3:17:38 PM #31:	C-zom posted... Would it be a good idea in my situation you think? The interest rates are murder. I pay like $200/m but I only make like $40 progress on it due to interest. If you can, it would be better to break the payment up into parts. 50 per week or 100 every two weeks. That way you're knocking the principal down more often and the interest won't accrue as much. --- https://i.imgtc.com/d9Fc4Qq.gif https://i.imgtc.com/BKHTxYq.gif https://i.imgtc.com/vYYIuDx.jpg <cite>CableZL posted [p:979331872] in Credit Sco... [t:80719488]...</cite> <quote>C-zom posted... </cite><quote>Would it be a good idea in my situation you think? The interest rates are murder. I pay like $200/m but I only make like $40 progress on it due to interest.</quote>If you can, it would be better to break the payment up into parts. 50 per week or 100 every two weeks. That way you're knocking the principal down more often and the interest won't accrue as much. </quote> ... Copied to Clipboard!
Vokrent 03/12/24 3:17:59 PM #32:	587 last i checked. it might have gone down. i missed a cc payment one month because a lot of stuff came up. --- Marching on in deathly silence, upon the shores we go. Crashing tides applaud the violence, upon the shores we go. <cite>Vokrent posted [p:979331879] in Credit Sco... [t:80719488]...</cite> <quote>587 last i checked. it might have gone down. i missed a cc payment one month because a lot of stuff came up. </quote> ... Copied to Clipboard!
hyperskate65 03/12/24 3:51:35 PM #33:	C-zom posted... Would it be a good idea in my situation you think? The interest rates are murder. I pay like $200/m but I only make like $40 progress on it due to interest. Absolutely. If your interest is in the 17%+ range I'd almost guarantee you'd get a better rate at your local credit union. Merge em all, lower the interest significantly, those will be paid off, and you can even extend the term a bit if you need to. --- his comparison suggests we're closet african americans. I do be streaming: http://www.twitch.tv/blah_blahx <cite>hyperskate65 posted [p:979332460] in Credit Sco... [t:80719488]...</cite> <quote>C-zom posted... </cite><quote>Would it be a good idea in my situation you think? The interest rates are murder. I pay like $200/m but I only make like $40 progress on it due to interest.</quote>Absolutely. If your interest is in the 17%+ range I'd almost guarantee you'd get a better rate at your local credit union. Merge em all, lower the interest significantly, those will be paid off, and you can even extend the term a bit if you need to. </quote> ... Copied to Clipboard!
DarkDoc 03/12/24 3:56:58 PM #34:	lilORANG posted... I have no idea. No reason to check it unless I need to buy a new house or something. It was good 4 years ago when I needed to buy a home. This. I haven't checked in over 10 years. No need to. <cite>DarkDoc posted [p:979332534] in Credit Sco... [t:80719488]...</cite> <quote>lilORANG posted...</cite><quote>I have no idea. No reason to check it unless I need to buy a new house or something. It was good 4 years ago when I needed to buy a home.</quote>This. I haven't checked in over 10 years. No need to.</quote> ... Copied to Clipboard!
argonautweakend 03/12/24 3:59:06 PM #35:	Mines in the high 700s or so. After a point it doesn't really matter too much. <cite>argonautweakend posted [p:979332569] in Credit Sco... [t:80719488]...</cite> <quote>Mines in the high 700s or so. After a point it doesn't really matter too much. </quote> ... Copied to Clipboard!
bsp77 03/12/24 4:00:09 PM #36:	Vokrent posted... 587 last i checked. it might have gone down. i missed a cc payment one month because a lot of stuff came up. Just make the minimum. That won't affect your score. --- Currently playing: Sea of Stars <cite>bsp77 posted [p:979332586] in Credit Sco... [t:80719488]...</cite> <quote>Vokrent posted... </cite><quote>587 last i checked. it might have gone down. i missed a cc payment one month because a lot of stuff came up.</quote>Just make the minimum. That won't affect your score. </quote> ... Copied to Clipboard!
Vokrent 03/12/24 4:01:19 PM #37:	bsp77 posted... Just make the minimum. That won't affect your score. oh, no i had no money to even make the minimum and in fact had to short on rent and groceries. so next month is gonna be fun. --- Marching on in deathly silence, upon the shores we go. Crashing tides applaud the violence, upon the shores we go. <cite>Vokrent posted [p:979332602] in Credit Sco... [t:80719488]...</cite> <quote>bsp77 posted... </cite><quote>Just make the minimum. That won't affect your score.</quote>oh, no i had no money to even make the minimum and in fact had to short on rent and groceries. so next month is gonna be fun. </quote> ... Copied to Clipboard!
cjsdowg 03/12/24 4:01:25 PM #38:	Is it safe telling people your credit score? --- If you say I am wrong, then prove that you are right. <cite>cjsdowg posted [p:979332604] in Credit Sco... [t:80719488]...</cite> <quote>Is it safe telling people your credit score? </quote> ... Copied to Clipboard!
bsp77 03/12/24 4:03:17 PM #39:	Vokrent posted... oh, no i had no money to even make the minimum and in fact had to short on rent and groceries. so next month is gonna be fun. That sucks. Sorry --- Currently playing: Sea of Stars <cite>bsp77 posted [p:979332635] in Credit Sco... [t:80719488]...</cite> <quote>Vokrent posted... </cite><quote>oh, no i had no money to even make the minimum and in fact had to short on rent and groceries. so next month is gonna be fun.</quote>That sucks. Sorry </quote> ... Copied to Clipboard!
hyperskate65 03/12/24 4:04:10 PM #40:	cjsdowg posted... Is it safe telling people your credit score? yes lol --- his comparison suggests we're closet african americans. I do be streaming: http://www.twitch.tv/blah_blahx <cite>hyperskate65 posted [p:979332653] in Credit Sco... [t:80719488]...</cite> <quote>cjsdowg posted... </cite><quote>Is it safe telling people your credit score?</quote>yes lol </quote> ... Copied to Clipboard!
Vokrent 03/12/24 4:04:28 PM #41:	bsp77 posted... That sucks. Sorry i'll live. --- Marching on in deathly silence, upon the shores we go. Crashing tides applaud the violence, upon the shores we go. <cite>Vokrent posted [p:979332662] in Credit Sco... [t:80719488]...</cite> <quote>bsp77 posted... </cite><quote>That sucks. Sorry</quote>i'll live. </quote> ... Copied to Clipboard!
UnholyMudcrab 03/12/24 4:05:22 PM #42:	Mine was somewhere around 720 last I checked. I don't have a credit card and the only things affecting it are my student loan payments, so I don't really expect it to move much from there. --- http://i.imgur.com/VeNBg.gif http://i.imgur.com/gd5jC8q.gif http://i.imgur.com/PKIy7.gif http://i.imgur.com/3p29JqP.gif <cite>UnholyMudcrab posted [p:979332680] in Credit Sco... [t:80719488]...</cite> <quote>Mine was somewhere around 720 last I checked. I don't have a credit card and the only things affecting it are my student loan payments, so I don't really expect it to move much from there. </quote> ... Copied to Clipboard!
bluezero 03/12/24 4:06:01 PM #43:	DarkDoc posted... This. I haven't checked in over 10 years. No need to. You disregard CE bragging --- i7-12700F - 3080 - 64GB 3200 - 1440p Ultrawide <cite>bluezero posted [p:979332691] in Credit Sco... [t:80719488]...</cite> <quote>DarkDoc posted... </cite><quote>This. I haven't checked in over 10 years. No need to.</quote>You disregard CE bragging </quote> ... Copied to Clipboard!
weeb98 03/12/24 4:07:35 PM #44:	it bounces between 815 to 830 every few months. <cite>weeb98 posted [p:979332713] in Credit Sco... [t:80719488]...</cite> <quote>it bounces between 815 to 830 every few months.</quote> ... Copied to Clipboard!
TendoDRM 03/12/24 4:08:44 PM #45:	Always oscillates in the low 800s, high 700s, depending on the reporter. DarkDoc posted... This. I haven't checked in over 10 years. No need to. It's still a good idea to check for signs of identity theft. --- Cel Damage! Tonight at 8:00! <cite>TendoDRM posted [p:979332734] in Credit Sco... [t:80719488]...</cite> <quote>Always oscillates in the low 800s, high 700s, depending on the reporter. DarkDoc posted... </cite><quote>This. I haven't checked in over 10 years. No need to.</quote>It's still a good idea to check for signs of identity theft. </quote> ... Copied to Clipboard!
VeggetaX 03/12/24 4:10:13 PM #46:	bluezero posted... You disregard CE bragging A good credit score is something worth bragging about so long as you're not using it to shame others. Some of us worked hard to get where we're at. --- Don't like it? Don't watch it. It's that simple Dictator of Nice Guys <cite>VeggetaX posted [p:979332758] in Credit Sco... [t:80719488]...</cite> <quote>bluezero posted... </cite><quote>You disregard CE bragging</quote>A good credit score is something worth bragging about so long as you're not using it to shame others. Some of us worked hard to get where we're at. </quote> ... Copied to Clipboard!
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Current Events > Credit Score check in this topic