3 through the year. Have you contributed to your roth IRA yet?

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DKBananaSlamma 09/06/23 12:41:13 PM #1:	You can put in $6500 this year and it's a good retirement investment. The earlier you put the money in the better, but it still isnt too late! The best time waa at the start of the year, but the 2nd best time is right now! --- Neon >_> <cite>DKBananaSlamma posted [p:975896465] in It's 2/3 t... [t:80557646]...</cite> <quote>You can put in $6500 this year and it's a good retirement investment. The earlier you put the money in the better, but it still isnt too late! The best time waa at the start of the year, but the 2nd best time is right now! </quote> ... Copied to Clipboard!
SaltyWet 09/06/23 12:46:37 PM #2:	It isn't though. --- FlowerBridge <cite>SaltyWet posted [p:975896585] in It's 2/3 t... [t:80557646]...</cite> <quote>It isn't though. </quote> ... Copied to Clipboard!
Cemith 09/06/23 12:47:36 PM #3:	I just cashed out some of my old jobs retirement fund because I took a chance on education and ended up unemployed. Thanks TC --- https://i.ibb.co/2vRbyC0/Rosa-6.png "Friends don't let friends watch The Big Bang Theory" - mogar002 <cite>Cemith posted [p:975896604] in It's 2/3 t... [t:80557646]...</cite> <quote>I just cashed out some of my old jobs retirement fund because I took a chance on education and ended up unemployed.Thanks TC </quote> ... Copied to Clipboard!
kingdrake2 09/06/23 12:48:25 PM #4:	DKBananaSlamma posted... You can put in $6500 this year they took our money :(. --- beware of sonic <cite>kingdrake2 posted [p:975896620] in It's 2/3 t... [t:80557646]...</cite> <quote>DKBananaSlamma posted...</cite><quote>You can put in $6500 this year</quote>they took our money :(. </quote> ... Copied to Clipboard!
ironman2009 09/06/23 12:53:58 PM #5:	Maxed out. Also got the 401k company matched maxed and my own investments. --- THRILLHO <cite>ironman2009 posted [p:975896718] in It's 2/3 t... [t:80557646]...</cite> <quote>Maxed out. Also got the 401k company matched maxed and my own investments. </quote> ... Copied to Clipboard!
DKBananaSlamma 09/06/23 12:55:28 PM #6:	SaltyWet posted... It isn't though. 8/12 months have passed (8/4) / (12/4) = 2/3 >_> --- Neon >_> <cite>DKBananaSlamma posted [p:975896746] in It's 2/3 t... [t:80557646]...</cite> <quote>SaltyWet posted... </cite><quote>It isn't though.</quote>8/12 months have passed(8/4) / (12/4) = 2/3 >_> </quote> ... Copied to Clipboard!
CrabFeeder 09/06/23 12:57:48 PM #7:	I think you can contribute until April of each subsequent year but I agree with TC and try to do it during the calendar year. --- MK1 - It's in our blood <cite>CrabFeeder posted [p:975896796] in It's 2/3 t... [t:80557646]...</cite> <quote>I think you can contribute until April of each subsequent year but I agree with TC and try to do it during the calendar year. </quote> ... Copied to Clipboard!
DKBananaSlamma 09/06/23 1:23:32 PM #8:	I think if you want to contribute to the 2023 year, you have from Jan 1st, 2023 to April 15th, 2024? But just keep it easy for yourself and contribute in the respective year >_> Preferrably the entire thing right at the start so your money as the entire year to work instead of just piecemeal throughout the year --- Neon >_> <cite>DKBananaSlamma posted [p:975897337] in It's 2/3 t... [t:80557646]...</cite> <quote>I think if you want to contribute to the 2023 year, you have from Jan 1st, 2023 to April 15th, 2024? But just keep it easy for yourself and contribute in the respective year >_> Preferrably the entire thing right at the start so your money as the entire year to work instead of just piecemeal throughout the year </quote> ... Copied to Clipboard!
SaltyWet 09/06/23 1:23:41 PM #9:	DKBananaSlamma posted... 8/12 months have passed (8/4) / (12/4) = 2/3 >_> >_> --- FlowerBridge <cite>SaltyWet posted [p:975897342] in It's 2/3 t... [t:80557646]...</cite> <quote>DKBananaSlamma posted... </cite><quote>8/12 months have passed(8/4) / (12/4) = 2/3 >_></quote>>_> </quote> ... Copied to Clipboard!
SSJGrimReaper 09/06/23 1:28:31 PM #10:	SaltyWet posted... >_> >_> --- Big Apple, 3 A.M. http://error1355.com/ce/SSJGrimReaper.html <cite>SSJGrimReaper posted [p:975897431] in It's 2/3 t... [t:80557646]...</cite> <quote>SaltyWet posted... </cite><quote>>_></quote>>_> </quote> ... Copied to Clipboard!
DKBananaSlamma 09/06/23 1:32:30 PM #11:	SSJGrimReaper posted... >_> <_< <_< <_< <_< <_< <_< <_< <_< <_< <_< <_< <_< <_< <_< <_< <_< ~~>_>~~ <_< <_< <_< <_< <_< <_< ~~>_>~~ <_< <_< <_< <_< <_< <_< <_< ~~>_>~~ <_< <_< <_< <_< <_< <_< ~~>_>~~ <_< <_< <_< <_< <_< <_< <_< ~~>_>~~ <_< <_< <_< <_< <_< <_< ~~>_>~~ <_< <_< <_< <_< <_< ~~>_>~~ <_< <_< <_< <_< <_< <_< ~~>_>~~ <_< <_< <_< <_< <_< ~~>_>~~ <_< <_< <_< <_< <_< <_< ~~>_>~~ <_< <_< <_< <_< <_< <_< <_< <_< <_< ~~>_> >_> >_>~~ <_< <_< <_< <_< <_< <_< --- Neon >_> <cite>DKBananaSlamma posted [p:975897488] in It's 2/3 t... [t:80557646]...</cite> <quote>SSJGrimReaper posted... </cite><quote>>_></quote><_< <_< <_< <_< <_< <_< <_< <_< <_< <_< <_< <_< <_< <_<<_< <_< >_> <_< <_< <_< <_< <_< <_< >_> <_< <_< <_< <_<<_< <_< <_< >_> <_< <_< <_< <_< <_< <_< >_> <_< <_< <_<<_< <_< <_< <_< >_> <_< <_< <_< <_< <_< <_< >_> <_< <_<<_< <_< <_< >_> <_< <_< <_< <_< <_< <_< >_> <_< <_< <_<<_< <_< >_> <_< <_< <_< <_< <_< <_< >_> <_< <_< <_< <_<<_< <_< <_< <_< <_< >_> >_> >_> <_< <_< <_< <_< <_< <_< </quote> ... Copied to Clipboard!
DKBananaSlamma 09/06/23 1:32:51 PM #12:	That was a bitch to do on mobile. Please dont ask me to do it again lol --- Neon >_> <cite>DKBananaSlamma posted [p:975897493] in It's 2/3 t... [t:80557646]...</cite> <quote>That was a bitch to do on mobile. Please dont ask me to do it again lol </quote> ... Copied to Clipboard!
Sariana21 09/06/23 1:44:18 PM #13:	Not eligible. --- ___ Sari, Mom to DS (07/04) and DD (01/08); Pronouns: she/her/hers <cite>Sariana21 posted [p:975897685] in It's 2/3 t... [t:80557646]...</cite> <quote>Not eligible. </quote> ... Copied to Clipboard!
DKBananaSlamma 09/06/23 1:44:59 PM #14:	Sariana21 posted... Not eligible. Too much money? You can do a backdoor roth IRA I think. It's a loophole --- Neon >_> <cite>DKBananaSlamma posted [p:975897693] in It's 2/3 t... [t:80557646]...</cite> <quote>Sariana21 posted... </cite><quote>Not eligible.</quote>Too much money? You can do a backdoor roth IRA I think. It's a loophole </quote> ... Copied to Clipboard!
Cocytus 09/06/23 1:45:14 PM #15:	Too po' atm --- Is this reverse psychology? And if I ask, will you lie to me? <cite>Cocytus posted [p:975897695] in It's 2/3 t... [t:80557646]...</cite> <quote>Too po' atm </quote> ... Copied to Clipboard!
royic 09/06/23 1:45:24 PM #16:	Why would I want to pay the taxes on my retirement fund now instead of when I'm retired and don't have the source of my largest taxable income (a job). --- binga <cite>royic posted [p:975897699] in It's 2/3 t... [t:80557646]...</cite> <quote>Why would I want to pay the taxes on my retirement fund now instead of when I'm retired and don't have the source of my largest taxable income (a job). </quote> ... Copied to Clipboard!
DKBananaSlamma 09/06/23 1:50:05 PM #17:	Cocytus posted... Too po' atm You dont have to do all 6500 >_> Put in whatever you are financially comfortable with. Even a little bit is still a good thing --- Neon >_> <cite>DKBananaSlamma posted [p:975897772] in It's 2/3 t... [t:80557646]...</cite> <quote>Cocytus posted... </cite><quote>Too po' atm</quote>You dont have to do all 6500 >_> Put in whatever you are financially comfortable with. Even a little bit is still a good thing </quote> ... Copied to Clipboard!
DKBananaSlamma 09/06/23 1:50:44 PM #18:	royic posted... Why would I want to pay the taxes on my retirement fund now instead of when I'm retired and don't have the source of my largest taxable income (a job). Cuz you pay less now than when you take it out later >_> --- Neon >_> <cite>DKBananaSlamma posted [p:975897781] in It's 2/3 t... [t:80557646]...</cite> <quote>royic posted... </cite><quote>Why would I want to pay the taxes on my retirement fund now instead of when I'm retired and don't have the source of my largest taxable income (a job).</quote>Cuz you pay less now than when you take it out later >_> </quote> ... Copied to Clipboard!
Kuuko 09/06/23 1:50:47 PM #19:	royic posted... Why would I want to pay the taxes on my retirement fund now instead of when I'm retired and don't have the source of my largest taxable income (a job). If you're talking about Traditional vs Roth in general (paying taxes now or paying taxes later) then you're right that for a lot of people Traditional makes more sense. But this nuance is more of a 401k thing than an IRA thing. The reason being that the income limit to deduct Traditional IRA contributions is fairly low. For most people, you can't deduct a Traditional IRA contribution if you make over ~73,000 https://www.irs.gov/retirement-plans/2023-ira-deduction-limits-effect-of-modified-agi-on-deduction-if-you-are-covered-by-a-retirement-plan-at-work Roth IRAs also have a contribution limit, but it's much higher, and also doesn't even really exist because of the Backdoor Roth loophole. And the IRS is okay with everyone doing the loophole even though it's silly and defeats the purpose of the contribution limit. --- http://i.imgur.com/dzGMd.png <cite>Kuuko posted [p:975897783] in It's 2/3 t... [t:80557646]...</cite> <quote>royic posted... </cite><quote>Why would I want to pay the taxes on my retirement fund now instead of when I'm retired and don't have the source of my largest taxable income (a job).</quote>If you're talking about Traditional vs Roth in general (paying taxes now or paying taxes later) then you're right that for a lot of people Traditional makes more sense. But this nuance is more of a 401k thing than an IRA thing. The reason being that the income limit to deduct Traditional IRA contributions is fairly low. For most people, you can't deduct a Traditional IRA contribution if you make over ~73,000https://www.irs.gov/retirement-plans/2023-ira-deduction-limits-effect-of-modified-agi-on-deduction-if-you-are-covered-by-a-retirement-plan-at-workRoth IRAs also have a contribution limit, but it's much higher, and also doesn't even really exist because of the Backdoor Roth loophole. And the IRS is okay with everyone doing the loophole even though it's silly and defeats the purpose of the contribution limit. </quote> ... Copied to Clipboard!
spikethedevil 09/06/23 1:59:46 PM #20:	Sees IRA Ummmmm, --- A garbage pod!? It's a smegging garbage pod! <cite>spikethedevil posted [p:975897959] in It's 2/3 t... [t:80557646]...</cite> <quote>Sees IRA Ummmmm, </quote> ... Copied to Clipboard!
DKBananaSlamma 09/06/23 2:07:15 PM #21:	spikethedevil posted... Sees IRA Ummmmm, wat --- Neon >_> <cite>DKBananaSlamma posted [p:975898117] in It's 2/3 t... [t:80557646]...</cite> <quote>spikethedevil posted... </cite><quote>Sees IRA Ummmmm,</quote>wat </quote> ... Copied to Clipboard!
spikethedevil 09/06/23 3:00:05 PM #22:	https://en.m.wikipedia.org/wiki/Irish_Republican_Army --- A garbage pod!? It's a smegging garbage pod! <cite>spikethedevil posted [p:975899261] in It's 2/3 t... [t:80557646]...</cite> <quote>https://en.m.wikipedia.org/wiki/Irish_Republican_Army </quote> ... Copied to Clipboard!
DKBananaSlamma 09/06/23 3:04:17 PM #23:	Is that "the troubles" that Britain refers to sometimes? That sounded wild --- Neon >_> <cite>DKBananaSlamma posted [p:975899336] in It's 2/3 t... [t:80557646]...</cite> <quote>Is that "the troubles" that Britain refers to sometimes? That sounded wild </quote> ... Copied to Clipboard!
kingdrake2 09/06/23 3:05:05 PM #24:	DKBananaSlamma posted... That was a bitch to do on mobile. Please dont ask me to do it again lol noted and saved. credit for user of course. --- beware of sonic <cite>kingdrake2 posted [p:975899346] in It's 2/3 t... [t:80557646]...</cite> <quote>DKBananaSlamma posted...</cite><quote>That was a bitch to do on mobile. Please dont ask me to do it again lol</quote>noted and saved.credit for user of course. </quote> ... Copied to Clipboard!
spikethedevil 09/06/23 4:18:36 PM #25:	DKBananaSlamma posted... Is that "the troubles" that Britain refers to sometimes? That sounded wild Yea but they existed way before that. --- A garbage pod!? It's a smegging garbage pod! <cite>spikethedevil posted [p:975900917] in It's 2/3 t... [t:80557646]...</cite> <quote>DKBananaSlamma posted... </cite><quote>Is that "the troubles" that Britain refers to sometimes? That sounded wild</quote>Yea but they existed way before that. </quote> ... Copied to Clipboard!
DKBananaSlamma 09/06/23 6:09:09 PM #26:	I'm not really familar with the history but I know it was crazy --- Neon >_> <cite>DKBananaSlamma posted [p:975903216] in It's 2/3 t... [t:80557646]...</cite> <quote>I'm not really familar with the history but I know it was crazy </quote> ... Copied to Clipboard!
BewmHedshot 09/06/23 6:12:32 PM #27:	Contributed back in August and I've been DCAing into VXAIX a grand a week since. Of course I max out my 401k match as well. <cite>BewmHedshot posted [p:975903302] in It's 2/3 t... [t:80557646]...</cite> <quote>Contributed back in August and I've been DCAing into VXAIX a grand a week since.Of course I max out my 401k match as well.</quote> ... Copied to Clipboard!
thronedfire2 09/06/23 6:13:18 PM #28:	my what? --- I could see you, but I couldn't hear you You were holding your hat in the breeze Turning away from me In this moment you were stolen... <cite>thronedfire2 posted [p:975903311] in It's 2/3 t... [t:80557646]...</cite> <quote>my what? </quote> ... Copied to Clipboard!
MI4_REAL 09/06/23 6:13:40 PM #29:	They want :maintenance fees: now so no. I will just let them take it out on their own in their asshole offices. --- "Er...well, y'know. You can't make an omelette without um...destroying a forest.....or something" -Black Mage <cite>MI4_REAL posted [p:975903317] in It's 2/3 t... [t:80557646]...</cite> <quote>They want :maintenance fees: nowso no.I will just let them take it out on their own in their asshole offices. </quote> ... Copied to Clipboard!
Sansoldier 09/06/23 6:29:58 PM #30:	Yeah, I filled it. Remember, it's just one step of many. I advocate everyone to follow this flowchart from the top when applicable: https://u.cubeupload.com/demonlesondledon/FIREFlowChart.png --- http://www.youtube.com/user/san3711 <cite>Sansoldier posted [p:975903633] in It's 2/3 t... [t:80557646]...</cite> <quote>Yeah, I filled it.Remember, it's just one step of many.I advocate everyone to follow this flowchart from the top when applicable:https://u.cubeupload.com/demonlesondledon/FIREFlowChart.png </quote> ... Copied to Clipboard!
DKBananaSlamma 09/06/23 6:33:34 PM #31:	Sansoldier posted... Yeah, I filled it. Remember, it's just one step of many. I advocate everyone to follow this flowchart from the top when applicable: https://u.cubeupload.com/demonlesondledon/FIREFlowChart.png I'll read that later. Thanks for posting that --- Neon >_> <cite>DKBananaSlamma posted [p:975903693] in It's 2/3 t... [t:80557646]...</cite> <quote>Sansoldier posted... </cite><quote>Yeah, I filled it.Remember, it's just one step of many.I advocate everyone to follow this flowchart from the top when applicable:https://u.cubeupload.com/demonlesondledon/FIREFlowChart.png</quote>I'll read that later. Thanks for posting that </quote> ... Copied to Clipboard!
rexcrk 09/06/23 7:14:10 PM #32:	The constant >_> makes it incredibly difficult to take anything you say seriously, not gonna lie. --- I gave you the chance of aiding me willingly, but you.. have elected.. the way of.. PAIN <cite>rexcrk posted [p:975904472] in It's 2/3 t... [t:80557646]...</cite> <quote>The constant >_> makes it incredibly difficult to take anything you say seriously, not gonna lie. </quote> ... Copied to Clipboard!
RetsuZaiZen 09/06/23 7:18:23 PM #33:	Sansoldier posted... Yeah, I filled it. Remember, it's just one step of many. I advocate everyone to follow this flowchart from the top when applicable: https://u.cubeupload.com/demonlesondledon/FIREFlowChart.png I'm assuming kids goes under "essential items? --- Why do nerds always get caught up on the details? Michael Jordan is both the greatest and most overrated basketball player of all time. <cite>RetsuZaiZen posted [p:975904557] in It's 2/3 t... [t:80557646]...</cite> <quote>Sansoldier posted... </cite><quote>Yeah, I filled it.Remember, it's just one step of many.I advocate everyone to follow this flowchart from the top when applicable:https://u.cubeupload.com/demonlesondledon/FIREFlowChart.png</quote>I'm assuming kids goes under "essential items? </quote> ... Copied to Clipboard!
DKBananaSlamma 09/06/23 7:22:36 PM #34:	rexcrk posted... The constant >_> makes it incredibly difficult to take anything you say seriously, not gonna lie. Sounds like a you problem >_> --- Neon >_> <cite>DKBananaSlamma posted [p:975904651] in It's 2/3 t... [t:80557646]...</cite> <quote>rexcrk posted... </cite><quote>The constant >_> makes it incredibly difficult to take anything you say seriously, not gonna lie.</quote>Sounds like a you problem >_> </quote> ... Copied to Clipboard!
VampireCoyote 09/06/23 7:24:12 PM #35:	No way Im gonna die of old age and Im gonna be on the clock when I do it --- She/her <cite>VampireCoyote posted [p:975904687] in It's 2/3 t... [t:80557646]...</cite> <quote>No way Im gonna die of old age and Im gonna be on the clock when I do it </quote> ... Copied to Clipboard!
DKBananaSlamma 09/06/23 7:24:45 PM #36:	VampireCoyote posted... No way Im gonna die of old age and Im gonna be on the clock when I do it Getting paid while you're dead is a pretty alpha move --- Neon >_> <cite>DKBananaSlamma posted [p:975904707] in It's 2/3 t... [t:80557646]...</cite> <quote>VampireCoyote posted... </cite><quote>No way Im gonna die of old age and Im gonna be on the clock when I do it</quote>Getting paid while you're dead is a pretty alpha move </quote> ... Copied to Clipboard!
bknight 09/06/23 8:06:16 PM #37:	https://gamefaqs.gamespot.com/a/user_image/7/8/4/AAACUvAAE0TA.jpg Spent the first 4 months of 2023 contributing to the 2022 tax year, I'm so far behind on retirement. <cite>bknight posted [p:975905429] in It's 2/3 t... [t:80557646]...</cite> <quote>https://gamefaqs.gamespot.com/a/user_image/7/8/4/AAACUvAAE0TA.jpg Spent the first 4 months of 2023 contributing to the 2022 tax year, I'm so far behind on retirement.</quote> ... Copied to Clipboard!
DKBananaSlamma 09/07/23 6:42:17 PM #38:	Every little bit helps --- Neon >_> <cite>DKBananaSlamma posted [p:975924239] in It's 2/3 t... [t:80557646]...</cite> <quote>Every little bit helps </quote> ... Copied to Clipboard!
MI4_REAL 09/07/23 7:21:35 PM #39:	Depends on whether or not you see 59.5 years. --- "Er...well, y'know. You can't make an omelette without um...destroying a forest.....or something" -Black Mage <cite>MI4_REAL posted [p:975925116] in It's 2/3 t... [t:80557646]...</cite> <quote>Depends on whether or not you see 59.5 years. </quote> ... Copied to Clipboard!
DKBananaSlamma 09/07/23 7:25:39 PM #40:	MI4_REAL posted... Depends on whether or not you see 59.5 years. You can give it to a beneficiary if you die >_> --- Neon >_> <cite>DKBananaSlamma posted [p:975925209] in It's 2/3 t... [t:80557646]...</cite> <quote>MI4_REAL posted... </cite><quote>Depends on whether or not you see 59.5 years.</quote>You can give it to a beneficiary if you die >_> </quote> ... Copied to Clipboard!
MI4_REAL 09/07/23 7:30:32 PM #41:	DKBananaSlamma posted... You can give it to a beneficiary if you die >_> I am the youngest, bro. --- "Er...well, y'know. You can't make an omelette without um...destroying a forest.....or something" -Black Mage <cite>MI4_REAL posted [p:975925318] in It's 2/3 t... [t:80557646]...</cite> <quote>DKBananaSlamma posted... </cite><quote>You can give it to a beneficiary if you die >_></quote>I am the youngest, bro. </quote> ... Copied to Clipboard!
Topic List	Page List: 1

Current Events > It's 2/3 through the year. Have you contributed to your roth IRA yet? (+) Yeah! (+)

Current Events > It's 2/3 through the year. Have you contributed to your roth IRA yet?