Current Events > How many months of expenses do you have saved up?

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SodomInsane 06/17/20 4:39:18 PM #1:	How many months of expenses do you have saved up? I don't have any expenses to save for I have literally $1-50 in savings or Less than a month 1-2 months 3-4 months 5-6 months 7-8 months 9-12 months More than a years worth How many months of expenses do you have saved up? - Results (24 votes) I don't have any expenses to save for 0% (0 votes) 0 I have literally $1-50 in savings or Less than a month 0% (0 votes) 0 1-2 months 8.33% (2 votes) 2 3-4 months 8.33% (2 votes) 2 5-6 months 20.83% (5 votes) 5 7-8 months 0% (0 votes) 0 9-12 months 4.17% (1 vote) 1 More than a years worth 58.33% (14 votes) 14 Topic --- https://imgur.com/GZUKvFD <cite>SodomInsane posted [p:940819979] in How many m... [t:78779562]...</cite> <quote> How many months of expenses do you have saved up? I don't have any expenses to save for I have literally $1-50 in savings or Less than a month 1-2 months 3-4 months 5-6 months 7-8 months 9-12 months More than a years worth Vote View Results How many months of expenses do you have saved up? - Results (24 votes) I don't have any expenses to save for 0% (0 votes) 0 I have literally $1-50 in savings or Less than a month 0% (0 votes) 0 1-2 months 8.33% (2 votes) 2 3-4 months 8.33% (2 votes) 2 5-6 months 20.83% (5 votes) 5 7-8 months 0% (0 votes) 0 9-12 months 4.17% (1 vote) 1 More than a years worth 58.33% (14 votes) 14 Show Voting Form Topic </quote> ... Copied to Clipboard!
CommunismFTW 06/17/20 4:41:14 PM #2:	This is such an oddly phrased topic. --- Since only from below can one better see the heights. https://imgur.com/OhZgm <cite>CommunismFTW posted [p:940820088] in How many m... [t:78779562]...</cite> <quote>This is such an oddly phrased topic. </quote> ... Copied to Clipboard!
Squall28 06/17/20 4:42:38 PM #3:	My emergency fund is about 2 years if I'm cheap. If I sell my stocks, I can last over a decade. --- You can't go back and change the beginning, but you can start where you are and change the ending. -Misattributed to CS Lewis <cite>Squall28 posted [p:940820159] in How many m... [t:78779562]...</cite> <quote>My emergency fund is about 2 years if I'm cheap. If I sell my stocks, I can last over a decade. </quote> ... Copied to Clipboard!
apocalyptic_4 06/17/20 4:43:51 PM #4:	8 or 12 months depends on how I use it. --- XBL: Mrpicardbottoms <cite>apocalyptic_4 posted [p:940820228] in How many m... [t:78779562]...</cite> <quote>8 or 12 months depends on how I use it. </quote> ... Copied to Clipboard!
Perascamin 06/17/20 4:44:46 PM #5:	Me and my girlfriend pay $2450/month on bills/food. I make about 1900/Month and she makes about 1600/Month. We have $6000 between us and we buy stuff that we want all the time. People who can't save up money are ridiculous. --- I've grown. <cite>Perascamin posted [p:940820272] in How many m... [t:78779562]...</cite> <quote>Me and my girlfriend pay $2450/month on bills/food. I make about 1900/Month and she makes about 1600/Month. We have $6000 between us and we buy stuff that we want all the time. People who can't save up money are ridiculous. </quote> ... Copied to Clipboard!
SodomInsane 06/17/20 4:44:52 PM #6:	CommunismFTW posted... This is such an oddly phrased topic. I lurk r/personalfinance and every other topic is stuff like I have 5k in savings what should i do. Top comment is always you should have (insert months of expenses) saved up. So that why I phrased it like that. It not how much you have saved in dollars but months of expenses if you were to lose job or something. --- https://imgur.com/GZUKvFD <cite>SodomInsane posted [p:940820279] in How many m... [t:78779562]...</cite> <quote>CommunismFTW posted... </cite> <quote>This is such an oddly phrased topic.</quote> I lurk r/personalfinance and every other topic is stuff like I have 5k in savings what should i do. Top comment is always you should have (insert months of expenses) saved up. So that why I phrased it like that. It not how much you have saved in dollars but months of expenses if you were to lose job or something. </quote> ... Copied to Clipboard!
Relient_K 06/17/20 4:48:19 PM #7:	We just cut rent out of our usual bills which was about 2/3 of our expenses before. So maybe a year if we were smart with no income. The plan is to save a lot over the next few years and have a substantial down payment for a house. --- We all ate the biscuits, Fighter. We can all see through time. [ER] <cite>Relient_K posted [p:940820439] in How many m... [t:78779562]...</cite> <quote>We just cut rent out of our usual bills which was about 2/3 of our expenses before. So maybe a year if we were smart with no income. The plan is to save a lot over the next few years and have a substantial down payment for a house. </quote> ... Copied to Clipboard!
RetsuZaiZen 06/17/20 4:48:20 PM #8:	Perascamin posted... Me and my girlfriend pay $2450/month on bills/food. I make about 1900/Month and she makes about 1600/Month. We have $6000 between us and we buy stuff that we want all the time. People who can't save up money are ridiculous. Some people have kids. Some people have disabilities. Some people are caretakers. And a million other things that prevent people from saving easily. --- Why do nerdsalways get caught up on the details? https://imgur.com/dntQM https://imgur.com/9gNcUGM https://imgur.com/bH8vq3f <cite>RetsuZaiZen posted [p:940820441] in How many m... [t:78779562]...</cite> <quote>Perascamin posted... </cite> <quote>Me and my girlfriend pay $2450/month on bills/food. I make about 1900/Month and she makes about 1600/Month. We have $6000 between us and we buy stuff that we want all the time. People who can't save up money are ridiculous.</quote> Some people have kids. Some people have disabilities. Some people are caretakers. And a million other things that prevent people from saving easily. </quote> ... Copied to Clipboard!
KStateKing17 06/17/20 4:48:42 PM #9:	Maybe 3 months right now. It would be more if I didn't have to go to the dentist next week. --- The 17th King of the State of K <cite>KStateKing17 posted [p:940820462] in How many m... [t:78779562]...</cite> <quote>Maybe 3 months right now. It would be more if I didn't have to go to the dentist next week. </quote> ... Copied to Clipboard!
K181 06/17/20 4:51:09 PM #10:	If my wife and I said fuck it and wanted to, we could pretty easily both retire right now if we significantly dropped our expenditures and liquidated our non-home real estate assets. So.... hundreds of months? --- Irregardless, for all intensive purposes, I could care less. <cite>K181 posted [p:940820602] in How many m... [t:78779562]...</cite> <quote>If my wife and I said fuck it and wanted to, we could pretty easily both retire right now if we significantly dropped our expenditures and liquidated our non-home real estate assets. So.... hundreds of months? </quote> ... Copied to Clipboard!
John_Galt 06/17/20 5:08:12 PM #11:	Around 130 months --- Who is John Galt? <cite>John_Galt posted [p:940821527] in How many m... [t:78779562]...</cite> <quote>Around 130 months </quote> ... Copied to Clipboard!
BignutzisBack 06/17/20 5:09:32 PM #12:	8-9 months --- https://imgur.com/plA0Vg9 https://media.giphy.com/media/dgK22exekwOLm/giphy.gif <cite>BignutzisBack posted [p:940821585] in How many m... [t:78779562]...</cite> <quote>8-9 months </quote> ... Copied to Clipboard!
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FF_Redux 06/17/20 5:30:27 PM #14:	I would last a couple of weeks on my savings. If I didn't get pay this month I wouldn't afford paying my rent and other bills. --- https://imgur.com/hRsG4 https://i.imgtc.com/zZQ38Hb.jpg https://imgur.com/Z4cir https://imgur.com/qEyGS https://imgur.com/37KDT <cite>FF_Redux posted [p:940822675] in How many m... [t:78779562]...</cite> <quote>I would last a couple of weeks on my savings. If I didn't get pay this month I wouldn't afford paying my rent and other bills. </quote> ... Copied to Clipboard!
alimajor 06/17/20 5:31:53 PM #15:	5 but I have a pretty large line of credit that I can use to help stretch it out <cite>alimajor posted [p:940822730] in How many m... [t:78779562]...</cite> <quote>5 but I have a pretty large line of credit that I can use to help stretch it out </quote> ... Copied to Clipboard!
onedarksoul 06/17/20 5:32:13 PM #16:	More than a year. Having decent savings gives you a different attitude to work. You can take it or leave it. --- Finish a game? Add it to our list! Beat 1,000 games: https://gamefaqs.gamespot.com/boards/213-nonstop-gaming-general/78475094 <cite>onedarksoul posted [p:940822748] in How many m... [t:78779562]...</cite> <quote>More than a year. Having decent savings gives you a different attitude to work. You can take it or leave it. </quote> ... Copied to Clipboard!
vigorm0rtis 06/17/20 5:32:19 PM #17:	Saved up how? Like in a savings account? In investments? I have a few months in cash. Probably... I don't know, 12 years in investments. --- "Can't wait to count out your coin!" -- Bethesda, 2018 <cite>vigorm0rtis posted [p:940822753] in How many m... [t:78779562]...</cite> <quote>Saved up how? Like in a savings account? In investments? I have a few months in cash. Probably... I don't know, 12 years in investments. </quote> ... Copied to Clipboard!
AzNDarkSamurai 06/17/20 5:33:55 PM #18:	none I pretty much live paycheck to paycheck with rent and 2 kids I definitely want to save up more in the future though if life allows --- Pinoy Pride, 1988 - the day I die! <cite>AzNDarkSamurai posted [p:940822843] in How many m... [t:78779562]...</cite> <quote>none I pretty much live paycheck to paycheck with rent and 2 kids I definitely want to save up more in the future though if life allows </quote> ... Copied to Clipboard!
Prismsblade 06/17/20 5:51:16 PM #19:	So far my only bills now are my car insurance(300$) and phone bill(105). I dump maybe 4-600$ a week into stocks/roth, and savings, along with 15% 401k contributions. What's left I use for food and other miscellaneous shit. Off the top of my head I could probabaly Yeet off someplace with a crazy low cost of living and last maybe 4-5 months if I'm being ultra frugal, and rely solely on my savings. --- 3DS FC:3368-5403-9633 Name: Kaizer PSN: Blackkaizer <cite>Prismsblade posted [p:940823748] in How many m... [t:78779562]...</cite> <quote>So far my only bills now are my car insurance(300$) and phone bill(105). I dump maybe 4-600$ a week into stocks/roth, and savings, along with 15% 401k contributions. What's left I use for food and other miscellaneous shit. Off the top of my head I could probabaly Yeet off someplace with a crazy low cost of living and last maybe 4-5 months if I'm being ultra frugal, and rely solely on my savings. </quote> ... Copied to Clipboard!
Jiek_Fafn 06/17/20 5:56:09 PM #20:	100+ months I've lived my life like a poor person in order to not have to feel the stress of constantly needing to be employed. I'll most likely retire in my 50s. --- PSN: Jiek <cite>Jiek_Fafn posted [p:940824011] in How many m... [t:78779562]...</cite> <quote>100+ months I've lived my life like a poor person in order to not have to feel the stress of constantly needing to be employed. I'll most likely retire in my 50s. </quote> ... Copied to Clipboard!
Perascamin 06/17/20 6:01:07 PM #21:	JustMyOpinion posted... Three months of savings isn't some type of huge safety net. So what I'm saying is that we buy stuff we want all the time (Electronics/Clothes/Home Items/Etc) and we're still saving that much money. We do about $1200/month in excess spending. We could be putting a lot more in the bank, but we just aren't right now. Having $6000 just sitting there in the bank is, for some reason, something most people in the US just aren't achieving right now. Most people are living paycheck to paycheck with sub $100 in their accounts and usually it's because of 20+ Takout Orders a month and $40 on alchohol every weekend. --- I've grown. <cite>Perascamin posted [p:940824262] in How many m... [t:78779562]...</cite> <quote>JustMyOpinion posted... </cite> <quote>Three months of savings isn't some type of huge safety net.</quote>So what I'm saying is that we buy stuff we want all the time (Electronics/Clothes/Home Items/Etc) and we're still saving that much money. We do about $1200/month in excess spending. We could be putting a lot more in the bank, but we just aren't right now. Having $6000 just sitting there in the bank is, for some reason, something most people in the US just aren't achieving right now. Most people are living paycheck to paycheck with sub $100 in their accounts and usually it's because of 20+ Takout Orders a month and $40 on alchohol every weekend. </quote> ... Copied to Clipboard!
MacadamianNut3 06/17/20 6:02:53 PM #22:	Perascamin posted... Most people are living paycheck to paycheck with sub $100 in their accounts and usually it's because of 20+ Takout Orders a month and $40 on alchohol every weekend. Didn't know this meme still had some life left in it --- Roll Tide & Go Irish <cite>MacadamianNut3 posted [p:940824347] in How many m... [t:78779562]...</cite> <quote>Perascamin posted... </cite> <quote>Most people are living paycheck to paycheck with sub $100 in their accounts and usually it's because of 20+ Takout Orders a month and $40 on alchohol every weekend.</quote>Didn't know this meme still had some life left in it </quote> ... Copied to Clipboard!
cuttin_in_farm 06/17/20 6:05:18 PM #23:	Perascamin posted... Most people are living paycheck to paycheck with sub $100 in their accounts and usually it's because of 20+ Takout Orders a month and $40 on alchohol every weekend. How do you figure? --- A show of kindness may not do much help, but a show of cruelty may do much harm. <cite>cuttin_in_farm posted [p:940824455] in How many m... [t:78779562]...</cite> <quote>Perascamin posted... </cite> <quote>Most people are living paycheck to paycheck with sub $100 in their accounts and usually it's because of 20+ Takout Orders a month and $40 on alchohol every weekend.</quote> How do you figure? </quote> ... Copied to Clipboard!
AzNDarkSamurai 06/17/20 7:16:03 PM #24:	cuttin_in_farm posted... How do you figure? theres actually a lot of truth to that statement most people dont know how to handle their money --- Pinoy Pride, 1988 - the day I die! <cite>AzNDarkSamurai posted [p:940827795] in How many m... [t:78779562]...</cite> <quote>cuttin_in_farm posted... </cite> <quote>How do you figure?</quote> theres actually a lot of truth to that statement most people dont know how to handle their money </quote> ... Copied to Clipboard!
J03can 06/17/20 7:18:33 PM #25:	I got pretty lucky. If i didnt get divorced id have zero, but i made quite a bit on the sale of my house, so i have quite a nice safety net. A little over a years pay right now, and no debt aside from rent. --- Jerry, it's Frank Costanza!!! Mr Steinbrenner's here George is dead - call me back!!!! <cite>J03can posted [p:940827895] in How many m... [t:78779562]...</cite> <quote>I got pretty lucky. If i didnt get divorced id have zero, but i made quite a bit on the sale of my house, so i have quite a nice safety net. A little over a years pay right now, and no debt aside from rent. </quote> ... Copied to Clipboard!
apocalyptic_4 06/17/20 8:45:49 PM #26:	A better question would be how long can you go financially if you were let go right now. --- XBL: Mrpicardbottoms <cite>apocalyptic_4 posted [p:940832223] in How many m... [t:78779562]...</cite> <quote>A better question would be how long can you go financially if you were let go right now. </quote> ... Copied to Clipboard!
Perascamin 06/18/20 8:44:20 AM #27:	cuttin_in_farm posted... How do you figure? Find some friends between ages 21-35. Especially someone without children. Ask them to plan out an entire week, as in, 7-Days of meals for Breakfast/Dinner. The average US Citizen will lose their fucking mind because most people don't know to take care of themselves, and instead depend on an outside force to feed them. (I.E. Restraunts) --- I've grown. <cite>Perascamin posted [p:940853590] in How many m... [t:78779562]...</cite> <quote>cuttin_in_farm posted... </cite> <quote>How do you figure?</quote>Find some friends between ages 21-35. Especially someone without children. Ask them to plan out an entire week, as in, 7-Days of meals for Breakfast/Dinner. The average US Citizen will lose their fucking mind because most people don't know to take care of themselves, and instead depend on an outside force to feed them. (I.E. Restraunts) </quote> ... Copied to Clipboard!
TheAnthraxBunny 06/18/20 8:48:49 AM #28:	More than a years worth assuming that Im just including the things I need and not including any possible emergencies. --- Yes, it is against the terms of service. Do not use the boards to set up orgies. -Alucard188 <cite>TheAnthraxBunny posted [p:940853712] in How many m... [t:78779562]...</cite> <quote>More than a years worth assuming that Im just including the things I need and not including any possible emergencies. </quote> ... Copied to Clipboard!
PMarth2002 06/18/20 8:50:30 AM #29:	More than a year's worth, but that's only because I'm living with my mom and don't own a car right now. Those are things that will probably change before the year is up. --- No matter where you go, there you are. <cite>PMarth2002 posted [p:940853751] in How many m... [t:78779562]...</cite> <quote>More than a year's worth, but that's only because I'm living with my mom and don't own a car right now. Those are things that will probably change before the year is up. </quote> ... Copied to Clipboard!
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Current Events > How many months of expenses do you have saved up?