Current Events > how much money do you save each month?

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Romulox28 11/08/19 11:11:18 AM #1:	not counting shit like your 401k/IRA/etc, just how much do you tuck away into a savings account or w/e each month? my wife (borat voice) & i are looking into houses and our budget is impacted by my insistence that we dump 20% of take home income into savings, wanted to see if im being overly parsimonious or if my wife (borat voice) has no concept of money --- https://imgur.com/LhwwG <cite>Romulox28 posted [p:929846172] in how much m... [t:78144571]...</cite> <quote>not counting shit like your 401k/IRA/etc, just how much do you tuck away into a savings account or w/e each month? my wife (borat voice) & i are looking into houses and our budget is impacted by my insistence that we dump 20% of take home income into savings, wanted to see if im being overly parsimonious or if my wife (borat voice) has no concept of money</quote> ... Copied to Clipboard!
BignutzisBack 11/08/19 11:12:27 AM #2:	Romulox28 posted... not counting shit like your 401k/IRA/etc, $150 a month --- https://imgur.com/plA0Vg9 https://media.giphy.com/media/dgK22exekwOLm/giphy.gif <cite>BignutzisBack posted [p:929846225] in how much m... [t:78144571]...</cite> <quote>Romulox28 posted...</cite> <quote>not counting shit like your 401k/IRA/etc,</quote> $150 a month</quote> ... Copied to Clipboard!
AlephZero 11/08/19 11:12:56 AM #3:	savings are proof that taxes aren't high enough, anything left over should be redistributed --- "life is overrated" - Seiichi Omori 01001100 01010101 01000101 00100000 00110100 00110000 00110010 <cite>AlephZero posted [p:929846246] in how much m... [t:78144571]...</cite> <quote>savings are proof that taxes aren't high enough, anything left over should be redistributed</quote> ... Copied to Clipboard!
emblem boy 11/08/19 11:15:26 AM #4:	What is that 20% savings for? --- Pitter-patter, let's get at 'er <cite>emblem boy posted [p:929846337] in how much m... [t:78144571]...</cite> <quote>What is that 20% savings for?</quote> ... Copied to Clipboard!
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bluezero 11/08/19 11:16:03 AM #6:	$30 --- https://imgur.com/VleHYd3 http://steamsignature.com/card/0/76561197977989731.png <cite>bluezero posted [p:929846359] in how much m... [t:78144571]...</cite> <quote>$30</quote> ... Copied to Clipboard!
Romulox28 11/08/19 11:16:39 AM #7:	emblem boy posted... What is that 20% savings for? vacations, big purchases, emergencies, etc JustMyOpinion posted... https://gamefaqs.gamespot.com/boards/400-current-events/78140859 imagine using the search function on CE lol --- https://imgur.com/LhwwG <cite>Romulox28 posted [p:929846383] in how much m... [t:78144571]...</cite> <quote>emblem boy posted...</cite> <quote>What is that 20% savings for?</quote> vacations, big purchases, emergencies, etc JustMyOpinion posted...</cite> <quote>https://gamefaqs.gamespot.com/boards/400-current-events/78140859 </quote> imagine using the search function on CE lol</quote> ... Copied to Clipboard!
Senta 11/08/19 11:16:53 AM #8:	I try to do 400 a month. At least 200 if I can't manage 400. --- http://tinyurl.com/b95dwtg <cite>Senta posted [p:929846393] in how much m... [t:78144571]...</cite> <quote>I try to do 400 a month. At least 200 if I can't manage 400. </quote> ... Copied to Clipboard!
emblem boy 11/08/19 11:17:21 AM #9:	Romulox28 posted... emblem boy posted... What is that 20% savings for? vacations, big purchases, emergencies, etc JustMyOpinion posted... https://gamefaqs.gamespot.com/boards/400-current-events/78140859 imagine using the search function on CE lol Couldn't the savings be used for the house down payment then? Or maybe I'm misunderstanding your situation --- Pitter-patter, let's get at 'er <cite>emblem boy posted [p:929846406] in how much m... [t:78144571]...</cite> <quote>Romulox28 posted...</cite> <quote> emblem boy posted...</cite> <quote> What is that 20% savings for? </quote> vacations, big purchases, emergencies, etc JustMyOpinion posted...</cite> <quote> https://gamefaqs.gamespot.com/boards/400-current-events/78140859 </quote> imagine using the search function on CE lol</quote> Couldn't the savings be used for the house down payment then? Or maybe I'm misunderstanding your situation</quote> ... Copied to Clipboard!
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emblem boy 11/08/19 11:21:57 AM #12:	Anyway, right now between $500-1000 after maxing out 401k and IRA. --- Pitter-patter, let's get at 'er <cite>emblem boy posted [p:929846559] in how much m... [t:78144571]...</cite> <quote>Anyway, right now between $500-1000 after maxing out 401k and IRA.</quote> ... Copied to Clipboard!
Romulox28 11/08/19 11:22:48 AM #13:	emblem boy posted... Couldn't the savings be used for the house down payment then? Or maybe I'm misunderstanding your situation we have the down payment, its more about me saying "we can afford up to this amount because i want our debt to income ratio to be X and i want to be able to have Y amount of money coming in after expenses while retaining 20% savings each month" --- https://imgur.com/LhwwG <cite>Romulox28 posted [p:929846593] in how much m... [t:78144571]...</cite> <quote>emblem boy posted...</cite> <quote>Couldn't the savings be used for the house down payment then? Or maybe I'm misunderstanding your situation </quote> we have the down payment, its more about me saying "we can afford up to this amount because i want our debt to income ratio to be X and i want to be able to have Y amount of money coming in after expenses while retaining 20% savings each month"</quote> ... Copied to Clipboard!
RetsuZaiZen 11/08/19 11:22:52 AM #14:	Aim for a g a month but not always possible --- Why do nerdsalways get caught up on the details? https://imgur.com/dntQM https://imgur.com/9gNcUGM https://imgur.com/bH8vq3f <cite>RetsuZaiZen posted [p:929846594] in how much m... [t:78144571]...</cite> <quote>Aim for a g a month but not always possible</quote> ... Copied to Clipboard!
rexcrk 11/08/19 11:23:19 AM #15:	AlephZero posted... savings are proof that taxes aren't high enough, anything left over should be redistributed Wut --- These pretzels are making me thirsty! <cite>rexcrk posted [p:929846611] in how much m... [t:78144571]...</cite> <quote>AlephZero posted...</cite> <quote>savings are proof that taxes aren't high enough, anything left over should be redistributed</quote> Wut</quote> ... Copied to Clipboard!
berlyman101 11/08/19 11:23:28 AM #16:	About 1400 on average. I live a very simple, unsatisfying life. --- http://www.lukesurl.com/comics/2010-02-24-determinism.png <cite>berlyman101 posted [p:929846618] in how much m... [t:78144571]...</cite> <quote>About 1400 on average. I live a very simple, unsatisfying life. </quote> ... Copied to Clipboard!
Hexenherz 11/08/19 11:23:52 AM #17:	Usually around $1500-$2000. Kinda weird, I don't really ... like budget like I should. I just know I see money getting higher in my checking account and think "I'll put a few hundred into this savings for home improvement, a couple hundred here for a new car, and maybe a few hundred into my Robinhood account" >_> --- FFXIV: Lucius Hexenseele (Brynhildr) \| RS3: UltimaSuende . 99 WC/Fish/Cook/Fletch/Div/Mining/Smithing/Thieving, 80 crafting <cite>Hexenherz posted [p:929846637] in how much m... [t:78144571]...</cite> <quote>Usually around $1500-$2000. Kinda weird, I don't really ... like budget like I should. I just know I see money getting higher in my checking account and think "I'll put a few hundred into this savings for home improvement, a couple hundred here for a new car, and maybe a few hundred into my Robinhood account" >_></quote> ... Copied to Clipboard!
emblem boy 11/08/19 11:24:35 AM #18:	Romulox28 posted... emblem boy posted... Couldn't the savings be used for the house down payment then? Or maybe I'm misunderstanding your situation we have the down payment, its more about me saying "we can afford up to this amount because i want our debt to income ratio to be X and i want to be able to have Y amount of money coming in after expenses while retaining 20% savings each month" Oh my bad. Not sure why I was thinking this was about down payment. I agree with you. Don't become house poor, or whatever the term is. And the savings is gonna help considering full house costs are not always transparent. Things like renovation, repairs, etc. --- Pitter-patter, let's get at 'er <cite>emblem boy posted [p:929846667] in how much m... [t:78144571]...</cite> <quote>Romulox28 posted...</cite> <quote> emblem boy posted...</cite> <quote> Couldn't the savings be used for the house down payment then? Or maybe I'm misunderstanding your situation </quote> we have the down payment, its more about me saying "we can afford up to this amount because i want our debt to income ratio to be X and i want to be able to have Y amount of money coming in after expenses while retaining 20% savings each month"</quote> Oh my bad. Not sure why I was thinking this was about down payment. I agree with you. Don't become house poor, or whatever the term is. And the savings is gonna help considering full house costs are not always transparent. Things like renovation, repairs, etc.</quote> ... Copied to Clipboard!
MC_BatCommander 11/08/19 11:25:23 AM #19:	Wife and I together are saving around 500 per month, my own personal savings are about 600 per month --- The Legend is True! <cite>MC_BatCommander posted [p:929846696] in how much m... [t:78144571]...</cite> <quote>Wife and I together are saving around 500 per month, my own personal savings are about 600 per month </quote> ... Copied to Clipboard!
SquantoZ 11/08/19 11:25:30 AM #20:	About $1500. My wife does another $1000. Straight to our money market account i also have a separate "personal emergency fund" I put $200/month into. --- "Context Matters" <cite>SquantoZ posted [p:929846699] in how much m... [t:78144571]...</cite> <quote>About $1500. My wife does another $1000. Straight to our money market account i also have a separate "personal emergency fund" I put $200/month into. </quote> ... Copied to Clipboard!
Romulox28 11/08/19 11:26:43 AM #21:	MC_BatCommander posted... Wife and I together are saving around 500 per month, my own personal savings are about 600 per month do you guys not have a joint income? --- https://imgur.com/LhwwG <cite>Romulox28 posted [p:929846751] in how much m... [t:78144571]...</cite> <quote>MC_BatCommander posted...</cite> <quote>Wife and I together are saving around 500 per month, my own personal savings are about 600 per month </quote> do you guys not have a joint income?</quote> ... Copied to Clipboard!
pres_madagascar 11/08/19 11:27:21 AM #22:	I make $32k a year, live alone, and live paycheck to paycheck usually. I have no savings whatsoever. --- https://imgur.com/23CCcZB https://imgur.com/32mwCo1 https://imgur.com/oqklqKC <cite>pres_madagascar posted [p:929846778] in how much m... [t:78144571]...</cite> <quote>I make $32k a year, live alone, and live paycheck to paycheck usually. I have no savings whatsoever. </quote> ... Copied to Clipboard!
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Romulox28 11/08/19 11:31:48 AM #24:	JustMyOpinion posted... I'm probably looking at like 25% debt to gross income on my next house. We're at 18% atm. damn, either you make bank or you have a quaint row house in Paterson im trying to stay under 30% atm --- https://imgur.com/LhwwG <cite>Romulox28 posted [p:929846947] in how much m... [t:78144571]...</cite> <quote>JustMyOpinion posted...</cite> <quote>I'm probably looking at like 25% debt to gross income on my next house. We're at 18% atm. </quote> damn, either you make bank or you have a quaint row house in Paterson im trying to stay under 30% atm</quote> ... Copied to Clipboard!
Relient_K 11/08/19 11:32:13 AM #25:	Nothing. There isn't enough for that after essentials unless we gave up what minor luxuries we have. That should change in May when our cost of living is going way down. Our bank account does go up about 250 a month but it's not really intentional, I'm just pretty frugal with what we have. --- We all ate the biscuits, Fighter. We can all see through time. [ER] <cite>Relient_K posted [p:929846971] in how much m... [t:78144571]...</cite> <quote>Nothing. There isn't enough for that after essentials unless we gave up what minor luxuries we have. That should change in May when our cost of living is going way down. Our bank account does go up about 250 a month but it's not really intentional, I'm just pretty frugal with what we have. </quote> ... Copied to Clipboard!
MC_BatCommander 11/08/19 11:33:07 AM #26:	Romulox28 posted... do you guys not have a joint income? We do. We have a shared checking account for bills and living expenses, and a joint savings account. Then we have our own checking and savings accounts. --- The Legend is True! <cite>MC_BatCommander posted [p:929847007] in how much m... [t:78144571]...</cite> <quote>Romulox28 posted... </cite> <quote>do you guys not have a joint income?</quote> We do. We have a shared checking account for bills and living expenses, and a joint savings account. Then we have our own checking and savings accounts. </quote> ... Copied to Clipboard!
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RetsuZaiZen 11/08/19 11:47:14 AM #29:	MC_BatCommander posted... Romulox28 posted... do you guys not have a joint income? We do. We have a shared checking account for bills and living expenses, and a joint savings account. Then we have our own checking and savings accounts. That is actually awesome. Most people would flip at the idea of a married couple having separate accounts. --- Why do nerdsalways get caught up on the details? https://imgur.com/dntQM https://imgur.com/9gNcUGM https://imgur.com/bH8vq3f <cite>RetsuZaiZen posted [p:929847581] in how much m... [t:78144571]...</cite> <quote>MC_BatCommander posted...</cite> <quote>Romulox28 posted... </cite> <quote>do you guys not have a joint income?</quote> We do. We have a shared checking account for bills and living expenses, and a joint savings account. Then we have our own checking and savings accounts. </quote> That is actually awesome. Most people would flip at the idea of a married couple having separate accounts.</quote> ... Copied to Clipboard!
Romulox28 11/08/19 11:47:17 AM #30:	JustMyOpinion posted... I'm literally a mile away from Paterson. But my wife makes decent money too and our house is on the cheaper side for Bergen. there are some pretty good areas around paterson tho, my wife used to teach at a few --- https://imgur.com/LhwwG <cite>Romulox28 posted [p:929847587] in how much m... [t:78144571]...</cite> <quote>JustMyOpinion posted...</cite> <quote>I'm literally a mile away from Paterson. But my wife makes decent money too and our house is on the cheaper side for Bergen. </quote> there are some pretty good areas around paterson tho, my wife used to teach at a few</quote> ... Copied to Clipboard!
CableZL 11/08/19 11:56:09 AM #31:	Between $1000 to $2000 currently saving for my dream car --- https://i.imgtc.com/d9Fc4Qq.gif https://i.imgtc.com/BKHTxYq.gif https://i.imgtc.com/vYYIuDx.jpg <cite>CableZL posted [p:929847942] in how much m... [t:78144571]...</cite> <quote>Between $1000 to $2000 currently saving for my dream car</quote> ... Copied to Clipboard!
Blue_Dream87 11/08/19 11:59:02 AM #32:	Lol --- <cite>Blue_Dream87 posted [p:929848066] in how much m... [t:78144571]...</cite> <quote>Lol </quote> ... Copied to Clipboard!
Romulox28 11/08/19 12:00:14 PM #33:	CableZL posted... Between $1000 to $2000 currently saving for my dream car what car? --- https://imgur.com/LhwwG <cite>Romulox28 posted [p:929848102] in how much m... [t:78144571]...</cite> <quote>CableZL posted...</cite> <quote>Between $1000 to $2000 currently saving for my dream car</quote> what car?</quote> ... Copied to Clipboard!
CableZL 11/08/19 12:00:40 PM #34:	Romulox28 posted... CableZL posted... Between $1000 to $2000 currently saving for my dream car what car? Tesla Model S --- https://i.imgtc.com/d9Fc4Qq.gif https://i.imgtc.com/BKHTxYq.gif https://i.imgtc.com/vYYIuDx.jpg <cite>CableZL posted [p:929848124] in how much m... [t:78144571]...</cite> <quote>Romulox28 posted...</cite> <quote>CableZL posted...</cite> <quote>Between $1000 to $2000 currently saving for my dream car</quote> what car?</quote> Tesla Model S</quote> ... Copied to Clipboard!
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Current Events > how much money do you save each month? (+) Yeah! (+)

Current Events > how much money do you save each month?