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hypnox 10/23/19 11:07:00 PM #1: |
They sent me an email saying I could. would just extend my payments a month and the next payment would go up 20 dollars.
No reason I really need to. But that extra few hundred would be nice to buy me a nice Christmas gift. --- ... Copied to Clipboard!
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gloBal enemy 10/24/19 10:02:56 AM #2: |
Have you calculated it out to work out how much it costs you over the life of the loan? Most businesses dont willingly offer to extend credit terms out of goodwill without something in return.
--- If you can understand this, I'm 2/cosC for you. ... Copied to Clipboard!
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hypnox 10/24/19 10:21:28 AM #3: |
gloBal enemy posted...
Have you calculated it out to work out how much it costs you over the life of the loan? Most businesses dont willingly offer to extend credit terms out of goodwill without something in return. The only this is literally just the 20 dollars added to the loan payment of January --- ... Copied to Clipboard!
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JOExHIGASHI 10/24/19 10:29:19 AM #4: |
You should just pay it
20 dollars is actually a huge percentage --- Next Xbox will be named Xbox1 2 ... Copied to Clipboard!
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LinkPizza 10/24/19 10:37:31 AM #5: |
JOExHIGASHI posted...
You should just pay it Doesn't that depend on how much the car payment is. An extra $20 is 20% of $100, but only 5% on $400. --- Official King of Kings Switch FC: 7216-4417-4511 Add Me because I'll probably add you. I'm probably the LinkPizza you'll see around. ... Copied to Clipboard!
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JOExHIGASHI 10/24/19 10:46:31 AM #6: |
LinkPizza posted...
JOExHIGASHI posted...You should just pay it 5% in a month is a lot --- Next Xbox will be named Xbox1 2 ... Copied to Clipboard!
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hypnox 10/24/19 10:55:51 AM #7: |
JOExHIGASHI posted...
LinkPizza posted...JOExHIGASHI posted...You should just pay it Twenty dollars for one month is not that bad. --- ... Copied to Clipboard!
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LinkPizza 10/24/19 10:56:46 AM #8: |
JOExHIGASHI posted...
LinkPizza posted...JOExHIGASHI posted...You should just pay it But its just 1 month, though... And only $20. Which wouldnt even be able to fill most cars gas tank from empty to full... And the 5% a in a month is high of the full price is. For example, 5% of $50 is $2.50... --- Official King of Kings Switch FC: 7216-4417-4511 Add Me because I'll probably add you. I'm probably the LinkPizza you'll see around. ... Copied to Clipboard!
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JOExHIGASHI 10/24/19 10:58:11 AM #9: |
I still recommend paying it regularly
--- Next Xbox will be named Xbox1 2 ... Copied to Clipboard!
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SkynyrdRocker 10/24/19 11:09:26 AM #10: |
JOExHIGASHI posted...
I still recommend paying it regularly ... Copied to Clipboard!
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Clench281 10/24/19 11:17:08 AM #11: |
if a few hundred dollars makes or breaks whether you can make a purchase, that's evidence in itself that you should have a larger savings buffer, and probably shouldn't spend it on gifts
--- Take me for what I am -- who I was meant to be. And if you give a damn, take me baby, or leave me. ... Copied to Clipboard!
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Muscles 10/24/19 2:21:31 PM #12: |
Clench281 posted...
if a few hundred dollars makes or breaks whether you can make a purchase, that's evidence in itself that you should have a larger savings buffer, and probably shouldn't spend it on gifts Maybe he has good savings but doesn't spend it? I don't see how you can really make that connection with the info given --- Muscles Chicago Bears | Chicago Blackhawks | Chicago Bulls | Chicago Cubs | NIU Huskies ... Copied to Clipboard!
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LinkPizza 10/24/19 2:23:20 PM #13: |
Muscles posted...
Clench281 posted...if a few hundred dollars makes or breaks whether you can make a purchase, that's evidence in itself that you should have a larger savings buffer, and probably shouldn't spend it on gifts True. I know some people who are financially secure. But might take this chance because it gives them play money, as they like to call it... --- Official King of Kings Switch FC: 7216-4417-4511 Add Me because I'll probably add you. I'm probably the LinkPizza you'll see around. ... Copied to Clipboard!
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gloBal enemy 10/24/19 10:30:43 PM #14: |
I guess the question is opportunity cost - given it's only one month extra, wouldn't you be equally well served by say a credit card which has one month interest free (until statement comes out)?
--- If you can understand this, I'm 2/cosC for you. ... Copied to Clipboard!
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