Current Events > The Average American Household Has $8,284 in Credit Card Debt

(+) Yeah! (+)

http://fortune.com/2018/12/10/american-household-credit-card-debt/

How much credit card debt do you have?
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zero bc no one will gimme a card

:(
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The average American household has $8,284 in credit card debt. The average American homeowner is blasted by limitless mortgage rates.

Technically 60 dollars because I filled up my tank today.

But really it's zero because I pay it off every month.

My friend has 8k though, he told me the other day for some reason.
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Zero. Only had a card for two months and paid it down to zero before the bill is due.
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I have zero. My dumbass stepfather has about 60k. People like him cancel out the folks who have no debt and increase the average.
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130 because of christmas but Im paying that off next wednesday.
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Two hundred right now but it'll be zero next week.
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around $300
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Maybe $300 something, but it'll be back to zero in a couple days.
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Not bad
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I don't know the exact number, but it's probably less than $500, and will be paid off by the end of the month.
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bump
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$0, always $0.

Technically ~$1,400 but it'll be paid off before the due date like every month.
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I have a debit card but not a credit card
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I never run a balance on my card. I use it for all my usual expenses then pay it all off prior to the due date.
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None. I don't buy stuff unless I have the money. It's this thing I practiced called self control.
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Lost_All_Senses posted...

None. I don't buy stuff unless I have the money. It's this thing I practiced called self control.

Well no, self control would be having a credit card and the ability to buy more than you can afford but not doing it.

But also, you're missing out on things like reward points and benefits. If your self control is fine you can easily pay it off every month and incur 0 interest.
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I don't have a credit card, so none
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$150 because I purchased some sneakers.
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theAteam posted...

Lost_All_Senses posted...

None. I don't buy stuff unless I have the money. It's this thing I practiced called self control.

Well no, self control would be having a credit card and the ability to buy more than you can afford but not doing it.

But also, you're missing out on things like reward points and benefits. If your self control is fine you can easily pay it off every month and incur 0 interest.

This, I made like $700 this year just buying everything on CC that I pay off every morning with online banking.

Vol2tex posted...

How much credit card debt do you have?

0 because i live within my means

not to say that everyone who has CC debt has that problem because yeah sure there are emergencies, but most people with CC debt like that are just flat out irresponsible

edit: i carry a balance for the billing period but pay it in full every single time.
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Like $1500 right now but thats Christmas + a new set of tires on my truck

Will be fully paid off later this week when the statements are posted
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I have about 8 credit cards and no credit card debt.
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UnholyMudcrab posted...

I don't have a credit card, so none

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I never carry a balance for more than a month.
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Mines about $300.00, will pay it off once my bonus clears

Ballooned up to 5k earlier this year due to renovations I had to do for my condo
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none revolving, but we spend about 3000/mo on our cards somehow
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None but I do have a car and a sofa on credit, both of which I can easily afford.

$300 due to August / September expenses, gonna pay it off this week though. Other then that, me and the fiance have nothing else.
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AlecSkorpio posted...

Technically 60 dollars because I filled up my tank today.

But really it's zero because I pay it off every month.

My friend has 8k though, he told me the other day for some reason.

*reaches for a high five*

Me too! I never let my balance go unpaid every month. Fuck interest rates.
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Owe $273 on my credit card from some Christmas shopping. That's it.
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Zero
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