Current Events > debt consolidation for hospitable bills sent to collections?

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lww99 12/14/18 9:37:16 AM #1:	Is there such a thing? My gf got sick a couple years ago, and ended up with thousands of dollars of debt. Anything she can do besides paying or bankruptcy? --- http://i65.photobucket.com/albums/h239/nhottbarbwire/owningroad_zps2333f502.gif <cite>lww99 posted [p:914109473] in debt conso... [t:77301370]...</cite> <quote>Is there such a thing? My gf got sick a couple years ago, and ended up with thousands of dollars of debt. Anything she can do besides paying or bankruptcy?</quote> ... Copied to Clipboard!
Middle hope 12/14/18 9:42:27 AM #2:	Tell her to pay her bills --- \|)\|_ \|_\_/\|)\|_\|)\| - RE expert44 \|\\|__ \|__/\\| \|__\|\_\| This is RE expert44 (b^.^b)Have a nice day... <cite>Middle hope posted [p:914109653] in debt conso... [t:77301370]...</cite> <quote>Tell her to pay her bills</quote> ... Copied to Clipboard!
lww99 12/14/18 9:45:37 AM #3:	Fuck off. She had to have emergency surgery while working two jobs, and got stuck with a 25k bill. --- http://i65.photobucket.com/albums/h239/nhottbarbwire/owningroad_zps2333f502.gif <cite>lww99 posted [p:914109762] in debt conso... [t:77301370]...</cite> <quote>Fuck off. She had to have emergency surgery while working two jobs, and got stuck with a 25k bill.</quote> ... Copied to Clipboard!
ScazarMeltex 12/14/18 9:46:33 AM #4:	Yeah they absolutely can send it to collections. You can also try to work out a payment plan with the hospital. --- "If you wish to converse with me define your terms" Voltaire <cite>ScazarMeltex posted [p:914109790] in debt conso... [t:77301370]...</cite> <quote>Yeah they absolutely can send it to collections. You can also try to work out a payment plan with the hospital.</quote> ... Copied to Clipboard!
lww99 12/14/18 9:48:03 AM #5:	ScazarMeltex posted... Yeah they absolutely can send it to collections. You can also try to work out a payment plan with the hospital. They did already, just wondering if theres anything we can do now. Shes been paying faithfully for a couple years. --- http://i65.photobucket.com/albums/h239/nhottbarbwire/owningroad_zps2333f502.gif <cite>lww99 posted [p:914109849] in debt conso... [t:77301370]...</cite> <quote><cite>ScazarMeltex posted...</cite> <quote>Yeah they absolutely can send it to collections. You can also try to work out a payment plan with the hospital.</quote> They did already, just wondering if theres anything we can do now. Shes been paying faithfully for a couple years.</quote> ... Copied to Clipboard!
ScazarMeltex 12/14/18 9:51:06 AM #6:	lww99 posted... ScazarMeltex posted... Yeah they absolutely can send it to collections. You can also try to work out a payment plan with the hospital. They did already, just wondering if theres anything we can do now. Shes been paying faithfully for a couple years. You can always try and renegotiate or try and get them to forgive the debt. --- "If you wish to converse with me define your terms" Voltaire <cite>ScazarMeltex posted [p:914109971] in debt conso... [t:77301370]...</cite> <quote><cite>lww99 posted...</cite> <quote><cite>ScazarMeltex posted...</cite> <quote>Yeah they absolutely can send it to collections. You can also try to work out a payment plan with the hospital.</quote> They did already, just wondering if theres anything we can do now. Shes been paying faithfully for a couple years.</quote> You can always try and renegotiate or try and get them to forgive the debt.</quote> ... Copied to Clipboard!
kingdrake2 12/14/18 9:52:20 AM #7:	lww99 posted... ScazarMeltex posted... Yeah they absolutely can send it to collections. You can also try to work out a payment plan with the hospital. They did already, just wondering if theres anything we can do now. Shes been paying faithfully for a couple years. gotta continue paying or declare bankruptcy. it would clear medical care debt but screw up the credit it's only useful if it's debt that is far more than what you'll pay in a lifetime. --- https://psnprofiles.com/kingdrake2 unofficial leader of gamefaqs platinums. <cite>kingdrake2 posted [p:914110014] in debt conso... [t:77301370]...</cite> <quote><cite>lww99 posted...</cite> <quote><cite>ScazarMeltex posted...</cite> <quote>Yeah they absolutely can send it to collections. You can also try to work out a payment plan with the hospital.</quote> They did already, just wondering if theres anything we can do now. Shes been paying faithfully for a couple years.</quote> gotta continue paying or declare bankruptcy. it would clear medical care debt but screw up the credit it's only useful if it's debt that is far more than what you'll pay in a lifetime.</quote> ... Copied to Clipboard!
EdgeMaster 12/14/18 10:05:17 AM #8:	Its been a couple years and its been sold to a debt collection agency? Go on credit karma and file a dispute saying you do not recognize the account and require validation that the amounts are correct. Usually after the debt has changed hands a few times the paperwork is long lost and because of the fair credit reporting act (assuming youre in the us) the burden of proof is in them to show your girlfriend agreed to pay said amounts. Usually the cant find it, nor will they be able to find where your gf signed agreeing to pay her original debt plus extra fees to whatever debt collection agency bought her debt lol. From there they are legally required to drop the debt. They do it to themselves. Try it, if they say no then negotiate with them to a lower price. --- If you don't have anything nice to say, say it on the internet. ****poster Extraordinaire <cite>EdgeMaster posted [p:914110451] in debt conso... [t:77301370]...</cite> <quote>Its been a couple years and its been sold to a debt collection agency? Go on credit karma and file a dispute saying you do not recognize the account and require validation that the amounts are correct. Usually after the debt has changed hands a few times the paperwork is long lost and because of the fair credit reporting act (assuming youre in the us) the burden of proof is in them to show your girlfriend agreed to pay said amounts. Usually the cant find it, nor will they be able to find where your gf signed agreeing to pay her original debt plus extra fees to whatever debt collection agency bought her debt lol. From there they are legally required to drop the debt. They do it to themselves. Try it, if they say no then negotiate with them to a lower price.</quote> ... Copied to Clipboard!
whitelytning 12/14/18 10:07:08 AM #9:	lww99 posted... ScazarMeltex posted... Yeah they absolutely can send it to collections. You can also try to work out a payment plan with the hospital. They did already, just wondering if theres anything we can do now. Shes been paying faithfully for a couple years. Then it would not have gone to collections. --- ************************************************ https://imgur.com/iZdWIKJ <cite>whitelytning posted [p:914110529] in debt conso... [t:77301370]...</cite> <quote><cite>lww99 posted...</cite> <quote><cite>ScazarMeltex posted...</cite> <quote>Yeah they absolutely can send it to collections. You can also try to work out a payment plan with the hospital.</quote> They did already, just wondering if theres anything we can do now. Shes been paying faithfully for a couple years.</quote> Then it would not have gone to collections.</quote> ... Copied to Clipboard!
lww99 12/14/18 10:07:13 AM #10:	I think they were all sent when she was still unable to work, post-surgery. But Ill have her try that --- http://i65.photobucket.com/albums/h239/nhottbarbwire/owningroad_zps2333f502.gif <cite>lww99 posted [p:914110531] in debt conso... [t:77301370]...</cite> <quote>I think they were all sent when she was still unable to work, post-surgery. But Ill have her try that</quote> ... Copied to Clipboard!
lww99 12/14/18 10:11:37 AM #11:	whitelytning posted... lww99 posted... ScazarMeltex posted... Yeah they absolutely can send it to collections. You can also try to work out a payment plan with the hospital. They did already, just wondering if theres anything we can do now. Shes been paying faithfully for a couple years. Then it would not have gone to collections. lww99 posted... I think they were all sent when she was still unable to work, post-surgery. But Ill have her try that --- http://i65.photobucket.com/albums/h239/nhottbarbwire/owningroad_zps2333f502.gif <cite>lww99 posted [p:914110744] in debt conso... [t:77301370]...</cite> <quote><cite>whitelytning posted...</cite> <quote><cite>lww99 posted...</cite> <quote><cite>ScazarMeltex posted...</cite> <quote>Yeah they absolutely can send it to collections. You can also try to work out a payment plan with the hospital.</quote> They did already, just wondering if theres anything we can do now. Shes been paying faithfully for a couple years.</quote> Then it would not have gone to collections.</quote> <cite>lww99 posted...</cite> <quote>I think they were all sent when she was still unable to work, post-surgery. But Ill have her try that</quote></quote> ... Copied to Clipboard!
CharlesBronson 12/14/18 10:18:16 AM #12:	lww99 posted... Fuck off. She had to have emergency surgery while working two jobs, and got stuck with a 25k bill. tell her to get a health insurance policy <cite>CharlesBronson posted [p:914111052] in debt conso... [t:77301370]...</cite> <quote><cite>lww99 posted...</cite> <quote>Fuck off. She had to have emergency surgery while working two jobs, and got stuck with a 25k bill.</quote> tell her to get a health insurance policy</quote> ... Copied to Clipboard!
lww99 12/14/18 10:20:41 AM #13:	She could only find part-time work at the time, so she was working two part time jobs, to get 40-50 hours a week. But no insurance offered to part time employees. Typical bootstrap republican, Im guessing --- http://i65.photobucket.com/albums/h239/nhottbarbwire/owningroad_zps2333f502.gif <cite>lww99 posted [p:914111178] in debt conso... [t:77301370]...</cite> <quote>She could only find part-time work at the time, so she was working two part time jobs, to get 40-50 hours a week. But no insurance offered to part time employees. Typical bootstrap republican, Im guessing</quote> ... Copied to Clipboard!
CharlesBronson 12/14/18 10:26:40 AM #14:	lww99 posted... She could only find part-time work at the time, so she was working two part time jobs, to get 40-50 hours a week. But no insurance offered to part time employees. Typical bootstrap republican, Im guessing lol she should have bought her own policy then instead of screwing the hospital <cite>CharlesBronson posted [p:914111404] in debt conso... [t:77301370]...</cite> <quote><cite>lww99 posted...</cite> <quote>She could only find part-time work at the time, so she was working two part time jobs, to get 40-50 hours a week. But no insurance offered to part time employees. Typical bootstrap republican, Im guessing</quote> lol she should have bought her own policy then instead of screwing the hospital</quote> ... Copied to Clipboard!
EdgeMaster 12/14/18 10:28:51 AM #15:	CharlesBronson posted... lww99 posted... She could only find part-time work at the time, so she was working two part time jobs, to get 40-50 hours a week. But no insurance offered to part time employees. Typical bootstrap republican, Im guessing lol she should have bought her own policy then instead of screwing the hospital Lol please. The hospital is the last place shes screwing. --- If you don't have anything nice to say, say it on the internet. ****poster Extraordinaire <cite>EdgeMaster posted [p:914111507] in debt conso... [t:77301370]...</cite> <quote><cite>CharlesBronson posted...</cite> <quote><cite>lww99 posted...</cite> <quote>She could only find part-time work at the time, so she was working two part time jobs, to get 40-50 hours a week. But no insurance offered to part time employees. Typical bootstrap republican, Im guessing</quote> lol she should have bought her own policy then instead of screwing the hospital</quote> Lol please. The hospital is the last place shes screwing.</quote> ... Copied to Clipboard!
lww99 12/14/18 10:34:32 AM #16:	CharlesBronson posted... lww99 posted... She could only find part-time work at the time, so she was working two part time jobs, to get 40-50 hours a week. But no insurance offered to part time employees. Typical bootstrap republican, Im guessing lol she should have bought her own policy then instead of screwing the hospital Lol --- http://i65.photobucket.com/albums/h239/nhottbarbwire/owningroad_zps2333f502.gif <cite>lww99 posted [p:914111746] in debt conso... [t:77301370]...</cite> <quote><cite>CharlesBronson posted...</cite> <quote><cite>lww99 posted...</cite> <quote>She could only find part-time work at the time, so she was working two part time jobs, to get 40-50 hours a week. But no insurance offered to part time employees. Typical bootstrap republican, Im guessing</quote> lol she should have bought her own policy then instead of screwing the hospital</quote> Lol</quote> ... Copied to Clipboard!
CharlesBronson 12/14/18 10:39:22 AM #17:	lww99 posted... CharlesBronson posted... lww99 posted... She could only find part-time work at the time, so she was working two part time jobs, to get 40-50 hours a week. But no insurance offered to part time employees. Typical bootstrap republican, Im guessing lol she should have bought her own policy then instead of screwing the hospital Lol if she couldn't afford it then she should have scrubbed some more toilets until she could afford it <cite>CharlesBronson posted [p:914111946] in debt conso... [t:77301370]...</cite> <quote><cite>lww99 posted...</cite> <quote><cite>CharlesBronson posted...</cite> <quote><cite>lww99 posted...</cite> <quote>She could only find part-time work at the time, so she was working two part time jobs, to get 40-50 hours a week. But no insurance offered to part time employees. Typical bootstrap republican, Im guessing</quote> lol she should have bought her own policy then instead of screwing the hospital</quote> Lol</quote> if she couldn't afford it then she should have scrubbed some more toilets until she could afford it</quote> ... Copied to Clipboard!
darkphoenix181 12/14/18 10:43:45 AM #18:	Don't pay debt collector. Debt collectors have no proof of your debt and if they take you to court, they can't prove you owe a dime. Listen to this npr podcast: https://www.thisamericanlife.org/532/magic-words https://blog.credit.com/2014/08/words-that-could-get-you-out-of-paying-a-debt-94207/ That said, try to work it out with the hospital. Sometimes the debt collector is a fake one and it is actually the hospital trying to make you pay faster. --- chill02 to me: you are beautiful <cite>darkphoenix181 posted [p:914112156] in debt conso... [t:77301370]...</cite> <quote>Don't pay debt collector. Debt collectors have no proof of your debt and if they take you to court, they can't prove you owe a dime. Listen to this npr podcast: https://www.thisamericanlife.org/532/magic-words https://blog.credit.com/2014/08/words-that-could-get-you-out-of-paying-a-debt-94207/ That said, try to work it out with the hospital. Sometimes the debt collector is a fake one and it is actually the hospital trying to make you pay faster.</quote> ... Copied to Clipboard!
_RETS_ 12/14/18 10:47:37 AM #19:	After 7 years, the debt will disappear as long as she makes no attempt to pay them. If she agrees to pay anything, the 7 years resets. But when it comes to medical debt, you pretty much NEVER have to pay what's on the bill. Tell the hospital it is an impossible cost for you, and negotiate down to a way lesser price and for payment. Whatever payment you agree to is likely higher than what the collections agency would pay for the debt. <cite>_RETS_ posted [p:914112321] in debt conso... [t:77301370]...</cite> <quote>After 7 years, the debt will disappear as long as she makes no attempt to pay them. If she agrees to pay anything, the 7 years resets. But when it comes to medical debt, you pretty much NEVER have to pay what's on the bill. Tell the hospital it is an impossible cost for you, and negotiate down to a way lesser price and for payment. Whatever payment you agree to is likely higher than what the collections agency would pay for the debt.</quote> ... Copied to Clipboard!
Ambience 12/14/18 10:50:48 AM #20:	CharlesBronson posted... lww99 posted... CharlesBronson posted... lww99 posted... She could only find part-time work at the time, so she was working two part time jobs, to get 40-50 hours a week. But no insurance offered to part time employees. Typical bootstrap republican, Im guessing lol she should have bought her own policy then instead of screwing the hospital Lol if she couldn't afford it then she should have scrubbed some more toilets until she could afford it Here we have someone who is probably taken care of completely by mommy and daddy --- A Beach in Winter <cite>Ambience posted [p:914112462] in debt conso... [t:77301370]...</cite> <quote><cite>CharlesBronson posted...</cite> <quote><cite>lww99 posted...</cite> <quote><cite>CharlesBronson posted...</cite> <quote><cite>lww99 posted...</cite> <quote>She could only find part-time work at the time, so she was working two part time jobs, to get 40-50 hours a week. But no insurance offered to part time employees. Typical bootstrap republican, Im guessing</quote> lol she should have bought her own policy then instead of screwing the hospital</quote> Lol</quote> if she couldn't afford it then she should have scrubbed some more toilets until she could afford it</quote> Here we have someone who is probably taken care of completely by mommy and daddy</quote> ... Copied to Clipboard!
CharlesBronson 12/14/18 10:52:29 AM #21:	_RETS_ posted... After 7 years, the debt will disappear as long as she makes no attempt to pay them. complete lie if you don't pay your bill they take it out of your paycheck until it's paid <cite>CharlesBronson posted [p:914112542] in debt conso... [t:77301370]...</cite> <quote><cite>_RETS_ posted...</cite> <quote>After 7 years, the debt will disappear as long as she makes no attempt to pay them.</quote> complete lie if you don't pay your bill they take it out of your paycheck until it's paid</quote> ... Copied to Clipboard!
_RETS_ 12/14/18 10:56:30 AM #22:	CharlesBronson posted... _RETS_ posted... After 7 years, the debt will disappear as long as she makes no attempt to pay them. complete lie if you don't pay your bill they take it out of your paycheck until it's paid That is a possibility, but not an inevitability. At least in Texas. I had debt from a broken lease sent to collections, did nothing, nothing happened, and it disappeared as if it was never there. The only downside other than the obvious temporary ding on my score was making it harder to rent because it was in the same category. That's it. Looked it up. Didn't think that it was a state-by-state thing but it is true where I live. From google: "The state of Texas is unique among states when it comes to wage garnishment laws. ... Generally speaking, the only debts for which a debtor's wages can be garnished are unpaid student loans, taxes, child support, and alimony. Wage Garnishment Defined. In Texas wage garnishments are commonly referred to as wage attachments." TC may live somewhere with the same law, but admittedly I don't know. But if it does, since it is medical debt it wouldn't qualify for wage garnishment. <cite>_RETS_ posted [p:914112723] in debt conso... [t:77301370]...</cite> <quote><cite>CharlesBronson posted...</cite> <quote><cite>_RETS_ posted...</cite> <quote>After 7 years, the debt will disappear as long as she makes no attempt to pay them.</quote> complete lie if you don't pay your bill they take it out of your paycheck until it's paid</quote> That is a possibility, but not an inevitability. At least in Texas. I had debt from a broken lease sent to collections, did nothing, nothing happened, and it disappeared as if it was never there. The only downside other than the obvious temporary ding on my score was making it harder to rent because it was in the same category. That's it. Looked it up. Didn't think that it was a state-by-state thing but it is true where I live. From google: "The state of Texas is unique among states when it comes to wage garnishment laws. ... Generally speaking, the only debts for which a debtor's wages can be garnished are unpaid student loans, taxes, child support, and alimony. Wage Garnishment Defined. In Texas wage garnishments are commonly referred to as wage attachments." TC may live somewhere with the same law, but admittedly I don't know. But if it does, since it is medical debt it wouldn't qualify for wage garnishment.</quote> ... Copied to Clipboard!
CharlesBronson 12/14/18 10:58:12 AM #23:	_RETS_ posted... CharlesBronson posted... _RETS_ posted... After 7 years, the debt will disappear as long as she makes no attempt to pay them. complete lie if you don't pay your bill they take it out of your paycheck until it's paid That is a possibility, but not an inevitability. At least in Texas. I had debt from a broken lease sent to collections, did nothing, nothing happened, and it disappeared as if it was never there. The only downside other than the obvious temporary ding on my score was making it harder to rent because it was in the same category. That's it. enjoy trying to get a credit card <cite>CharlesBronson posted [p:914112816] in debt conso... [t:77301370]...</cite> <quote><cite>_RETS_ posted...</cite> <quote><cite>CharlesBronson posted...</cite> <quote><cite>_RETS_ posted...</cite> <quote>After 7 years, the debt will disappear as long as she makes no attempt to pay them.</quote> complete lie if you don't pay your bill they take it out of your paycheck until it's paid</quote> That is a possibility, but not an inevitability. At least in Texas. I had debt from a broken lease sent to collections, did nothing, nothing happened, and it disappeared as if it was never there. The only downside other than the obvious temporary ding on my score was making it harder to rent because it was in the same category. That's it.</quote> enjoy trying to get a credit card</quote> ... Copied to Clipboard!
Chicken 12/14/18 10:59:03 AM #24:	This wouldnt be a problem if you lived in a first world country. --- https://youtu.be/jGbI0P4hh3o <cite>Chicken posted [p:914112850] in debt conso... [t:77301370]...</cite> <quote>This wouldnt be a problem if you lived in a first world country.</quote> ... Copied to Clipboard!
_RETS_ 12/14/18 10:59:31 AM #25:	CharlesBronson posted... _RETS_ posted... CharlesBronson posted... _RETS_ posted... After 7 years, the debt will disappear as long as she makes no attempt to pay them. complete lie if you don't pay your bill they take it out of your paycheck until it's paid That is a possibility, but not an inevitability. At least in Texas. I had debt from a broken lease sent to collections, did nothing, nothing happened, and it disappeared as if it was never there. The only downside other than the obvious temporary ding on my score was making it harder to rent because it was in the same category. That's it. enjoy trying to get a credit card I edited the post I was replying to you in to elaborate more. And most people don't need credit cards. In fact, it is probably a horrible idea for most people to have a credit card. <cite>_RETS_ posted [p:914112870] in debt conso... [t:77301370]...</cite> <quote><cite>CharlesBronson posted...</cite> <quote><cite>_RETS_ posted...</cite> <quote><cite>CharlesBronson posted...</cite> <quote><cite>_RETS_ posted...</cite> <quote>After 7 years, the debt will disappear as long as she makes no attempt to pay them.</quote> complete lie if you don't pay your bill they take it out of your paycheck until it's paid</quote> That is a possibility, but not an inevitability. At least in Texas. I had debt from a broken lease sent to collections, did nothing, nothing happened, and it disappeared as if it was never there. The only downside other than the obvious temporary ding on my score was making it harder to rent because it was in the same category. That's it.</quote> enjoy trying to get a credit card</quote> I edited the post I was replying to you in to elaborate more. And most people don't need credit cards. In fact, it is probably a horrible idea for most people to have a credit card.</quote> ... Copied to Clipboard!
_RETS_ 12/14/18 11:00:46 AM #26:	Chicken posted... This wouldnt be a problem if you lived in a first world country. The entire world benefits from our medical advances and innovations. There is a cost to all that and unfortunately our own citizens bear the burden. Fortunately though, you never have to pay your entire medical bill and there is a pretty high degree of flexibility. <cite>_RETS_ posted [p:914112929] in debt conso... [t:77301370]...</cite> <quote><cite>Chicken posted...</cite> <quote>This wouldnt be a problem if you lived in a first world country.</quote> The entire world benefits from our medical advances and innovations. There is a cost to all that and unfortunately our own citizens bear the burden. Fortunately though, you never have to pay your entire medical bill and there is a pretty high degree of flexibility.</quote> ... Copied to Clipboard!
lww99 12/14/18 11:01:08 AM #27:	Chicken posted... This wouldnt be a problem if you lived in a first world country. Yeah, the US is going downhill very quickly. --- http://i65.photobucket.com/albums/h239/nhottbarbwire/owningroad_zps2333f502.gif <cite>lww99 posted [p:914112938] in debt conso... [t:77301370]...</cite> <quote><cite>Chicken posted...</cite> <quote>This wouldnt be a problem if you lived in a first world country.</quote> Yeah, the US is going downhill very quickly.</quote> ... Copied to Clipboard!
darkphoenix181 12/14/18 11:02:43 AM #28:	_RETS_ posted... CharlesBronson posted... _RETS_ posted... CharlesBronson posted... _RETS_ posted... After 7 years, the debt will disappear as long as she makes no attempt to pay them. complete lie if you don't pay your bill they take it out of your paycheck until it's paid That is a possibility, but not an inevitability. At least in Texas. I had debt from a broken lease sent to collections, did nothing, nothing happened, and it disappeared as if it was never there. The only downside other than the obvious temporary ding on my score was making it harder to rent because it was in the same category. That's it. enjoy trying to get a credit card I edited the post I was replying to you in to elaborate more. And most people don't need credit cards. In fact, it is probably a horrible idea for most people to have a credit card. To buy stuff on the internet you do. --- chill02 to me: you are beautiful <cite>darkphoenix181 posted [p:914112997] in debt conso... [t:77301370]...</cite> <quote><cite>_RETS_ posted...</cite> <quote><cite>CharlesBronson posted...</cite> <quote><cite>_RETS_ posted...</cite> <quote><cite>CharlesBronson posted...</cite> <quote><cite>_RETS_ posted...</cite> <quote>After 7 years, the debt will disappear as long as she makes no attempt to pay them.</quote> complete lie if you don't pay your bill they take it out of your paycheck until it's paid</quote> That is a possibility, but not an inevitability. At least in Texas. I had debt from a broken lease sent to collections, did nothing, nothing happened, and it disappeared as if it was never there. The only downside other than the obvious temporary ding on my score was making it harder to rent because it was in the same category. That's it.</quote> enjoy trying to get a credit card</quote> I edited the post I was replying to you in to elaborate more. And most people don't need credit cards. In fact, it is probably a horrible idea for most people to have a credit card.</quote> To buy stuff on the internet you do.</quote> ... Copied to Clipboard!
_RETS_ 12/14/18 11:05:42 AM #29:	darkphoenix181 posted... _RETS_ posted... CharlesBronson posted... _RETS_ posted... CharlesBronson posted... _RETS_ posted... After 7 years, the debt will disappear as long as she makes no attempt to pay them. complete lie if you don't pay your bill they take it out of your paycheck until it's paid That is a possibility, but not an inevitability. At least in Texas. I had debt from a broken lease sent to collections, did nothing, nothing happened, and it disappeared as if it was never there. The only downside other than the obvious temporary ding on my score was making it harder to rent because it was in the same category. That's it. enjoy trying to get a credit card I edited the post I was replying to you in to elaborate more. And most people don't need credit cards. In fact, it is probably a horrible idea for most people to have a credit card. To buy stuff on the internet you do. Haha what? No you absolutely do not. You do know there is a difference between credit and debit cards right? <cite>_RETS_ posted [p:914113141] in debt conso... [t:77301370]...</cite> <quote><cite>darkphoenix181 posted...</cite> <quote><cite>_RETS_ posted...</cite> <quote><cite>CharlesBronson posted...</cite> <quote><cite>_RETS_ posted...</cite> <quote><cite>CharlesBronson posted...</cite> <quote><cite>_RETS_ posted...</cite> <quote>After 7 years, the debt will disappear as long as she makes no attempt to pay them.</quote> complete lie if you don't pay your bill they take it out of your paycheck until it's paid</quote> That is a possibility, but not an inevitability. At least in Texas. I had debt from a broken lease sent to collections, did nothing, nothing happened, and it disappeared as if it was never there. The only downside other than the obvious temporary ding on my score was making it harder to rent because it was in the same category. That's it.</quote> enjoy trying to get a credit card</quote> I edited the post I was replying to you in to elaborate more. And most people don't need credit cards. In fact, it is probably a horrible idea for most people to have a credit card.</quote> To buy stuff on the internet you do.</quote> Haha what? No you absolutely do not. You do know there is a difference between credit and debit cards right?</quote> ... Copied to Clipboard!
lww99 12/14/18 11:07:49 AM #30:	Ambience posted... CharlesBronson posted... lww99 posted... CharlesBronson posted... lww99 posted... She could only find part-time work at the time, so she was working two part time jobs, to get 40-50 hours a week. But no insurance offered to part time employees. Typical bootstrap republican, Im guessing lol she should have bought her own policy then instead of screwing the hospital Lol if she couldn't afford it then she should have scrubbed some more toilets until she could afford it Here we have someone who is probably taken care of completely by mommy and daddy Like I said, typical bootstrap republican --- http://i65.photobucket.com/albums/h239/nhottbarbwire/owningroad_zps2333f502.gif <cite>lww99 posted [p:914113208] in debt conso... [t:77301370]...</cite> <quote><cite>Ambience posted...</cite> <quote><cite>CharlesBronson posted...</cite> <quote><cite>lww99 posted...</cite> <quote><cite>CharlesBronson posted...</cite> <quote><cite>lww99 posted...</cite> <quote>She could only find part-time work at the time, so she was working two part time jobs, to get 40-50 hours a week. But no insurance offered to part time employees. Typical bootstrap republican, Im guessing</quote> lol she should have bought her own policy then instead of screwing the hospital</quote> Lol</quote> if she couldn't afford it then she should have scrubbed some more toilets until she could afford it</quote> Here we have someone who is probably taken care of completely by mommy and daddy</quote> Like I said, typical bootstrap republican </quote> ... Copied to Clipboard!
CharlesBronson 12/14/18 12:17:53 PM #31:	_RETS_ posted... Fortunately though, you never have to pay your entire medical bill and there is a pretty high degree of flexibility. lol enjoy getting your 100k bill in the mail, calling customer service and trying to explain to muhammad that you want your bill reduced only to get hung up then enjoy getting your subpoena in the mail if you don't live in texas <cite>CharlesBronson posted [p:914116599] in debt conso... [t:77301370]...</cite> <quote><cite>_RETS_ posted...</cite> <quote> Fortunately though, you never have to pay your entire medical bill and there is a pretty high degree of flexibility.</quote> lol enjoy getting your 100k bill in the mail, calling customer service and trying to explain to muhammad that you want your bill reduced only to get hung up then enjoy getting your subpoena in the mail if you don't live in texas</quote> ... Copied to Clipboard!
_RETS_ 12/14/18 12:19:44 PM #32:	@CharlesBronson posted... _RETS_ posted... Fortunately though, you never have to pay your entire medical bill and there is a pretty high degree of flexibility. lol enjoy getting your 100k bill in the mail, calling customer service and trying to explain to muhammad that you want your bill reduced only to get hung up then enjoy getting your subpoena in the mail if you don't live in texas To clarify, I am talking about when the hospital still owns the debt. I explicitly said this in an earlier post. Debt collectors typically have absolutely zero flexibility. <cite>_RETS_ posted [p:914116708] in debt conso... [t:77301370]...</cite> <quote><cite>@CharlesBronson posted...</cite> <quote><cite>_RETS_ posted...</cite> <quote> Fortunately though, you never have to pay your entire medical bill and there is a pretty high degree of flexibility.</quote> lol enjoy getting your 100k bill in the mail, calling customer service and trying to explain to muhammad that you want your bill reduced only to get hung up then enjoy getting your subpoena in the mail if you don't live in texas</quote> To clarify, I am talking about when the hospital still owns the debt. I explicitly said this in an earlier post. Debt collectors typically have absolutely zero flexibility.</quote> ... Copied to Clipboard!
lww99 12/14/18 12:20:13 PM #33:	CharlesBronson posted... _RETS_ posted... Fortunately though, you never have to pay your entire medical bill and there is a pretty high degree of flexibility. lol enjoy getting your 100k bill in the mail, calling customer service and trying to explain to muhammad that you want your bill reduced only to get hung up then enjoy getting your subpoena in the mail if you don't live in texas This post speaks volumes about you :) --- http://i65.photobucket.com/albums/h239/nhottbarbwire/owningroad_zps2333f502.gif <cite>lww99 posted [p:914116735] in debt conso... [t:77301370]...</cite> <quote><cite>CharlesBronson posted...</cite> <quote><cite>_RETS_ posted...</cite> <quote> Fortunately though, you never have to pay your entire medical bill and there is a pretty high degree of flexibility.</quote> lol enjoy getting your 100k bill in the mail, calling customer service and trying to explain to muhammad that you want your bill reduced only to get hung up then enjoy getting your subpoena in the mail if you don't live in texas</quote> This post speaks volumes about you :)</quote> ... Copied to Clipboard!
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lww99 12/14/18 12:31:11 PM #35:	Conflict posted... lww99 posted... She could only find part-time work at the time, so she was working two part time jobs, to get 40-50 hours a week. But no insurance offered to part time employees. Typical bootstrap republican, Im guessing @CharlesBronson is a racist incel who most likely isn't even employed Who needs a job or two, when you get neetbux? --- http://i65.photobucket.com/albums/h239/nhottbarbwire/owningroad_zps2333f502.gif <cite>lww99 posted [p:914117282] in debt conso... [t:77301370]...</cite> <quote><cite>Conflict posted...</cite> <quote><cite>lww99 posted...</cite> <quote>She could only find part-time work at the time, so she was working two part time jobs, to get 40-50 hours a week. But no insurance offered to part time employees. Typical bootstrap republican, Im guessing</quote> @CharlesBronson is a racist incel who most likely isn't even employed</quote> Who needs a job or two, when you get neetbux?</quote> ... Copied to Clipboard!
darkphoenix181 12/14/18 12:39:51 PM #36:	CharlesBronson posted... _RETS_ posted... Fortunately though, you never have to pay your entire medical bill and there is a pretty high degree of flexibility. lol enjoy getting your 100k bill in the mail, calling customer service and trying to explain to muhammad that you want your bill reduced only to get hung up then enjoy getting your subpoena in the mail if you don't live in texas Don't call.debt collectors. Don't pay them. Let em take you to court and ask them to prove the amount you owe and why you owe it. They will not be able to and the case will be dropped. --- chill02 to me: you are beautiful <cite>darkphoenix181 posted [p:914117743] in debt conso... [t:77301370]...</cite> <quote><cite>CharlesBronson posted...</cite> <quote><cite>_RETS_ posted...</cite> <quote> Fortunately though, you never have to pay your entire medical bill and there is a pretty high degree of flexibility.</quote> lol enjoy getting your 100k bill in the mail, calling customer service and trying to explain to muhammad that you want your bill reduced only to get hung up then enjoy getting your subpoena in the mail if you don't live in texas</quote> Don't call.debt collectors. Don't pay them. Let em take you to court and ask them to prove the amount you owe and why you owe it. They will not be able to and the case will be dropped.</quote> ... Copied to Clipboard!
lww99 12/14/18 12:42:08 PM #37:	darkphoenix181 posted... CharlesBronson posted... _RETS_ posted... Fortunately though, you never have to pay your entire medical bill and there is a pretty high degree of flexibility. lol enjoy getting your 100k bill in the mail, calling customer service and trying to explain to muhammad that you want your bill reduced only to get hung up then enjoy getting your subpoena in the mail if you don't live in texas Don't call.debt collectors. Don't pay them. Let em take you to court and ask them to prove the amount you owe and why you owe it. They will not be able to and the case will be dropped. What kind of risk is involved? Its gotta ruin your credit, right? --- http://i65.photobucket.com/albums/h239/nhottbarbwire/owningroad_zps2333f502.gif <cite>lww99 posted [p:914117859] in debt conso... [t:77301370]...</cite> <quote><cite>darkphoenix181 posted...</cite> <quote><cite>CharlesBronson posted...</cite> <quote><cite>_RETS_ posted...</cite> <quote> Fortunately though, you never have to pay your entire medical bill and there is a pretty high degree of flexibility.</quote> lol enjoy getting your 100k bill in the mail, calling customer service and trying to explain to muhammad that you want your bill reduced only to get hung up then enjoy getting your subpoena in the mail if you don't live in texas</quote> Don't call.debt collectors. Don't pay them. Let em take you to court and ask them to prove the amount you owe and why you owe it. They will not be able to and the case will be dropped.</quote> What kind of risk is involved? Its gotta ruin your credit, right?</quote> ... Copied to Clipboard!
lww99 12/14/18 1:50:53 PM #38:	Shes gonna try the court thing, because shes confident she was never notified of one of the bills, and never agreed to pay it. --- http://i65.photobucket.com/albums/h239/nhottbarbwire/owningroad_zps2333f502.gif <cite>lww99 posted [p:914121456] in debt conso... [t:77301370]...</cite> <quote>Shes gonna try the court thing, because shes confident she was never notified of one of the bills, and never agreed to pay it.</quote> ... Copied to Clipboard!
CharlesBronson 12/14/18 2:10:46 PM #39:	lww99 posted... Shes gonna try the court thing, because shes confident she was never notified of one of the bills, and never agreed to pay it. poppyc* she agreed to pay the bill when the services were performed <cite>CharlesBronson posted [p:914122487] in debt conso... [t:77301370]...</cite> <quote><cite>lww99 posted...</cite> <quote>Shes gonna try the court thing, because shes confident she was never notified of one of the bills, and never agreed to pay it.</quote> poppyc* she agreed to pay the bill when the services were performed</quote> ... Copied to Clipboard!
TrevorBlack79 12/14/18 2:13:48 PM #40:	CharlesBronson posted... enjoy trying to get a credit card I ignored several thousand dollars of debt for a car repo. I had no difficulty getting credit cards, or my mortgage for that matter. --- "a minority is someone who you can tell off the bat they are black/hispanic/colored. LGBT isn't a minority" - Blakkheim1 <cite>TrevorBlack79 posted [p:914122656] in debt conso... [t:77301370]...</cite> <quote><cite>CharlesBronson posted...</cite> <quote>enjoy trying to get a credit card</quote> I ignored several thousand dollars of debt for a car repo. I had no difficulty getting credit cards, or my mortgage for that matter.</quote> ... Copied to Clipboard!
Ambience 12/14/18 2:16:15 PM #41:	lww99 posted... Conflict posted... lww99 posted... She could only find part-time work at the time, so she was working two part time jobs, to get 40-50 hours a week. But no insurance offered to part time employees. Typical bootstrap republican, Im guessing @CharlesBronson is a racist incel who most likely isn't even employed Who needs a job or two, when you get neetbux? He definitely talks like someone who's never had to deal with hardship. Must be nice to have mommy and daddy bail you out of everything. --- A Beach in Winter <cite>Ambience posted [p:914122782] in debt conso... [t:77301370]...</cite> <quote><cite>lww99 posted...</cite> <quote><cite>Conflict posted...</cite> <quote><cite>lww99 posted...</cite> <quote>She could only find part-time work at the time, so she was working two part time jobs, to get 40-50 hours a week. But no insurance offered to part time employees. Typical bootstrap republican, Im guessing</quote> @CharlesBronson is a racist incel who most likely isn't even employed</quote> Who needs a job or two, when you get neetbux?</quote> He definitely talks like someone who's never had to deal with hardship. Must be nice to have mommy and daddy bail you out of everything.</quote> ... Copied to Clipboard!
lww99 12/14/18 2:20:09 PM #42:	CharlesBronson posted... lww99 posted... Shes gonna try the court thing, because shes confident she was never notified of one of the bills, and never agreed to pay it. poppyc* she agreed to pay the bill when the services were performed Troglodyte doesnt know what emergency surgery is? Huge surprise --- http://i65.photobucket.com/albums/h239/nhottbarbwire/owningroad_zps2333f502.gif <cite>lww99 posted [p:914122990] in debt conso... [t:77301370]...</cite> <quote><cite>CharlesBronson posted...</cite> <quote><cite>lww99 posted...</cite> <quote>Shes gonna try the court thing, because shes confident she was never notified of one of the bills, and never agreed to pay it.</quote> poppyc* she agreed to pay the bill when the services were performed</quote> Troglodyte doesnt know what emergency surgery is? Huge surprise</quote> ... Copied to Clipboard!
lww99 12/14/18 2:23:26 PM #43:	40 posts in, and realized topic title reads hospitable bills -________- fucking auto correct --- http://i65.photobucket.com/albums/h239/nhottbarbwire/owningroad_zps2333f502.gif <cite>lww99 posted [p:914123141] in debt conso... [t:77301370]...</cite> <quote>40 posts in, and realized topic title reads hospitable bills -________- fucking auto correct</quote> ... Copied to Clipboard!
darkphoenix181 12/14/18 4:06:37 PM #44:	Did you listen to the this american life episode? You really should if you haven't --- chill02 to me: you are beautiful <cite>darkphoenix181 posted [p:914128430] in debt conso... [t:77301370]...</cite> <quote>Did you listen to the this american life episode? You really should if you haven't</quote> ... Copied to Clipboard!
JE19426 12/14/18 4:15:21 PM #45:	lww99 posted... Shes gonna try the court thing, because shes confident she was never notified of one of the bills, and never agreed to pay it. Uh, that contradicts this post: lww99 posted... ScazarMeltex posted... Yeah they absolutely can send it to collections. You can also try to work out a payment plan with the hospital. They did already, just wondering if theres anything we can do now. Shes been paying faithfully for a couple years. <cite>JE19426 posted [p:914128880] in debt conso... [t:77301370]...</cite> <quote><cite>lww99 posted...</cite> <quote>Shes gonna try the court thing, because shes confident she was never notified of one of the bills, and never agreed to pay it.</quote> Uh, that contradicts this post: <cite>lww99 posted...</cite> <quote><cite>ScazarMeltex posted...</cite> <quote>Yeah they absolutely can send it to collections. You can also try to work out a payment plan with the hospital.</quote> They did already, just wondering if theres anything we can do now. Shes been paying faithfully for a couple years.</quote></quote> ... Copied to Clipboard!
lww99 12/14/18 4:20:47 PM #46:	darkphoenix181 posted... Did you listen to the this american life episode? You really should if you haven't Been at work all day, but Ill watch it when I get home. JE19426 posted... lww99 posted... Shes gonna try the court thing, because shes confident she was never notified of one of the bills, and never agreed to pay it. Uh, that contradicts this post: lww99 posted... ScazarMeltex posted... Yeah they absolutely can send it to collections. You can also try to work out a payment plan with the hospital. They did already, just wondering if theres anything we can do now. Shes been paying faithfully for a couple years. She was just notified recently for one, that she had no idea about. She couldnt work for a month or two post surgery so it may have been then. --- http://i65.photobucket.com/albums/h239/nhottbarbwire/owningroad_zps2333f502.gif <cite>lww99 posted [p:914129155] in debt conso... [t:77301370]...</cite> <quote><cite>darkphoenix181 posted...</cite> <quote>Did you listen to the this american life episode? You really should if you haven't</quote> Been at work all day, but Ill watch it when I get home. <cite>JE19426 posted...</cite> <quote><cite>lww99 posted...</cite> <quote>Shes gonna try the court thing, because shes confident she was never notified of one of the bills, and never agreed to pay it.</quote> Uh, that contradicts this post: <cite>lww99 posted...</cite> <quote><cite>ScazarMeltex posted...</cite> <quote>Yeah they absolutely can send it to collections. You can also try to work out a payment plan with the hospital.</quote> They did already, just wondering if theres anything we can do now. Shes been paying faithfully for a couple years.</quote></quote> She was just notified recently for one, that she had no idea about. She couldnt work for a month or two post surgery so it may have been then.</quote> ... Copied to Clipboard!
lww99 12/14/18 4:23:28 PM #48:	Roxborough4Ever posted... lww99 posted... Fuck off. She had to have emergency surgery while working two jobs, and got stuck with a 25k bill. well next time dont post dumbass shit like "people who work at wendys or taco bell dont need benefits or insurance" Sorry when did I say that? --- http://i65.photobucket.com/albums/h239/nhottbarbwire/owningroad_zps2333f502.gif <cite>lww99 posted [p:914129296] in debt conso... [t:77301370]...</cite> <quote><cite>Roxborough4Ever posted...</cite> <quote><cite>lww99 posted...</cite> <quote>Fuck off. She had to have emergency surgery while working two jobs, and got stuck with a 25k bill.</quote> well next time dont post dumbass shit like "people who work at wendys or taco bell dont need benefits or insurance"</quote> Sorry when did I say that?</quote> ... Copied to Clipboard!
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kingdrake2 12/15/18 3:05:44 AM #50:	Conflict posted... Rofl charlesbronson got suspended it was deserved he was acting like a total dick. here's hoping he gets suspended for a week on topic if they try court, gotta be careful they don't garnish wages. once that on there it can't be shaken unless you lose the job. --- https://psnprofiles.com/kingdrake2 unofficial leader of gamefaqs platinums. <cite>kingdrake2 posted [p:914155164] in debt conso... [t:77301370]...</cite> <quote><cite>Conflict posted...</cite> <quote>Rofl charlesbronson got suspended</quote> it was deserved he was acting like a total dick. here's hoping he gets suspended for a week on topic if they try court, gotta be careful they don't garnish wages. once that on there it can't be shaken unless you lose the job.</quote> ... Copied to Clipboard!
lww99 12/15/18 12:24:54 PM #51:	I wonder if he was suspended for this topic, or something else. I didnt report him lol --- http://i65.photobucket.com/albums/h239/nhottbarbwire/owningroad_zps2333f502.gif <cite>lww99 posted [p:914168174] in debt conso... [t:77301370]...</cite> <quote>I wonder if he was suspended for this topic, or something else. I didnt report him lol</quote> ... Copied to Clipboard!
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Current Events > debt consolidation for hospitable bills sent to collections? (+) Yeah! (+)

Current Events > debt consolidation for hospitable bills sent to collections?