Current Events > As of today, I am 100% debt free.

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CableZL
09/06/17 3:09:25 PM
#1:


Hell

f***ing

yes

1st time being 100% debt free since I was 19. I'm 32 now. What a feeling. Paid off my car last month and just paid down the last little bit of credit card debt I had today. Woo.
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Dustin1280
09/06/17 3:09:46 PM
#2:


My only debt is my mortgage...

Congrats TC!
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__aCEr__
09/06/17 3:13:06 PM
#3:


So can I borrow $5?
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Were_Wyrm
09/06/17 3:13:29 PM
#4:


WOOOOO!

Time to start the process all over again!
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#5
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CapnMuffin
09/06/17 5:05:39 PM
#6:


Tom Nook will find a way.
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fire_bolt
09/06/17 5:26:42 PM
#7:


Congrats man, I know you worked hard for it
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ssj3vegeta2
09/06/17 5:35:54 PM
#8:


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gguirao
09/06/17 5:44:46 PM
#9:


Congratulations!
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ItsYourFault
09/06/17 5:45:46 PM
#10:


nice dude!

felt great paying off my car and bills a few years back.
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kingdrake2
09/06/17 5:45:52 PM
#11:


gguirao posted...
Congratulations!


this.
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#12
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Tappor
09/06/17 5:46:57 PM
#13:


good job!!
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littlebro07
09/07/17 12:54:54 PM
#14:


Other than my car and house I was 100% free from credit card debt

Then I decided "fuck it" and opened one that's 0% for 21 months and went on vacation. Yolo. Only about $4000 and the memories are worth it damn it. Gonna have kids soon and won't be able to do this stuff with my wife anymore.
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MACisBack
09/07/17 12:55:18 PM
#15:


Congrats
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voldothegr8
09/07/17 12:56:55 PM
#16:


No house?

We have one student loan and the mortgage, debt free beyond that.
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CableZL
09/07/17 1:05:04 PM
#17:


voldothegr8 posted...
No house?

We have one student loan and the mortgage, debt free beyond that.


Nah, no house yet
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FLUFFYGERM
09/07/17 1:05:46 PM
#18:


fenderbender321 posted...
I'm somewhat jealous. I could have paid off the remaining $8,000 of my student loans, but instead I bought a sweet new home theatre and some recording equipment.


what a stupid decision

unless you needed all that for work or something
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Ilove4chan
09/07/17 1:06:36 PM
#19:


I'm so god damn jealous. I'm already tens of thousands of dollars in student loan/CC debt, I'm adding 250k debt from a mortgage now

kill me
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Veggeta X
09/07/17 1:07:09 PM
#20:


nice bro
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Sada_Pop
09/07/17 1:08:50 PM
#21:


FLUFFYGERM posted...
what a stupid decision


Smh
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FLUFFYGERM
09/07/17 2:03:22 PM
#22:


Sada_Pop posted...
FLUFFYGERM posted...
what a stupid decision


Smh


??
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glitteringfairy
09/07/17 2:05:12 PM
#23:


28, never been in debt in my life, own a car and a home. Score!
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Taharqa_
09/07/17 2:08:03 PM
#24:


It sure feels like a gigantic weight lifted off your shoulders doesn't it? Congrats man.

I want to be debt free myself. I'm trying to shake some credit card debt myself but I finally paid my car off and that has helped a ton.
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CableZL
09/07/17 2:09:56 PM
#25:


Taharqa_ posted...
It sure feels like a gigantic weight lifted off your shoulders doesn't it? Congrats man.

I want to be debt free myself. I'm trying to shake some credit card debt myself but I finally paid my car off and that has helped a ton.


It really does. I've been paying on some kind of debt for so long. Credit cards, car payments, etc. Financially, going from a 2009 Toyota Camry LE to a 2013 Toyota Camry Hybrid XLE was a terrible decision, but there were a few reasons I did that.
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ArchiePeck
09/07/17 3:12:00 PM
#26:


CableZL posted...
voldothegr8 posted...
No house?

We have one student loan and the mortgage, debt free beyond that.


Nah, no house yet


You should rightly be commended for getting out of debt, but you really need to start heavily saving up for a downpayment on your own place if you're already into your 30s and effectively starting from scratch - otherwise you're going to still have a mortgage in your 60s!
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#27
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Hexagon
09/07/17 3:24:49 PM
#28:


Nice, I'll be debt free in two two years :)
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DifferentialEquation
09/07/17 3:28:55 PM
#29:


Congrats. I still have some student loans left that I'm not paying off immediately because it will hurt my credit score and I may buy a house within the next year.
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The Wheelman1
09/07/17 3:29:48 PM
#30:


glitteringfairy posted...
28, never been in debt in my life, own a car and a home. Score!

You must be rich.
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glitteringfairy
09/07/17 3:30:55 PM
#31:


The Wheelman1 posted...
glitteringfairy posted...
28, never been in debt in my life, own a car and a home. Score!

You must be rich.

Nope. I work full time LP in a retail store. Never went to college either.
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CableZL
09/07/17 4:19:12 PM
#32:


fenderbender321 posted...
I enjoy TV shows, movies, and playing video games. I spend hours a week doing that. I am also a musician and somewhat of an entertainer, so I wanted to try and get my foot into doing some recording as well. Hobbies are important to me. That extra $175 a month out of my pocket for my student loans ain't much to handle, either.


My worry with having a house is that it's unlikely I'm gonna be at a job for 20 - 30 years, and I don't wanna be stuck with all the hassle or stress of trying to sell it if things go bad.
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Anteaterking
09/07/17 4:20:39 PM
#33:


Good job!

I recently paid off some loans that were under my name that my parents took out for my brother's college because I had the cash and I'd rather have them owe me than owe someone charging them 7% interest.

Still felt good to not have to worry about that.
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#34
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Mr_Biscuit
09/07/17 4:21:17 PM
#35:


I was debt free aside from student loans/car a couple months ago, but the student loans are gonna come at me for like another 20+ years.

I've got grad school on the horizon too so lmaoooo
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