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| Topic | Just finished paying off 400k in student loans. |
| NightingaleMD 11/15/23 1:18:29 PM #1: | https://gamefaqs.gamespot.com/a/forum/5/5bdac30f.jpg
Got it down to the last chunk and just paid it off. Not bad, considering it was a 5 year refinance through SoFi that I paid off in just over 4. If you see the disbursement date you'll notice I foolishly could have waited for the world to end a few months later and not refinanced. I ran some numbers and realized I ended up paying nearly 25k more by refinancing but I wasn't exactly expecting a pandemic to pause interest rates. While it sucked, I'm still a believer that all humans are accountable for their own decisions. I knew it would be expensive. But I also knew I signed the papers promising to pay back what I owed and then I did it. Zero sympathy for anyone that gets an 80k arts degree and begs for forgiveness while making 32k. These are things you think of before taking out loans. The irony is that now that I'm debt free I'm out of clinical practice. The world changed for the worse following covid so I went from working clinically to administratively. Had a much longer writeup explaining why but deleted it all after I remembered this guy wrote it more accurately and eloquently than I ever could. https://forums.studentdoctor.net/threads/why-emergency-medicine-is-a-dying-specialty-the-thread-all-med-students-should-read.1477316/ Unless you're going to be an "-ologist" or surgical subspecialist, medical school is a horrible decision for anyone right now, btw --- Administrative Bureaucrat ... Copied to Clipboard! |
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