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| Topic | More proof credit scores are a complete and utter farse |
| littlebro07 02/16/23 12:24:47 PM #20: | I remember wanting to refinance my car years ago but having questionable credit so the finance guy at my bank said I should check what my Equifax score is before they pull it since the inquiry would bring it down, and I'd need at least a 650 to get the rate I was trying. So I went home and paid $30 for an Equifax score which came back as 670. Went back to the finance guy and he ran the report and it came back 644 and we were both dumbfounded, so I called up Equifax and was told that the score I paid for wasn't the same score the banks use What's the FUCKING POINT THEN So glad I'm out of that mess and in the 750-800 range on everything and already have a mortgage and shit so I don't really need to apply for anything anytime soon --- https://i.imgtc.com/MGGa6Os.gif ... Copied to Clipboard! |
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