LogFAQs > #968321012

VideoboysaysCube posted...

I forgot about those. That rate is really too good to pass up. Hard to believe there's no downside aside from having your money tied up for a year. But since I intend for it to be used for retirement, that's inconsequential. Might have to go for it. I have until October apparently to lock it in at that rate.

You get interest accrued each month, probably. So the later you go in, the less months at the current rate. That said, when they give the new rate in Nov, I doubt it'll be much different, it's not like inflation has changed much lately.
Also apparently if you go in at any point in the month, it's treated as if you had the bonds from the 1st of the month. Which is why I'm trying to decide like right the fuck now, before Sept. is over. Keeping in mind it'd take 1-2 days to process...
Has anyone ever bought bonds from Treasury Direct? How do you make sure they're secure and can't just get stolen by someone? Last time I had bonds, they were paper ones from when I was a kid as a sort of "college fund" from relatives...