Well part of the reason for it that gil is a lot easier to make nowadays and there's not really much to spend it on since most of your gear won't come via the AH.
I think I have 34m atm but that's from literally doing nothing other than turn up to LS events for the past 2-3 months. We were selling a few drops for 30-40m each not so long back which split 15-20 ways isn't terrible. Like on Feb 23rd, we apparently got 111,688,000 gil from a 2 hour event split 19 ways according to the sell/split history.
Like if I could be bothered, I could make 3-4m+ a day from soloing Dynamis (You can enter once daily now) plus fishing but I just don't have the time/motivation.
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Crucifying my Oracle average one match at a time