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TopicShould I take a lump sum of 195k 300k over monthly installments?
Giant_Aspirin
02/08/22 1:20:51 PM
#12:


seems like the monthly payments are spread out over 5 years?

assuming a modest return of 7%, in five years that 195k will be worth: ~$273.5k. you can most likely get a higher RoI than 7%, though, so if you got 10%/year you'd have $314k. so if you can get better than ~8.5% you'll be better off taking the lump.

personally, i'd take the lump sum and take my chances on my investments. you can always pull the money out if the market is doing bad.

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