LogFAQs > #952272251

foolm0r0n posted...

Throw in all your cash into an index stock. Then you can DCA that amount gradually into individual stocks that you're interested in (if you want to play that game, which is not great tbh).

Yeah, I feel like I'm going to deemphasize my individual stocks. I like playing with them, but it's more of a hobby than a serious investing strategy.

The main reason I'm thinking about doing DCA even with index funds is because I've lost money on index funds. My current losers (QQQ, QQQJ, SFYX, SPY) are down $95 from what I put into them. I feel the sting from those losses (and I'm holding) but it would be worse if it were a grand or more. Think it's a bad strategy to go for DCA on index funds for someone feeling bearish on the market over the next few months?

foolm0r0n posted...

It's not sustainable but it will keep growing, or at worst plateau for a bit. That's the definition of our keynesian economy. Even when there's a mega crash like in 2020 or 2008 or 2000, it bounces back in a year and continues growing.

That's why you need to get into an index stock, so you can ride the wave. It's an absurd market but you can't fight it.

True. I want more of a slowdown in growth, I guess. It hurts to get priced out of the metro area you see as home. Where you try cheaper neighborhoods you never considered and have barely been to, and you did the things they say to do (go to college, keep a job for a few years, save lots of cash, get a high credit score) and still can't buy a home without making your finances tight.

I'm just hoping the California exodus drives prices down or slows growth while my finances improve. I'm keeping other states in mind in the meantime. I've even considered buying a cheap condo in Vegas while rates are low and the California exodus hasn't created a Portland, OR or Denver there, in case I were to move there this year and rent it out if I don't.

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<D