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TopicDo any non Americans here wish they had our healthcare system?
foxhound101
11/22/20 10:03:11 AM
#30:


As someone that works for a healthcare system - The system used in the US is a terrible design. With the insurance tied to employed people all it does it bloat the cost for everyone. Insurance companies add tons of admin costs, and patients that can't afford emergency services end up not paying the hospital anything. Which still gets past onto everyone else, or bankrupts the person that got treated.

Our system also creates so many odd problems that wouldn't otherwise exist.
The doctor will charge $400 for a procedure knowing that insurance will only cover $200. But if you have no insurance you'll pay the full $400. Insurance companies encourage this arrangement because then they can say they save their customers 50%.

Then there is the whole weird in network, out of network thing. Where somehow some doctors inside a hospital can be in network and others are out of network. And no one knows while they are treating you.

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