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| Topic | insurance rejects mans $35k bill due to pre-existing conditions |
| Balrog0 11/25/19 12:51:12 PM #1: | https://www.inquirer.com/health/consumer/pre-existing-conditions-aca-lawsuit-health-insurance-20191125.html The 57-year-old plumber initially dismissed his shortness of breath as an inevitable consequence of getting older and having smoked as a younger man. But when his symptoms worsened in early 2017, he went to his doctor, who told him to go to the hospital immediately. There, he learned the problem was more serious than he thought: heart failure and type 2 diabetes. The situation became even more dire months later, when the bills for tests and scans during his nearly week-long hospital stay came and his insurance plan refused to pay, leaving him with $35,000 in medical debt. Even though he had just been diagnosed, heart failure and diabetes, according to his plan, were pre-existing conditions. Once a common practice, the Affordable Care Act banned major medical plans from denying coverage for pre-existing conditions, or medical issues that existed before enrollment. But LaFrance didnt have major medical insurance. Hed mistakenly purchased short-term limited-duration insurance, a type of plan that has become more readily available under the Trump administration. Its less expensive, but also less regulated, and is allowed to refuse to pay for services related to pre-existing conditions. reminder that this was a common occurrence before the ACA --- But to you who are listening I say: Love your enemies, do good to those who hate you, bless those who curse you, pray for those who mistreat you. ... Copied to Clipboard! |
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