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TopicMade my first and only online debit card purchase on October 9th
spudger
10/29/19 10:36:04 AM
#12:


Anony1125 posted...
Simon_Petrikov posted...
Whyd you use debit in this specific instance?

Because my credit card was declined. Not sure why. Hasn't happened before.

spudger posted...
eh. your bank is legally required to cover fraud losses even on bank cards AS LONG as you report the fraud in time (in this case they might have caught it since its overseas)

either way you should be protected, but its simpler with credit cards.

Was tipped off to it by an email from my bank warning of possibly fraudulent activity. And the transaction is listed as 'pre-authorized', so I'm hoping there'll be no harm done.

thats good. preauths are just holds on the funds (scammers prob trying to check balances indirectly) they will just cancel the auth and the funds go back as available in a day or two.
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