LogFAQs > #927285122

Kyuubi4269 posted...

Not too long ago there was an advert for a bank doing a lottery with all account holders as entrants and the top prize was 100,000.

Presumably, this was not advertised as such a lottery, and even in that case, the winner would be notified beyond just depositing the money in their account without saying anything. That kind of money doesn't change hands without somebody saying something, outside of some kind of terrible mistake.

Kyuubi4269 posted...

Again, it was delivered directly to them with no marker it was for anybody else, the bank has many procedures in place to stop this happening, there's no good reason why it would be given directly to them unless it was for them.

Except the possibility that it was a mistake, which is a whole lot more likely and has a whole lot more precedent backing it up than that the couple was randomly given $100,000 for free.

Kyuubi4269 posted...

Or it's covered under liability insurance.

Driving up operating costs. It's an option, certainly, but when they have the law to back them up, why would they spend extra money on insurance?

Kyuubi4269 posted...

Protocol was not defined,

https://www.mystatecollegelawyer.com/2015/01/finders-keepers-losers-weepers-not-so-in-pennsylvania/

18 Pa.C.S. 3924, titled Theft of Lost or Mislaid Property, states that it is a crime to take control of property that a person knows has been lost, mislaid, or delivered by mistake if the person does not take reasonable measures to return the property to the lawful owner.

Sure, that doesn't define the specific protocol for "[taking] reasonable measures to return the property," but most (including the salient courts in this case) would agree that it includes calling the bank to ask what happened and why they'd been given the money before spending it all.
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