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TopicPolitics Containment Topic 105: Ossoff wins Handel-y? Or Too Much to Handel?
Nelson_Mandela
06/22/17 4:11:31 PM
#354:


Espeon posted...
The key word is maximum. With a mandate, more people buy in and thus insurers can reasonably lower prices. Without one, there are fewer customers and thus insurers are incentivized to jack up prices as much as possible to cover operating costs (which are going to be higher since they're forced to pay out more claims due to the preexisting conditions).

If you're already not well off, that maximum 16% is fucking rough.

I mean this is a philosophical difference between us, I guess. I think it's perfectly fair, within reason, to have to pay more for insurance if you have a pre-existing condition, since the insurance companies are likely going to be losing money covering you. The price increases generally just cut the company's losses instead of actually making them profitable for your case.
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