My biggest concern is what these fools have just done to contract law. Oh, it's fine to force people into private contracts if we look at it as a tax. Sure! Why not have a tax on people who don't take out bank loans from approved lenders? Or how about a tax on people who don't have approved gym memberships? Why in the hell shouldn't there be a tax on people who don't have government approved private nannies?! It's just... they can make you do ANY random s*** now, all they have to do is make it a tax.