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Topic30 year olds outlook on credit cards
NightRender
12/21/21 12:34:45 AM
#103:


project_night posted...
I have 8 credit cards atm and honestly dislike my Capital One card for only one reason, they are strict as hell about raising my credit limit. I got the card when I was pretty young, nearly 15 years ago, and my current limit is still only $600. It has only increased once, and I've been rejected for increase after requesting it, lol. All my other cards range from 8k to 15k now. My current credit score is ~820 with very little debt and no missed payments ever on any credit/loan (I almost always pay full balance every month). My liquid assets are now above 500k. $600 credit limit, SMH. WTF Capital One, lol.

.

I cancelled my first Capital One card. Technically this was a "mistake" because it did lower my credit score, but the credit limit started at $300 and maybe increased to $500 by the time I closed it. Was worth it just to simplify my finances.

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