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Topic	30 year olds outlook on credit cards
Prismsblade 12/20/21 6:15:57 PM #32:	TrollTrace posted... That is actually not very cool of them to do. If you have the income to actually pay off the debt they are tempting you with it is understandable but for folks like me who make $15k a year, you should not give me enough credit that i can make mistakes on it. For me $1000-$1500 limit is good cuz i typically spend around $300-$500 per month on stuff. No, the higher credit limit is great because it raises the cap on your credit utilization which is great since you don't what to go above 30%. Which at $1500 is only perhaps a car repair or some over emergency expanse away. That and if your spending habits stay the same.... it doesn't really matter how much they raise it. --- 3DS FC:3368-5403-9633 Name: Kaizer PSN: Blackkaizer <cite>Prismsblade posted [p:961083842] in 30 year ol... [t:79819052]...</cite> <quote>TrollTrace posted... </cite> <quote>That is actually not very cool of them to do. If you have the income to actually pay off the debt they are tempting you with it is understandable but for folks like me who make $15k a year, you should not give me enough credit that i can make mistakes on it. For me $1000-$1500 limit is good cuz i typically spend around $300-$500 per month on stuff.</quote>No, the higher credit limit is great because it raises the cap on your credit utilization which is great since you don't what to go above 30%. Which at $1500 is only perhaps a car repair or some over emergency expanse away. That and if your spending habits stay the same.... it doesn't really matter how much they raise it. --- 3DS FC:3368-5403-9633 Name: Kaizer PSN: Blackkaizer</quote> ... Copied to Clipboard!
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