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TopicIf you won the powerball would it solve all your problems?
LinkPizza
04/17/20 9:40:09 PM
#60:


blu posted...
The main thing preventing a move for most people is money. I don't know why people think moving is cheap. Not only that, but finding a place to live. And choosing between renting and buying, depending on the situation.

https://www.uhaul.com/UBox/RatesUBox/

About 2k to move an average amount of stuff completely across country. Not bad. Can be done in a credit card as a last resort to move to a new job. You can find a place to live using apartments.com, takes 5 minutes to make a meh decision. A couple hours to make a better one. Make a reddit thread for input on where you chose and youre golden. If its not great, can move after a year.

Then someone can learn a skill. How much you make isnt an inherent personality trait you cant change. My process was googling top 10 highest paying college majors, choosing two of what was the most interesting, looking at the 10 highest paying jobs for that major, and choosing one based on interest, shadowing, and bottom 25th percentile pay mid career. That put me my annual income in the top 1-2% of America with very little luck involved. But, you can still have be nearly as monetarily successful with just an associates because you star earning earlier. Its hard with kids, I really feel for divorced single parents and cant relate to their situation.

LinkPizza posted...

The unexpected is expected. You dont know whatll happen, but you know something unexpected will likely happen.

Actually having the kid, I mean. First year hospital bills, pregnancy. Sorry, that was totally my fault for being unclear >_<

What does your spending breakdown look like? I own luxury items, eat out frequently, dress well, travel, keep a generosity budget, and Ive never felt like I was being deprived. Ive always felt my spending is over-indulgent if anything. Even during the period as a student when I spent 12.5k a year, the lifestyle wasnt bad.

2k is a pretty high amount still. Not really pocket change. And getting a credit card, if they could, may be a bad idea if they are already struggling. As for apartment hunting, if youre only spending 5 minutes or a couple of hours, youre doing it wrong. Especially without seeing the place in person or knowing the area well. Asking people is fine and all, but still not the same. As everyone has different standards for what they consider nice, or a good area. Or whats cheap or expensive for the area.

Thats if they can learn a skill. Not everybody can just learn a new skill and be good at it. Or has the time or money to do so. With or without kids.

Yes. The unexpected happens all the time. And usually, with a cost. You have to factor that in. But its impossible to factor that in since the unexpected is a mystery until it happens. But if you dont plan for it, it usually means youre going to have a bad time...

Sure. Thats a one time thing. But its something that you're paying for for the next 18 years or so. Having a kid isnt the most expensive part. Thats usually everything after...

My bills are rent, Internet, power, gas, water, car note, car insurance (which is high due to not having money at a certain time), phone, and food. Splitting with my roommate, we can split the rent and bills and can usually get it down some. In the end, though, personal and split bills end up being more than I would like. Its definitely better with my current job. But my old job was barely keeping me afloat.

As for you college lifestyle, you have to remember, just because it wasnt bad for you doesnt mean it wouldnt suck for others...
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