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| Topic | Fuck yeah, buying a house soon. |
| littlebro07 06/05/19 7:40:21 PM #3: | @kinetika_ posted... How did you escape PMI? I'm going to get hit with it even though my down payment is 10% and you're not putting anything down? Got any family members who have been or are currently in the military? If so, you're eligible to open an account at Navy Federal Credit Union. They're pretty much everywhere. They have a "Homebuyers Choice" mortgage, which is $0 down and no PMI. There's a "funding fee" of 1.75% at closing but you can choose not to pay that for a slightly higher interest rate (like half a percent, I believe) They also apparently have a program where you use one of their preferred Realtors and you'll get a couple thousand bucks at closing, but I haven't looked much into that yet since we're pretty sure we have a realtor already. They also have pretty decent dividend rates on checking and savings that pay out monthly so I'm most likely switching everything to them once it's all done. --- ... Copied to Clipboard! |
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