LogFAQs > #909190605

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TopicDo any of you have a Target RedCard and like it?
KujikawaRising
09/21/18 2:47:53 PM
#4:


Grapple M1 posted...
Did the new apartment company run your credit yet?

Yep, they did a soft inquiry on Experian when they processed my application earlier this summer (this is a known sublet that my mom set up for me) and it's already approved. I have excellent credit - I only get my Equifax and Transunion scores and those are 795 and 796. The concern is that those have been dropping one point a month for the past five. I don't know why. I'm never carrying a balance, only charging like $500 a month (10%) on my Amazon Rewards Visa, have paid off my school loan and am close with my auto loan, and have made no significant changes.

Thus, I feel the need to open another card account to hopefully sustain and/or raise this score. An electric bill might also appear on there once I move. Are they going to need to do an inquiry, too?
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