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Topicare there alternatives to a company's 401k
Giant_Aspirin
04/03/18 11:11:58 AM
#14:


JBaLLEN66 posted...
Idk if Ill even live to 65


that's a risk you need to weigh. i don't think you should be foregoing any necessities to retire, but you should certainly weigh investments vs luxuries such as vacations or fancy dinners.

like most things in life, it's about balance. i invest enough to give myself a sound piece of mind about my retirement future but not so much that i can't spoil myself with things i enjoy.

i could invest more into my 401k but that would lower the amount of flexible spending i have each month. i know im taking a tax hit by investing that money later (should i not spend it), but the freedom to spend it how i want is worth that to me.
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