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Topic	So I was reading up on credit in the US and it's kinda blowing my mind
Colegreen_c12 01/11/23 8:14:02 AM #6:	masterplum posted... Its important to realize half of users use them as charge cards, as in it just puts all of your transactions into one bill that you pay at the end of the month for convenience. The other half uses it as actual loans (Which is a bad idea) Yea if you use it correctly it is actually suboptimal to not use credit cards. You should be paying no fees and getting a percent back of your purchases back. (I get like 5% back on food) --- DPOblivion beat us all. <cite>Colegreen_c12 posted [p:970770324] in So I was r... [t:80308260]...</cite> <quote>masterplum posted... </cite><quote>Its important to realize half of users use them as charge cards, as in it just puts all of your transactions into one bill that you pay at the end of the month for convenience. The other half uses it as actual loans (Which is a bad idea)</quote>Yea if you use it correctly it is actually suboptimal to not use credit cards. You should be paying no fees and getting a percent back of your purchases back. (I get like 5% back on food) --- DPOblivion beat us all.</quote> ... Copied to Clipboard!
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