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TopicSo I was reading up on credit in the US and it's kinda blowing my mind
hockeydude15
01/11/23 8:06:52 AM
#5:


masterplum posted...
Its important to realize half of users use them as charge cards, as in it just puts all of your transactions into one bill that you pay at the end of the month for convenience. The other half uses it as actual loans (Which is a bad idea)
I would put the split at more of a 10/90 with most people being pretty damn bad with money.

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