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TopicHow many credit cards do you have?
NoxObscuras
08/18/22 12:09:35 AM
#44:


gu-gohan posted...
Don't you have to pay annual fees for each credit cards in the US?

Because that's the reason why I own only one, lol ^^
I just use it for online transactions. But I fail to see why I should own more than one.

When going out for dinner or buying stuff directly in the store, I always use my standard debit card instead. No need to buy things on credit.
No. It depends entirely on the card. Some have annual fees, some don't. Out of the 4 credit cards, I currently have, only 1 has an annual fee. And I plan on getting rid of it because of that.

And I put all of my purchases on 1 credit card because it gives me cash back on everything. Then just pay it off quickly so it doesn't accrue interest.

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