LogFAQs > #966175316

Relient_K posted...

Is that not standard in Florida homeowners insurance? I've been seeing it for about 120ish a month but didn't look into what was covered.

Yes, but make sure to pay attention to your wind/hail deductible. Sometimes it's also called named storm or hurricane deductible. Here in Louisiana they stopped offering flat $1000 deductibles and the lowest you can get now is 2% of your dwelling coverage. So for a $200,000 home you're looking at minimum $4000 deductible. Just don't let someone fuck you over and entice you with a cheap rate by slapping you with like a $10k deductible or something. With how many hurricane Florida gets it's probably pretty similar, but being such a big state there are probably more options as far as companies go.